Group 1: Core Initiatives and Impact - Shanghai Bank has been involved in a partnership with Yunnan's Wenshan Zhuang and Miao Autonomous Prefecture since 2018, focusing on rural development and poverty alleviation through various projects [2][16] - The establishment of the "Shangyin Qihang Building" at Ajiao Primary School has improved dining conditions for students, allowing them to enjoy meals without weather concerns [1][12] - The blueberry industry in Yanshan County, supported by Shanghai Bank and Shenzhen Nopoxin Group, has generated an annual output value of 400 million yuan, creating jobs for nearly 10,000 local farmers [4][5] Group 2: Financial and Educational Support - Shanghai Bank signed a cooperation memorandum with the Yanshan County government and Nopoxin Group to enhance financial services and support the blueberry industry's growth [4][5] - The "Head Goose Plan" training program has been organized to cultivate local agricultural leaders, focusing on modern agricultural practices and e-commerce [5][6] - The bank has initiated educational support programs, helping over 300 local students, with more than 20 gaining admission to higher education institutions [12][16] Group 3: Community Development and Health Initiatives - The bank's efforts have led to significant income growth in partnered villages, with per capita annual income increasing by over 20% in recent years [8] - Shanghai Bank has collaborated with the Shanghai Children's Foundation to provide medical assistance for children with congenital heart disease, expanding the program to cover eight counties in Wenshan [14][15] - The bank has also invested in infrastructure improvements for local schools, enhancing educational facilities and living conditions for teachers and students [12][14]

| 证券代码：601229 | 证券简称：上海银行 | 公告编号：临 2024-069 | | --- | --- | --- | | 优先股代码：360029 | | 优先股简称：上银优 1 | | 可转债代码：113042 | | 可转债简称：上银转债 | 一、2024 年中期普通股权益分派基本情况 2024 年 5 月 30 日，公司 2023 年度股东大会审议通过了《关于上海银行股份 有限公司 2023 年度利润分配方案的提案》，授权董事会在符合利润分配条件的情 况下制定并实施具体的 2024 年中期利润分配方案。2024 年 9 月 29 日，公司董事 会六届四十次会议审议通过了《关于 2024 年中期利润分配方案的议案》，决定以 届时实施权益分派股权登记日登记的普通股总股本为基数，向登记在册的全体普 通股股东每 10 股派发现金股利 2.80 元（含税）。公司 2023 年度股东大会决议公 告和董事会六届四十次会议决议公告已分别于 2024 年 5 月 31 日和 2024 年 9 月 30 "上银转债"停止转股的提示性公告 1 上海银行股份有限公司（以下简称"公司"）董事会及全体董事保证本公告 ...

Financial Performance - In the first three quarters of 2024, the group achieved operating income of CNY 39.542 billion, a year-on-year increase of 0.68% [1] - Net profit attributable to shareholders was CNY 17.587 billion, with a year-on-year growth of 1.40% [1] - The non-performing loan (NPL) ratio stood at 1.20%, an increase of 0.04 percentage points from the end of the previous year [1] Asset Quality - The overall asset quality shows a stable and improving trend, with key indicators such as non-performing assets and loans continuously improving [2] - New non-performing loans have been decreasing year-on-year, and the risk coverage capacity remains sufficient [2] - As of September 2024, the provision coverage ratio was 4.65%, and the loan provision ratio was 3.33% [1] Credit Growth Areas - In the first three quarters of 2024, over 90% of the increase in corporate loans came from key areas such as technology finance, inclusive finance, and green finance [2] - Loans to technology enterprises reached CNY 177.225 billion, a year-on-year increase of 35.24% [2] - Inclusive finance loans amounted to CNY 156.873 billion, growing by 34.56% year-on-year [2] - Green finance loans totaled CNY 64.774 billion, with a year-on-year growth of 10.36% [2] Mortgage Loan Strategy - The bank actively supports consumer financing for housing, with a mortgage loan balance of CNY 157.674 billion as of September 2024, including CNY 74.143 billion in Shanghai, a growth of 4.15% from the previous year [2] Deposit Business and Cost Management - Total deposits reached CNY 1,746.064 billion, reflecting a year-on-year growth of 6.46% [2] - The interest rate for corporate deposits was 1.79%, down by 0.14 percentage points year-on-year, while personal deposit rates were at 2.16%, a decrease of 0.15 percentage points [2] Dividend Distribution - The board approved the mid-term profit distribution plan on September 29, 2024, proposing a dividend of CNY 3 for every 10 shares held [3]

Group 1: Financial Performance and Dividends - Shanghai Bank has distributed and announced cash dividends totaling over 450 billion, which is more than four times the IPO financing scale [1] - The cash dividend ratio for 2023 increased from 26.75% to 30.06% of the net profit attributable to ordinary shareholders [1] - For 2024, the bank plans to implement a mid-term dividend, with the amount expected to account for 30.67% of the semi-annual net profit [1] Group 2: Interest Rate and Margin Management - The average deposit interest rate for the first half of 2024 is around 2%, with expectations of a decline due to factors like reduced deposit rates [1] - The bank is focusing on net interest margin management by enhancing deposit pricing strategies and expanding low-cost deposits [2] - The bank anticipates that the pressure on net interest margins will ease in 2025 as deposit costs continue to improve [2] Group 3: Asset Quality and Risk Management - The bank's non-performing loan (NPL) ratio in the real estate sector has decreased to below 2% in Q3 2024, down from 3.05% in 2021 [3] - Retail loan quality has shown some volatility, but overall risk remains manageable, with the bank's NPL ratio better than the industry average [3] - As of September 2024, the bank's provision coverage ratio stands at 277.31%, an increase of 4.65 percentage points from the end of 2023 [2] Group 4: Corporate Lending and Sector Focus - As of September 2024, the total number of corporate clients reached 300,300, a growth of 4.16% year-on-year [3] - The bank's corporate loans amounted to 832.6 billion, reflecting a 4.56% increase from the previous year [3] - Key sectors for corporate lending include technology finance, inclusive finance, and green finance, with over 90% of new corporate loans allocated to these areas [3] Group 5: Market Outlook and Investment Strategy - The bank expects the bond market to maintain a stable liquidity environment, with interest rates fluctuating within a range [4] - The bank plans to enhance its bond investment strategy by increasing allocations to government bonds, local government bonds, and credit bonds [4] - The bank is actively engaging with government institutions and associations to identify major project opportunities for future growth [4]

财联社11月13日讯 （记者 曹韵仪） 今日，在上海银行三季度业绩说明会上，该行针对投资者关心的热 点话题进行回复。 上海银行表示，四季度将加强息差管理，将结合市场利率变化，动态调整存款定价策略，同时加大重点 领域、重点区域的贷款投放力度，减缓利率下行对资产收益率的影响。 在四季度的对公业务和开门红准备上，上海银行表示正在排摸客户需求，推进项目落地，为开门红做好 准备。目前，资产项目储备充实，其中约六成项目为科技金融、普惠金融、绿色金融等重点领域。 四季度将加强净息差管理 三季度报显示，上海银行营业收入和归母净利润均微增。截至9月末，该行实现营业收入395.42亿元， 同比增长0.68%；实现归母净利润175.87亿元，同比增长1.4%。分季度看，2024年7-9月，上海银行实现 营业收入132.95亿元，同比增长2.96%；实现归母净利润46.18亿元，同比增长2.41%。 具体看，2024年前三季度，上海银行实现利息净收入249.88亿元，同比下降8.27%。从结构来看，手续 费及佣金净收入下降较多，同比下降20.71%成为拖累项；但投资收益105.84亿元，同比增长139.41%。 针对四季度的息差管理 ...

上海银行股份有限公司（以下简称"公司"或"上海银行"）董事会及全体 董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内 容的真实性、准确性和完整性承担法律责任。 重要内容提示： ● 拟聘任会计师事务所名称：毕马威华振会计师事务所（特殊普通合伙） （以下简称"毕马威华振"） ● 原聘任会计师事务所名称：普华永道中天会计师事务所（特殊普通合伙） （以下简称"普华永道中天"） 证券代码：601229 证券简称：上海银行 公告编号：临2024-065 优先股代码：360029 优先股简称：上银优1 可转债代码：113042 可转债简称：上银转债 上海银行股份有限公司 关于变更会计师事务所的公告 ● 变更会计师事务所的简要原因及前任会计师的异议情况：根据会计师事 务所选聘相关规定，结合市场信息，基于审慎性原则，经履行招标程序并根据评 标结果，公司拟聘任毕马威华振会计师事务所（特殊普通合伙）为 2024 年度外 部审计机构。公司已就变更会计师事务所相关事项与原聘任会计师事务所进行了 沟通，原聘任会计师事务所对变更相关事项无异议。 一、拟聘任会计师事务所的基本情况 （一）机构信息 1.基本信息 毕马威华 ...

证券代码：601229 证券简称：上海银行 公告编号：临2024-064 优先股代码：360029 优先股简称：上银优1 可转债代码：113042 可转债简称：上银转债 上海银行股份有限公司 董事会六届四十二次会议决议公告 上海银行股份有限公司（以下简称"公司"）董事会及全体董事保证本公告 内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、 准确性和完整性承担法律责任。 公司董事会六届四十二次会议于 2024 年 11 月 12 日以书面传签方式召开， 会议通知已于 2024 年 11 月 7 日以电子邮件方式发出。本次会议应参加表决董 事 16 人，实际参加表决董事 16 人。本次会议的召开符合《中华人民共和国公 司法》《上海银行股份有限公司章程》《上海银行股份有限公司董事会议事规 则》的规定。 会议经审议并通过以下议案： 一、关于聘请 2024 年度外部审计机构的议案 会议同意将相关事项提交股东大会审议。详见公司在上海证券交易所披露 的关于变更会计师事务所的公告。 二、关于提请召开 2024 年第二次临时股东大会的议案 表决情况：同意 16 票，反对 0 票，弃权 0 票。 详见公司在上 ...

证券代码：601229 证券简称：上海银行 公告编号：临 2024-067 优先股代码：360029 优先股简称：上银优1 可转债代码：113042 可转债简称：上银转债 上海银行股份有限公司 首次公开发行限售股上市流通公告 上海银行股份有限公司（以下简称"公司"）董事会及全体董事保证本公告 内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准 确性和完整性承担法律责任。 重要内容提示： 本次股票上市类型为首发股份；股票认购方式为网下，上市股 数为 359,050,718 股。 二、本次限售股形成后至今公司股本数量变化情况 本次限售股形成后，公司因实施 2016 年度利润分配及资本公积转增股本方案 （以方案实施前公司普通股总股本 6,004,450,000 股为基数，以资本公积金向全 体普通股股东每股转增 0.3 股，合计转增 1,801,335,000 股）、2017 年度利润分配 及资本公积转增股本方案（以方案实施前公司普通股总股本 7,805,785,000 股为 1 基数，以资本公积金向全体普通股股东每股转增 0.4 股，合计转增 3,122,314,000 股）和 2018 年度利 ...

上海银行股份有限公司董事会 2024 年 11 月 13 日 1 上海银行股份有限公司 关于赎回二级资本债券的公告 上海银行股份有限公司（以下简称"公司"）董事会及全体董事保证本公告 内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准 确性和完整性承担法律责任。 2019 年 11 月，公司在全国银行间债券市场发行了规模为人民币 200 亿元的 10 年期二级资本债券（以下简称"本期债券"）。根据本期债券募集说明书相关条 款的规定，本期债券设有发行人赎回选择权，发行人有权在本次债券第 5 个计息 年度的最后一日（2024 年 11 月 12 日），按面值一次性部分或全部赎回本次债券。 经国家金融监督管理总局上海监管局批准，截至本公告日，公司已行使赎回 权并全额赎回了本期债券。 特此公告。 证券代码：601229 证券简称：上海银行 公告编号：临 2024- 068 优先股代码：360029 优先股简称：上银优 1 可转债代码：113042 可转债简称：上银转 债 ...

国泰君安证券股份有限公司 关于上海银行股份有限公司 首次公开发行部分限售股解禁上市流通的核查意见 国泰君安证券股份有限公司（以下简称"保荐机构"）作为上海银行股份有 限公司（以下简称"公司"）首次公开发行股票的保荐机构，根据《证券发行上 市保荐业务管理办法》《上海证券交易所股票上市规则》《上海证券交易所上市 公司自律监管指引第11号——持续督导》等法律、法规及规范性文件的要求，对 公司首次公开发行部分限售股份解禁上市流通事项进行了核查，核查情况如下： 一、公司首次公开发行股票和股本情况 经中国证券监督管理委员会《关于核准上海银行股份有限公司首次公开发行 股票的批复》（证监许可〔2016〕1638 号）核准，公司向社会首次公开发行人民 币普通股（A 股）股票 600,450,000 股，并于 2016 年 11 月 16 日在上海证券交易 所挂牌上市。首次公开发行后，公司普通股总股本为 6,004,450,000 股。 本次限售股形成后，公司因实施 2016 年度利润分配及资本公积转增股本方 案（以方案实施前公司普通股总股本 6,004,450,000 股为基数，以资本公积金向 全体普通股股东每股转增 0.3 ...