证券代码：300773 证券简称：拉卡拉 公告编号：2024-045 拉卡拉支付股份有限公司 第三届董事会第二十六次会议决议公告 本公司及董事会全体成员保证信息披露内容的真实、准确和完整，没有虚假记载、 误导性陈述或重大遗漏。 一、董事会会议召开情况 2024 年 11 月 13 日，拉卡拉支付股份有限公司（以下简称"公司"）第三届董事会第 二十六次会议以通讯方式召开。本次会议以临时会议方式召集与召开，会议通知已于 2024 年 11 月 10 日以邮件方式送达公司全体董事。会议应出席董事 7 人，实际出席会议董事 7 人。会议由董事长孙陶然先生主持。本次会议的召集和召开程序符合《公司法》等法律、法 规和《公司章程》的规定。 二、董事会会议审议情况 与会董事认真审议并通过了如下议案，并决议如下： （一）通过《关于董事会换届选举暨提名第四届董事会非独立董事候选人的议案》 第三届董事会任期已届满，根据《公司法》《深圳证券交易所创业板股票上市规则》《深 圳证券交易所上市公司自律监管指引第 2 号——创业板上市公司规范运作》等法律法规、规 范性文件及《公司章程》的有关规定，经公司董事会提名委员会进行资格审核，公司股东 ...

证券代码：300773 证券简称：拉卡拉 公告编号： 2024-055 拉卡拉支付股份有限公司 独立董事候选人声明与承诺 声明人 程蕾熹 作为 拉卡拉支付股份有限公司 第 四 届 董事会独立董事候 选人，已充分了解并同意由提名人 公司第三届董事会 提名为 拉卡拉支付股 份有限公司 （以下简称该公司）第 四 届董事会独立董事候选人。现公开声 明和保证，本人与该公司之间不存在任何影响本人独立性的关系，且符合相关 法律、行政法规、部门规章、规范性文件和深圳证券交易所业务规则对独立董 事候选人任职资格及独立性的要求，具体声明并承诺如下事项： 一、本人已经通过 拉卡拉支付股份有限公司 第 三 届 董事会提名委员会资 格审查，提名人与本人不存在利害关系或者其他可能影响独立履职情形的密切 关系。 是 □ 否 如否，请详细说明：_____________________________ 二、本人不存在《中华人民共和国公司法》第一百四十六条等规定不得担任公 司董事的情形。 是 □ 否 如否，请详细说明：______________________________ 三、本人符合中国证监会《上市公司独立董事管理办法》和深圳证券交易 ...

Investment Rating - The report maintains a "Buy" rating and raises the target price to 27.90 CNY, corresponding to a 30x P/E for 2024 [5][6]. Core Insights - The company experienced a decline in payment transaction amounts and a decrease in net settlement rates, leading to a quarter-on-quarter performance drop. However, as an industry leader, the company is expected to benefit from supply-side clearing and is viewed positively for future growth [4][5]. - The company's digital payment business generated 39.1 billion CNY in revenue, accounting for 89% of total revenue. The transaction amount for the first three quarters was 3.19 trillion CNY, down 6% year-on-year, while the QR code transaction amount increased by 19% to 1 trillion CNY [5]. - The report adjusts the EPS forecast for 2024-2026 to 0.93, 1.07, and 1.21 CNY, respectively, due to the decline in industry payment transaction volumes [5]. Financial Summary - For 2022A, the company reported a revenue of 5,394 million CNY, which is expected to increase to 5,938 million CNY in 2023A, followed by a slight decrease to 5,915 million CNY in 2024E. The net profit attributable to the parent company is projected to recover from a loss of 1,437 million CNY in 2022A to a profit of 458 million CNY in 2023A and 743 million CNY in 2024E [5][6]. - The net asset return rate is expected to improve from -42.9% in 2022A to 12.2% in 2023A and further to 17.1% in 2024E [5][6]. - The company’s total assets are projected to grow from 10,444 million CNY in 2022A to 12,921 million CNY in 2024E, while total liabilities are expected to increase from 7,094 million CNY to 8,573 million CNY in the same period [5][6].

证券代码：300773 证券简称：拉卡拉 公告编号：2024-044 拉 卡拉支付股份有限公司 关 于股东部分股份解除质押及新增质押的公告 — 1 — | | | | | | | | 已质押股份 | | 未质押股份 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | | | | 本次变更前 | 本次变更后 | 占其所 | 占公司 | 情况 | | 情况 | | | 股东名 | 持股数量 | 持股比 | 质押股份数 | 质押股份数 | 持股份 | 总股本 | 已质押 | | 未质押 | | | 称 | （股） | 例 | 量（股） | 量（股） | 比例 | 比例 | 股份限 售和冻 | 占已质 押股份 | 股份限 售和冻 | 占未质 押股份 | | | | | | | | | 结数量 | 比例 | 结数量 | 比例 | | 孙陶然 | 55,252,800 | 6.91% | 36,183,000 | 32,478,000 | 58.78% | 4.06% | 0 | 0% | 0 | 0% | | 孙浩然 | 2 ...

Investment Rating - The investment rating for the company is "Buy" [2][4] Core Insights - The company reported a revenue of 4.389 billion yuan for the first three quarters of 2024, a year-on-year decrease of 0.78%, and a net profit attributable to shareholders of 513 million yuan, down 17.49% year-on-year. Despite this, the company maintains a stable market share and has seen rapid growth in QR code transaction amounts. The company has also jointly invested 30 million yuan to establish Kaola Xinke, aiming to create a leading credit information service enterprise [2][6][4]. Financial Performance - For the first three quarters of 2024, the company achieved a payment transaction amount of 3.19 trillion yuan, maintaining industry leadership with a stable market share. QR code transaction amounts reached 1 trillion yuan, growing by 18.86% year-on-year, while card transaction amounts decreased by 14.80% year-on-year, which is lower than the overall industry decline. The digital payment business revenue was 3.91 billion yuan, up 1.89% year-on-year [6][4]. Future Projections - The company expects revenues of 6.067 billion yuan, 6.638 billion yuan, and 7.331 billion yuan for 2024, 2025, and 2026 respectively, with year-on-year growth rates of 2.23%, 9.42%, and 10.43%. The net profit attributable to shareholders is projected to be 695 million yuan, 822 million yuan, and 974 million yuan for the same years, with growth rates of 51.96%, 18.19%, and 18.55% respectively [6][7]. Market Position - The company is positioned as a leader in the third-party payment sector, benefiting from the recovery of offline consumption and an increase in net fee rates. The establishment of Kaola Xinke is expected to enhance its capabilities in the credit information service sector, leveraging its strengths in payment technology and financial technology [2][6].

开源证券 非银金融/多元金融 拉卡拉（300773.SZ） 2024 年 10 月 28 日 前三季支付量价趋稳，扣非受股权转让和季节扰动影响 ——拉卡拉 2024 前三季业绩点评 投资评级：买入（维持） | --- | --- | |-------------------------|-------------| | 日期 | 2024/10/28 | | 当前股价 ( 元 ) | 22.44 | | 一年最高最低 ( 元 ) | 28.21/11.03 | | 总市值 ( 亿元 ) | 179.52 | | 流通市值 ( 亿元 ) | 164.78 | | 总股本 ( 亿股 ) | 8.00 | | 流通股本 ( 亿股 ) | 7.34 | | 近 3 个月换手率 (%) | 296.46 | 股价走势图 -50% 0% 50% 100% 2023-10 2024-02 2024-06 拉卡拉 沪深300 数据来源：聚源 相关研究报告 《费率延续提升且市占率稳定，中期 分红提升股东回报—拉卡拉 2024H1 业绩点评》-2024.8.10 《ESG 理念拥抱数字经济，中报景气 度有望扩张—拉卡拉信息更新点 ...

证券代码：300773 证券简称：拉卡拉 公告编号：2024-041 拉卡拉支付股份有限公司 第三届董事会第二十五次会议决议公告 本公司及董事会全体成员保证信息披露内容的真实、准确和完整，没有虚假记载、 误导性陈述或重大遗漏。 一、董事会会议召开情况 2024 年 10 月 28 日，拉卡拉支付股份有限公司（以下简称"公司"）第三届董事会第 二十五次会议以通讯方式召开。本次会议以临时会议方式召集与召开，会议通知已于 2024 年 10 月 26 日以邮件方式送达公司全体董事。会议应出席董事 7 人，实际出席会议董事 7 人。会议由董事长孙陶然先生主持。本次会议的召集和召开程序符合《公司法》等法律、法 规和《公司章程》的规定。 二、董事会会议审议情况 与会董事认真审议并通过了如下议案，并决议如下： （一）通过《关于审议公司 2024 年第三季度报告的议案》 表决结果：关联董事孙陶然、李蓬回避表决，其余全部董事表决结果为 5 票赞成，0 票 弃权，0 票反对。 本议案已经公司独立董事专门会议审议通过，并同意将该议案提交董事会审议。独立董 事一致同意公司与关联方共同投资设立考拉信科的事项。 1 内容详见公司同日在中 ...

为进入信用信息服务行业，增强公司在企业服务方面能力，公司于 2021 年 8 月 17 日召开 的第二届董事会第四十二次会议和第二届监事会第十九次会议审议通过了《关于审议收购中北 联 100%股权暨关联交易的议案》，同意公司使用自有资金人民币 5,000 万元向西藏考拉科技发 展有限公司（以下简称"考拉科技"）、北京考拉昆仑投资管理有限公司（以下简称"考拉昆 仑"）购买其持有的北京中北联信用评估有限公司（以下简称"中北联"）100%股权。具体内 容详见公司在巨潮资讯网披露的《关于收购中北联 100%股权暨关联交易的公告》（公告编码： 2021-066）。 因交易推进过程中外部市场环境发生变化，经友好协商，交易各方一致同意终止本次股权 转让，并形成新的交易方案，即：公司拟与关联方考拉科技、考拉昆仑及非关联方天津邦得久 石信息咨询合伙企业(有限合伙)（以下简称"邦得久石"）、深圳苹果树数据科技有限公司（以 下简称"苹果树"）、北京澄文企业管理合伙企业(有限合伙)（以下简称"澄文企管"）共同 投资设立珠海横琴考拉信科数字技术有限公司（以下简称"标的公司"或"考拉信科"），其 中公司与考拉科技、考拉昆仑以现金出资，其 ...

Payment Transaction Volume - Total payment transaction volume reached 3.19 trillion yuan, maintaining industry leadership[1] - QR code payment transaction volume grew to 1 trillion yuan, a year-on-year increase of 18.86%[1] - Bank card payment transaction volume decreased to 2.18 trillion yuan, a year-on-year decrease of 14.80%[1] Revenue and Profit - Main business revenue for the first three quarters was 4.39 billion yuan, a year-on-year decrease of 0.78%[2] - Digital payment business revenue increased to 3.91 billion yuan, a year-on-year growth of 1.89%[2] - Net profit attributable to shareholders was 512.84 million yuan, a year-on-year decrease of 17.49%[3] - Net profit attributable to parent company owners decreased from 1,189,127,302.94 to 981,952,192.86, a decline of 17.4%[12] - Net profit attributable to parent company shareholders was RMB 512.84 million, compared to RMB 621.53 million in the previous period[14] - Total comprehensive income attributable to parent company shareholders was RMB 512.86 million, compared to RMB 621.82 million in the previous period[15] Cash Flow - Net cash flow from operating activities surged to 790.62 million yuan, a year-on-year increase of 325.14%[6] - Cash flow from operating activities was RMB 790.62 million, a significant increase from RMB 185.97 million in the previous period[16] - Cash flow from investing activities was negative RMB 199.48 million, compared to positive RMB 129.08 million in the previous period[17] - Cash flow from financing activities was negative RMB 846.98 million, compared to negative RMB 413.50 million in the previous period[17] Assets and Liabilities - Total assets decreased to 10.87 billion yuan, a year-on-year decrease of 11.33%[3] - Equity attributable to shareholders decreased to 3.54 billion yuan, a year-on-year decrease of 5.53%[3] - Total assets decreased from 12,263,887,592.16 to 10,874,494,388.83, a decline of 11.3%[11][12] - Total liabilities decreased from 8,514,507,652.21 to 7,332,393,418.16, a decline of 13.9%[11][12] - Short-term borrowings increased from 281,889,191.62 to 362,158,501.91, a growth of 28.5%[11] - Accounts payable and advances decreased from 951,379,777.48 to 670,978,089.04, a decline of 29.5%[11] - Other current liabilities decreased from 6,461,787,826.31 to 5,653,171,720.59, a decline of 12.5%[11] Investment and Expenses - Investment income decreased to 14.84 million yuan, a year-on-year decrease of 93.40%[7] - Investment income decreased significantly from 224,803,367.02 to 14,839,275.14, a decline of 93.4%[13] - R&D expenses increased from 176,128,480.54 to 192,573,068.77, a growth of 9.3%[13] - Credit impairment losses were RMB 33.28 million, compared to RMB 12.36 million in the previous period[14] Current Assets and Liabilities - Cash and cash equivalents decreased to 6.31 billion yuan from 7.41 billion yuan at the beginning of the period[10] - Accounts receivable decreased to 591.38 million yuan from 858.37 million yuan at the beginning of the period[10] - Prepayments increased to 15.68 million yuan from 8.77 million yuan at the beginning of the period[10] - Other receivables increased to 25.45 million yuan from 23.76 million yuan at the beginning of the period[10] - Inventory increased to 5.98 million yuan from 5.69 million yuan at the beginning of the period[10] - Other current assets decreased to 157.54 million yuan from 215.05 million yuan at the beginning of the period[10] - Total current assets decreased to 7.11 billion yuan from 8.52 billion yuan at the beginning of the period[10] - Long-term equity investments increased to 1.52 billion yuan from 1.48 billion yuan at the beginning of the period[10] - Other non-current financial assets increased to 424.05 million yuan from 388.17 million yuan at the beginning of the period[10] - Fixed assets increased to 1.65 billion yuan from 1.48 billion yuan at the beginning of the period[10] Operating Performance - Operating income decreased slightly from 4,427,788,854.00 to 4,391,904,307.33, a decline of 0.8%[13] - Operating costs decreased from 3,878,024,712.46 to 3,751,766,481.66, a decline of 3.3%[13] - Sales revenue from goods and services was RMB 4.69 billion, slightly lower than RMB 4.73 billion in the previous period[16] - Payments for goods and services were RMB 3.44 billion, an increase from RMB 3.07 billion in the previous period[16] Earnings and Cash Equivalents - Basic earnings per share were RMB 0.66, compared to RMB 0.80 in the previous period[15] - Total cash and cash equivalents at the end of the period were RMB 512.63 million, compared to RMB 524.71 million in the previous period[17]

证券代码：300773 证券简称：拉卡拉 公告编号：2024-042 拉卡拉支付股份有限公司 第三届监事会第十六次会议决议公告 本公司及监事会全体成员保证信息披露内容的真实、准确和完整，没有虚假记载、 误导性陈述或重大遗漏。 一、监事会会议召开情况 与会监事认真审议并通过了如下议案，并决议如下： （一）通过《关于审议公司 2024 年第三季度报告的议案》 监事会认为：董事会编制和审核公司《2024 年第三季度报告》的程序符合法律、行政法规和中国证监 会的规定，报告内容真实、准确、完整地反映了公司的实际情况，不存在任何虚假记载、误导性陈述或者 重大遗漏。 表决结果：全部监事表决结果为 3 票赞成，0 票弃权，0 票反对。 内容详见公司同日在中国证监会指定的信息披露网站巨潮资讯网（www.cninfo.com.cn）披露的《公司 2024 年第三季度报告》。 （二）通过《关于审议与关联方共同投资设立考拉信科的议案》 监事会认为：本次交易符合公司发展战略，有利于进一步提升公司市场竞争力。本次交易不存在损害 公司及股东利益，特别是中小股东利益的情形，不会因此对关联方产生依赖，不会对公司独立性产生影响， 符合公司全体股 ...