Group 1 - The core point of the article is that Ruifeng Bank (601528.SH) received a notification from its shareholder, Antu Automobile, regarding a share reduction on September 16, 2025 [1] - Antu Automobile reduced its holdings through centralized bidding on the same date [1]

Market Overview - The rural commercial bank sector experienced a slight decline of 0.09% on September 16, with Changshu Bank leading the drop [1] - The Shanghai Composite Index closed at 3861.87, up 0.04%, while the Shenzhen Component Index closed at 13063.97, up 0.45% [1] Individual Stock Performance - Zijin Bank (601860) closed at 2.96, up 1.37% with a trading volume of 667,700 shares and a turnover of 197 million yuan [1] - Chongqing Rural Commercial Bank (601077) closed at 6.40, up 0.47% with a trading volume of 1,039,100 shares and a turnover of 664 million yuan [1] - Zhangjiagang Bank (002839) closed at 4.45, up 0.45% with a trading volume of 226,300 shares and a turnover of 101 million yuan [1] - Su Nong Bank (603323) closed at 5.22, up 0.19% with a trading volume of 209,100 shares and a turnover of 109 million yuan [1] - Changshu Bank (601128) closed at 7.39, down 1.73% with a trading volume of 450,000 shares and a turnover of 335 million yuan [1] Capital Flow Analysis - The rural commercial bank sector saw a net inflow of 5.63 million yuan from institutional investors, while retail investors experienced a net outflow of 0.70 million yuan [1] - Major capital flows for Chongqing Rural Commercial Bank showed a net inflow of 73.19 million yuan from institutional investors, but a net outflow of 32.84 million yuan from retail investors [2] - Qingnong Bank (002958) had a net inflow of 8.92 million yuan from retail investors despite a net outflow of 8.54 million yuan from institutional investors [2]

Core Viewpoint - The rural commercial bank sector experienced a decline of 1.26% on September 15, with Yunnan Rural Commercial Bank leading the drop. The Shanghai Composite Index closed at 3860.5, down 0.26%, while the Shenzhen Component Index rose by 0.63% to 13005.77 [1]. Group 1: Market Performance - The closing prices and changes for various rural commercial banks showed negative trends, with Yunnan Rural Commercial Bank down 1.70% to 6.37, and Jiangyin Bank down 1.65% to 4.77 [1]. - The trading volume for the rural commercial bank sector was significant, with total transaction amounts reaching hundreds of millions, such as Zhangjiagang Bank at 1.27 billion and Jiangyin Bank at 1.71 billion [1]. Group 2: Capital Flow - The rural commercial bank sector saw a net inflow of 75.45 million from main funds, while retail investors experienced a net outflow of 71.17 million [1]. - Specific banks like Yunnan Rural Commercial Bank had a main fund net inflow of 57.00 million, but retail investors withdrew 16.05 million [2].

Group 1 - The core announcement is that Zhejiang Shaoxing Ruifeng Rural Commercial Bank Co., Ltd. has won the competitive bid for the 2025 Q3 fiscal account fund storage in Shaoxing Keqiao District, with a bid amount of 85 million [2] - The procurement was conducted by the Shaoxing Keqiao District Finance Bureau [2] - The bank has participated in 302 bidding projects and has made investments in 3 companies, indicating its active engagement in the local economy [1] Group 2 - The bank holds 80 trademark registrations and 12 copyright registrations, showcasing its intellectual property portfolio [1] - Additionally, the bank possesses 6 administrative licenses, which may enhance its operational capabilities [1]

Core Insights - As of the end of Q2 2025, China's green loan balance reached approximately 42.4 trillion yuan, and the green bond balance exceeded 2.2 trillion yuan, positioning China among the top globally [1] - The carbon reduction support tool has guided financial institutions to issue carbon reduction loans exceeding 1.38 trillion yuan [1] - A total of 37 listed banks reported a combined green loan balance of 29.22 trillion yuan, with an average balance exceeding 800 billion yuan, reflecting a year-on-year growth of 41.79% [1][5] Green Loan Growth - The green loan balance of the banking system in China is leading globally, with state-owned banks playing a significant role [4] - Among the six major state-owned banks, the Industrial and Commercial Bank of China (ICBC) leads with a green loan balance of 6 trillion yuan, followed by China Construction Bank and Agricultural Bank of China, each with 5.72 trillion yuan [5] - Postal Savings Bank of China showed a remarkable year-on-year growth rate of 38.31%, nearing the 1 trillion yuan mark [5] Innovation in Green Financial Products - Banks are actively expanding and innovating specialized green financial products and service models, covering areas such as clean energy and environmental remediation [2] - The green financial product system is becoming increasingly diverse, showcasing various practical paths and innovative outcomes [2] Carbon Reduction Support Tool - The carbon reduction support tool is becoming a key indicator of banks' green financial capabilities, effectively directing financial resources towards green and low-carbon sectors [9] - In Q2 2025, 16 banks reported carbon reduction loans that facilitated a carbon reduction equivalent of over 7 million tons, with a total loan amount of nearly 24 billion yuan [9] - Major banks like ICBC and China Construction Bank have over 100 projects funded through carbon reduction loans, leading in both project numbers and loan amounts [9] Performance of Smaller Banks - Smaller banks, including city commercial banks and rural commercial banks, are showing significant growth in green loan balances, with some achieving substantial year-on-year increases [8] - Zhangjiagang Rural Commercial Bank led the rural commercial banks with a growth rate of 30.25% in green loan balances [7] - Smaller banks are encouraged to leverage local advantages and develop differentiated paths to support local green projects [8]

Core Points - The rural commercial bank sector experienced a decline of 1.2% on September 12, with Yunnan Rural Commercial Bank leading the drop [1] - The Shanghai Composite Index closed at 3883.69, up 0.22%, while the Shenzhen Component Index closed at 12996.38, up 0.13% [1] Stock Performance - The closing prices and changes for key rural commercial banks are as follows: - Zijin Bank: 2.96, -0.34% - Changshu Bank: 7.60, -0.39% - Shanghai Rural Commercial Bank: 8.70, -0.46% - Zhangjiagang Bank: 4.48, -0.67% - Ruifeng Bank: 5.55, -0.72% - Sunong Bank: 5.25, -0.94% - Wuxi Bank: 6.03, -1.15% - Qingnong Bank: 3.28, -1.20% - Jiangyin Bank: 4.86, -1.42% - Yunnan Rural Commercial Bank: 6.49, -1.96% [1] Capital Flow - The rural commercial bank sector saw a net outflow of 118 million yuan from main funds, while retail investors contributed a net inflow of 108 million yuan [1] - Detailed capital flow for individual banks shows: - Ruifeng Bank: Main funds -189.46 thousand, Retail funds +66.01 thousand - Shanghai Rural Commercial Bank: Main funds -543.89 thousand, Retail funds +117.60 thousand - Zijin Bank: Main funds -740.49 thousand, Retail funds +762.08 thousand - Wuxi Bank: Main funds -831.59 thousand, Retail funds +881.56 thousand - Zhangjiagang Bank: Main funds -1087.07 thousand, Retail funds +1526.36 thousand - Qingnong Bank: Main funds -1198.02 thousand, Retail funds +899.30 thousand - Sunong Bank: Main funds -1200.33 thousand, Retail funds +764.96 thousand - Jiangyin Bank: Main funds -1627.70 thousand, Retail funds +850.10 thousand - Changshu Bank: Main funds -1722.64 thousand, Retail funds +2455.71 thousand - Yunnan Rural Commercial Bank: Main funds -2678.88 thousand, Retail funds +2524.52 thousand [2]

Core Points - The company held its first extraordinary general meeting of shareholders in 2025 on September 11, 2025, at its headquarters in Shaoxing, Zhejiang Province [2][7] - The meeting was chaired by the chairman Wu Zhihui and utilized a combination of on-site and online voting methods, complying with relevant laws and regulations [2][3] - All resolutions proposed during the meeting were approved, including the decision to abolish the supervisory board and amend the business scope and company articles [4][5] Meeting Attendance - Out of 16 current directors, 4 attended the meeting, while several non-executive and independent directors were absent due to official duties [3] - Among the 9 current supervisors, only 2 attended, with others also absent for similar reasons [3] - The company secretary was present, along with other senior executives [3] Resolutions Passed - The following resolutions were passed: 1. Abolishment of the supervisory board 2. Change in business scope and amendment of the company articles 3. Revision of the rules for shareholder meetings 4. Revision of the rules for board meetings - Resolutions 1 and 2 were special resolutions requiring a two-thirds majority, while the others were ordinary resolutions needing a simple majority [4][5] Legal Verification - The meeting was witnessed by Jiangsu Century Tongren Law Firm, confirming that the meeting's procedures and resolutions were in compliance with legal requirements [6] - The legal opinion concluded that the resolutions made during the meeting were valid and effective [6]

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浙江绍兴瑞丰农村商业银行股份有限公司 2025 年第一次临时股东大会的 法 律 意 见 书 致:浙江绍兴瑞丰农村商业银行股份有限公司 江苏世纪同仁律师事务所关于 根据《公司法》等法律、法规和规范性文件以及公司章程的规定,本所受公 司董事会的委托,指派本所律师出席公司 2025年第一次临时股东大会,并就本次 股东大会的召集、召开程序、出席会议人员资格、表决程序以及表决结果的合法 有效性等事项出具法律意见书。 本所律师根据相关法律、法规和规范性文件的要求,按照律师行业公认的业 务标准、道德规范和勤勉尽责精神,出具法律意见如下: 一、关于本次股东大会的召集、召开程序 1. 本次股东大会的召集 本次股东大会由公司董事会召集。2025年8月27日,公司在上海证券交易所 网站(www.sse.com.cn)和《中国证券报》《上海证券报》《证券时报》刊登了 《浙江绍兴瑞丰农村商业银行股份有限公司关于召开 2025年第一次临时股东大会 的通知》。 上述会议通知中载明了本次股东大会的召开时间、地点、会议审议事项、会 议出席对象和会议登记方法等内容,还提供了网络投票方式,载明了参与网络投 票的投票程序等内容。 经查,公司在规定时 ...