| 证券代码：601229 | 证券简称：上海银行 | 公告编号：临 2024-070 | | --- | --- | --- | | 优先股代码：360029 | | 优先股简称：上银优 1 | | 可转债代码：113042 | | 可转债简称：上银转债 | 上海银行股份有限公司 2024 年半年度权益分派实施公告 上海银行股份有限公司（以下简称"公司"）董事会及全体董事保证本公告 内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准 确性和完整性承担法律责任。 重要内容提示： 每股分配比例 A 股普通股每股现金红利人民币 0.28 元（含税）。 相关日期 | 股份类别 | 股权登记日 | 最后交易日 | 除权（息）日 | 现金红利发放日 | | --- | --- | --- | --- | --- | | Ａ股 | 2024/11/27 | － | 2024/11/28 | 2024/11/28 | 差异化分红送转： 否 一、通过分配方案的股东大会届次和日期 2024 年 5 月 30 日，公司 2023 年度股东大会审议通过了《关于上海银行股份 有限公司 2023 年度利润分配方案的 ...

Group 1: Core Initiatives and Impact - Shanghai Bank has been involved in a partnership with Yunnan's Wenshan Zhuang and Miao Autonomous Prefecture since 2018, focusing on rural development and poverty alleviation through various projects [2][16] - The establishment of the "Shangyin Qihang Building" at Ajiao Primary School has improved dining conditions for students, allowing them to enjoy meals without weather concerns [1][12] - The blueberry industry in Yanshan County, supported by Shanghai Bank and Shenzhen Nopoxin Group, has generated an annual output value of 400 million yuan, creating jobs for nearly 10,000 local farmers [4][5] Group 2: Financial and Educational Support - Shanghai Bank signed a cooperation memorandum with the Yanshan County government and Nopoxin Group to enhance financial services and support the blueberry industry's growth [4][5] - The "Head Goose Plan" training program has been organized to cultivate local agricultural leaders, focusing on modern agricultural practices and e-commerce [5][6] - The bank has initiated educational support programs, helping over 300 local students, with more than 20 gaining admission to higher education institutions [12][16] Group 3: Community Development and Health Initiatives - The bank's efforts have led to significant income growth in partnered villages, with per capita annual income increasing by over 20% in recent years [8] - Shanghai Bank has collaborated with the Shanghai Children's Foundation to provide medical assistance for children with congenital heart disease, expanding the program to cover eight counties in Wenshan [14][15] - The bank has also invested in infrastructure improvements for local schools, enhancing educational facilities and living conditions for teachers and students [12][14]

| 证券代码：601229 | 证券简称：上海银行 | 公告编号：临 2024-069 | | --- | --- | --- | | 优先股代码：360029 | | 优先股简称：上银优 1 | | 可转债代码：113042 | | 可转债简称：上银转债 | 一、2024 年中期普通股权益分派基本情况 2024 年 5 月 30 日，公司 2023 年度股东大会审议通过了《关于上海银行股份 有限公司 2023 年度利润分配方案的提案》，授权董事会在符合利润分配条件的情 况下制定并实施具体的 2024 年中期利润分配方案。2024 年 9 月 29 日，公司董事 会六届四十次会议审议通过了《关于 2024 年中期利润分配方案的议案》，决定以 届时实施权益分派股权登记日登记的普通股总股本为基数，向登记在册的全体普 通股股东每 10 股派发现金股利 2.80 元（含税）。公司 2023 年度股东大会决议公 告和董事会六届四十次会议决议公告已分别于 2024 年 5 月 31 日和 2024 年 9 月 30 "上银转债"停止转股的提示性公告 1 上海银行股份有限公司（以下简称"公司"）董事会及全体董事保证本公告 ...

Financial Performance - In the first three quarters of 2024, the group achieved operating income of CNY 39.542 billion, a year-on-year increase of 0.68% [1] - Net profit attributable to shareholders was CNY 17.587 billion, with a year-on-year growth of 1.40% [1] - The non-performing loan (NPL) ratio stood at 1.20%, an increase of 0.04 percentage points from the end of the previous year [1] Asset Quality - The overall asset quality shows a stable and improving trend, with key indicators such as non-performing assets and loans continuously improving [2] - New non-performing loans have been decreasing year-on-year, and the risk coverage capacity remains sufficient [2] - As of September 2024, the provision coverage ratio was 4.65%, and the loan provision ratio was 3.33% [1] Credit Growth Areas - In the first three quarters of 2024, over 90% of the increase in corporate loans came from key areas such as technology finance, inclusive finance, and green finance [2] - Loans to technology enterprises reached CNY 177.225 billion, a year-on-year increase of 35.24% [2] - Inclusive finance loans amounted to CNY 156.873 billion, growing by 34.56% year-on-year [2] - Green finance loans totaled CNY 64.774 billion, with a year-on-year growth of 10.36% [2] Mortgage Loan Strategy - The bank actively supports consumer financing for housing, with a mortgage loan balance of CNY 157.674 billion as of September 2024, including CNY 74.143 billion in Shanghai, a growth of 4.15% from the previous year [2] Deposit Business and Cost Management - Total deposits reached CNY 1,746.064 billion, reflecting a year-on-year growth of 6.46% [2] - The interest rate for corporate deposits was 1.79%, down by 0.14 percentage points year-on-year, while personal deposit rates were at 2.16%, a decrease of 0.15 percentage points [2] Dividend Distribution - The board approved the mid-term profit distribution plan on September 29, 2024, proposing a dividend of CNY 3 for every 10 shares held [3]

Group 1: Financial Performance and Dividends - Shanghai Bank has distributed and announced cash dividends totaling over 450 billion, which is more than four times the IPO financing scale [1] - The cash dividend ratio for 2023 increased from 26.75% to 30.06% of the net profit attributable to ordinary shareholders [1] - For 2024, the bank plans to implement a mid-term dividend, with the amount expected to account for 30.67% of the semi-annual net profit [1] Group 2: Interest Rate and Margin Management - The average deposit interest rate for the first half of 2024 is around 2%, with expectations of a decline due to factors like reduced deposit rates [1] - The bank is focusing on net interest margin management by enhancing deposit pricing strategies and expanding low-cost deposits [2] - The bank anticipates that the pressure on net interest margins will ease in 2025 as deposit costs continue to improve [2] Group 3: Asset Quality and Risk Management - The bank's non-performing loan (NPL) ratio in the real estate sector has decreased to below 2% in Q3 2024, down from 3.05% in 2021 [3] - Retail loan quality has shown some volatility, but overall risk remains manageable, with the bank's NPL ratio better than the industry average [3] - As of September 2024, the bank's provision coverage ratio stands at 277.31%, an increase of 4.65 percentage points from the end of 2023 [2] Group 4: Corporate Lending and Sector Focus - As of September 2024, the total number of corporate clients reached 300,300, a growth of 4.16% year-on-year [3] - The bank's corporate loans amounted to 832.6 billion, reflecting a 4.56% increase from the previous year [3] - Key sectors for corporate lending include technology finance, inclusive finance, and green finance, with over 90% of new corporate loans allocated to these areas [3] Group 5: Market Outlook and Investment Strategy - The bank expects the bond market to maintain a stable liquidity environment, with interest rates fluctuating within a range [4] - The bank plans to enhance its bond investment strategy by increasing allocations to government bonds, local government bonds, and credit bonds [4] - The bank is actively engaging with government institutions and associations to identify major project opportunities for future growth [4]

上海银行股份有限公司 2024 年第二次临时股东大会 会 议 材 料 二○二四年十一月二十八日 上海银行股份有限公司2024年第二次临时股东大会会议文件 上海银行股份有限公司 2024 年第二次临时股东大会会议须知 为了维护全体股东的合法权益，确保股东大会的正常秩序和议事效 率，根据《中华人民共和国公司法》《银行保险机构公司治理准则》等法 律、法规的有关规定，特制定本须知。 一、本行根据《中华人民共和国公司法》《银行保险机构公司治理 准则》等法律、法规以及《上海银行股份有限公司章程》《上海银行股份 有限公司股东大会议事规则》的规定，认真做好召开股东大会的各项工作。 二、本行设立股东大会秘书处，具体负责会议组织和记录等事宜。 1 上海银行股份有限公司2024年第二次临时股东大会会议文件 三、本行董事会以维护股东的合法权益、确保大会的正常秩序和议事 效率为原则，认真履行有关职责。 四、股东参加股东大会依法享有知情权、发言权、质询权、表决权等 各项股东权利。根据本行章程规定，于股权登记日在本行授信逾期的股东， 或股东质押本行股权数量达到或超过其持有本行股权的百分之五十时，其 在股东大会上暂停行使表决权。 五、股东参 ...

| 证券代码：601229 | 证券简称：上海银行 | 公告编号：临 2024-066 | | --- | --- | --- | | 优先股代码：360029 | | 优先股简称：上银优 1 | | 可转债代码：113042 | | 可转债简称：上银转债 | 上海银行股份有限公司 重要内容提示： 一、 召开会议的基本情况 公司董事会 1 股东大会召开日期：2024年11月28日 本次股东大会采用的网络投票系统：上海证券交易所股东大会网络投票 系统 (一) 股东大会类型和届次 2024 年第二次临时股东大会 (二) 股东大会召集人： (三) 投票方式： 本次股东大会所采用的表决方式是现场投票和网络投票相结合的方式。 (四) 现场会议召开的日期、时间和地点 召开的日期时间：2024 年 11 月 28 日 15 点 00 分 召开地点：上海市浦东新区东园路 18 号中国金融信息中心 3 楼上海厅 (五) 网络投票的系统、起止日期和投票时间。 关于召开 2024 年第二次临时股东大会的通知 上海银行股份有限公司（以下简称"公司"）董事会及全体董事保证本公告 内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内 ...

证券代码：601229 证券简称：上海银行 公告编号：临 2024-067 优先股代码：360029 优先股简称：上银优1 可转债代码：113042 可转债简称：上银转债 上海银行股份有限公司 首次公开发行限售股上市流通公告 上海银行股份有限公司（以下简称"公司"）董事会及全体董事保证本公告 内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准 确性和完整性承担法律责任。 重要内容提示： 本次股票上市类型为首发股份；股票认购方式为网下，上市股 数为 359,050,718 股。 二、本次限售股形成后至今公司股本数量变化情况 本次限售股形成后，公司因实施 2016 年度利润分配及资本公积转增股本方案 （以方案实施前公司普通股总股本 6,004,450,000 股为基数，以资本公积金向全 体普通股股东每股转增 0.3 股，合计转增 1,801,335,000 股）、2017 年度利润分配 及资本公积转增股本方案（以方案实施前公司普通股总股本 7,805,785,000 股为 1 基数，以资本公积金向全体普通股股东每股转增 0.4 股，合计转增 3,122,314,000 股）和 2018 年度利 ...

证券代码：601229 证券简称：上海银行 公告编号：临2024-064 优先股代码：360029 优先股简称：上银优1 可转债代码：113042 可转债简称：上银转债 上海银行股份有限公司 董事会六届四十二次会议决议公告 上海银行股份有限公司（以下简称"公司"）董事会及全体董事保证本公告 内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、 准确性和完整性承担法律责任。 公司董事会六届四十二次会议于 2024 年 11 月 12 日以书面传签方式召开， 会议通知已于 2024 年 11 月 7 日以电子邮件方式发出。本次会议应参加表决董 事 16 人，实际参加表决董事 16 人。本次会议的召开符合《中华人民共和国公 司法》《上海银行股份有限公司章程》《上海银行股份有限公司董事会议事规 则》的规定。 会议经审议并通过以下议案： 一、关于聘请 2024 年度外部审计机构的议案 会议同意将相关事项提交股东大会审议。详见公司在上海证券交易所披露 的关于变更会计师事务所的公告。 二、关于提请召开 2024 年第二次临时股东大会的议案 表决情况：同意 16 票，反对 0 票，弃权 0 票。 详见公司在上 ...

国泰君安证券股份有限公司 关于上海银行股份有限公司 首次公开发行部分限售股解禁上市流通的核查意见 国泰君安证券股份有限公司（以下简称"保荐机构"）作为上海银行股份有 限公司（以下简称"公司"）首次公开发行股票的保荐机构，根据《证券发行上 市保荐业务管理办法》《上海证券交易所股票上市规则》《上海证券交易所上市 公司自律监管指引第11号——持续督导》等法律、法规及规范性文件的要求，对 公司首次公开发行部分限售股份解禁上市流通事项进行了核查，核查情况如下： 一、公司首次公开发行股票和股本情况 经中国证券监督管理委员会《关于核准上海银行股份有限公司首次公开发行 股票的批复》（证监许可〔2016〕1638 号）核准，公司向社会首次公开发行人民 币普通股（A 股）股票 600,450,000 股，并于 2016 年 11 月 16 日在上海证券交易 所挂牌上市。首次公开发行后，公司普通股总股本为 6,004,450,000 股。 本次限售股形成后，公司因实施 2016 年度利润分配及资本公积转增股本方 案（以方案实施前公司普通股总股本 6,004,450,000 股为基数，以资本公积金向 全体普通股股东每股转增 0.3 ...