【工商银行发布2025年三季报 实现营收、净利润双增长】10月30日，工商银行发布2025年三季度业绩 报，数据显示，报告期内，该行营业收入6109.68亿元，同比增长1.98%；归属于母公司股东的净利润为 2699.08亿元，同比增长0.33%。资产质量方面，截至2025年9月底，该行不良贷款率1.33%，下降0.01个 百分点；拨备覆盖率217.21%，上升2.30个百分点。中经记者 张漫游 北京报道 ...

今日工商银行、农业银行、中国银行、建设银行、邮储银行、交通银行等六大国有行纷纷披露了三季报。 工商银行第三季度实现营业收入2018.86亿元，同比增长2.42%；归母净利润1018.05亿元，同比增长3.29%。 前三季度营业收入 6109.68亿元，同比增长1.98%；归母净利润2699.08亿元，同比增长0.33%。 农业银行第三季度实现营收为1809.81亿元，同比增长4.30%；归母净利润为813.49亿元，同比增长3.66%。 前三季度营收为5507.74亿 元，同比增长1.87%；归母净利润为2208.59亿元，同比增长3.03%。 中国银行第三季度实现营业收入1622.01亿元，同比增长0.58%；归属于母公司所有者的净利润600.69亿元，同比增长5.09%。 前三季度 实现营业收入4912.04亿元，同比增长2.69%；归属于母公司所有者的净利润1776.6亿元，同比增长1.08%。 建设银行第三季度实现营收为1794.29亿元，同比下降1.98%；净利润为958.08亿元，同比增长4.06%。 前三季度营收为5737.02亿元， 同比增长0.82%；净利润为2584.46亿元，同比增长0. ...

此次鲁西新区支行国标级网点启用,将进一步完善全市社保便民服务圈布局,为群众提供更具温度的民生 服务,助力打造精准破解群众急难愁盼的"暖心服务圈"。 授牌仪式上,王清国指出,社银合作是优化营商环境、落实惠民政策的重要举措,更是推动社保服务从"窗 口办"向"就近办""门口办"转变的关键抓手。鲁西新区支行通过国标级网点验收,为全市社银合作树立了 标杆,希望双方以此次授牌为契机,深化资源整合,确保服务质量不打折扣、持续提升。 工商银行菏泽分行党委委员、副行长刘潇表示,工行始终践行金融工作的政治性与人民性,将以此次授牌 为起点,全面释放国标级网点服务效能。网点已实现社保业务与金融服务的深度融合,可全程办理社保卡 查询、申领、启用、挂失、补卡等全生命周期服务,以及社会保险查询打印、登记、参保信息维护,养 老、工伤、失业"三险"相关业务办理和社保待遇资格认证等高频事项。同时精准落实惠民举措,一方面 深度参与"社会保障卡 惠享山东行"活动,为市民提供"一分钱乘公交"、家电以旧换新满减等多元权益； 另一方面常态化开展"工行敬长日"服务,通过消保反诈宣讲、社保卡升级指导等适老举措关爱银发群 体；更推出办理社保卡享满39减30优惠 ...

Group 1 - The forum focused on the theme of "2025 China-Arab Investment Cooperation Forum - Integration of China-UAE Bilateral Investment and Financial Markets," highlighting trade, investment, and financial connectivity between China and the UAE [1] - The UAE is China's fourth-largest source of foreign investment and its largest trading partner outside the oil sector, with significant cooperation in financial services, green energy, and infrastructure [1] - The People's Bank of China reported that bilateral financial cooperation has made positive progress, including the signing of a bilateral currency swap agreement and the authorization of Abu Dhabi First Bank as a second RMB clearing bank in the UAE [2] Group 2 - The Chinese ambassador to the UAE emphasized the deepening strategic partnership and the increasing use of RMB in bilateral trade and investment, encouraging UAE investors to explore the Chinese market [4] - The Industrial and Commercial Bank of China expressed its commitment to facilitating China-UAE cooperation and investment in third markets, focusing on sustainable and intelligent financial collaboration [6] - The Abu Dhabi Securities Exchange (ADX) is positioned as a platform to accelerate the "going out" strategy for both countries, with a current market size of $850 billion, indicating opportunities for increased trading and investment [9]

Group 1 - The article discusses the recent volatility in gold prices, with fluctuations reaching nearly $500 per ounce, and current spot gold prices above $3900 per ounce [1] - Several banks, including Bank of Communications and Agricultural Bank of China, are shifting to a floating mechanism for gold accumulation plans, allowing investment amounts to adjust with real-time gold prices [3][4] - The article highlights that despite the trend towards floating mechanisms, many banks still maintain fixed investment thresholds, with recent adjustments in minimum investment amounts across various banks [4][5] Group 2 - In Q3, global gold demand reached a record high of 1313 tons, a 5% year-on-year increase, with total demand exceeding $100 billion for the first time [6][8] - Central bank gold purchases have slowed but remain strong at 186 tons for the quarter, with total purchases for the year at 694 tons, consistent with the previous year [8] - The article notes a 12% decline in gold jewelry consumption, yet its total value increased by 13% to over $360 billion, indicating a shift towards lighter gold products [8]

证券代码：601398 证券简称：工商银行 公告编号：临 2025-041 号 中国工商银行股份有限公司 董事会决议公告 本行独立董事对本议案发表如下意见：上述优先股股息分配议案符合相关法 中国工商银行股份有限公司董事会及全体董事保证本公告内容不存在任何虚 假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法 律责任。 中国工商银行股份有限公司（简称本行）董事会于 2025 年 10 月 30 日在北 京市西城区复兴门内大街 55 号本行总行召开会议。会议应出席董事 13 名，亲自 出席 12 名；委托出席 1 名，段红涛董事委托廖林董事长出席会议并代为行使表 决权。高级管理层成员列席会议。会议的召开符合法律法规、《中国工商银行股 份有限公司章程》（简称《公司章程》）以及《中国工商银行股份有限公司董事 会议事规则》的规定。 会议由廖林董事长主持召开。出席会议的董事审议通过了以下议案： 一、关于 2025 年第三季度报告的议案 议案表决情况：有效表决票 13 票，同意 13 票，反对 0 票，弃权 0 票。 本议案已经本行董事会审计委员会审议通过，全体成员同意提交董事会审 议。 具体内容请见 ...

Core Insights - The core viewpoint of the article is the financial performance of Industrial and Commercial Bank of China (ICBC) for the third quarter of 2025, highlighting modest growth in revenue and net profit along with improvements in asset quality [1] Financial Performance - The bank reported operating income of 610.968 billion yuan, representing a year-on-year increase of 1.98% [1] - The net profit attributable to shareholders of the parent company was 269.908 billion yuan, showing a year-on-year growth of 0.33% [1] Asset Quality - As of the end of September 2025, the non-performing loan ratio stood at 1.33%, a decrease of 0.01 percentage points [1] - The provision coverage ratio was 217.21%, an increase of 2.30 percentage points [1]

Core Insights - The Industrial and Commercial Bank of China (ICBC) reported a net profit of 271.882 billion yuan for the first three quarters of 2025, reflecting a year-on-year growth of 0.52% [1] - The annualized average return on total assets was 0.71%, and the annualized weighted average return on equity was 9.30%, both showing a decline of 0.07 and 0.47 percentage points respectively [1] Financial Performance - Operating revenue reached 640.028 billion yuan, marking a year-on-year increase of 2.17% [1] - Net interest income was 473.416 billion yuan, which represents a decrease of 0.70% [1] - The annualized net interest margin was 1.28%, down by 15 basis points [1] - Non-interest income totaled 166.612 billion yuan, an increase of 11.30%, with net fee and commission income at 90.868 billion yuan, growing by 0.60% [1] - Business and management expenses amounted to 161.592 billion yuan, up by 2.97% [1] - The cost-to-income ratio stood at 25.25% [1] Asset Quality - Provisions for various asset impairment losses were 127.093 billion yuan, a decrease of 1.69% [1] - Loan impairment losses increased by 12.00%, totaling 137.473 billion yuan [1]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其準確性或完整性亦不發表 任何聲明，並明確表示，概不就因本公告全部或任何部份內容而產生或因倚賴該等內容而引致之任何損失承擔任 何責任。 中國工商銀行股份有限公司 INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED （於中華人民共和國註冊成立的股份有限公司） 股份代號：1398 中國工商銀行股份有限公司 二〇二五年第三季度報告 中國工商銀行股份有限公司（「本行」）董事會宣佈本行及其子公司（「本集團」）截至2025 年9月30日止第三季度的業績。本公告乃根據《證券及期貨條例》（香港法例第571章）第 XIVA部及《香港聯合交易所有限公司證券上市規則》第13.09條的要求而作出。 重要內容提示： 本行董事會及董事、高級管理人員保證季度報告內容的真實、準確、完整，不存在虛假 記載、誤導性陳述或重大遺漏，並承擔個別和連帶的法律責任。 本行法定代表人廖林、主管財會工作負責人劉珺及財會機構負責人許志勝保證本季度報 告中財務信息的真實、準確、完整。 本季度財務報表未經審計。 1 一、主要財務數據 （一）主要會 ...

10月30日金融一线消息，工商银行今日召开2025年第三季度业绩说明会。该行高管报告，今年前三季度，工商银行主要经营指标改善明显，主要由于采取了一系列比较有效的措施，包括全力稳 展望全年和未来，工商银行高管提出，今年四季度是"十四五"的收官阶段，明年是"十五五"规划启动的开局之年，随着各方面的经济刺激措施的落地，各项政策效应不断释放，工商银行对经济 工商银行表示，将持续发挥在前三季度在增收节支方面的有效措施，不断优化资产负债结构，保持有效的、良好的量价平衡，不断挖掘在中收方面的增长新动能，持续关注市场波动当中有效的交 责任编辑：王馨茹 ...