Investment Rating - The investment rating for the company is "Buy" (maintained) [8] Core Insights - The company has shown a continuous narrowing of losses, with Q3 revenue achieving positive year-on-year growth. The overall profit loss is also decreasing, indicating a positive trend driven by cost reduction and efficiency improvements. The company is actively promoting SaaS solutions and is expected to benefit from recent policy guidance aimed at central state-owned enterprises, which may enhance its market performance throughout the year [5][6] Financial Performance - For the first three quarters of 2024, the company reported revenue of 1.258 billion (down 8.71% year-on-year) and a net loss attributable to shareholders of 0.14 billion (continuing to narrow losses). In Q3 alone, revenue was 0.474 billion (up 1.63% year-on-year), with a net profit of 0.10 billion (turning profitable) [3][5] - The gross margin for the first three quarters was 60.94%, a decrease of 2.09 percentage points year-on-year, while Q3's gross margin was 60.22%, down 4.30 percentage points year-on-year [3] - Operating cash flow for the first three quarters was -0.178 billion, but Q3 saw a significant improvement with a net cash flow of 0.052 billion (up 474.34% year-on-year) [3] Expense Ratios - For the first three quarters, the expense ratios were 29.96% for sales, 9.51% for management, and 27.12% for R&D, with sales expenses decreasing by 7.42 percentage points year-on-year. In Q3, these ratios were 26.42% for sales, 7.99% for management, and 23.18% for R&D, showing a continued reduction in expenses [4] Earnings Forecast and Valuation - The company is projected to achieve revenues of 2.24 billion, 2.56 billion, and 2.99 billion for 2024, 2025, and 2026, respectively, with year-on-year growth rates of 8.13%, 14.28%, and 16.49%. Corresponding net profits are expected to be 0.235 billion, 0.284 billion, and 0.341 billion, with growth rates of 20.74%, 20.61%, and 20.40% [6][10]

Investment Rating - The report maintains a "Buy" rating for the company, anticipating a price increase of over 15% in the next 6-12 months [4][12]. Core Views - The company reported a revenue of 1.26 billion yuan for the first three quarters of 2024, a year-on-year decrease of 8.7%. However, the net profit attributable to shareholders improved significantly, reaching 9.78 million yuan in Q3, compared to a loss of 88.92 million yuan in the same period last year [2]. - The company is actively pursuing cost reduction and efficiency improvement strategies, with total costs and expenses decreasing by 13.7% year-on-year in the first three quarters. The gross margin for Q3 was 60.2%, slightly down by 0.8 percentage points [3]. - The company has launched a municipal data authorization operation platform in Changsha, creating 16 types of government data operation scenarios, and has signed a strategic cooperation agreement with Huawei Cloud to enhance collaboration in data governance and smart government [3]. Summary by Sections Performance Review - For the first three quarters of 2024, the company achieved a revenue of 1.26 billion yuan, down 8.7% year-on-year, while the net profit attributable to shareholders was -13.89 million yuan, a significant improvement from -88.92 million yuan in the previous year [2]. Operational Analysis - The company has successfully reduced costs and expenses, with a total decrease of 13.7% year-on-year in the first three quarters. The Q3 gross margin was 60.2%, with slight changes in expense ratios: sales expenses at 26.4%, management expenses at 8.0%, and R&D expenses at 23.2% [3]. - The company is enhancing its digital capabilities and has launched various data-driven initiatives, including a partnership with Zhangjiagang Data Science and Zhangjiagang Rural Commercial Bank to innovate in public data and inclusive finance [3]. Profit Forecast - Based on the Q3 report and expectations of demand recovery from government and large enterprises, the revenue forecasts for 2024-2026 have been adjusted to 2.36 billion yuan, 2.75 billion yuan, and 3.22 billion yuan, respectively. The net profit forecasts are 261 million yuan, 360 million yuan, and 449 million yuan, reflecting growth rates of 33.9%, 37.9%, and 24.8% [4][8].

证券代码：688232 证券简称：新点软件 公告编号：2024-051 关于 2024 年前三季度计提资产减值准备的公告 国泰新点软件股份有限公司 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性依法承担法律责任。 一、计提资产减值准备情况的概述 根据《企业会计准则》及相关会计政策的规定，为客观、公允地反映国泰新 点软件股份有限公司（以下简称"公司"）截至 2024 年 9 月 30 日的财务状况及 2024 年前三季度的经营成果，本着谨慎性原则，公司对截至 2024 年 9 月 30 日 公司及子公司的资产进行了减值测试，对可能发生资产减值损失的相关资产计提 减值准备。公司 2024 年前三季度计提各项资产减值准备合计 3,892.25 万元，具 体如下表： 单位：万元 币种：人民币 | 项目 | 计提金额 | 备注 | | --- | --- | --- | | 信用减值损失 | 2,418.89 | 含应收票据坏账准备、应收账款坏账准备、其他 应收款坏账准备 | | 资产减值损失 | 1,473.36 | 含存货跌价准备、合同资产减值准 ...

国泰君安证券股份有限公司 关于国泰新点软件股份有限公司 使用部分暂时闲置募集资金进行现金管理的核查意见 国泰君安证券股份有限公司（以下简称"国泰君安"或"保荐机构"）作为 国泰新点软件股份有限公司（以下简称"新点软件"或"公司"）首次公开发行 股票并在科创板上市的保荐机构，根据《证券发行上市保荐业务管理办法》《上 海证券交易所科创板股票上市规则》《上市公司监管指引第2号——上市公司募 集资金管理和使用的监管要求》和《上海证券交易所科创板上市公司自律监管指 引第1号——规范运作》等相关规定，对新点软件使用暂时闲置募集资金进行现 金管理事项进行了核查，具体核查情况如下： 一、募集资金基本情况 经中国证券监督管理委员会证监许可[2021]3092号文核准，公司首次公开发 行人民币普通股（A股）82,500,000股，发行价格每股48.49元，募集资金总额为 400,042.50万元，扣除各项发行费用17,315.68万元，实际募集资金净额为 382,726.82万元。以上募集资金业经天职国际会计师事务所（特殊普通合伙）验 资，并由其出具天职业字[2021]第43391号验资报告。 根据《上海证券交易所科创板股票上市 ...

证券代码：688232 证券简称：新点软件 公告编号：2024-053 国泰新点软件股份有限公司 关于召开 2024 年第三季度业绩说明会的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性依法承担法律责任。 会 议 召 开 地 点 ： 上海证券 交 易 所 上 证 路 演 中 心 （ 网 址 ： https://roadshow.sseinfo.com/） 会议召开方式：上证路演中心网络互动 投资者可于 2024 年 11 月 01 日（星期五）至 11 月 07 日（星期四）16:00 前登录上证路演中心网站首页点击"提问预征集"栏目或通过公司邮箱 djl@epoint.com.cn 进行提问。公司将在说明会上对投资者普遍关注的问题进行 回答。 国泰新点软件股份有限公司（以下简称"公司"）已于 2024 年 10 月 26 日发 布公司 2024 年第三季度报告，为便于广大投资者更全面深入地了解公司 2024 年第三季度经营成果、财务状况，公司计划于 2024 年 11 月 08 日（星期五）下 午 15:00-16:00 举行 20 ...

证券代码：688232 证券简称：新点软件 公告编号：2024-046 国泰新点软件股份有限公司 第二届监事会第十一次会议决议公告 本公司监事会及全体监事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性依法承担法律责任。 二、监事会会议审议情况 经与会监事表决，形成如下决议： （一）审议通过《关于 2024 年第三季度报告的议案》 经审议，监事会认为：公司 2024 年第三季度报告的内容与格式符合法律法 规及《公司章程》等相关规定，未发现公司参与报告编制和审议的人员有违反保 密规定的行为，所载材料真实、准确、完整地反映了公司的财务状况和经营成果， 不存在任何虚假记载、误导性陈述或者重大遗漏。 具体内容详见公司于同日披露在上海证券交易所网站（www.sse.com.cn）的 《新点软件 2024 年第三季度报告》。 表决结果：同意 3 票，反对 0 票，弃权 0 票。 （二）审议通过《关于续聘会计师事务所的议案》 经审议，监事会认为：中汇会计师事务所（特殊普通合伙）具备足够的专业 胜任能力、投资者保护能力、诚信状况、独立性，能够满足公司对于年度财务审 计和内部控制审 ...

的核查意见 国泰君安证券股份有限公司（以下简称"国泰君安"或"保荐机构"）作为 国泰新点软件股份有限公司（以下简称"新点软件"或"公司"）首次公开发行 股票并在科创板上市的保荐机构，根据《中华人民共和国公司法》《中华人民共 和国证券法》《证券发行上市保荐业务管理办法》《上海证券交易所科创板股票 上市规则》《科创板上市公司持续监管办法（试行）》《上市公司监管指引第2 号——上市公司募集资金管理和使用的监管要求》以及《上海证券交易所科创板 上市公司自律监管指引第1号——规范运作》等法律法规和规范性文件的要求， 对公司本次关联交易事项进行了核查，核查情况如下： 一、关联交易概述 公司于 2024 年 10 月 25 日召开第二届董事会第十三次会议，审议通过了《关 于使用部分暂时闲置资金进行现金管理暨关联交易的议案》，关联董事季忠明已 回避表决。本项关联交易尚需提交公司股东大会审议。 本次交易未构成重大资产重组、交易实施不存在重大法律障碍。 公司及子公司拟使用不超过人民币 190,000.00 万元向江苏张家港农村商业 银行股份有限公司（以下简称"张家港农商行"）购买投资产品，其中 130,000.00 万元来自部分 ...

国泰新点软件股份有限公司（以下简称"公司"）于 2024 年 10 月 25 日召 开第二届董事会第十三次会议、第二届监事会第十一次会议，审议通过了《关于 续聘会计师事务所的议案》，同意续聘中汇会计师事务所为公司 2024 年度审计 机构。本事项尚需提交股东大会审议，现将相关事宜公告如下： 证券代码：688232 证券简称：新点软件 公告编号：2024-047 国泰新点软件股份有限公司 关于续聘会计师事务所的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性依法承担法律责任。 重要内容提示： 拟聘任的会计师事务所名称：中汇会计师事务所（特殊普通合伙）（以 下简称"中汇会计师事务所"） 一、拟聘任会计师事务所的基本情况 （一）机构信息 1.基本信息 中汇会计师事务所，于 2013 年 12 月转制为特殊普通合伙，管理总部设立于 杭州，系原具有证券、期货业务审计资格的会计师事务所之一，长期从事证券服 务业务。 中汇会计师事务所首席合伙人为余强，注册地址为杭州市上城区新业路 8 号 华联时代大厦 A 幢 601 室。 截至 2023 年 12 ...

Financial Performance - The company's operating revenue for Q3 2024 was ¥473,775,523.48, representing a year-on-year increase of 1.63%[3] - The net profit attributable to shareholders for Q3 2024 was ¥9,776,681.76, while the net profit for the year-to-date period was -¥13,888,713.52[3] - The net profit attributable to shareholders after deducting non-recurring gains and losses for Q3 2024 was -¥11,268,580.65, with a year-to-date figure of -¥85,573,536.08[3] - The basic earnings per share for Q3 2024 was ¥0.03, compared to -¥0.04 for the year-to-date period[4] - Total operating revenue for the first three quarters of 2024 was ¥1,257,956,947.39, a decrease of 8.7% compared to ¥1,378,021,130.75 in the same period of 2023[18] - Operating profit for the first three quarters of 2024 was -¥18,126,330.42, an improvement from -¥93,851,381.71 in the same period of 2023[21] - The total comprehensive income attributable to the parent company for Q3 2024 was -13,888,713.52 RMB, compared to -88,921,725.07 RMB in Q3 2023[23] - The total profit for Q3 2024 is CNY 10,535,315.76, compared to a loss of CNY 45,806,877.80 in Q3 2023[30] - The net profit for the first three quarters of 2024 is CNY 10,074,269.64, a significant improvement from a net loss of CNY 47,706,433.55 in the same period of 2023[30] Research and Development - The total R&D investment for Q3 2024 was ¥109,813,467.29, a decrease of 10.62% year-on-year, accounting for 23.18% of operating revenue[4] - Research and development expenses for the first three quarters of 2024 were ¥341,211,883.26, compared to ¥377,719,157.14 in 2023, indicating a decrease of 9.6%[21] - The company reported R&D expenses of CNY 227,365,727.36 for the first three quarters of 2024, a decrease of 9.7% from CNY 251,941,054.89 in the same period of 2023[29] Assets and Liabilities - The total assets at the end of Q3 2024 were ¥6,351,641,457.61, down 6.62% from the end of the previous year[4] - The total assets as of the end of the reporting period were ¥6,351,641,457.61, down from ¥6,802,292,196.03 in the previous year[17] - Total liabilities decreased to ¥1,007,759,798.68 from ¥1,185,428,728.79, a reduction of 15%[17] - The equity attributable to shareholders at the end of Q3 2024 was ¥5,333,894,242.74, a decrease of 4.96% year-on-year[4] - The equity attributable to shareholders was ¥5,333,894,242.74, down from ¥5,612,148,875.97, reflecting a decrease of 4.9%[17] Cash Flow - The company's cash and cash equivalents as of September 30, 2024, were approximately ¥162.92 million, down from ¥258.53 million at the end of 2023[14] - Cash flow from operating activities for the first three quarters of 2024 was -178,130,629.97 RMB, compared to -357,035,191.05 RMB in the same period of 2023, indicating improved cash flow management[23] - The net cash flow from operating activities is -CNY 283,291,591.83 for Q3 2024, an improvement from -CNY 361,762,704.40 in Q3 2023[32] - The cash and cash equivalents at the end of Q3 2024 amount to CNY 507,934,884.63, compared to CNY 357,234,589.49 at the end of Q3 2023[32] Shareholder Information - The total number of ordinary shareholders at the end of the reporting period was 8,831[9] - The largest shareholder, Jiangsu Guotai International Trade Co., Ltd., holds 62,083,643 shares, accounting for 18.81% of total shares[9] - The total number of shares held by the top ten shareholders represents a significant portion of the company's equity, with the top shareholder alone holding nearly 19%[9] Inventory and Receivables - The company's inventory increased to ¥513.93 million from ¥416.60 million year-over-year[14] - The accounts receivable decreased slightly from ¥1.43 billion to ¥1.33 billion[14] - Accounts receivable decreased to CNY 1,349,876,462.17 from CNY 1,423,829,321.13, reflecting a decline of 5.2%[26] Other Financial Metrics - The company reported non-recurring gains of ¥21,045,262.41 for Q3 2024, with year-to-date non-recurring gains totaling ¥71,684,822.56[6] - The weighted average return on equity for Q3 2024 was 0.18%, an increase of 0.26 percentage points year-on-year[4] - The company reported a net investment income of ¥8,985,023.72, an increase from ¥3,952,194.26 in the previous year[21] - Deferred tax assets increased to ¥16,926,828.68 from ¥15,378,272.45, indicating a growth of 10.1%[17] Strategic Initiatives - The company aims to enhance budget cost and expense control through digital means combined with performance evaluation to improve quality and efficiency[8] - There were no significant new strategies or product developments mentioned in the report[12] - The company has not reported any significant changes in shareholder relationships or actions during the reporting period[12] - The company has not adopted new accounting standards for the year 2024[33]

（一）投资目的 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性依法承担法律责任。 重要内容提示： 国泰新点软件股份有限公司（以下简称"公司"）于 2024 年 10 月 25 日召 开第二届董事会第十三次会议、第二届监事会第十一次会议，审议通过了《关于 使用部分暂时闲置自有资金进行现金管理的议案》，同意公司及子公司使用不超 过人民币 33 亿元的部分暂时闲置自有资金进行现金管理，向各金融机构购买安 全性高、流动性好的投资产品（包括但不限于存款、定期存款、结构性存款、通 知存款、银行理财产品、证券公司理财、投资公司理财、信托、逆回购、基金等）； 决议有效期自公司第二届董事会第十三次会议审议通过之日起 12 个月内有效， 在决议有效期内，资金可以在上述额度内滚动使用；公司董事会授权董事长在授 权额度和决议有效期内行使该项投资决策权并签署相关合同文件，具体事项由公 司财务部负责组织实施和管理；本事项无需提交公司股东大会审议。具体情况如 下： 证券代码：688232 证券简称：新点软件 公告编号：2024-048 一、拟使用自有资金进行现金管理的概 ...