Core Viewpoint - Lakala Payment (300773.SZ) reported a decline in revenue and net profit for the first half of 2025, primarily due to the overall impact on the bank card acquiring market [1][2] Financial Performance - The company achieved operating revenue of 2.65 billion yuan, a year-on-year decrease of 11.1%, with total payment transaction amount declining by 9.2% [1] - The net profit attributable to shareholders was 229 million yuan, down 45.33% year-on-year, while the net profit after deducting non-recurring gains and losses was 145 million yuan, a decrease of 64.68% [1] - As of June 30, the company's distributable profits amounted to approximately 892 million yuan, indicating overall profit stability [2] Dividend Distribution - The company proposed a cash dividend of 2 yuan (including tax) per 10 shares, totaling approximately 158 million yuan, which represents about 69% of the net profit for the first half of the year [2] - The dividend plan has been approved by the board and supervisory board but is subject to approval at a temporary shareholders' meeting, introducing some uncertainty regarding its implementation [2]

Core Insights - Lakala achieved a revenue of 2.65 billion yuan and a net profit of 230 million yuan in the first half of 2025, maintaining a leading position in domestic card acquiring and barcode payment transaction volumes [1] - The company reported significant growth in cross-border and foreign card businesses, with cross-border payment transaction amounts and customer numbers increasing by 73.5% and 70.4% year-on-year, respectively, while foreign card payment transaction amounts and customer numbers surged by 210% and 72% [1][2] Group 1: Financial Performance - In the first half of 2025, Lakala's digital payment business generated 2.36 billion yuan in revenue, with total payment transaction amounts reaching 19.6 trillion yuan, including 13 trillion yuan from card transactions and 6.6 trillion yuan from QR code transactions [2] - The company served over 160,000 customers in its cross-border payment business, marking a 70.4% year-on-year increase, with cross-border payment transaction amounts reaching 37.1 billion yuan, up 73.5% [2][3] Group 2: Strategic Initiatives - Lakala is focusing on digital transformation, particularly through its "Payment + SaaS" strategy, which has made substantial progress in the restaurant and retail sectors, serving over 180,000 quality store clients [1][4] - The company has established partnerships with 356 SaaS platforms, providing 359 SaaS products across 38 industries, including retail, dining, and entertainment [5] Group 3: AI Integration - Lakala launched an AI wallet that redefines merchant service models, offering nearly 100 business functions and attracting close to 8 million registered users, with 1.5 million monthly active users [5] - The integration of AI into payment services is transforming them from mere tools into comprehensive business partners, enhancing customer engagement and service delivery [5]

Core Insights - Lakala achieved a revenue of 2.65 billion yuan and a net profit attributable to shareholders of 230 million yuan for the first half of 2025 [1] - The company experienced strong growth in cross-border and foreign card businesses, with cross-border payment transaction volume and customer numbers increasing by 73.5% and 70.4% respectively, while foreign card payment transaction volume and customer numbers surged by 210% and 72% respectively [1][2] Group 1: Financial Performance - For the first half of 2025, Lakala's digital payment business generated a revenue of 2.36 billion yuan, with a total payment transaction volume of 19.6 trillion yuan, including 13 trillion yuan from card transactions and 6.6 trillion yuan from QR code transactions [1] - The company served over 160,000 customers in its cross-border payment business, with a transaction volume of 37.1 billion yuan, reflecting a year-on-year growth of 73.5% [2] Group 2: Business Expansion and Strategy - Lakala has intensified its localization efforts in emerging markets along the "Belt and Road" initiative, adding local currency collection capabilities in Brazil and Mexico, in addition to existing markets in Southeast Asia and Africa [1] - The company's "Payment + SaaS" strategy has gained momentum, with its restaurant SaaS products serving over 80,000 dining establishments and retail SaaS products serving over 100,000 merchants [2] - Lakala has established partnerships with 356 SaaS platforms, offering 359 SaaS products across 38 industries, including retail, fuel, dining, parking, and entertainment [2]

Core Insights - Lakala achieved a revenue of 2.65 billion yuan and a net profit of 230 million yuan in the first half of 2025, maintaining a leading position in domestic card acquiring and barcode payment transaction volumes [1] - The company reported significant growth in cross-border and foreign card businesses, with cross-border payment transaction amounts and customer numbers increasing by 73.5% and 70.4% year-on-year, respectively, while foreign card payment transaction amounts and customer numbers surged by 210% and 72% [1][2] Group 1: Financial Performance - In the first half of 2025, Lakala's digital payment business generated 2.36 billion yuan in revenue, with a total payment transaction amount of 19.6 trillion yuan, including 13 trillion yuan from card transactions and 6.6 trillion yuan from QR code transactions [2] - The cross-border payment business served over 160,000 clients, marking a 70.4% year-on-year increase, with transaction amounts reaching 37.1 billion yuan, up 73.5% [2][3] Group 2: Business Strategy and Growth - Lakala is focusing on a "Payment + SaaS" transformation, achieving substantial progress particularly in the restaurant and retail sectors, serving over 180,000 high-quality store clients [1][4] - The company has established partnerships with 356 SaaS platforms, providing 359 SaaS products across various industries, including retail, dining, and entertainment [4][5] Group 3: AI Integration and Service Enhancement - Lakala launched an AI wallet that redefines merchant service models, offering nearly 100 business functions and attracting close to 8 million registered users, with 1.5 million monthly active users [5] - The integration of AI into payment services is transforming them from mere tools into comprehensive business partners, enhancing customer engagement and service delivery [5]

Group 1 - The company reported a revenue of 2.651 billion yuan for the first half of 2025, representing a year-on-year decrease of 11.11% [1] - The net profit attributable to shareholders was 229 million yuan, down 45.33% year-on-year [1] - The net profit attributable to shareholders after deducting non-recurring gains and losses was 145 million yuan, a decline of 64.68% year-on-year [1] - The basic earnings per share were 0.30 yuan [1] - The company proposed a cash dividend of 2 yuan (including tax) for every 10 shares to all shareholders [1]

拉卡拉支付股份有限公司 2025 半年度 非经营性资金占用及其他关联资金往来情况汇总表 单位：万元 | | 资金占用 | 占用方与上市公 | 上市公司核算 | 年期初占 2025 | 年度占用累计发 2025 | 年度占 2025 | 年度 2025 | 年 2025 | 月 6 | 占用形 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 非经营性资金占用 | 方名称 | 司的关联关系 | 的会计科目 | 用资金余额 | 生金额（不含利息） | 用资金的利 | 偿还累计 | 30日占用资 | | 成原因 | 占用性质 | | | | | | | | 息(如有) | 发生金额 | 金余额 | | | | | 控股股东、实际控制 | | | | | | | | | | | 非经营性占用 | | 人及其附属企业 | | | | | | | | | | | 非经营性占用 | | 小计 | - | - | - | | | | | | | - | | | 前控股股东、实际控 | | | | | | | | | ...

拉卡拉支付股份有限公司 关于召开 2025 年第一次临时股东大会的通知 证券代码：300773 证券简称：拉卡拉 公告编号：2025-056 2、会议召开的合法、合规性：公司第四届董事会第八次会议审议通过了《关 于提请召开 2025 年第一次临时股东大会的议案》，本次会议召开符合有关法律、 行政法规、部门规章、规范性文件和《公司章程》的规定。 3、会议召开方式：本次股东大会采取现场投票和网络投票相结合的方式召开。 （1）现场投票：股东本人出席现场会议或通过授权委托他人出席现场会议。 （2）网络投票：本次股东大会将通过深圳证券交易所交易系统和互联网投票 系统向公司股东提供网络形式的投票平台，公司股东可以在网络投票时间内通过 上述系统行使表决权。公司股东只能选择现场投票和网络投票中的一种表决方式， 表决结果以第一次有效投票结果为准。 4、会议召开时间： （1）现场会议召开时间：2025 年 9 月 19 日（星期五）下午 2:30； 本公司及董事会全体成员保证信息披露内容的真实、准确和完整，没有虚假 记载、误导性陈述或重大遗漏。 拉卡拉支付股份有限公司（以下简称"拉卡拉"或"公司"）第四届董事会第 八次会议决定于 ...

证券代码：300773 证券简称：拉卡拉 公告编号：2025-053 拉卡拉支付股份有限公司 第四届监事会第四次会议决议公告 本公司及监事会全体成员保证信息披露内容的真实、准确和完整，没有虚假记载、 误导性陈述或重大遗漏。 一、监事会会议召开情况 拉卡拉支付股份有限公司（以下简称"公司"）第四届监事会第四次会议通 知于 2025 年 8 月 25 日以电子邮件等方式通知全体监事。监事会会议于 2025 年 8 月 28 日在公司会议室以现场方式召开。会议由监事会主席温瑾女士主持。会 议应出席的监事 3 人，实际出席会议的监事 3 人。本次会议的召集、召开和表决 程序符合法律、法规及《公司章程》的规定。 监事会认为：董事会编制和审核公司《2025 年半年度报告》的程序符合法 律、行政法规和中国证监会的规定，报告内容真实、准确、完整地反映了公司的 实际情况，不存在任何虚假记载、误导性陈述或者重大遗漏。 表决结果：全部监事表决结果为 3 票赞成，0 票弃权，0 票反对。 二、监事会会议审议情况 与会监事认真审议并通过了如下议案，并决议如下： （一）通过《关于审议公司 2025 年半年度报告及摘要的议案》 内 容 详 ...

证券代码：300773 证券简称：拉卡拉 公告编号：2025-052 拉卡拉支付股份有限公司 本公司及董事会全体成员保证信息披露内容的真实、准确和完整，没有虚假记载、 误导性陈述或重大遗漏。 一、董事会会议召开情况 第四届董事会第八次会议决议公告 与会董事认真审议并通过了如下议案，并决议如下： （一）通过《关于审议公司 2025 年半年度报告及摘要的议案》 公司《公司 2025 年半年度报告》《公司 2025 年半年度报告摘要》符合法律、 行政法规，报告内容真实、准确、完整地反映了公司 2025 年上半年的经营情况， 不存在虚假记载、误导性陈述或者重大遗漏。 表决结果：全部董事表决结果为 7 票赞成，0 票弃权，0 票反对。 本项议案已经公司董事会审计委员会审议通过。 拉卡拉支付股份有限公司（以下简称"公司"）于 2025 年 8 月 19 日以邮件 方式发出第四届董事会第八次会议通知，经全体董事确认，一致同意 2025 年 8 月 28 日公司以通讯方式召开会议。会议由董事长孙陶然先生主持。会议应出席 的董事 7 人，实际出席会议的董事 7 人。会议的召集和召开程序符合《中华人民 共和国公司法》（以下简称" ...

证券代码：300773 证券简称：拉卡拉 公告编号：2025-055 公司合并报表 2025 年上半年实现归母净利润 229,361,349.11 元，母公司 2025 年上半 年实现净利润 202,421,054.71 元。截至 2025 年 6 月 30 日，母公司累计未分配利润为 1,202,033,535.48 元，合并报表未分配利润为 892,052,841.77 元，已提取法定盈余公积 414,746,890.10 元。 拉卡拉支付股份有限公司 关于公司 2025 年中期利润分配方案的公告 本公司及董事会全体成员保证信息披露内容的真实、准确、完整，没有虚 假记载、误导性陈述或重大遗漏。 拉卡拉支付股份有限公司（以下简称"公司"）第四届董事会第八次会议和第四届监事 会第四次会议审议通过了《关于审议公司 2025 年中期利润分配方案的议案》，本方案尚需 要提交 2025 年第一次临时股东大会审议，具体情况如下： 一、利润分配方案基本情况 鉴于公司目前盈利状况良好，为积极回报股东，根据中国证监会鼓励分红的有关规定以 及《公司章程》中关于利润分配政策的要求，在保证公司健康可持续发展的情况下，公司 2025 ...