上海银行股份有限公司 2024 年度第三支柱信息披露报告 1 | 一、引言 | 3 | | --- | --- | | | 二、资本管理、风险加权资产信息概览 4 | | （一）表格 | KM1：监管并表关键审慎监管指标 4 | | （二）表格 | OVA：风险管理定性信息 6 | | （三）表格 | OV1：风险加权资产概况 8 | | | 三、资本和总损失吸收能力的构成 10 | | （一）表格 | CCA：资本工具和合格外部总损失吸收能力非资本债务工具的主要特征 | | | 10 | | （二）表格 | CC1：资本构成 14 | | （三）表格 | CC2：集团财务并表和监管并表下的资产负债表差异 21 | | （四）表格 | LIA：财务数据和监管数据间差异的原因 24 | | 四、薪酬 | 26 | | （一）表格 | REMA：薪酬政策 26 | | 五、信用风险 | 29 | | （一）表格 | CRA：信用风险定性信息 29 | | （二）表格 | CR5-2：信用风险暴露和信用转换系数（按风险权重划分） 30 | | | 六、交易对手信用风险 31 | | （一）表格 | CCRA：交易对 ...

经核查独立董事的任职情况及提交的相关独立性自查文件，本行 独立董事未在本行担任除独立董事以外的其他职务，与本行及本行主 要股东不存在直接或者间接利害关系、或者其他可能影响其进行独立 客观判断的关系，符合中国证监会《上市公司独立董事管理办法》《上 海证券交易所上市公司自律监管指引第 1 号——规范运作》等法律法 规、监管规定及本行《公司章程》中对独立董事独立性的相关要求， 不存在影响独立性的情形。 上海银行股份有限公司董事会 二〇二五年四月二十四日 1 上海银行股份有限公司 董事会关于独立董事独立性自查情况的专项意见 根据《上市公司独立董事管理办法》《上海证券交易所股票上市 规则》《上海证券交易所上市公司自律监管指引第 1 号——规范运作》 等要求，上海银行股份有限公司（以下简称"本行"）董事会就本行 在任独立董事李正强先生、杨德红先生、董煜先生、肖微先生、薛云 奎先生和靳庆鲁先生的独立性进行了评估并出具如下专项意见： ...

| 证券代码：601229 | 证券简称：上海银行 | 公告编号：临 2025-021 | | --- | --- | --- | | 优先股代码：360029 | | 优先股简称：上银优 1 | | 可转债代码：113042 | | 可转债简称：上银转债 | 上海银行股份有限公司 关于召开 2024 年度暨 2025 年第一季度业绩说明会的公告 上海银行股份有限公司（以下简称"公司"）董事会及全体董事保证本公告 内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准 确性和完整性承担法律责任。 重要内容提示： 上海证券交易所上证路演中心（https://roadshow.sseinfo.com/） 全景路演（https://rs.p5w.net/html/146042.shtml） 投资者可于 2025 年 4 月 25 日至 4 月 30 日 16:00 前登录上证路演中心网站 首页点击"提问预征集"栏目或将相关问题通过电子邮件的形式发送至公司 投资者关系邮箱 ir@bosc.cn 进行提问。公司将在 2024 年度暨 2025 年第一 季度业绩说明会（以下简称"业绩说明会"）上对投资者普 ...

证券代码：601229 证券简称：上海银行 公告编号：临 2025-020 优先股代码：360029 优先股简称：上银优 1 可转债代码：113042 可转债简称：上银转债 上海银行股份有限公司 关于召开2024年度股东大会的通知 上海银行股份有限公司（以下简称"公司"）董事会及全体董事保证本公告 内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准 确性和完整性承担法律责任。 重要内容提示： 一、 召开会议的基本情况 (一)股东大会类型和届次 2024年度股东大会 (二)股东大会召集人： 公司董事会 (三)投票方式： 本次股东大会所采用的表决方式是现场投票和网络投票相结合的方式。 1 股东大会召开日期：2025年5月16日 本次股东大会采用的网络投票系统：上海证券交易所股东大会网络投票 系统 (四)现场会议召开的日期、时间和地点 召开的日期时间：2025 年 5 月 16 日 14 点 00 分 召开地点：上海市浦东新区东园路 18 号中国金融信息中心 3 楼上海厅 (五)网络投票的系统、起止日期和投票时间。 网络投票系统：上海证券交易所股东大会网络投票系统 网络投票起止时间：自2025 ...

Financial Performance - The company's operating revenue for Q1 2025 was RMB 13,597,149,000, representing a 3.85% increase compared to RMB 13,093,548,000 in Q1 2024[4] - Net profit attributable to shareholders of the parent company for Q1 2025 was RMB 6,292,061,000, up 2.30% from RMB 6,150,324,000 in Q1 2024[4] - The group achieved an operating income of RMB 13.597 billion, representing a year-on-year increase of 3.85%[20] - The net profit attributable to shareholders of the parent company was RMB 6.292 billion, up 2.30% year-on-year[20] - The basic earnings per share for Q1 2025 was RMB 0.44, slightly up from RMB 0.43 in Q1 2024[40] - The total comprehensive income for the group in Q1 2025 was RMB 4,531,251 thousand, down from RMB 6,636,639 thousand in Q1 2024, indicating a decrease of approximately 31.69%[40] - The group reported a significant increase in investment income, reaching RMB 6,546,488 thousand in Q1 2025, compared to RMB 2,992,808 thousand in Q1 2024, which is an increase of approximately 118.00%[38] Assets and Liabilities - Total assets as of March 31, 2025, reached RMB 3,270,764,703,000, reflecting a 1.37% increase from RMB 3,226,655,601,000 at the end of 2024[4] - Total liabilities increased to RMB 3,011,576,598 thousand, up from RMB 2,971,998,867 thousand, which is an increase of approximately 1.67%[34] - The total equity attributable to shareholders of the parent company was RMB 258,724,633 thousand, compared to RMB 254,193,213 thousand, reflecting an increase of about 1.39%[34] Cash Flow - The net cash flow from operating activities was -RMB 143,859,106,000, a significant decrease of 2,034.72% compared to RMB 7,435,663,000 in the same period last year[4][7] - The total cash inflow from investment activities in Q1 2025 was 219,098,418, an increase from 201,474,829 in Q1 2024[44] - The net cash flow from financing activities for Q1 2025 was 103,254,790, compared to a negative 5,939,941 in Q1 2024[45] - The total cash and cash equivalents at the end of Q1 2025 amounted to 79,895,313, up from 69,568,678 at the end of Q1 2024[45] - The cash received from investment recoveries in Q1 2025 was 205,684,188, compared to 190,855,711 in Q1 2024[44] - The cash outflow for investment activities in Q1 2025 was 164,454,627, a decrease from 173,802,871 in Q1 2024[44] Capital and Ratios - The core Tier 1 capital adequacy ratio improved to 10.54% as of March 31, 2025, compared to 10.35% at the end of 2024[8] - The liquidity coverage ratio decreased to 152.81% as of March 31, 2025, down from 167.73% at the end of 2024[14] - The non-performing loan ratio remained stable at 1.18% as of March 31, 2025, consistent with the end of 2024[16] - The provision coverage ratio improved to 271.24%, an increase of 1.43 percentage points compared to the previous year[21] - The weighted average return on equity for the parent company's ordinary shareholders decreased to 10.64% in Q1 2025 from 11.08% in Q1 2024[4] Customer and Loan Information - The total customer loans and advances amounted to RMB 1,423,749,908,000 as of March 31, 2025, compared to RMB 1,405,755,816,000 at the end of 2024[16] - The total deposits increased to RMB 1,762.560 billion, reflecting a growth of 3.07% from the previous year[20] - The total number of customers reached 307,400, marking a growth of 1.22% year-on-year[22] - The balance of RMB corporate loans and advances was RMB 843.930 billion, an increase of 2.44% from the previous year[22] - The amount of loans granted to technology enterprises was RMB 64.599 billion, a year-on-year increase of 26.48%[22] - The amount of inclusive loans issued during the reporting period was CNY 52.617 billion, a year-on-year increase of 6.17%[23] - The balance of inclusive loans at the end of the reporting period was CNY 163.854 billion, a decrease of 1.12% compared to the end of the previous year[23] - The amount of green loans issued during the reporting period was CNY 19.058 billion, with a year-on-year growth of 10.05%[23] - The balance of green loans at the end of the reporting period was CNY 120.382 billion, an increase of 6.18% compared to the end of the previous year[23] - The amount of loans issued to the manufacturing sector during the reporting period was CNY 32.629 billion, a year-on-year increase of 6.78%[23] - The balance of manufacturing loans at the end of the reporting period was CNY 112.466 billion, an increase of 9.75% compared to the end of the previous year[23] Operational Metrics - The online transaction volume of the "Cross-border Financial Service Platform" increased by 12.12% year-on-year during the reporting period[24] - The total assets under management (AUM) for retail clients was CNY 1,044.576 billion, a year-on-year increase of 2.22%[27] - The amount of housing mortgage loans issued during the reporting period was CNY 7.207 billion, a year-on-year increase of 8.60%[29] - The number of treasury clients served at the end of the reporting period was 6,507, an increase of 5.24% compared to the end of the previous year[24]

| 证券代码：601229 | 证券简称：上海银行 | 公告编号：临2025-016 | | --- | --- | --- | | 优先股代码：360029 | | 优先股简称：上银优1 | | 可转债代码：113042 | | 可转债简称：上银转债 | 上海银行股份有限公司 监事会 2025 年第二次会议决议公告 上海银行股份有限公司（以下简称"公司"）监事会及全体监事保证本公告 内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准 确性和完整性承担法律责任。 公司监事会 2025 年第二次会议于 2025 年 4 月 24 日以现场方式召开，会议 通知已于 2025 年 4 月 14 日以电子邮件方式发出。本次会议应出席监事 4 人,实 际出席监事 4 人。本次会议的召开符合《中华人民共和国公司法》《上海银行股 份有限公司章程》《上海银行股份有限公司监事会议事规则》的规定。 本次会议由葛明监事主持，会议经审议并通过以下议案： 一、关于 2024 年度报告及摘要的议案 表决情况：同意 4 票，反对 0 票，弃权 0 票。 监事会对公司 2024 年度报告及摘要进行了审议，并出具如下审核意 ...

证券代码：601229 证券简称：上海银行 公告编号：临2025-015 优先股代码：360029 优先股简称：上银优1 可转债代码：113042 可转债简称：上银转债 上海银行股份有限公司 董事会 2025 年第四次会议决议公告 上海银行股份有限公司（以下简称"公司"）董事会及全体董事保证本公告 内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准 确性和完整性承担法律责任。 公司董事会 2025 年第四次会议于 2025 年 4 月 24 日以现场加视频接入方式 召开，会议通知已于 2025 年 4 月 14 日以电子邮件方式发出。本次会议应出席董 事 16 人，实际出席董事 16 人。本次会议的召开符合《中华人民共和国公司法》 《上海银行股份有限公司章程》《上海银行股份有限公司董事会议事规则》的规 定。 本次会议由施红敏副董事长主持，会议经审议并通过以下议案： 一、关于提名执行董事候选人的议案 表决情况：同意 16 票，反对 0 票，弃权 0 票。 公司董事会提名与薪酬委员会已事先审议通过本议案，并一致同意提交公司 董事会审议。 会议同意提名顾建忠先生为公司执行董事候选人，并提交股东大 ...

金十数据4月24日讯，沪农商行发布公告，行长顾建忠因工作变动原因辞去行长等职务，该行董事长徐 力代为履行行长职责。此外，上海银行于4月22日披露，该行当日已召开领导班子调整宣布会，宣布顾 建忠任上海银行党委书记，并提名任董事长。 沪农商行：顾建忠辞去行长等职务 ...

Group 1 - The banking sector has seen 9 stocks reach historical highs this month, including major state-owned banks like ICBC, ABC, and CCB, with significant year-to-date gains [2][4] - The banking sector index rose by 1.16% on April 24, outperforming the market, with notable increases in stock prices for major banks [2][3] - The overall performance of the banking sector improved significantly in Q4 of the previous year, with 33 out of 36 banks reporting year-on-year profit growth [4][5] Group 2 - The total cash dividends announced by banks for 2024 have reached a record high of 6,161.26 billion yuan, surpassing the previous year's total [6][7] - Major banks like ICBC, CCB, and ABC have declared dividends exceeding 500 billion yuan, contributing to the sector's reputation for high dividends [6][7] - Ningbo Bank reported the highest year-on-year increase in dividends at 50%, indicating a strong commitment to shareholder returns [7]