智通财经APP获悉，香港联交所最新资料显示，8月26日，中国平安人寿保险股份有限公司增持农业银 行(01288)829万股，每股作价5.4592港元，总金额约4525.68万港元。增持后最新持股数目约为46.16亿 股，最新持股比例为15.01%。 （原标题：中国平安人寿保险股份有限公司增持农业银行(01288)829万股 每股作价约5.46港元） ...

Core Points - The report is prepared in accordance with the Capital Management Measures for Commercial Banks and includes disclosures on risk management, key prudential regulatory indicators, and risk-weighted asset overview [1][2] - The bank has established a comprehensive governance structure for information disclosure, ensuring that the disclosed information is true and reliable [1] Capital Adequacy - As of June 30, 2025, the bank's core Tier 1 capital adequacy ratio is reported at 8% [1] - The minimum capital requirement is calculated as 8% of risk-weighted assets, with the bank meeting this requirement [2] Risk Management - The report details various risks including credit risk, market risk, and liquidity risk, with specific metrics provided for each category [1][2] - The liquidity coverage ratio is reported at an average of 133.92% for the second quarter of 2025, indicating strong liquidity management [6][7] Risk-Weighted Assets - The report outlines the risk-weighted assets and their corresponding capital requirements, with a focus on credit risk and operational risk [1][2] - The bank employs advanced internal rating methods to measure credit risk-weighted assets [1] TLAC Requirements - The bank is classified as a global systemically important bank and is required to meet total loss-absorbing capacity (TLAC) requirements starting January 1, 2025 [1][2] Financial Performance - The report includes a detailed breakdown of financial performance metrics, including the leverage ratio and net stable funding ratio [5][6] - The bank's financial statements reflect a robust capital structure, with significant core capital available after meeting minimum requirements [2][5]

从负债端来看，王志恒介绍，今年以来该行降本效应还会持续释放。存款逐步到期重定价、存款利率市 场化、调整机制效能持续释放，叠加该行同业负债成本跟随政策利率进一步下行，都有望带动负债端的 付息成本下降，这在一定程度上也有助于稳定息差水平。因此，下半年银行净息差有望实现边际趋稳。 编辑 陈莉 校对 卢茜 新京报贝壳财经讯（记者姜樊）8月29日，农业银行行长王志恒在2025年中期业绩发布会上表示，展望 下半年，预计该行净息差将边际趋稳。 "从资产端看，虽然上半年LPR的下行将进一步推动存量贷款的重定，贷款的收益率还将有下行压 力。"王志恒表示，该行上半年总量合理增长、结构的持续优化，坚持风险定价的原则，同时也加强了 贷款产品差异化和精细化定价，稳住了贷款的收息率。 ...

香港联交所最新资料显示，8月26日，中国平安人寿保险股份有限公司增持农业银行（601288） (01288)829万股，每股作价5.4592港元，总金额约4525.68万港元。增持后最新持股数目约为46.16亿股， 最新持股比例为15.01%。 ...

Company Overview - The company, Agricultural Bank of China, has a history dating back to 1951 and has evolved through various stages, including being a state-owned commercial bank and a joint-stock company since 2009 [1] - It is one of China's major comprehensive financial service providers, focusing on rural revitalization and serving the real economy [1] Financial Performance - As of June 30, 2025, the total assets of the company reached RMB 46.86 trillion, with total deposits of RMB 31.90 trillion and a capital adequacy ratio of 17.45% [2][9] - The company reported a net profit of RMB 139.94 billion for the first half of 2025, reflecting a year-on-year increase of 2.5% [9][14] - The operating income for the same period was RMB 369.94 billion, up 0.8% year-on-year [14] Business Operations - The company has a vast network with 22,914 domestic branches and 13 overseas branches, ranking third globally in terms of tier-1 capital [2] - It has implemented strategies focusing on inclusive finance, green finance, and digital operations, with significant growth in loans to rural areas and agricultural sectors [10][11] Risk Management - The non-performing loan (NPL) ratio stood at 1.28%, a decrease of 0.02 percentage points from the previous year, indicating effective risk management [9][12] - The provision coverage ratio was reported at 295%, demonstrating a strong buffer against potential loan losses [9][12] Dividend Distribution - The company has proposed a cash dividend of RMB 1.255 per share for the fiscal year 2024, totaling RMB 43.92 billion, with a total cash dividend of RMB 846.61 billion for the year [3][4] Strategic Focus - The company is committed to enhancing its financial services for agriculture and rural areas, with a focus on supporting national food security and poverty alleviation efforts [10][14] - It aims to optimize credit policies and innovate service models to better serve the real economy and promote consumption [11][14]

Core Viewpoint - Agricultural Bank of China (ABC) has demonstrated stable growth in its financial performance, with a focus on supporting the real economy and rural development, while maintaining strong asset quality and capital adequacy ratios [9][10][20]. Financial Performance - As of June 30, 2025, ABC's total assets reached RMB 46,855.88 billion, an increase of 8.4% from the previous year [14]. - The net profit for the first half of 2025 was RMB 139.94 billion, reflecting a year-on-year growth of 2.5% [10][14]. - The bank's net interest income decreased by 2.9% to RMB 282.47 billion, while net fee and commission income increased by 10.1% to RMB 51.44 billion [14]. - The non-performing loan (NPL) ratio improved to 1.28%, down by 0.02 percentage points from the end of the previous year [10][14]. Capital and Asset Quality - ABC's capital adequacy ratio stood at 17.45%, with a core tier one capital ratio of 11.11% as of June 30, 2025 [10][14]. - The bank's provision coverage ratio was 295%, indicating a strong buffer against potential loan losses [10][14]. Loan and Deposit Growth - Total loans and advances reached RMB 26,729.06 billion, with a net increase of RMB 17,869.88 billion, representing a growth of 7.5% [15]. - Customer deposits increased by RMB 15,951.29 billion, growing by 5.3% [15]. Support for Rural Development - ABC has focused on enhancing financial services for rural areas, with county loans increasing by RMB 9,164 billion, maintaining a balance of over RMB 10 trillion [11]. - Loans related to food security and important agricultural products reached RMB 1.24 trillion, growing at a rate of 23.7% [11]. Digital and Green Finance Initiatives - The bank has made significant strides in digital finance, with mobile banking active users reaching 263 million [12]. - Green loan balances increased to RMB 5.72 trillion, with a growth of 7,288 billion [12]. Shareholder Returns - The board proposed a cash dividend of RMB 1.255 per share for the 2024 fiscal year, totaling RMB 439.23 billion [1][2].

证券代码：601288 证券简称：农业银行 公告编号：临 2025-040 号 中国农业银行股份有限公司 本行本次拟向普通股股东派发现金股息总额人民币 418.23 亿元（含税），占 2025 年半年度归属于母公司股东净利润的比 例为 30.0%。以截至 2025 年 6 月 30 日 349,983,033,873 股普通股 计算，2025 年度中期现金股息每 10 股人民币 1.195 元（含税）。 种选择权，H股股东有权选择全部（香港中央结算（代理人）有 限公司可选择全部或部分）以人民币或港币收取H股中期股息。 人民币对港币汇率为本行向H股股东派发币种选择权表格日（不 含当日）前五个工作日，中国外汇交易中心（CFETS）每天 11 点公布的人民币对港币参考汇率的平均值。 在本公告披露之日起至实施分红派息股权登记日期间，若本 行普通股总股本发生变动，将另行公告利润分配调整情况。 中国农业银行股份有限公司董事会及全体董事保证本公告内容不存在任何 虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 重要内容提示： ? 每股分配金额：每股普通股派发现金股息人民币 0.1195 ...

中国农业银行股份有限公司 2025 年半年度 第三支柱信息披露报告 | 9. | 杠杆率 25 | | --- | --- | | 10. | 流动性风险 28 | 1. 引言 《中国农业银行股份有限公司 2025 年半年度第三支柱信息披露报告》根据《商业银 行资本管理办法》（国家金融监督管理总局令 2023 年第 4 号）及相关规定编制并披露。 报告包括风险管理、关键审慎监管指标和风险加权资产概览，资本和总损失吸收能 力的构成，信用风险，交易对手信用风险，资产证券化，市场风险，宏观审慎监管措 施，杠杆率，流动性风险等内容。 本行建立完善的信息披露治理结构，由董事会批准并由高级管理层实施有效的内部 控制流程，对信息披露内容进行合理审查，确保第三支柱披露信息真实、可靠。2025 年 8 月 29 日，本行董事会 2025 年第 7 次会议审议通过了本报告。 1 2. 风险管理、关键审慎监管指标和风险加权资产概览 2.1 KM1：监管并表关键审慎监管指标 2 人民币百万元，百分比除外 a b c d e 2025 年 6 月 30 日 2025 年 3 月 31 日 2024 年 12 月 31 日 2024 年 ...

人民财讯8月29日电，农业银行（601288）8月29日晚间披露半年报，2025年上半年，公司实现营业收入 3699.37亿元；归属于上市公司股东的净利润1395.1亿元，上年同期1358.92亿元；基本每股收益0.37元。 ...

证券代码：601288 证券简称：农业银行 公告编号：临 2025-039 号 中国农业银行股份有限公司 监事会决议公告 中国农业银行股份有限公司监事会及全体监事保证本公告内容不存在任何 虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 中国农业银行股份有限公司（以下简称"本行"）监事会 2025 年第三次会议于 2025 年 8 月 19 日以电子邮件方式发出会议通知， 于 2025 年 8 月 29 日在北京以现场会议方式召开。会议应出席监 事 6 名，亲自出席监事 5 名，汪学军监事因其他安排，书面委托 邓丽娟监事出席会议并代为行使表决权。会议的召开符合法律法 规、《中国农业银行股份有限公司章程》及《中国农业银行股份 有限公司监事会议事规则》的有关规定。因本行监事长空缺，经 全体监事推举，会议由刘红霞监事主持，本次监事会会议审议并 通过以下议案： 1、中国农业银行股份有限公司 2025 年度中期利润分配方案 议案表决情况：本议案有效表决票 6 票，同意 6 票，反对 0 票，弃权 0 票。 议案表决情况：本议案有效表决票 6 票，同意 6 票，反对 0 票，弃权 0 ...