证券之星消息，8月25日农商行板块较上一交易日上涨0.67%，瑞丰银行领涨。当日上证指数报收于 3883.56，上涨1.51%。深证成指报收于12441.07，上涨2.26%。农商行板块个股涨跌见下表： | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 601528 | 瑞丰银行 | 5.85 | 1.92% | 25.55万 | 1.48亿 | | 601128 | 常熟银行 | 7.68 | 1.05% | 48.12万 | 3.68亿 | | 601860 | 紫金银行 | 3.01 | 1.01% | 75.52万 | 2.27亿 | | 002807 | 江阴银行 | 5.00 | 0.81% | 42.64万 | 2.12亿 | | 601825 | 沪农商行 | 8.86 | 0.68% | 27.57万 | 2.43亿 | | 002839 | 张家港行 | 4.56 | 0.66% | 46.59万 | 2.12亿 | | 002958 | 青农商行 | 3.54 | 0.57% ...

Core Viewpoint - Kunshan Rural Commercial Bank is committed to serving the local economy and supporting the high-quality development of regional manufacturing, particularly focusing on small and micro manufacturing enterprises [1] Group 1: Service Network Development - The bank has established a service system that closely aligns with the needs of manufacturing enterprises, ensuring effective communication and understanding of their financing requirements [2] - Customer managers have conducted regular visits to 2,569 micro and small enterprises, resulting in the issuance of 454 million yuan in new inclusive small loans [2] Group 2: Innovative Product System - To address the financing challenges faced by small and micro manufacturing enterprises, the bank has developed a range of specialized financial products, including "Specialized, Refined, Characteristic, and Innovative" loans and "Order Loans" [3] - The bank has issued 170 million yuan through its "Credit-Backed Loan" product, benefiting 161 small enterprises [3] Group 3: Service Quality Improvement - The bank has enhanced its online banking services, allowing for loan applications and approvals to be processed quickly, with funds potentially available within 24 hours [4] - A comprehensive suite of financial services is offered, including payment settlement, payroll services, and policy consultation, aimed at reducing costs and improving efficiency for manufacturing enterprises [4] Group 4: Commitment to Local Development - The bank remains dedicated to its mission of supporting local manufacturing and will continue to innovate its products and services to foster growth in the sector [5]

□ 冯 旭 近年来，为有效满足"银发"客群全方位、多层次的金融服务需求，紫金农商银行秉持金融服务的政治 性、人民性，以网点适老化改造、产品适老化倾斜、服务适老化延伸为抓手，统筹推进养老金融综合服 务，用情用力书写养老金融大文章。 网点适老化升级，护航银龄"有所享"。厅堂外设置无障碍通道，增添无障碍扶手，张贴醒目的适老化指 引标识和紧急联络电话；厅堂内配备老花镜等便民服务设施；开通老年客户"绿色服务"通道，开设"爱 心窗口"，敬老服务专员全程提供"陪伴式"服务；打造银发金融服务专区、爱心驿站…… 截至7月末，该行135家营业网点全部完成适老化硬件改造，建成"农商·苏服办"营业网点135家，占比 100%，让老年客户办理金融、政务业务"就近办"；建成提供适老化服务的农村普惠金融服务点384家， 让老年群体"足不出村"享受综合金融服务；累计创建省级适老网点9家，打造适老服务的"紫金样本"。 产品适老化倾斜，安享晚年"有所依"。该行以"产品+服务"相结合的模式将养老资金管理与老年风险管 理相结合，逐步融入长寿风险管理、养老社区服务、医疗看护服务等，将养老服务模式从金融产品向专 属养老服务转型升级。 同时，结合实际优化 ...

Core Viewpoint - Zijin Bank is undergoing significant leadership changes and institutional reforms to address compliance issues and improve its performance amid regulatory pressures and declining profits [1][6][9]. Leadership Changes - Zijin Bank appointed Que Zhenghe as the new president and chief compliance officer, and Xu Guoyu as the vice president and board secretary, pending regulatory approval [1][3]. - The current chairman, Shao Hui, has been re-elected for another term, having led the bank for a year [5][6]. Compliance Issues - The bank faced a fine of 2.4 million yuan for seven violations, including breaches of financial statistics and account management regulations [1][7]. - The addition of a chief compliance officer is a direct response to these compliance challenges [1][6]. Financial Performance - In 2024, Zijin Bank's net profit growth was only 0.3%, the lowest since its listing, with three consecutive quarters of negative revenue growth starting from Q3 2024 [1][9]. - For Q1 2025, the bank reported a revenue of 1.141 billion yuan, a decrease of 4.82% year-on-year, while net profit was 422 million yuan, up 4.04% [9]. - Total assets reached 280.25 billion yuan, with a loan total of 191.17 billion yuan and a deposit total of 221.10 billion yuan as of March 2025 [9]. Strategic Challenges - The new management team faces the dual challenge of balancing regulatory compliance with the need for revenue growth [1][9]. - The frequent turnover in leadership and ongoing compliance issues present significant hurdles for the bank's future performance [9].

Group 1 - The core viewpoint of the article is that Zijin Bank is undergoing significant management changes and compliance enhancements to address performance and regulatory challenges [2][6][8] - Zijin Bank appointed Que Zhenghe as the new president and chief compliance officer, and Xu Guoyu as the vice president and board secretary, pending regulatory approval [3][4] - The bank has faced regulatory penalties for multiple compliance violations, including a fine of 2.4 million yuan for seven infractions related to financial statistics and account management [7][8] Group 2 - The bank's net profit growth for 2024 is projected at only 0.3%, marking the lowest since its listing, with three consecutive quarters of negative revenue growth [2][6][8] - As of March 2025, Zijin Bank's total assets reached 280.25 billion yuan, with a loan total of 191.17 billion yuan and deposits of 221.10 billion yuan, reflecting modest growth rates [8] - The new management team faces the dual challenge of improving short-term performance while ensuring long-term compliance amidst frequent leadership changes and regulatory scrutiny [6][8]

8月21日，紫金银行（601860.SH）发布公告称，拟聘任阙正和为该行行长，兼任首席合规官。 智通财经注意到，这是江苏农商联合银行2025年4月成立后，首次向上市农商行"空降"行长。 当日，紫金银行召开了2025年第一次临时股东大会，通过《关于股东大会对董事会授权的议案》和《选举第五届董事会执行董事和非执行董事的议案》两份 议案，又于同日召开第五届董事会第一次会议（临时会议），审议通过了多项人事调整的议案，选举邵辉连任董事长，聘任阙正和为行长，兼任首席合规官 不过据智通财经查阅相关公告，截至发稿，紫金银行并未披露前任行长史文雄的离任公告。8月22日下午，智通财经就此多次致电紫金银行上市公司投资者 热线，均未接通。 据公告披露，第五届董事会成员由执行董事2 名——邵辉、阙正和，非执行董事4名——孙隽、申林、杨玉虹、侯军，独董5名——刘志友、周芬、程乃胜、 岑赫、张龙耀构成。 其中，阙正和、杨玉虹是首次被提名为紫金银行董事。阙正和现任职江苏农商联合银行业务管理部（普惠金融部）总经理、紫金银行党委副书记，此次担任 紫金银行执行董事；杨玉虹为紫金银行第三大股东苏豪投资集团董事长，此次是接替薛炳海担任董事。 根据紫金 ...

Group 1 - The core point of the article is the announcement by Zijin Bank regarding the election of Shao Hui as the chairman and the appointment of Que Zhenghe as the president and chief compliance officer [1] - Que Zhenghe has been serving in an acting capacity as president prior to this formal appointment, with his term starting from the date of the board resolution until his qualifications are approved by financial regulatory authorities [1] - Zijin Bank was established in March 2011 through the merger of four credit cooperatives and has a registered capital of 3.661 billion yuan [1] Group 2 - As of the end of Q1 2025, Zijin Bank reported an operating income of 1.141 billion yuan, a decrease of 4.82% year-on-year, while net profit attributable to shareholders increased to 422 million yuan, a growth of 4.04% [1] - The bank's non-performing loan ratio stood at 1.24% at the end of Q1 2025, remaining stable compared to the previous period, and the provision coverage ratio increased to 202.52%, up by 1.08 percentage points [1]

文|王彦强 8月21日晚，紫金银行（601860.SH）发布公告称，该行于当日召开第五届董事会第一次会议，选举邵辉为董事长，继续连任。该行董事会审议后，决定聘 任阙正和为行长，兼任首席合规官。 公开资料显示，紫金银行现任董事长邵辉，男，出生于1971年6月，本科学历，硕士学位，高级经济师。曾任无锡市天源电子技术应用工程公司，无锡城郊 信用联社电脑信息科科长助理，无锡城郊信用联社甘露信用社副主任（主持工作），江苏锡州农村商业银行党委委员、副行长，无锡农村商业银行副行长、 行长、党委副书记、党委书记、董事长。 阙正和，男，1975年8月出生，曾任泗阳联社资金营运股副股长、资金营运部总经理兼裴圩支行行长，泗阳农村合作银行信贷管理部总经理，洪泽县农村信 用合作联社副主任，江苏省农村信用社联合社业务管理处主任科员、业务发展部高级经理、业务管理部副总经理、业务管理部总经理。 韦莹，男，1985年9月出生，硕士研究生学历，中级经济师。曾任紫金农商银行月牙湖支行柜员、客户经理，合规管理部办事员，紫金农商银行扬州分行管 理部经理、江都支行行长，紫金农商银行玄武支行行长。现任该行党委委员、扬州分行行长。 紫金银行成立于2011年 ...

21世纪经济报道记者 边万莉 8月21日，紫金银行发布公告表示，聘任阙正和为行长、兼任首席合规官； 聘任韦莹为副行长；邵辉连任该行董事长。其中，阙正和、韦莹的任职资格尚需金融监管机构核准。在 此之前，推选阙正和代为履行该行行长职责。 阙正和是一名"75后"金融老兵，出生于1975年8月，拥有丰富的农信系统工作经验。简历显示，其曾任 泗阳联社资金营运股副股长、资金营运部总经理兼裴圩支行行长，泗阳农村合作银行信贷管理部总经 理，洪泽县农村信用合作联社副主任，江苏省农村信用社联合社业务管理处主任科员、业务发展部高级 经理、业务管理部副总经理、业务管理部总经理。目前，任江苏农商联合银行业务管理部（普惠金融 部）总经理，紫金银行党委副书记。 韦莹出生于1985年9月，是从基层成长起来的金融干部。简历显示，其曾任紫金农商银行月牙湖支行柜 员、客户经理，合规管理部办事员，紫金农商银行扬州分行管理部经理、江都支行行长，紫金农商银行 玄武支行行长。现任紫金银行党委委员、扬州分行行长。 紫金银行成立于2011年3月，总部位于江苏南京，由原南京市区、江宁区、浦口区、六合区的4家信用联 社合并组建成立。2019年1月，公司在上海证券 ...

以上内容为证券之星据公开信息整理，由AI算法生成（网信算备310104345710301240019号），不构成投资建议。 证券之星消息，8月22日农商行板块较上一交易日下跌1.03%，渝农商行领跌。当日上证指数报收于 3825.76，上涨1.45%。深证成指报收于12166.06，上涨2.07%。农商行板块个股涨跌见下表： 从资金流向上来看，当日农商行板块主力资金净流出3298.64万元，游资资金净流出542.42万元，散户资 金净流入3841.06万元。农商行板块个股资金流向见下表： | 代码 | 名称 | 主力净流入(元) | 主力净占比 游资净流入 (元) | | 游资净占比 散户净流入(元) | | 散户净占比 | | --- | --- | --- | --- | --- | --- | --- | --- | | 603323 苏农银行 | | 1802.11万 | 7.63% | -59.33万 | -0.25% | -1742.78万 | -7.38% | | 601528 瑞丰银行 | | 1522.66万 | 12.02% | -952.96万 | -7.52% | -569.70万 | ...