Group 1 - The core point of the article is the financial performance of Shanghai Bank's consumer finance subsidiary, Shangcheng Consumer Finance, as disclosed in its semi-annual report [1] Group 2 - As of the end of the reporting period, Shangcheng Consumer Finance had total assets of 24.914 billion yuan [1] - The net assets of Shangcheng Consumer Finance were reported at 2.623 billion yuan [1] - The loan balance reached 24.422 billion yuan during the reporting period [1] - The company achieved a net profit of 126 million yuan in the reporting period [1]

8月28日，上海银行发布2025年半年度报告。报告显示，2025年上半年，集团实现营业收入273.44亿元，同比增长4.18%；归属于母公司股东的净利润132.31亿元，同比增长2.02%。上半年 截至上半年末，集团资产总额32937.14亿元，较上年末增长2.08%，聚焦主责主业，加大科技金融、普惠金融、绿色金融等重点领域贷款投放力度，客户贷款和垫款总额14369.84亿元，较上 截至上半年末，集团不良贷款率1.18%，与上年末持平。资本充足率14.62%，一级资本充足率11.67%，核心一级资本充足率10.78%，分别较上年末提升0.41个百分点、0.43个百分点、0.4 ...

每经AI快讯，上海银行（SH 601229，收盘价：9.64元）8月28日晚间发布公告称，公司2025年第八次董 事会会议于2025年8月28日以现场加视频接入方式召开。会议审议了《关于2025年半年度报告及摘要的 议案》等文件。 2025年1至6月份，上海银行的营业收入构成为：利息收入占比151.4%，非利息收入占比8.4%。 截至发稿，上海银行市值为1370亿元。 每经头条（nbdtoutiao）——申请超2万份，已开出41家，加盟海底捞，你要准备多少钱？1000万元不算 多，真实"账单"公布 （记者 王晓波） ...

来源：上海证券报·中国证券网 上证报中国证券网讯（记者 陈佳怡）8月28日晚间，上海银行披露2025年半年度报告。报告期内，该行 实现营业收入273.44亿元，同比增长4.18%；归属于母公司股东的净利润132.31亿元，同比增长2.02%。 资产规模方面，截至报告期末，上海银行资产总额32937.14亿元，较上年末增长2.08%。该行聚焦主责 主业，加大科技金融、普惠金融、绿色金融等重点领域贷款投放力度，截至报告期末客户贷款和垫款总 额14369.84亿元，较上年末增长2.22%；聚焦存款拓展，深化客户经营和综合化金融服务，报告期末存 款总额17813.66亿元，较上年末增长4.17%。 资产质量总体平稳。截至报告期末，上海银行不良贷款率1.18%，与上年末持平。资本水平充足，截至 报告期末，该行资本充足率14.62%，一级资本充足率11.67%，核心一级资本充足率10.78%，分别较上 年末提升0.41个百分点、0.43个百分点、0.43个百分点。 ...

来源：上海证券报·中国证券网 上证报中国证券网讯（记者 陈佳怡）8月28日晚间，上海银行公告，经公司董事会2025年第八次会议审 议通过，2025年中期利润分配方案如下：拟向全体普通股股东每10股派发现金股利3.00元（含税），合 计拟派发普通股现金股利约42.63亿元（含税），占合并报表归属于母公司普通股股东的净利润的比例 为32.22%。 上海银行高度重视投资者分享经营发展成果、获取合理投资回报诉求，为股东提供持续、稳定、合理的 投资回报。上海银行积极响应一年多次分红、增强投资者获得感政策导向，2024年首次实施中期分红， 2025年中期分红比例进一步提升至32.22%；2022年度、2023年度、2024年度现金分红比例分别为 26.75%、30.06%、31.22%，连续两年保持提升。 2025年4月，上海银行发布估值提升计划，计划未来3年每年年度现金分红比例不低于30%，持续向市场 和投资者传递确定性。 ...

Core Viewpoint - Shanghai Bank has demonstrated steady growth in various business segments, focusing on digital transformation, risk management, and enhancing service quality to support the real economy and achieve sustainable development [1][2][3]. Financial Performance - As of June 30, 2025, Shanghai Bank's total assets reached CNY 32,937.14 billion, a 2.08% increase from the previous year [2]. - Customer loans and advances totaled CNY 14,369.84 billion, up 2.22% year-on-year [2]. - Total deposits amounted to CNY 17,813.66 billion, reflecting a 4.17% growth [2]. - The bank reported operating income of CNY 273.44 billion, a 4.18% increase, and a total profit of CNY 159.65 billion, up 4.20% [2]. - Net profit attributable to shareholders was CNY 132.31 billion, a 2.02% increase, with basic earnings per share at CNY 0.93, up 2.20% [2]. - As of June 30, 2025, net assets attributable to shareholders were CNY 2,634.88 billion, a 3.66% increase [2]. Asset Quality and Capital Levels - The non-performing loan (NPL) ratio remained stable at 1.18%, unchanged from the previous year [3]. - Core Tier 1 capital adequacy ratio was 10.78%, Tier 1 capital adequacy ratio was 11.67%, and total capital adequacy ratio was 14.62%, all showing improvements from the previous year [3]. Shareholder Returns - The bank has increased its dividend payout ratio to 32.22% for the mid-year dividend in 2025, following previous increases in cash dividend ratios over the past three years [4]. Strategic Initiatives - Shanghai Bank is focusing on developing a technology-driven financial service system, particularly in supporting strategic emerging industries and small and medium-sized enterprises (SMEs) [5][6]. - The bank's technology loan issuance increased by 13.67% year-on-year, with a total technology loan balance growing by 8.05% [6]. - Inclusive finance initiatives saw a 7.59% increase in loan issuance, with the total balance reaching CNY 1,447.46 billion [9]. Green Finance Development - The bank is enhancing its green finance services, with green loan issuance growing by 3.88% year-on-year and the total balance increasing by 8.01% [10]. Elderly Financial Services - Shanghai Bank has positioned itself as a "Pension Financial Service Expert," with pension customers reaching 1.5941 million, maintaining the largest market share in Shanghai [11][13]. Digital Transformation - The bank is advancing its digital finance capabilities, with significant improvements in online services and customer engagement, including a 7.96% increase in online financing services for SMEs [14]. Regional Development Support - Shanghai Bank is actively supporting the integration of the Yangtze River Delta region, with over CNY 180 billion allocated to major projects in the first half of 2025 [15]. Real Estate and Consumer Finance - The bank has increased its housing mortgage loan issuance by 6.44% year-on-year, with a focus on supporting consumer demand in the real estate market [21].

Group 1 - The core viewpoint of the news is that Shanghai Bank has shown stable growth in its financial performance for the first half of 2025, with a focus on key areas such as technology finance, inclusive finance, and green finance [1] - Shanghai Bank achieved an operating income of 27.344 billion yuan, a year-on-year increase of 4.18%, and a net profit of 13.231 billion yuan, a year-on-year increase of 2.02% [1] - As of the end of June 2025, total assets reached 3.29 trillion yuan, reflecting a growth of 2.08% compared to the end of the previous year [1] Group 2 - The total amount of customer loans and advances reached 1.44 trillion yuan, with a year-on-year growth of 2.22% [1] - The balance of technology loans increased by 8.05%, with over 10,000 enterprises receiving technology loans, including more than 2,900 specialized and innovative enterprises and over 4,500 high-tech enterprises [1] - Shanghai Bank has positioned itself as a "pension financial service expert," with 1.5941 million pension customers, maintaining the largest market share in the Shanghai region [1] Group 3 - The bank has been enhancing its credit risk management system, effectively controlling new non-performing loans while increasing efforts to resolve existing risks, resulting in stable asset quality [1] - As of June 2025, the non-performing loan ratio stood at 1.18%, unchanged from the end of the previous year, with a continuous decline in corporate loan non-performing rates and a decrease in retail non-performing loan generation [1] Group 4 - Shanghai Bank has responded to policies aimed at enhancing investor returns by implementing a mid-term dividend for the first time in 2024, with the mid-term dividend ratio further increased to 32.22% in 2025 [2]

转自：证券时报 人民财讯8月28日电，上海银行发布2025年半年度报告显示，今年上半年该行实现营业收入273.44亿 元，同比增长4.18%；归属于母公司股东的净利润132.31亿元，同比增长2.02%。截至6月末，该行资产 总额3.29万亿元，较上年末增长2.08%；不良贷款率1.18%，与上年末持平。 ...

北京商报讯（记者 孟凡霞 实习记者 周义力）8月28日晚间，上海银行披露2025年半年度业绩报告，报 告期内，该行实现营业收入273.44亿元，同比增长4.18%；归属于母公司股东的净利润132.31亿元，同 比增长2.02%。报告期末，归属于母公司股东的净资产2634.88亿元，较上年末增长3.66%。 截至报告期末，上海银行资产总额32937.14亿元，较上年末增长2.08%；客户贷款和垫款总额14369.84 亿元，较上年末增长2.22%；存款总额17813.66亿元，较上年末增长4.17%。 资产质量方面，截至报告期末，上海银行不良贷款率1.18%，与上年末持平；资本充足率14.62%，一级 资本充足率11.67%，核心一级资本充足率10.78%，分别较上年末提升0.41个百分点、0.43个百分点、 0.43个百分点。 ...

证券代码：601229 证券简称：上海银行 公告编号：临 2025-046 优先股代码：360029 优先股简称：上银优 1 可转债代码：113042 可转债简称：上银转债 上海银行股份有限公司 关于关联交易事项的公告 上海银行股份有限公司（以下简称"公司"）董事会及全体董事保证本公告 内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准 确性和完整性承担法律责任。 重要内容提示： 交易内容： 1、经公司董事会 2025 年第八次会议审议通过，同意调整向上银国际（深圳） 有限公司（以下简称"上银国际（深圳）"）转让相关资管计划所持有的资产的 支付进度，其他业务要素保持不变。 2、经公司董事会 2025 年第八次会议审议通过，同意给予上海新微科技集团 有限公司（以下简称"新微集团"）人民币 4 亿元授信额度，授信有效期 3 年。 回避表决事宜： 关联董事顾建忠先生、施红敏先生、牛韧先生对与上银国际（深圳）的关联 交易事项回避表决。 关联董事叶峻先生、应晓明先生对与新微集团的关联交易事项回避表决。 本次与上银国际（深圳）的关联交易为调整支付进度，与新微集团的关 联交易为公司日常业务经营中的正常业 ...