资料显示，重庆银行股份有限公司位于香港铜锣湾希慎道33号利园1期19楼1918室，成立日期1996年9月 2日，上市日期2021年2月5日，公司主营业务涉及重庆银行股份有限公司主要在中国从事提供公司及个 人银行产品和服务以及资金市场业务。该公司通过三个业务部门运营。公司银行业务部从事向公司类客 户提供金融产品和服务业务,包括存款和贷款。零售业务部从事向个人客户提供金融产品和服务业务,包 括存款和贷款。资金业务部从事同行拆借、债券投资交易、回购交易以及外汇买卖交易业务。主营业务 收入构成为：公司银行业务75.09%，个人银行业务16.94%，资金业务7.72%，未分配0.25%。 重庆银行所属申万行业为：银行-城商行Ⅱ-城商行Ⅲ。所属概念板块包括：低市盈率、破净股、长期破 净、乡村振兴、H股等。 来源：新浪证券-红岸工作室 12月9日，重庆银行盘中上涨2.03%，截至10:53，报11.08元/股，成交5650.88万元，换手率0.27%，总市 值384.98亿元。 资金流向方面，主力资金净流入400.36万元，大单买入896.03万元，占比15.86%，卖出495.66万元，占 比8.77%。 重庆银行今年以 ...

Group 1 - Chongqing Bank's stock price has declined by 1.18% to 10.86 CNY per share, with a total market capitalization of 37.734 billion CNY, and a cumulative drop of 6.3% over the last three days [1] - The bank was established on September 2, 1996, and listed on February 5, 2021, primarily engaged in corporate and personal banking products and services, as well as money market operations [1] - The revenue composition of Chongqing Bank includes 75.09% from corporate banking, 16.94% from personal banking, and 7.72% from funding operations, with 0.25% unallocated [1] Group 2 - Huaxia Fund holds a significant position in Chongqing Bank through its fund, Huaxia Hongli Quantitative Stock Selection A, which has 74,200 shares, accounting for 1.82% of the fund's net value [2] - The fund has experienced a floating loss of approximately 9,646 CNY today and a total floating loss of 54,200 CNY over the past three days [2] - The fund was established on July 2, 2024, with a current scale of 11.2656 million CNY, and has reported a year-to-date return of 6.42% [2]

天眼查资料显示，重庆银行股份有限公司，成立于1996年，位于重庆市，是一家以从事货币金融服务为 主的企业。企业注册资本347450.5339万人民币。通过天眼查大数据分析，重庆银行股份有限公司共对 外投资了8家企业，参与招投标项目3795次，财产线索方面有商标信息669条，专利信息83条，此外企业 还拥有行政许可93个。 声明：市场有风险，投资需谨慎。本文为AI基于第三方数据生成，仅供参考，不构成个人投资建议。 国家知识产权局信息显示，重庆银行股份有限公司申请一项名为"实时无冲突应用系统全链路生成方法 及相关系统"的专利，公开号CN121070321A，申请日期为2025年9月。 专利摘要显示，本申请公开了一种实时无冲突应用系统全链路生成方法、系统、电子设备及存储介质， 涉及应用开发技术领域，包括捕获目标对象在应用系统中的操作信息，并根据所述操作信息形成操作序 列；分析所述操作序列，确定频繁操作序列与异常操作序列；根据所述频繁操作序列与所述异常操作序 列，识别缺陷点；根据所述缺陷点调用优化规则库，生成优化建议；将所述优化建议推送至配置界面， 并当所述目标对象确认所述优化建议后，根据所述优化建议优化所述应用系统 ...

Group 1 - The city commercial bank sector experienced a decline of 0.31% on December 8, with Shanghai Bank leading the drop [1] - The Shanghai Composite Index closed at 3924.08, up 0.54%, while the Shenzhen Component Index closed at 13329.99, up 1.39% [1] - Key individual stock performances in the city commercial bank sector included Xiamen Bank rising by 3.32% and Shanghai Bank falling by 1.43% [1][2] Group 2 - The net inflow of main funds into the city commercial bank sector was 129 million yuan, while retail investors saw a net outflow of 156 million yuan [2] - The table of fund flows indicated that Jiangsu Bank had a net outflow of 56.86 million yuan from main funds, while Hangzhou Bank had a net inflow of 49.79 million yuan [3] - The overall trend showed that retail investors were withdrawing funds from several banks, with notable outflows from Suzhou Bank and Qingdao Bank [3]

Group 1 - Chongqing Bank's stock price has declined by 1.18% to 10.86 CNY per share, with a total market capitalization of 37.734 billion CNY, and a cumulative drop of 6.3% over the last three days [1] - The company was established on September 2, 1996, and listed on February 5, 2021, primarily engaged in providing corporate and personal banking products and services, as well as money market operations [1] - The revenue composition of Chongqing Bank includes 75.09% from corporate banking, 16.94% from personal banking, and 7.72% from funding operations, with 0.25% unallocated [1] Group 2 - Silver Hua Fund has a significant holding in Chongqing Bank, with the Silver Hua Yi One-Year Holding Mixed A Fund (008384) holding 4,500 shares, representing 0.05% of the fund's net value [2] - The fund has experienced a floating loss of approximately 585 CNY today and a total floating loss of 3,285 CNY during the three-day decline [2] - The Silver Hua Yi One-Year Holding Mixed A Fund was established on August 24, 2020, with a current scale of 74.6615 million CNY and a year-to-date return of 2.7% [2]

Investment Rating - The industry investment rating is optimistic (maintained) [1] Core Insights - The report indicates that the ΔEVE (Economic Value of Equity) indicator for major banks has decreased compared to 2024, with some banks potentially exceeding the regulatory requirement of -15% [4][15] - The report highlights that for every 20 trillion yuan of local government bonds undertaken by banks, the ΔEVE/ Tier 1 capital ratio deteriorates by 0.65% to 1.73% [24][25] - The current regulatory buffer allows major banks to undertake approximately 666.8 billion yuan of 30-year local government bonds [33][34] - The report suggests a potential relaxation of regulatory requirements for interest rate risk indicators, which could facilitate banks' ability to manage long-term local government bonds [7] Summary by Sections ΔEVE Indicator Assessment - As of H1 2025, the ΔEVE/ Tier 1 capital ratio for major banks is as follows: ICBC at -16.66%, CCB at -17.26%, ABC at -14.89%, BOC at -12.28%, PSBC at -9.02%, and BC at -12.46% [15][16] - The report notes a decline in the ΔEVE indicator for these banks compared to 2024, with specific changes of -1.95pct for ICBC and -2.52pct for CCB [4][15] Local Government Bond Undertaking - The report estimates that major banks added 3.25 trillion yuan in local government bonds in H1 2025, with state-owned banks accounting for 1.86 trillion yuan, representing 57.2% of the total [5][32] - The duration of local government bonds is assumed to be distributed across various terms, with 30% of bonds being 10 years and 23% being 30 years [25][29] Debt Capacity Assessment - The current regulatory buffer allows major banks to support the undertaking of 30-year local government bonds up to 666.8 billion yuan, with potential increases if regulatory requirements are relaxed [33][34] - For every 1% relaxation in the ΔEVE/ Tier 1 capital ratio, banks could undertake an additional 593.4 billion yuan of 30-year local government bonds [34][35] Investment Recommendations - The report recommends a bottom-line allocation to large state-owned banks, with specific beneficiaries being ABC and ICBC [39] - Core allocations should focus on leading comprehensive banks, with recommended stocks including CMB and CCB [39] - For flexible allocations, regional banks with unique characteristics, such as JSB and CQB, are highlighted as potential beneficiaries [39][40]

Investment Rating - The report indicates a positive outlook for the insurance sector, with a recommendation to focus on strong insurance companies such as New China Life Insurance, China Ping An, China Life Insurance H, and China Taiping [2][17] Core Insights - The non-bank financial sector (Shenwan) index increased by 2.27%, outperforming the CSI 300 index by 0.99 percentage points, while the insurance sector saw a significant rise of 5.08% [1][9] - The insurance sector's growth is attributed to several factors, including a reduction in long-term stock holding risk factors, expected strong performance in dividend insurance products, and improved global liquidity due to anticipated interest rate cuts in the US [2][16] - The brokerage sector is expected to experience a valuation correction, with a current price-to-book (PB) ratio of 1.36x, indicating potential for recovery in profitability and valuation [2][19] - The banking sector has underperformed, with a decline of 1.18%, and is currently undervalued with a PB ratio of 0.55x, suggesting room for future valuation improvement [3][20] Summary by Sections Insurance Sector - The insurance index rose by 5.08%, significantly outperforming the CSI 300 index by 3.80 percentage points, driven by regulatory adjustments that lowered risk factors for long-term stock holdings [1][13] - The sector is expected to benefit from a favorable environment for dividend insurance products, with strong growth anticipated in the coming year [2][16] - Key recommendations include focusing on companies like New China Life Insurance and China Ping An, which are positioned for growth [17] Brokerage Sector - The brokerage index increased by 1.14%, with a current PB ratio of 1.36x, indicating a potential mismatch between profitability and valuation [2][19] - Regulatory changes are expected to enhance capital efficiency for leading brokerages, creating opportunities for investment in firms with strong fundamentals [2][18] - Recommended stocks include Guotai Junan, Huatai Securities, and Orient Securities, particularly those involved in mergers or restructuring [19] Banking Sector - The banking sector saw a decline of 1.18%, with a PB ratio of 0.55x, indicating that banks are currently undervalued [3][20] - Concerns about asset quality, particularly related to real estate and local government debt, have affected market perceptions, but there is potential for recovery as regulatory support continues [23][24] - Recommendations include focusing on high-quality city commercial banks in economically developed regions, such as Hangzhou Bank and Ningbo Bank [20][24]

Investment Rating - The report maintains a "Recommended" investment rating for the banking sector, indicating a positive outlook for the industry in the near term [1]. Core Insights - The positioning of the digital RMB is expected to advance, with significant potential in the payment sector. The People's Bank of China (PBOC) is working on optimizing the management system for digital RMB, which may evolve from a cash-like payment instrument (M0) to broader monetary categories (M1, M2) [2][8]. - Infrastructure development for digital RMB is progressing, with the establishment of international and operational centers in Shanghai and Beijing, respectively. As of September 2025, the cumulative transaction amount in pilot areas reached 14.2 trillion yuan, with 2.25 billion personal wallets opened [3][8]. - The banking sector is expected to see a systematic recovery in valuations in 2026, transitioning from a defensive to a growth-oriented investment logic. Key investment themes include high dividend yields and low valuations, particularly as risk-free interest rates decline [9]. Summary by Sections Industry Overview - The banking sector comprises 42 listed companies with a total market capitalization of approximately 1.15 trillion yuan, representing 13.04% of the market [4]. - The average daily trading volume for A-shares was 10,583.60 billion yuan, reflecting a 0.65% increase from the previous week [8]. Performance Metrics - The absolute performance of the banking sector over the past month is 5.0%, with a relative performance of 2.8% compared to the benchmark [5]. - The report highlights that the banking index underperformed the CSI 300 index by 2.46 percentage points during the week [8]. Investment Recommendations - The report suggests focusing on three main investment lines: 1. State-owned banks and major commercial banks like China Merchants Bank. 2. Quality joint-stock banks and city commercial banks with improving net interest margins and credit costs. 3. City commercial banks benefiting from regional policies and showing significant performance potential [9]. - Specific banks recommended for investment include China Merchants Bank, CITIC Bank, and several city commercial banks such as Chengdu Bank and Chongqing Bank [9][10].

12月5日金融一线消息，据中国人民银行万州分行行政处罚决定信息公示表显示，重庆银行股份有限公 司城口支行因未按规定将假币解缴中国人民银行分支机构，被警告，罚款2.4万元。 12月5日金融一线消息，据中国人民银行万州分行行政处罚决定信息公示表显示，重庆银行股份有限公 司城口支行因未按规定将假币解缴中国人民银行分支机构，被警告，罚款2.4万元。 | 产 | 当事人名称 | 行政处罚决定 | 递法行为类型 | 行政处罚内容 | 作出行政处罚决定 作出行政处罚决定 公示 | 放体 | | --- | --- | --- | --- | --- | --- | --- | | | | 节文号 | | | 机关名称 日期 期限 | | | | 重庆银行股份 有限公司城口 | 万银罚决字 (2025) 3 号 | | 未按规定将假币解缴中 警告,罚款2.4万 中国人民银行万州_。 | 2025 年 11月28日 1 年 | | | | 支行 | | 国人民银行分支机构 | 元 | 分行 | | 责任编辑：秦艺 | F | 当事人名称 | 行政处罚决定 | 造法行为类型 | 行政处罚内容 | 作出行政处罚决定作出行政处罚决定 ...

12月5日金融一线消息，重庆银行发布公告称，该行于 2025 年 6 月 19 日在上海证券交易所网站披露了 《关于股东权益变动的提示性公告》。第一大股东重庆渝富资本运营集团有限公司（以下简称"渝富资 本"）控股股东重庆渝富控股集团有限公司（以下简称"渝富控股"）董事会审议通过，将渝富控股子公 司中国四联仪器仪表集团有限公司（以下简称"四联集团"），以及四联集团子公司重庆川仪微电路有限 责任公司（以下简称"川仪微电路"）持有的重庆银行A 股股份无偿划转至渝富控股持有。上述划转事项 完成后，渝富资本及其一致行动人的构成将发生变动，四联集团、川仪微电路将不再是渝富资本的一致 行动人，渝富控股将成为渝富资本的一致行动人。 近日，重庆银行收到渝富资本告知函，上述无偿划转事项已完成非交易过户。 责任编辑：王馨茹 12月5日金融一线消息，重庆银行发布公告称，该行于 2025 年 6 月 19 日在上海证券交易所网站披露了 《关于股东权益变动的提示性公告》。第一大股东重庆渝富资本运营集团有限公司（以下简称"渝富资 本"）控股股东重庆渝富控股集团有限公司（以下简称"渝富控股"）董事会审议通过，将渝富控股子公 司中国四联仪器仪 ...