Core Viewpoint - Chen Haiqiang has been nominated as the chairman of Zhejiang Commercial Bank, following his recent appointment as president in April this year [2][5]. Group 1: Leadership Transition - Chen Haiqiang's nomination as chairman comes after the retirement of the previous chairman, Lu Jianqiang, due to age [5]. - Chen has extensive experience in the banking sector, having risen through the ranks within Zhejiang Commercial Bank [6]. - His internal promotion is expected to contribute to the bank's stable development and strategic continuity [7]. Group 2: Financial Performance - As of the end of Q3 2025, Zhejiang Commercial Bank reported total assets of 3.39 trillion yuan, reflecting a 1.91% increase from the end of the previous year [9]. - The bank achieved an operating income of 48.931 billion yuan and a net profit attributable to shareholders of 11.668 billion yuan, with net interest income accounting for 70.4% of total income [9]. - The non-performing loan ratio improved to 1.36%, a decrease of 0.02 percentage points from the end of the previous year, indicating enhanced asset quality [9]. Group 3: Strategic Focus - Since 2025, the bank has adopted a long-term approach, prioritizing quality over scale and adjusting its asset structure to focus on low-risk, balanced returns [9]. - The bank is also enhancing its risk control measures, particularly in key sectors like real estate, and leveraging AI to improve risk management capabilities [9].

11月17日，浙商银行发布公告称，中共浙江省委决定，陈海强任浙商银行党委书记，并提名担任董事长。浙商银 行董事会将尽快按照法定程序完成董事长选举。 2025年4月，陈海强获任浙商银行党委副书记，经董事会聘任为行长，同年7月，国家金融监督管理总局核准陈海 强的浙商银行行长任职资格。 （文章来源：南方都市报） 公开简历显示，陈海强出生于1974年10月，拥有硕士学位，获评正高级经济师。曾任国家开发银行浙江省分行副 主任科员，招商银行宁波北仑分理处副主任（主持工作）、宁波北仑支行行长、宁波分行党委委员、行长助理、 副行长，浙商银行宁波分行党委书记、行长，浙商银行行长助理兼杭州分行党委书记、行长，浙商银行首席风险 官，浙商银行党委委员、副行长等职。 ...

11月17日，浙商银行发布公告称，中共浙江省委决定，陈海强任浙商银行党委书记，并提名担任董事 长。浙商银行董事会将尽快按照法定程序完成董事长选举。 公开简历显示，陈海强出生于1974年10月，拥有硕士学位，获评正高级经济师。曾任国家开发银行浙江 省分行副主任科员，招商银行宁波北仑分理处副主任（主持工作）、宁波北仑支行行长、宁波分行党委 委员、行长助理、副行长，浙商银行宁波分行党委书记、行长，浙商银行行长助理兼杭州分行党委书 记、行长，浙商银行首席风险官，浙商银行党委委员、副行长等职。 2025年4月，陈海强获任浙商银行党委副书记，经董事会聘任为行长，同年7月，国家金融监督管理总局 核准陈海强的浙商银行行长任职资格。 采写：南都·湾财社记者 管玉慧 ...

Core Viewpoint - Zhejiang Zheshang Bank has appointed Chen Haiqiang as the new Party Secretary and proposed him as the Chairman, following the resignation of the previous chairman, Lu Jianqiang [1][3]. Group 1: Leadership Changes - Chen Haiqiang was nominated as the President of Zhejiang Zheshang Bank in April and has been acting as Chairman since July [3]. - Chen Haiqiang has extensive experience in the financial sector, having held various positions in both national and local banks [3]. Group 2: Financial Performance - As of the end of September, Zhejiang Zheshang Bank reported total assets of 3.39 trillion yuan, a year-on-year increase of 1.91% [3]. - The bank achieved operating income of 48.931 billion yuan and a net profit attributable to shareholders of 11.668 billion yuan [3]. - The non-performing loan ratio improved to 1.36%, a decrease of 0.02 percentage points from the end of the previous year [3]. Group 3: Strategic Adjustments - The bank is adapting to external pressures by focusing on quality over quantity, shifting its asset structure towards low-risk and stable returns [4]. - It has moved from a focus on single-item returns to a strategy that emphasizes comprehensive returns through scenario-based approaches [4]. Group 4: Risk Management - Zhejiang Zheshang Bank is prioritizing risk control, particularly in key sectors like real estate, and is enhancing its risk management capabilities through AI and other technologies [5]. - The bank's approach is characterized by a prudent and stable risk preference, aiming for sustainable development [5].

Core Viewpoint - Zhejiang Zheshang Bank has appointed Chen Haiqiang as the new Party Secretary and proposed him as the Chairman, following the resignation of the previous chairman due to age reasons. The bank's performance in the first three quarters of the year showed some fluctuations, but overall results aligned with the bank's strategic goals for high-quality development [1][3]. Group 1: Leadership Changes - Chen Haiqiang has been appointed as the Party Secretary of Zhejiang Zheshang Bank and is nominated for the position of Chairman [1]. - Chen Haiqiang, born in October 1974, holds a master's degree and has extensive experience in various leadership roles within the bank and other financial institutions [2]. Group 2: Financial Performance - As of the end of the third quarter, Zhejiang Zheshang Bank reported total assets of 33,890.12 billion RMB, an increase of 634.73 billion RMB or 1.91% from the previous year [3]. - The bank's total liabilities reached 31,822.78 billion RMB, up by 594.82 billion RMB or 1.90% year-on-year, with total loans and advances amounting to 18,962.72 billion RMB, an increase of 391.56 billion RMB or 2.11% [3]. - The bank's operating income for the first three quarters was 489.31 billion RMB, a decrease of 35.60 billion RMB or 6.78% year-on-year, with net profit attributable to shareholders at 116.68 billion RMB, down by 12.37 billion RMB or 9.59% [4]. Group 3: Asset Quality and Capital Adequacy - The non-performing loan balance stood at 256.61 billion RMB, with a non-performing loan ratio of 1.36%, a slight decrease of 0.02 percentage points from the previous year [4]. - The capital adequacy ratio was reported at 12.15%, down by 0.46 percentage points, while the core tier 1 capital adequacy ratio increased slightly to 8.40% [4]. Group 4: Market Position - Zhejiang Zheshang Bank has established 369 branches across 22 provinces and regions, effectively covering key economic areas in China [6]. - The bank ranked 82nd in the "2025 Global Banking 1000" list by The Banker magazine based on tier 1 capital and received the highest AAA credit rating from China Chengxin International [6].

（文章来源：证券日报） 证券日报网讯 11月17日晚间，浙商银行发布公告称，根据中共浙江省委决定，陈海强同志任浙商银行 股份有限公司党委书记，提名陈海强同志任浙商银行股份有限公司董事长。 ...

Core Insights - The article discusses the increasing financial service demands of small and micro enterprises in industrial parks, emphasizing the role of inclusive finance in empowering the real economy [1][2] - Zhejiang Commercial Bank's Beijing branch has developed an innovative "10+N" financial advisory service system to meet the diverse financial needs of industrial parks [1] Group 1: Financial Products and Services - The "10+N" system includes 10 loan products tailored for industrial parks, supplemented by various specialized services to achieve precise adaptation for each park [1] - The bank offers project construction loans for developers and integrates a "business + finance + investment" smart park platform for management [1] - For enterprises within the parks, the bank provides a comprehensive range of financing options, including mortgage and leasing loans for operational premises, renovation loans, working capital loans, and financing for equipment and raw material purchases [1] Group 2: Digital Transformation and Efficiency - The bank is enhancing service efficiency and customer experience through digital transformation, creating a "1+1+N" digital inclusive product system that includes "Digital Science Loan + Digital Easy Loan + Digital Projects" [2] - This transformation aims to upgrade credit services to be online and intelligent, adhering to the "one visit at most" principle, allowing businesses to complete the entire credit application, approval, and disbursement process online [2] - As a result of these initiatives, by the end of September 2025, the bank has served 30 industrial parks and over 460 enterprises, providing financing support exceeding 2.5 billion yuan [2]

本公司董事会将尽快按照法定程序完成董事长的选举工作。 格隆汇11月17日丨浙商银行(601916.SH)公布，根据中共浙江省委决定，陈海强同志任浙商银行股份有 限公司党委书记，提名陈海强同志任浙商银行股份有限公司董事长。 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示概不就因本公告全部或任何部分內容而產生或因倚賴 該等內容而引致的任何損失承擔任何責任。 CHINA ZHESHANG BANK CO., LTD. 浙商銀行股份有限公司 （於中華人民共和國註冊成立的股份有限公司） （股份代號：2016） 自願性公告 關於提名董事長的提示性公告 根據中共浙江省委決定，陳海強同志任浙商銀行股份有限公司（「本公司」）黨委書 記，提名陳海強同志任浙商銀行股份有限公司董事長。 本公司董事會將盡快按照法定程序完成董事長的選舉工作。 承董事會命 浙商銀行股份有限公司 陳海強 執行董事、行長 中國，杭州 2025年11月17日 截至本公告日期，本行的執行董事為陳海強先生及馬紅女士；非執行董事為侯興 釧先生、任志祥先生、胡天高先生及應宇翔先生；獨立非執行董事為汪煒先生、 許永斌先生、傅廷美先生、施浩先生及樓偉中先生。 ...

本公司董事会将尽快按照法定程序完成董事长的选举工作。 浙商银行股份有限公司 关于提名董事长的提示性公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 根据中共浙江省委决定，陈海强同志任浙商银行股份有限公司党委书记， 提名陈海强同志任浙商银行股份有限公司董事长。 证券代码：601916 证券简称：浙商银行 公告编号：2025-051 特此公告。 浙商银行股份有限公司董事会 2025 年 11 月 17 日 ...