Core Viewpoint - The recent incident of credit card fraud involving Shanghai Pudong Development Bank's "Red Sand Card" has raised significant concerns about consumer safety and the responsibilities of banks in protecting their clients' financial interests [2][3][6]. Group 1: Incident Overview - Multiple holders of the "Red Sand Card" reported unauthorized transactions occurring in Brazil, despite being in China, with losses ranging from 10,000 to 20,000 RMB [2][3]. - The fraudulent transactions typically began with small test purchases of around 3 RMB, followed by larger transactions, often under 5,000 Brazilian Reais (approximately 6,000 RMB) [3]. - As of September 16, over 350 users had joined a social media group to discuss their experiences with the fraud, indicating a widespread issue [3]. Group 2: Bank Response and Legal Framework - Shanghai Pudong Development Bank and Mastercard have committed to ensuring that affected customers do not bear the financial losses from these unauthorized transactions [2][3][6]. - According to a 2021 ruling by the Supreme People's Court, banks are obligated to compensate customers for losses incurred from unauthorized transactions, provided that the fraud is determined to be a result of card skimming or network fraud [5][6]. Group 3: Consumer Protection and Risk Management - The incident highlights the need for improved risk management and consumer education regarding credit card safety, especially as Shanghai Pudong Development Bank has faced a high volume of complaints related to credit card issues [7][8]. - Experts recommend that consumers regularly monitor their transactions, set transaction limits, and utilize security features available through banking apps to mitigate the risk of fraud [9].

来源：环球网 为增强宣传实效，浦发银行郑州分行立足不同群体特征，开展分层分类、贴近生活的金融教育活动，推 动金融知识进社区、进企业、进校园、进乡村，实现全方位覆盖与深度触达。通过老百姓喜闻乐见的方 式，用符合实际生活场景和地域特色的普及手段，将金融知识送进千家万户。 为持续推动金融消费者教育及金融知识普及工作，切实提升社会公众金融素养，浦发银行郑州分行积极 响应国家金融政策与监管号召，聚焦百姓日常金融需求，全面启动金融教育宣传周系列活动，营造安 全、稳健、诚信的金融环境。 据介绍，该行高度重视此次金融教育宣传周，迅速成立专项工作领导小组，统筹制定详尽实施方案，明 确活动目标、主题口号、重点任务与时间节点，层层压实责任，确保各项宣传举措落到实处、取得实 效。 活动以线下网点为核心宣传阵地，通过统一张贴海报、悬挂横幅、电子屏滚动播放宣传标语等方式，全 面营造浓郁活动氛围。各营业网点均设立"金融知识宣传区"，聚焦金融消费者八项基本权利、防范非法 金融广告、电信诈骗识别、支付安全、个人信息保护、理财基础知识、存款保险制度及信用维护等热点 内容，开展系统化、场景化普及教育。 本年度活动在延续传统有效做法基础上，进一步突 ...

金融知识讲座：专业赋能，守护青春金融安全 长沙晚报掌上长沙9月17日讯（通讯员 戴佳）9月16日下午，浦发银行长沙分行走进湖南大学北校区， 开展校园招聘宣讲与就业指导、金融知识讲座系列活动，以务实举措推动校企合作走深走实，为青年学 子成长赋能。 校园招聘宣讲：多维展现，铺就职业成长之路 在招聘宣讲环节，浦发银行长沙分行人力资源部全方位展现了该行的发展实力与校招机遇。浦发银行自 1993年成立以来，以"为社会主义金融事业闯新路"为使命，秉承"笃守诚信，创造卓越"价值观，历经三 十余年发展，已构建覆盖境内所有省级行政区域，延伸至中国香港、新加坡、伦敦的国际化服务网络， 业务涵盖商业银行、信托、基金等多业态，位列英国《银行家》杂志"全球银行1000强"第19位、"全球 银行品牌价值500强"中资银行第10位，经营效益持续向好。 该行在宣讲环节重点推介了2026年度校园招聘：面向2024年1月1日至2026年12月31日毕业的本科及以上 学历毕业生（人工智能、金融科技等专业优先），设置业务储备生（公司业务、零售业务等多方向）、 信息科技岗等岗位。简历投递通道截至10月16日18:00，后续笔试（9月下旬和10月下旬分 ...

9月17日，浦发银行跌1.52%，截至发稿，报12.96元/股，成交8.69亿元，换手率0.22%，总市值3952.41 亿元。浦发银行股价已经连续4天下跌，区间累计跌幅8.22%。 资料显示，上海浦东发展银行股份有限公司位于上海市中山东一路12号,香港中环夏悫道12号美国银行 中心15及24楼，成立日期1992年10月19日，上市日期1999年11月10日，公司主营业务涉及 吸收公众存 款;发放短期、中期和长期贷款;办理结算;办理票据贴现;发行金融债券;代理发行、代理兑付、承销政府 债券;买卖政府债券;同业拆借;提供信用证服务及担保;代理收付款项及代理保险业务;提供保险箱业务;外 汇存款;外汇贷款;外汇汇款;外币兑换;国际结算;同业外汇拆借;外汇票据的承兑和贴现;外汇借款;外汇担 保;结汇、售汇;买卖和代理买卖股票以外的外币有价证券;自营外汇买卖;代客外汇买卖;资信调查、咨 询、见证业务;离岸银行业务;证券投资基金托管业务;全国社会保障基金托管业务;经中国人民银行和中 国银行业监督管理委员会批准经营的其他业务。 从基金十大重仓股角度 永赢红利慧选混合发起A（020287）成立日期2024年2月6日，最新规模 ...

该票面利率的确定，不仅有效降低了威海高新控股的融资成本，减轻了企业财务压力，更通过优化融资 结构，为其后续开展基础设施升级、产业项目投资等工作提供了稳定资金支持。 近日，浦发银行威海分行充分发挥专业金融服务优势，助力威海高新控股集团有限公司完成中期票据发 行，以定制化金融方案为地方实体经济发展注入金融活水。 威海高新控股集团有限公司作为威海高新区重要的城市建设与产业发展载体，承担着区域基础设施建 设、产业投资运营及科技创新服务等关键职能，对推动地方产业升级与经济高质量发展具有重要意义。 此次发行中，浦发银行凭借对区域经济及企业需求的深度洞察，以主承销商身份全程参与发行工作，协 助威海高新控股成功发行2025年度首期中期票据，发行规模10亿元，期限5年，票面利率创发行人历史 最低。 合作期间，浦发银行威海分行展现出敏锐的市场洞察力与高效的服务响应能力，通过常态化的高频走访 机制，第一时间捕捉到企业发债意向后，立即组建专业营销服务团队，多次与企业管理层深入沟通，结 合企业实际需求，运用深厚的专业知识与丰富的市场经验，为企业量身定制发行方案。浦发银行威海分 行团队通过全面细致的市场分析，制定精准投资策略，最终凭借优 ...

资料来源：浦发银行2024年度可持续发展报 告 编者按：ESG年报解读为搜狐财经及价值公司100联合发起的针对各公司ESG报告披露情况的解读专 栏。 参考上交所《上市公司治理准则》、港交所《环境、社会及管治守则》等文件，搜狐财经迭代完善各行 业ESG测评体系标准，并以最新标准为依托，以2024年公司ESG报告为主要数据来源，对公司环境资 源、社会责任及公司管治进行了评价。 本文为"浦发银行"篇。 出品 | 搜狐财经 研究员 | 张子豪 2025年9月，浦发银行信用卡出现大规模境外盗刷事件，涉及众多持卡人。 本次被盗刷的多为浦发银行红沙宣卡，也就是浦发银行与万事达卡合作发行的万事达"无价世界卡"。这 是一款面向境外消费需求较高用户的国际信用卡产品。 资料来源：小红书 众多客户反映，盗刷交易的消费地点大多在境外巴西。例如，有客户在9月9日、10日两天，信用卡在巴 西被盗刷多笔，金额从数千元到数万元不等。 多数客户在信用卡被盗刷时，并未收到任何短信、微信或APP内的交易预警和提示。例如，有客户信用 卡在9月9日、10日被盗刷，却在消费当日未收到任何通知，仅在入账日微信公众号收到推送。 此外，部分客户出现信用卡可用额 ...

Group 1 - The core theme of the financial education campaign is "Protecting Financial Rights and Supporting a Better Life," initiated by the National Financial Supervision Administration in collaboration with the People's Bank of China and the China Securities Regulatory Commission [1] - SPDB (Shanghai Pudong Development Bank) is actively participating in this nationwide financial knowledge dissemination initiative, conducting various engaging activities to educate consumers about financial literacy [1][4] - The campaign includes innovative and immersive methods to make financial knowledge more accessible and relatable to the public, enhancing the efficiency and reach of the education efforts [4][11] Group 2 - SPDB has introduced interactive activities such as the "Fraud Vision Chart" to help elderly customers identify key phrases in scam messages, thereby increasing their awareness of financial fraud [4][6] - The "Rational Balance" activity in Wuhan allows participants to visualize the importance of budgeting and rational spending, akin to how Vitamin B promotes metabolic balance [4][7] - Financial education sessions are being held in universities and rural areas, focusing on the significance of personal credit and the dangers of illegal intermediaries, similar to how Vitamin C strengthens immunity [7][9] Group 3 - The campaign employs various channels, including live streaming, community events, and public transport advertisements, to continuously remind consumers about financial risks and enhance their financial literacy [9][11] - The overall goal is to transform professional financial knowledge into easily digestible information, fostering a culture of rational financial awareness among consumers [11]

浦发银行上海分行作为浦发银行系统内首批外汇展业试行分行，自2024年10月开展外汇展业改革以来， 在国家外汇管理局上海市分局指导下，认真落实《银行外汇展业管理办法（试行）》要求，持续推进数 智化赋能外汇业务管理，重构外汇业务事前、事中、事后全流程的智能风控体系，为符合条件的优质客 户凭支付指令直接办理外汇业务，兼顾业务风险防范和业务便利，打造浦发外汇业务高效服务新模式。 依托政策"红利"，打造浦发跨境人民币服务新模式 2025年9月人民银行和外汇局鼓励已改革银行参照《银行外汇展业管理办法（试行）》及配套制度要求 办理跨境人民币业务。浦发银行在外汇展业改革近一年后，依据《银行外汇展业管理办法（试行）》政 策问答（三），结合自身客群特点、风控流程和跨境人民币业务风险差异等因素确定本行优质客户可凭 指令办理的跨境人民币业务范围，并按规定对相关业务开展风险交易监测，依托外汇展业模式办理跨境 人民币业务。 落地跨境人民币展业改革新流程，节约企业"脚底成本" 9 月12日，浦发银行上海分行为某船厂优质客户办理了2笔共计约 2280万船用配件货款的跨境人民币极 速汇出业务。该业务属于货物贸易 - 人民币 - 纳入海关统计的 ...

Core Viewpoint - The event organized by SPD Bank's Jinan branch celebrates its 24th anniversary while promoting financial education and consumer rights protection through a music concert, aiming to create a harmonious financial environment [1][5]. Group 1: Event Overview - The music concert took place on September 14, with over 1,500 attendees from various sectors, emphasizing the theme "Protecting Financial Rights, Supporting a Better Life" [3]. - The event creatively combined symphonic music with financial consumer protection knowledge, enhancing the outreach of financial education [3][5]. Group 2: Consumer Protection Initiatives - Volunteers distributed informational brochures and explained various types of scams, such as telecom fraud and online gambling traps, to raise awareness among consumers [3]. - Interactive segments like a "Financial Knowledge Quiz" were included, where participants could win commemorative fans featuring anti-fraud slogans, increasing customer engagement [3][5]. Group 3: Commitment to Customer-Centric Service - SPD Bank continues to prioritize customer-centric service, enhancing product and service quality to safeguard consumer rights amidst a complex consumption environment [5]. - The Jinan branch actively fulfills its social responsibility by promoting consumer rights protection knowledge and improving financial literacy and risk prevention capabilities among consumers [5].

Core Viewpoint - The article highlights the challenges faced by small and micro enterprises in securing financing, emphasizing the innovative measures taken by SPD Bank's Wuhan branch to address these issues through digital technology and inclusive financial products [1][2][5]. Group 1: Financing Challenges and Innovations - Small and micro enterprises in Hubei face significant difficulties in financing, often encountering high costs and limited access [1]. - SPD Bank is focusing on innovative financing mechanisms, such as "Knowledge Value Credit Loan" and "Commercial Value Credit Loan," to help transform intangible assets into financing capabilities [2]. - The bank is leveraging a provincial platform to create precise credit profiles for enterprises by integrating data from various departments, thus enhancing risk management [2]. Group 2: Digital Empowerment and User Experience - SPD Bank has developed the "PuHui LaiLe" app, allowing businesses to apply for loans quickly and conveniently, with a credit limit assessed in just three minutes [3]. - The app integrates various services, including credit assessment and legal support, providing a comprehensive solution for small and micro enterprises [3]. - The bank's digital platform has enabled faster loan disbursement, with a recent case showing a loan of 8.8 million yuan processed in one week at lower interest rates compared to traditional loans [3]. Group 3: Regional Development and Support - SPD Bank has established nine specialized branches in key development zones to provide targeted services for technology-driven industries [4]. - The bank has successfully facilitated quick loan approvals for innovative companies, demonstrating its commitment to supporting local economic development [4]. - The bank's efforts have resulted in significant loan disbursements, with over 167.3 billion yuan in credit loans issued to small and micro enterprises in Hubei [6]. Group 4: Inclusive Financial Services - SPD Bank is implementing a dynamic equity system to address the unique financing needs of small and micro enterprises, offering discounts that can reduce financing costs by up to 20% [5]. - The bank has introduced a "one-click renewal" feature for personal business loans, streamlining the renewal process and improving efficiency [5]. - The bank's initiatives aim to enhance the accessibility of financial services, ensuring that small enterprises can continue to thrive [5]. Group 5: Collaborative Ecosystem and Future Outlook - The bank is actively participating in the integration of technology and industry innovation in Hubei, having served over 20,000 small and micro enterprises with a total inclusive loan scale exceeding 53 billion yuan [6]. - SPD Bank's approach emphasizes the importance of collaboration between government, banks, and enterprises to foster a supportive ecosystem for innovation [7]. - The bank aims to continue enhancing its services to help small and micro enterprises convert intellectual property into financial assets, contributing to regional economic growth [7].