Group 1 - The banking sector has seen 9 stocks reach historical highs this month, including major state-owned banks like ICBC, ABC, and CCB, with significant year-to-date gains [2][4] - The banking sector index rose by 1.16% on April 24, outperforming the market, with notable increases in stock prices for major banks [2][3] - The overall performance of the banking sector improved significantly in Q4 of the previous year, with 33 out of 36 banks reporting year-on-year profit growth [4][5] Group 2 - The total cash dividends announced by banks for 2024 have reached a record high of 6,161.26 billion yuan, surpassing the previous year's total [6][7] - Major banks like ICBC, CCB, and ABC have declared dividends exceeding 500 billion yuan, contributing to the sector's reputation for high dividends [6][7] - Ningbo Bank reported the highest year-on-year increase in dividends at 50%, indicating a strong commitment to shareholder returns [7]

随着2024年报的持续披露，17家A股上市城商行中，已有14家成绩单"浮出水面"。 郑州银行营收同比降5.78%， 从资产质量情况看，截至去年末，10家银行不良贷款率有所下降，其他则与上年持平。其 中，郑州银行不良贷款率最高，为1.79%。此外，在拨备覆盖率上，北京银行和郑州银行位 居后两位，分别为208.75%、182.99%，虽已达标但仍存提升空间。 业绩快报整理 2024年，江苏银行营业收入继续位列上述14家银行榜首，实现营业收入808.15亿元；北京银 行、宁波银行排名次之，营收均超过600亿元；上海银行、南京银行位居第四位、第五位， 均超过500亿元。 同时，上述银行中仅厦门银行去年营收未及100亿元，为57.61亿元。不过，该行在2023年增 速为负，去年实现了正向增长。 而在14家上市城商行中，仅1家营业收入为负增长，即郑州银行，降幅为5.78%，同时，该 行营收座次亦降至第十一位。 年报显示，郑州银行去年实现利息净收入103.65亿元，较上年同比下降13.75亿元，降幅 11.71%，占营业收入80.49%。其中，业务规模调整导致利息净收入增加10.43亿元，收益率 或成本率变动导致利息净收入 ...

2025.04. 23 本文字数：1412，阅读时长大约2分钟 作者 | 第一财经 陈君君 第一财经记者获悉，4月22日上午，上海银行（601229.SH）召开干部大会，宣布顾建忠担任上海银 行党委书记。同日晚间，上海银行公告称，董事长金煜因年龄原因辞职，辞呈送达董事会即生效，其 不再担任公司任何职务。 顾建忠此次回归"老东家"在业内意料之中。早在4月11日，上海发布微信公众号发布了市管干部任职 前公示，显示顾建忠拟任市管企业党委书记，同时被提名为董事长。随着顾建忠的调离，上海农商银 行行长一职暂时出现空缺。 资深"老将"拟接棒 公开资料显示，顾建忠1974年11月出生，拥有在职研究生学历，经济学硕士。其工作履历丰富，曾 在上海银行、上海国际集团、上海农商银行等机构长期任职，此次调任是"老将"回归。 回顾顾建忠的职业生涯，1997年7月，他从复旦大学毕业后加入上海银行。在随后的17年里，先后担 任上海银行公司金融部副总经理（兼营销经理部负责人）、港台业务部总经理，以及公司金融部总经 理、授信审批中心总经理、营业部总经理等职务。2015年，顾建忠加入上海国际集团担任副总裁， 主抓投资管理。2019年4月，任上海 ...

三万亿级城商行上海银行（601229.SH）迎来重要人事变动。 4月22日晚间，上海银行发布公告，公司董事会收到董事长金煜的辞呈。因年龄原因，金煜辞去上海董 事长、执行董事、董事会战略委员会主任委员职务，辞任后不再担任上海银行任何职务。 公告显示，根据公司章程等规定，在新任董事长任职之前，由公司副董事长施红敏履行董事长及法定代 表人职责。 不过，同日上海银行"上银微动态"微信公众号发布消息，4月22日，上海银行召开领导班子调整宣布 会。会议宣布顾建忠任上海银行党委书记，并提名任董事长；金煜不再担任上海银行党委书记、董事长 职务。相关职务按有关法律规定办理。 资料显示，现年60周岁的金煜于2011年起任上海银行行长，2015年6月获得监管核准出任上海银行董事 长。 长江商报奔腾新闻记者注意到，在金煜执掌期间，2016年11月，上海银行在沪市主板上市，首发募集资 金106.7亿元。2021年1月，上海银行发行可转债募集资金200亿元。 长江商报奔腾新闻记者 徐佳 日前，上海银行发布业绩快报。2024年，上海银行实现营业收入529.86亿元，同比增长4.79%，增速较 前三季度提高4.11个百分点；实现归属于母公司 ...

Macro Dynamics - The China Passenger Car Association indicates that the recent tariff increases will further accelerate the domestic production of automotive chips, with the current domestic chip localization rate at approximately 20% [2] - The State Administration of Foreign Exchange reports that the RMB exchange rate is fluctuating within a stable range, with the onshore RMB to USD exchange rate at 7.288 as of April 21, reflecting a 0.1% appreciation since the end of 2024 [3] - Shanghai's total import and export value with ASEAN reached 143.52 billion yuan in the first quarter, marking a year-on-year increase of 7.1% [4] Financial Institutions - China Bank will adjust the purchase conditions for its accumulation gold products starting April 23, 2025, raising the minimum purchase amount from 750 yuan to 850 yuan [7] - The China Development Bank issued 369.1 billion yuan in infrastructure loans in the first quarter, with the proportion of infrastructure loans steadily increasing [8] - CITIC Bank's president appointment has been approved by the National Financial Regulatory Administration [9] - Shanghai Bank's chairman Jin Yu resigned due to age reasons, ceasing to hold any positions within the company [10] Market Data - On April 22, the Shanghai Composite Index rose by 0.25%, with significant trading activity in high-position stocks, while the Shenzhen Component Index fell by 0.36% and the ChiNext Index dropped by 0.82% [11] - As of April 21, the financing balance on the Shanghai Stock Exchange was 916.758 billion yuan, an increase of 3.113 billion yuan from the previous trading day [12] Company Dynamics - ZTE Corporation reported a 10.5% year-on-year decline in net profit for the first quarter, with revenue of 32.968 billion yuan, a 7.82% increase [13] - Hunan Gold announced a 104.63% year-on-year increase in net profit for the first quarter, with revenue of 13.121 billion yuan, up 67.83% [16] - Huaron Holdings corrected its 2024 annual performance forecast, indicating a potential delisting risk due to expected losses [17]

4月22日，上海银行公告称，公司董事会收到董事长金煜的辞呈。因年龄原因，金煜辞去上海银行董事 长、执行董事、董事会战略委员会主任委员职务。金煜的辞任自辞呈送达董事会之日起生效。 简历显示，金煜出生于1965年2月，毕业于复旦大学金融学专业，经济学博士，正高级经济师。金煜曾 任中国建设银行上海市分行国际业务部总经理、营业部总经理、副行长，中国建设银行新加坡分行总经 理，中国建设银行国际业务部总经理，上海银行党委书记、副董事长、行长，上银基金管理有限公司董 事长，上海银行(香港)有限公司董事长。 同日，多家媒体报道，上海银行于4月22日上午召开干部大会，宣布顾建忠担任上海银行党委书记，拟 接任上海银行董事长，任职资格尚待监管批复。此前4月11日，微信公众号"上海发布"发布市管干部任 职前公告，现任上海农商银行行长、党委副书记、副董事长顾建忠，拟任市管企业党委书记，并提名任 董事长。 公开资料显示，顾建忠出生于1974年11月，曾任上海银行公司金融部副总经理兼营销经理部、港台业务 部总经理、公司金融部总经理、授信审批中心总经理、营业部总经理。2011年4月，顾建忠升任上海银 行党委委员、人力资源部总经理，2012年 ...

上海银行股份有限公司 关于董事长辞任的公告 证券代码：601229 证券简称：上海银行 公告编号：临2025-014 优先股代码：360029 优先股简称：上银优1 可转债代码：113042 可转债简称：上银转债 公司董事会对金煜先生为公司做出的卓越贡献表示衷心感谢！ 根据公司章程等规定，在新任董事长任职之前，由公司副董事长施红敏先生 履行董事长及法定代表人职责。 特此公告。 上海银行股份有限公司（以下简称"公司"或"上海银行"）董事会及全 体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对 其内容的真实性、准确性和完整性承担法律责任。 2025 年 4 月 22 日，公司董事会收到董事长金煜先生的辞呈。因年龄原因， 金煜先生辞去公司董事长、执行董事、董事会战略委员会主任委员职务。金煜先 生辞任自辞呈送达董事会之日起生效。金煜先生辞任后不再担任公司任何职务。 金煜先生已确认其与公司董事会无不同意见，亦没有任何其他事项需要通知 公司股东或债权人。 金煜先生在公司任职期间，恪尽职守、勤勉敬业，带领公司锐意进取、开拓 创新，持续深化党的领导与公司治理有机融合，引领公司高质量发展；健全战略 管理体系 ...

Core Viewpoint - The appointment of Gu Jianzhong as the new Party Secretary and prospective Chairman of Shanghai Bank marks a significant leadership change aimed at revitalizing the bank's performance and strategic direction in a challenging financial environment [2][4]. Group 1: Leadership Transition - Gu Jianzhong, aged 51, has been appointed as the Party Secretary of Shanghai Bank, pending regulatory approval for his role as Chairman [2]. - Gu has 28 years of experience in the financial sector, previously serving as the President of Shanghai Rural Commercial Bank, where he oversaw substantial growth [3]. - His career at Shanghai Bank began 17 years ago, indicating a return to his roots [2]. Group 2: Financial Performance - Shanghai Bank's asset size is approximately 3.2 trillion yuan, while Shanghai Rural Commercial Bank's is about 1.5 trillion yuan as of the end of 2024 [2]. - Shanghai Rural Commercial Bank's assets grew from 833.71 billion yuan in 2018 to around 1.5 trillion yuan by the end of 2024, an increase of 80% [3]. - Shanghai Bank has faced declining revenues for two consecutive years, with 2022 and 2023 showing a downturn in operating income [4]. Group 3: Strategic Focus - Gu emphasizes the importance of developing inclusive finance and addressing market areas that are often overlooked by competitors [4]. - The bank is shifting focus towards technology and green finance, which has begun to stabilize its performance [5]. - The Shanghai Municipal State-owned Assets Supervision and Administration Commission has outlined four strategic areas for the bank to enhance its capabilities and align with national priorities [6]. Group 4: Market Position and Challenges - Shanghai Bank has been dealing with overdue loans from the "Baoneng Group," amounting to over 10 billion yuan, which have been classified as non-performing [5]. - Despite challenges, the bank's performance showed signs of recovery, with a reported revenue of 52.99 billion yuan in 2024, a year-on-year increase of 4.79% [5]. - The bank's stock price surged by 68.98% in 2024, making it the best-performing bank stock of the year [5].

智通财经记者 | 张晓云 上海银行（601229.SH）迎来新一任掌门人。 4月22日，智通财经获悉，上海银行召开内部会议宣布了人事调整：任命上海农商银行（沪农商行，601825.SH）原行 长顾建忠为上海银行党委书记。这意味着，待监管批复后，顾建忠或担任上海银行董事长。 新掌门人顾建忠是一位"老上银人"，在业内人士对他的评价中，"年轻有为"是一大关键词。在三十年职业生涯中，其一 大半时间是在上海银行度过。上海银行不仅是其事业发展的起点，更是在该平台中，他完成了管理职能的转变。 公开资料显示，顾建忠出生于1974年11月，研究生学历，经济学硕士学位，经济师，曾任上海银行公司金融部副总经理 兼营销经理部、港台业务部总经理、公司金融部总经理、授信审批中心总经理、营业部总经理。 之后挂职上海市金融服务办公室综合协调处副处长、金融机构处处长。短暂挂职后，顾建忠回归上海银行。2011年4 月，顾建忠升任上海银行党委委员、人力资源部总经理，2012年7月起任上海银行纪委副书记。 上市以来，上海银行各年度分红比例均保持在25%以上，并逐步提升分红比例，2023年度分红比例提升至30.06%，较上 年度提高3.31个百分点， ...

Group 1: Market Overview - US stock index futures fell on Monday, and the US dollar index dropped below 99.00 for the first time since April 2022 [2] - Trump hinted at a desire to lower tariffs on China, suggesting a potential agreement within a month [2] - The domestic stock market is being supported by government efforts to stabilize the market and promote healthy development in the real estate sector [5][11] Group 2: Company Developments - MP Materials has ceased exporting rare earth concentrates to China, which may lead to a tightening of domestic supply and a potential increase in overseas rare earth prices [4][12] - Tesla's production of the low-cost Model Y may be delayed until next year, with significant sales declines reported in Europe, particularly in Germany, Denmark, and Sweden, where sales fell over 50% [3] - The first quarter saw significant profit increases for several companies, including: - Cambrian Technology with a net profit of 355 million yuan, turning a profit year-on-year [16] - Zhongji Xuchuang with a net profit of 1.583 billion yuan, up 56.83% year-on-year [16] - Zhengdan Co. with a net profit of 389 million yuan, a 558.59% increase year-on-year [16] Group 3: Industry Trends - The consumer electronics industry is experiencing a recovery, driven by demand for passive components like MLCCs, with prices rising due to increased orders and low inventory levels [13] - The humanoid robot industry is gaining traction, with the first humanoid robot half-marathon held in Beijing, showcasing advancements in robotics and potential market expansion [14] - The AI sector is driving demand for passive components, with projections indicating that the demand for MLCCs in AI applications will grow at an annual rate exceeding 30% by 2030 [13]