Core Points - On September 16, 2025, Ruifeng Rural Commercial Bank announced that its shareholder, Antu Automobile, reduced its holdings by 4.0883 million shares, accounting for 0.21% of the bank's total share capital [1] - Following this equity change, Antu Automobile and its concerted parties, including Somik Auto Parts Co., Ltd., Shen Yousheng, and Shen Baiqing, saw their combined shareholding in the bank decrease from 6.10% to 5.89%, triggering a change that touches the 1% threshold [1]

瑞丰银行半年报显示，2025年上半年，瑞丰银行实现营业收入22.59亿元，同比增长3.91%；实现归母净利润8.9亿元，同比增长5.59%。截至2025 年6月末，瑞丰银行资产总额2300.71亿元。 瑞丰银行官网介绍，瑞丰银行总部位于浙江省绍兴市，是浙江省首批改制成立的农商行，前身为绍兴县信用联社。2021年6月25日，瑞丰银行登陆 上交所主板，成为浙江省首家上市农商银行。 Wind数据显示，9月16日，瑞丰银行股价跌0.37%，收报5.45元/股。当日，瑞丰银行最低价和最高价分别是5.43元/股和5.49元/股，以此计算，安途 汽车套现金额在2219.9万元-2244.5万元。 智通财经注意到，8月7日，瑞丰银行曾公告称，因自身资金需求，安途汽车计划于公告披露之日起十五个交易日后的三个月内，通过集中竞价或 大宗交易方式减持其所持瑞丰银行股份，合计不超过2354.5935万股，即不超过瑞丰银行总股本的1.20%。 7月以来，瑞丰银行股价呈现震荡下跌趋势。7月11日-8月15日，瑞丰银行一路由最高6.16元/股震荡下跌至最低5.47元/股；8月15日-8月25日，瑞丰 银行股价出现小幅回弹，一度上涨至5.87 ...

浙江绍兴瑞丰农村商业银行股份有限公司 关于合计持股 5%以上股东权益变动触及 1%刻度的 提示性公告 浙江绍兴瑞丰农村商业银行股份有限公司（以下简称"本行"或"公司"）股东绍 兴安途汽车转向悬架有限公司（以下简称"安途汽车"或"信息披露义务人"）及其一 致行动人保证向本行提供的信息真实、准确、完整，没有虚假记载、误导性陈述或重大 遗漏。 本行董事会及全体董事保证公告内容与信息披露义务人提供的信息一致。 重要内容提示： | 权益变动方向 | 比例增加□ | | 比例减少☑ | | --- | --- | --- | --- | | 权益变动前合计比例 | 6.10% | | | | 权益变动后合计比例 | 5.89% | | | | 本次变动是否违反已作出的承 | 是□ | 否☑ | | | 诺、意向、计划 | | | | | 是否触发强制要约收购义务 | 是□ | 否☑ | | 一、 信息披露义务人及其一致行动人的基本信息 证券代码：601528 证券简称：瑞丰银行 公告编号：2025-027 2025 年 9 月 16 日，本行收到股东安途汽车发来的《关于股份减持情况的 告知函》，安途汽车于 2025 年 ...

Group 1 - The core point of the article is that Ruifeng Bank (601528.SH) received a notification from its shareholder, Antu Automobile, regarding a share reduction on September 16, 2025 [1] - Antu Automobile reduced its holdings through centralized bidding on the same date [1]

Market Overview - The rural commercial bank sector experienced a slight decline of 0.09% on September 16, with Changshu Bank leading the drop [1] - The Shanghai Composite Index closed at 3861.87, up 0.04%, while the Shenzhen Component Index closed at 13063.97, up 0.45% [1] Individual Stock Performance - Zijin Bank (601860) closed at 2.96, up 1.37% with a trading volume of 667,700 shares and a turnover of 197 million yuan [1] - Chongqing Rural Commercial Bank (601077) closed at 6.40, up 0.47% with a trading volume of 1,039,100 shares and a turnover of 664 million yuan [1] - Zhangjiagang Bank (002839) closed at 4.45, up 0.45% with a trading volume of 226,300 shares and a turnover of 101 million yuan [1] - Su Nong Bank (603323) closed at 5.22, up 0.19% with a trading volume of 209,100 shares and a turnover of 109 million yuan [1] - Changshu Bank (601128) closed at 7.39, down 1.73% with a trading volume of 450,000 shares and a turnover of 335 million yuan [1] Capital Flow Analysis - The rural commercial bank sector saw a net inflow of 5.63 million yuan from institutional investors, while retail investors experienced a net outflow of 0.70 million yuan [1] - Major capital flows for Chongqing Rural Commercial Bank showed a net inflow of 73.19 million yuan from institutional investors, but a net outflow of 32.84 million yuan from retail investors [2] - Qingnong Bank (002958) had a net inflow of 8.92 million yuan from retail investors despite a net outflow of 8.54 million yuan from institutional investors [2]

Core Viewpoint - The rural commercial bank sector experienced a decline of 1.26% on September 15, with Yunnan Rural Commercial Bank leading the drop. The Shanghai Composite Index closed at 3860.5, down 0.26%, while the Shenzhen Component Index rose by 0.63% to 13005.77 [1]. Group 1: Market Performance - The closing prices and changes for various rural commercial banks showed negative trends, with Yunnan Rural Commercial Bank down 1.70% to 6.37, and Jiangyin Bank down 1.65% to 4.77 [1]. - The trading volume for the rural commercial bank sector was significant, with total transaction amounts reaching hundreds of millions, such as Zhangjiagang Bank at 1.27 billion and Jiangyin Bank at 1.71 billion [1]. Group 2: Capital Flow - The rural commercial bank sector saw a net inflow of 75.45 million from main funds, while retail investors experienced a net outflow of 71.17 million [1]. - Specific banks like Yunnan Rural Commercial Bank had a main fund net inflow of 57.00 million, but retail investors withdrew 16.05 million [2].

Group 1 - The core announcement is that Zhejiang Shaoxing Ruifeng Rural Commercial Bank Co., Ltd. has won the competitive bid for the 2025 Q3 fiscal account fund storage in Shaoxing Keqiao District, with a bid amount of 85 million [2] - The procurement was conducted by the Shaoxing Keqiao District Finance Bureau [2] - The bank has participated in 302 bidding projects and has made investments in 3 companies, indicating its active engagement in the local economy [1] Group 2 - The bank holds 80 trademark registrations and 12 copyright registrations, showcasing its intellectual property portfolio [1] - Additionally, the bank possesses 6 administrative licenses, which may enhance its operational capabilities [1]

Core Insights - As of the end of Q2 2025, China's green loan balance reached approximately 42.4 trillion yuan, and the green bond balance exceeded 2.2 trillion yuan, positioning China among the top globally [1] - The carbon reduction support tool has guided financial institutions to issue carbon reduction loans exceeding 1.38 trillion yuan [1] - A total of 37 listed banks reported a combined green loan balance of 29.22 trillion yuan, with an average balance exceeding 800 billion yuan, reflecting a year-on-year growth of 41.79% [1][5] Green Loan Growth - The green loan balance of the banking system in China is leading globally, with state-owned banks playing a significant role [4] - Among the six major state-owned banks, the Industrial and Commercial Bank of China (ICBC) leads with a green loan balance of 6 trillion yuan, followed by China Construction Bank and Agricultural Bank of China, each with 5.72 trillion yuan [5] - Postal Savings Bank of China showed a remarkable year-on-year growth rate of 38.31%, nearing the 1 trillion yuan mark [5] Innovation in Green Financial Products - Banks are actively expanding and innovating specialized green financial products and service models, covering areas such as clean energy and environmental remediation [2] - The green financial product system is becoming increasingly diverse, showcasing various practical paths and innovative outcomes [2] Carbon Reduction Support Tool - The carbon reduction support tool is becoming a key indicator of banks' green financial capabilities, effectively directing financial resources towards green and low-carbon sectors [9] - In Q2 2025, 16 banks reported carbon reduction loans that facilitated a carbon reduction equivalent of over 7 million tons, with a total loan amount of nearly 24 billion yuan [9] - Major banks like ICBC and China Construction Bank have over 100 projects funded through carbon reduction loans, leading in both project numbers and loan amounts [9] Performance of Smaller Banks - Smaller banks, including city commercial banks and rural commercial banks, are showing significant growth in green loan balances, with some achieving substantial year-on-year increases [8] - Zhangjiagang Rural Commercial Bank led the rural commercial banks with a growth rate of 30.25% in green loan balances [7] - Smaller banks are encouraged to leverage local advantages and develop differentiated paths to support local green projects [8]

Core Points - The rural commercial bank sector experienced a decline of 1.2% on September 12, with Yunnan Rural Commercial Bank leading the drop [1] - The Shanghai Composite Index closed at 3883.69, up 0.22%, while the Shenzhen Component Index closed at 12996.38, up 0.13% [1] Stock Performance - The closing prices and changes for key rural commercial banks are as follows: - Zijin Bank: 2.96, -0.34% - Changshu Bank: 7.60, -0.39% - Shanghai Rural Commercial Bank: 8.70, -0.46% - Zhangjiagang Bank: 4.48, -0.67% - Ruifeng Bank: 5.55, -0.72% - Sunong Bank: 5.25, -0.94% - Wuxi Bank: 6.03, -1.15% - Qingnong Bank: 3.28, -1.20% - Jiangyin Bank: 4.86, -1.42% - Yunnan Rural Commercial Bank: 6.49, -1.96% [1] Capital Flow - The rural commercial bank sector saw a net outflow of 118 million yuan from main funds, while retail investors contributed a net inflow of 108 million yuan [1] - Detailed capital flow for individual banks shows: - Ruifeng Bank: Main funds -189.46 thousand, Retail funds +66.01 thousand - Shanghai Rural Commercial Bank: Main funds -543.89 thousand, Retail funds +117.60 thousand - Zijin Bank: Main funds -740.49 thousand, Retail funds +762.08 thousand - Wuxi Bank: Main funds -831.59 thousand, Retail funds +881.56 thousand - Zhangjiagang Bank: Main funds -1087.07 thousand, Retail funds +1526.36 thousand - Qingnong Bank: Main funds -1198.02 thousand, Retail funds +899.30 thousand - Sunong Bank: Main funds -1200.33 thousand, Retail funds +764.96 thousand - Jiangyin Bank: Main funds -1627.70 thousand, Retail funds +850.10 thousand - Changshu Bank: Main funds -1722.64 thousand, Retail funds +2455.71 thousand - Yunnan Rural Commercial Bank: Main funds -2678.88 thousand, Retail funds +2524.52 thousand [2]

Core Points - The company held its first extraordinary general meeting of shareholders in 2025 on September 11, 2025, at its headquarters in Shaoxing, Zhejiang Province [2][7] - The meeting was chaired by the chairman Wu Zhihui and utilized a combination of on-site and online voting methods, complying with relevant laws and regulations [2][3] - All resolutions proposed during the meeting were approved, including the decision to abolish the supervisory board and amend the business scope and company articles [4][5] Meeting Attendance - Out of 16 current directors, 4 attended the meeting, while several non-executive and independent directors were absent due to official duties [3] - Among the 9 current supervisors, only 2 attended, with others also absent for similar reasons [3] - The company secretary was present, along with other senior executives [3] Resolutions Passed - The following resolutions were passed: 1. Abolishment of the supervisory board 2. Change in business scope and amendment of the company articles 3. Revision of the rules for shareholder meetings 4. Revision of the rules for board meetings - Resolutions 1 and 2 were special resolutions requiring a two-thirds majority, while the others were ordinary resolutions needing a simple majority [4][5] Legal Verification - The meeting was witnessed by Jiangsu Century Tongren Law Firm, confirming that the meeting's procedures and resolutions were in compliance with legal requirements [6] - The legal opinion concluded that the resolutions made during the meeting were valid and effective [6]