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民生银行济南分行营业部:警惕新型诈骗陷阱,筑牢安全防护网
Qi Lu Wan Bao· 2025-09-08 08:47
"杀猪盘"是近年来高发的新型诈骗模式。骗子在社交平台伪装成"高富帅""白富美",与受害者建立情感 关系,获取信任后,诱导其在虚假投资平台、赌博网站充值,最终卷款消失。防范这类诈骗需保持理 性:网络交友时,不要轻易透露经济状况;涉及投资、理财等话题时,要提高警惕,正规投资渠道均有 严格的资质审核,切勿轻信"稳赚不赔"的承诺。 随着科技发展,诈骗手段不断翻新,各类新型诈骗以更隐蔽、更具迷惑性的方式出现,给公众财产安全 带来新挑战。民生银行济南分行营业部就现常见诈骗及防范要点提示如下: 冒充"权威"的精准诈骗 不法分子通过非法渠道获取个人信息后,常冒充公检法、税务、社保等部门工作人员实施诈骗。他们会 以"涉嫌违法犯罪""账户异常"等理由,通过电话、视频通话展示伪造的"警官证""通缉令",要求受害者 将资金转入"安全账户"。这类诈骗的突破口在于利用受害者的恐慌心理。防范要点在于:公检法等部门 不会通过电话要求转账汇款,更不存在"安全账户";接到此类电话,可挂断后拨打官方客服或110核 实,切勿透露银行卡信息或进行转账操作。 网络社交中的"情感陷阱" 数字生活中的"钓鱼"圈套 随着线上交易增多,钓鱼网站、虚假APP成为 ...
民生银行临沂城东支行:金融知识进社区,传递金融正能量
Qi Lu Wan Bao· 2025-09-08 08:47
Core Viewpoint - The article highlights the efforts of Minsheng Bank's Linyi Chengdong Branch in promoting financial literacy and risk awareness among community residents through a financial knowledge education campaign [1][2]. Group 1: Event Overview - The campaign was themed "Financial Knowledge into the Community, Delivering Positive Financial Energy" and aimed to enhance the financial literacy of local residents [1]. - The event attracted approximately 200 community residents, with over 300 promotional materials distributed and more than 50 questions answered on-site, indicating a successful outreach [2]. Group 2: Educational Content - The educational content covered essential topics such as the significance of the deposit insurance system, practical tips for preventing telecom fraud and illegal fundraising, basic personal financial planning, and credit card usage precautions [2]. - Staff utilized simple language and relatable examples to explain the deposit insurance system, thereby increasing residents' trust in banks [2]. - The anti-fraud segment included case analyses and real-life examples of common scams, such as online shopping fraud and impersonation of law enforcement, to help residents recognize fraud tactics and enhance their protective awareness [2]. Group 3: Future Plans - Minsheng Bank's Linyi Chengdong Branch plans to continue fulfilling its social responsibility by exploring innovative educational methods to provide professional financial knowledge services to more residents [3]. - The bank aims to actively spread positive financial energy and contribute to creating a harmonious and stable financial environment [3].
民生银行济南分行营业部:吹响消保金号角,开展消保宣传活动
Qi Lu Wan Bao· 2025-09-08 08:47
在企业,工作人员结合下午茶活动,组织员工观看金融基础知识教育宣传系列短视频,随后通过发放宣 传折页、开展金融知识讲座等形式,对消费者权益保护相关金融知识进行全方位讲解,重点宣讲金融消 费者权益保护的八项权利、防范金融风险技巧、投资理财注意事项等内容。在知识竞答互动环节,工作 人员对员工提出的问题进行一对一解答,并现场教学民生银行手机银行安全账户设置流程、银行卡非柜 面出金限额设置流程,帮助企业员工提高金融风险防范能力。 此次消保宣传活动取得了显著成效,覆盖人群广泛,得到了一致好评。未来,民生银行济南分行营业部 将持续推进消保宣传工作常态化、多样化,不断创新宣传形式和内容,聚焦不同群体的金融需求,切实 履行金融机构社会责任,为营造安全、健康、和谐的金融消费环境贡献更大的力量。 在金融市场蓬勃发展的今天,金融产品和服务日益丰富,与此同时,金融风险也悄然潜伏,金融消费者 权益保护变得尤为重要。近日,民生银行济南分行营业部积极响应号召,全面吹响消保金号角,开展了 一系列精彩纷呈的消保宣传活动。 活动期间,民生银行济南分行营业部充分利用厅堂优势,在营业大厅营造浓厚的消保宣传氛围。在大厅 显眼位置摆放宣传展板,滚动播放消 ...
民生银行济南分行营业部多举措开展反洗钱宣传活动
Qi Lu Wan Bao· 2025-09-08 08:47
Group 1 - The core viewpoint of the articles emphasizes the importance of anti-money laundering (AML) efforts by Minsheng Bank's Jinan branch to enhance public awareness and participation in financial security [1][2] - Minsheng Bank's Jinan branch has implemented various promotional activities, including displaying AML-themed videos and slogans on electronic screens, and providing informational brochures in public areas for customer education [1] - The bank has established a dedicated consultation service desk to address customer inquiries about AML, focusing on personal information protection and proper account usage [1] Group 2 - The bank targets specific groups such as corporate clients and the elderly, conducting tailored outreach through home visits and small seminars to explain the risks of money laundering and preventive measures [1] - For elderly clients, staff use simple language to explain common scams and the legal risks associated with careless sharing of bank cards or assisting others in transferring money [1] - Minsheng Bank's Jinan branch plans to integrate AML awareness into daily operations and continuously innovate promotional methods to strengthen public understanding and risk prevention capabilities [2]
民生银行临沂分行:关于防范个人信息泄露的风险提示
Qi Lu Wan Bao· 2025-09-08 08:47
Core Viewpoint - Personal information security is a crucial defense for financial safety, with various methods employed by criminals to steal personal information, necessitating awareness and preventive measures from financial consumers [1][11]. Group 1: Common Personal Information Leakage Risk Scenarios - Phishing traps involve criminals disguising as banks or e-commerce platforms to send fake messages or emails, luring individuals to click on phishing links to steal account information [1]. - Impersonation of financial institutions occurs when fraudsters claim to be bank staff or regulatory personnel, requesting sensitive information under false pretenses [2]. - Public network security risks arise when individuals connect to free WiFi in places like cafes or hotels, potentially allowing hackers to intercept transaction data [3]. - Risks from lending personal documents and accounts can lead to misuse for money laundering or illegal online loans, resulting in information leakage and legal consequences [4]. - Over-authorization of information occurs when users grant excessive permissions to apps or fail to deactivate unused financial accounts, leading to potential illegal use of their information [5]. Group 2: Five Core Measures for Personal Information Protection - Strictly guard verification codes by never disclosing SMS verification codes or passwords to anyone, as bank staff will not request such information [6]. - Verify information through official channels by checking suspicious calls or messages via the bank's official website or customer service hotline [7]. - Follow the "three don'ts" for internet use: do not click on unknown links, do not scan unverified QR codes, and do not connect to public WiFi for financial transactions [8]. - Enforce "two prohibitions" on document and account management: do not lend important items like ID cards or bank cards, and do not rent or sell accounts [9]. - Maintain strict control over information authorization by cautiously granting app permissions, regularly clearing personal information from documents, and promptly deactivating idle accounts [10].
中国民生银行潍坊高密支行开展反假币宣传活动 提升公众金融安全意识
Qi Lu Wan Bao· 2025-09-08 08:47
反假工作是一项长期而艰巨的任务,需要持续用力、久久为功。民生银行潍坊高密支行将以此次活动为 契机,不断创新宣传方式,拓宽宣传渠道,持续加强反假币宣传教育工作,确保反假币知识深入人心。 同时,支行将进一步加强与公安、市场监管等部门的合作,共同维护良好的金融秩序和社会稳定,为构 建和谐、安全、稳定的金融环境贡献力量。 在具体宣传过程中,民生银行潍坊高密支行采取"网点宣传+社区宣传"相结合的模式,多维度开展反假 知识普及工作。一方面,在营业网点LED显示屏滚动播放反假币宣传标语,设置反假币宣传专栏,摆放 宣传折页和手册供客户取阅。大堂经理及柜员在日常服务中主动向客户讲解假币识别方法,增强客户防 范意识。另一方面,积极走进社区,通过悬挂横幅、设立咨询台、发放宣传资料、现场演示假币识别技 巧等方式,面对面解答居民疑问。特别针对老年群体,工作人员耐心讲解反假知识,进一步提升了社区 居民的反假币能力。 本次活动累计发放宣传资料一百余份,覆盖人群超过100人次,取得了良好的社会反响。社区群众普遍 表示受益匪浅,对民生银行潍坊高密支行的宣传活动给予了高度评价。 为切实增强社会公众防范假币意识,维护人民群众财产安全及金融秩序稳定 ...
民生银行潍坊分行营业部开展“吹响消保金号角金融知识齐鲁行”进企业宣传活动
Qi Lu Wan Bao· 2025-09-08 08:47
此次活动不仅增强了企业员工的金融风险防范意识,也进一步拉近了银行与客户之间的距离,营造了良 好的金融消费环境。活动结束后,企业员工纷纷表示受益匪浅,不仅学到了实用的金融知识,也对银行 的服务理念和专业能力有了更深入的了解。 为进一步巩固宣传成效,民生银行潍坊分行营业部还建立了"金融知识进企业"常态化机制,计划定期组 织金融知识讲座、线上答疑、案例分享等活动,持续为企业员工提供专业、便捷的金融服务。同时,该 行还鼓励员工将所学知识传递给家人和朋友,形成"一人带动一家、一家影响一片"的良好氛围,推动金 融知识普及向家庭、社区延伸。 未来,民生银行潍坊分行将持续践行"以客户为中心"的理念,积极履行社会责任,不断拓展金融知识宣 传的广度和深度,助力构建和谐、安全、健康的金融生态环境,为推动区域经济高质量发展贡献力量。 为提升企业员工金融素养,守护金融消费安全,近日,民生银行潍坊分行营业部组织员工走进合作企 业,开展了"吹响消保金号角,金融知识齐鲁行"金融知识普及宣传活动,为企业职工送去内容丰富的金 融知识盛宴。 活动中,该行工作人员结合当前金融诈骗形势和员工实际需求,围绕防范电信网络诈骗、个人信息保 护、理性投资与理 ...
民生银行潍坊青州支行开展“警惕征信修复陷阱 守护信用财富安全”主题宣传活动
Qi Lu Wan Bao· 2025-09-08 08:47
此次宣传活动得到了沿街商户的积极响应和好评。不少商户表示,通过工作人员的讲解,他们不仅对征 信知识有了更深入的了解,也大大提高了对"征信修复"诈骗的防范意识。一位商户感慨道:"以前总听 说有征信修复的骗局,但具体怎么防范却不清楚。通过今天的宣传,我们学到了很多实用的知识,以后 遇到类似情况就知道该怎么应对了"。 为切实增强社会公众的征信安全意识,有效防范"征信修复"陷阱,近日,民生银行潍坊青州支行组织开 展了以"警惕征信修复陷阱,守护信用财富安全"为主题的宣传活动。此次活动通过深入沿街商户,面对 面讲解征信知识,帮助公众识别和防范征信修复诈骗,取得了显著成效。 民生银行潍坊青州支行工作人员表示,将持续开展此类宣传活动,进一步扩大宣传范围,丰富宣传形 式,切实帮助社会公众提升征信安全意识,共同维护健康的金融市场秩序。未来还将通过线上宣传、社 区讲座等多种形式,将征信安全知识普及到更广泛的群体,为构建诚信社会贡献力量。 活动期间,该支行工作人员分为多个小组,深入附近沿街商户,通过发放宣传折页、现场讲解等方式, 向商户们普及征信知识。宣传折页内容详实,涵盖了征信报告的重要性、如何正确查询征信报告、征信 异议处理流程 ...
民生银行潍坊高密支行开展金融消费者权益保护知识宣传进市场活动
Qi Lu Wan Bao· 2025-09-08 08:47
宣传活动重点针对中老年消费者群体,该群体金融知识相对薄弱,支行结合这一特点,通过现场宣讲、 发放宣传折页、案例警示、互动答疑等多种形式,帮助中老年群体增强识别诈骗能力,了解合法维权渠 道。活动以通俗易懂的语言,向群众讲解银行卡安全、存款保险制度、理财风险等知识,重点剖析"高 息理财""保健品投资"等常见骗局套路,并围绕电信诈骗、普惠金融、养老金融等金融消费者权益保护 和金融服务政策,帮助消费者正确认识金融产品和服务,了解自身合法权益,提高识别和防范风险的能 力。支行工作人员还现场一对一答疑解惑,帮助识别可疑手机软件,并指导群众下载"国家反诈中 心"APP。 为深入贯彻落实金融消费者权益保护的工作要求,提升公众金融风险防范意识,强化人民群众的消费者 权益保护能力,近日,民生银行潍坊高密支行组织员工走进当地密贸市场开展了金融消费者权益保护知 识宣传活动。 本次宣传活动覆盖市场内商户及消费者一百余人次,发放宣传折页一百余份,现场解决疑问四十余条。 通过此次宣传活动,不仅提高了辖区居民的消费权益保护意识,增强了消费者鉴假维权能力,也引导消 费者懂法、守法,学习正确的消费方式、维权方式,树立理性的消费观念。在接下来的工 ...
战略转型持续推进 客户经营质效逐步显现
Jin Rong Shi Bao· 2025-09-08 02:03
Core Viewpoint - In the first half of the year, Minsheng Bank demonstrated steady growth in operating income while focusing on customer-centric strategies and sustainable development, despite a decline in net profit due to increased risk provisioning. Group 1: Financial Performance - Minsheng Bank achieved operating income of 72.4 billion yuan, a year-on-year increase of 7.83%, with both net interest income and non-interest income showing growth [1] - As of June 30, 2025, net interest income increased by 1.28% year-on-year, with a net interest margin of 1.39%, up by 1 basis point, indicating stabilization in a challenging industry environment [1] - The bank's net profit decreased by 4.87% year-on-year, primarily due to an increase in the risk provisioning ratio, with the coverage ratio rising by 3.12 percentage points since the beginning of the year [1] Group 2: Customer Strategy - The bank has adopted an integrated approach to managing large, medium, and small micro personal clients, enhancing customer acquisition and retention [2] - As of mid-year, the scale of strategic customer deposits and loans reached 1.2 trillion yuan and 1.5 trillion yuan respectively, showing significant traction [2] - The number of small and medium-sized enterprise loan clients increased by 15% year-to-date, with a continuous growth in credit balance for small and medium enterprises [2] Group 3: Product and Service Development - The bank's retail customer base grew by 3.9% year-on-year, with assets under management (AUM) increasing by 7.1% [2] - Technology-oriented enterprise clients grew by 7% year-to-date, with loan balances increasing by 5%, and green loans up by 10% [3] - The bank is focusing on stable and foundational strategic businesses such as supply chain financing, payment settlement, and mortgage services, which are crucial for long-term development [3] Group 4: Strategic Direction - The current performance reflects the gradual success of the bank's strategic transformation and commitment to serving the real economy while enhancing operational efficiency [3] - The bank aims to deepen customer engagement and promote high-quality, sustainable development without engaging in excessive competition [3]