新京报贝壳财经讯 8月12日，中国农业银行发布关于个人消费贷款贴息工作的公告：自2025年9月1日 起，对符合《关于印发 <个人消费贷款财政贴息政策实施方案> 的通知》(财金〔2025〕80号)要求的个 人消费贷款实施贴息。 编辑 王进雨 ...

金融界2025年8月12日消息，国家知识产权局信息显示，中国农业银行股份有限公司取得一项名为"一种 数据传输方法及装置"的专利，授权公告号CN115695307B，申请日期为2022年10月。 天眼查资料显示，中国农业银行股份有限公司，成立于1986年，位于北京市，是一家以从事货币金融服 务为主的企业。企业注册资本34998303.3873万人民币。通过天眼查大数据分析，中国农业银行股份有 限公司共对外投资了591家企业，参与招投标项目5000次，财产线索方面有商标信息1308条，专利信息 4939条，此外企业还拥有行政许可121个。 来源：金融界 ...

Group 1 - The Ministry of Finance, the People's Bank of China, and the Financial Regulatory Administration have issued the "Implementation Plan for Fiscal Subsidy Policy on Personal Consumption Loans" [1] - The implementation plan specifies that personal consumption loans meeting certain criteria will be eligible for interest subsidies [2] - Agricultural Bank of China announced that starting from September 1, 2025, it will implement interest subsidies for personal consumption loans that comply with the specified requirements [2]

翻译 搜索 复制 8月12日，财政部官网显示，财政部、中国人民银行、金融监管总局联合发布关于印发《个人消费贷款 财政贴息政策实施方案》的通知。通知显示，2025年9月1日至2026年8月31日期间，居民个人使用贷款 经办机构发放的个人消费贷款（不含信用卡业务）中实际用于消费，且贷款经办机构可通过贷款发放账 户等识别借款人相关消费交易信息的部分，可按规定享受贴息政策。贴息范围包括单笔5万元以下消 费，以及单笔5万元及以上的家用汽车、养老生育、教育培训、文化旅游、家居家装、电子产品、健康 医疗等重点领域消费。对于单笔5万元以上的消费，以5万元消费额度为上限进行贴息。 农业银行在关于个人消费贷款贴息工作的公告中表示，为深入贯彻落实党中央、国务院决策部署，有效 降低居民消费信贷成本，充分激发消费市场潜力，该行积极响应并严格执行《关于印发<个人消费贷款 财政贴息政策实施方案>的通知》（财金〔2025〕80 号）精神及相关要求，依法合规推进个人消费贷款 贴息工作，确保将国家政策红利切实惠及广大金融消费者。该行将按照市场化、法治化原则，自2025年 9月1日起，对符合上述通知要求的个人消费贷款实施贴息。 ...

每经AI快讯，中国农业银行（601288）发布关于个人消费贷款贴息工作的公告：自2025年9月1日起， 对符合《关于印发 <个人消费贷款财政贴息政策实施方案> 的通知》(财金〔2025〕80号)要求的个人消 费贷款实施贴息。 ...

新京报讯 今日，中国农业银行发布关于个人消费贷款贴息工作的公告，全文如下： 尊敬的客户： 编辑 陈艳婷 郑重提示：在办理个人消费贷款贴息业务过程中，我行不收取任何费用。为最大限度保障您的财产和信 息安全，防范不法分子以办理个人消费贷款贴息为由实施诈骗活动，切勿轻信我行官方渠道以外人员的 电话和短信。 特此公告。 感谢您一直以来给予我行工作的大力支持！ 中国农业银行 2025年8月12日 为深入贯彻落实党中央、国务院决策部署，有效降低居民消费信贷成本，充分激发消费市场潜力，我行 积极响应并严格执行《关于印发<个人消费贷款财政贴息政策实施方案>的通知》（财金〔2025〕80 号）精神及相关要求，依法合规推进个人消费贷款贴息工作，确保将国家政策红利切实惠及广大金融消 费者。 我行将按照市场化、法治化原则，自2025年9月1日起，对符合上述通知要求的个人消费贷款实施贴息。 后续办理流程及相关问题解答，将通过中国农业银行官网、微信公众号、手机银行、营业网点、95599 等官方渠道统一发布，敬请留意。 如需帮助，您可通过手机银行、贷款经办行、营业网点、95599、"中国农业银行云客服"微信公众号咨 询。如您还未下载我行手 ...

8月12日农业银行主力资金净流入15961.12万元，占流通市值比为0.01%。近五日主力资金净流入 71530.56万元，占流通市值比为0.03%。 风险提示：市场有风险，投资需谨慎。 来源:金融界 截至2025年8月12日15时，农业银行股价报6.85元，较前一交易日上涨1.63%。当日开盘价为6.74元，最 高触及6.88元，最低下探6.73元，成交量为472.22万手，成交金额达32.31亿元。 农业银行属于银行板块，总部位于北京，是国有大型商业银行之一。公司总市值23973.84亿元，流通市 值21868.23亿元。 农业银行8月12日公告称，将自2025年9月1日起对符合《个人消费贷款财政贴息政策实施方案》要求的 个人消费贷款实施贴息。财政部、中国人民银行、金融监管总局联合印发的该方案明确，贷款经办机构 包括6家国有大型商业银行，农业银行位列其中。 ...

Market Performance - The market experienced a strong upward trend on August 12, with the Shanghai Composite Index recording a 7-day winning streak and all three major indices reaching new highs for the year. The Shanghai Composite Index rose by 0.5%, the Shenzhen Component Index increased by 0.53%, and the ChiNext Index surged by 1.24% [1] - The total trading volume in the Shanghai and Shenzhen markets was 1.88 trillion yuan, an increase of 54.5 billion yuan compared to the previous trading day [1] Key Sectors - The semiconductor, port, CPO, and Xinjiang sectors saw significant gains, while sectors such as PEEK materials, rare earth permanent magnets, military industry, and lithium mining experienced declines [1] - The banking and technology sectors were identified as key drivers influencing market performance for the week, with banks and financial institutions providing support for the market's upward movement [1][9] Notable Stocks - Agricultural Bank of China has seen its stock price reach historical highs for six consecutive trading days, indicating strong performance in the banking sector [7] - The Sci-Tech 50 Index led the market with significant gains, particularly highlighted by the stock of Cambrian, which hit a daily limit up and reached a historical high [3][11] - Other notable stocks in the technology sector, such as New Yisheng, Shenghong Technology, and Industrial Fulian, also reached new highs, contributing to the overall positive sentiment in the market [3] Financial Sector Insights - The rise in the banking sector is attributed to the peak period for semi-annual report disclosures, with high-dividend stocks becoming market favorites. The current environment of declining risk-free interest rates and asset scarcity is expected to attract long-term capital into the banking sector [9][10] - The brokerage sector also showed strong performance, with Guosheng Jin控 hitting the daily limit up and reaching a new high for the year, driven by increased activity in the capital markets [9][10] Semiconductor Industry Outlook - Cambrian's stock performance is seen as a catalyst for the semiconductor sector, with a significant increase in trading volume and a resurgence in the chip market. The company’s recent announcements regarding fundraising adjustments and product competitiveness have positively influenced investor sentiment [11][13] - The semiconductor industry is expected to maintain high growth, with TSMC raising its revenue growth forecast, indicating continued demand and a favorable market environment for AI and other technology sectors [14]

证券之星消息，8月12日国有大型银行板块较上一交易日上涨1.11%，农业银行领涨。当日上证指数报收 于3665.92，上涨0.5%。深证成指报收于11351.63，上涨0.53%。国有大型银行板块个股涨跌见下表： | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 601288 | 农业银行 | 6.85 | 1.63% | 472.22万 | 32.31亿 | | 601398 | 工商银行 | 7.78 | 1.04% | 318.40万 | 24.75 Z | | 601988 | 中国银行 | 5.66 | 0.71% | 246.48万 | 13.94亿 | | 601658 | 邮储银行 | 6.00 | 0.67% | 147.05万 | 8.86亿 | | 666109 | 建设银行 | 9.51 | 0.42% | 109.81万 | 10.43 Z | | 601328 | 交通银行 | 7.68 | 0.13% | 157.46万 | 12.15 Z | | 代码 | 名称 | ...

Market Overview - The market experienced a strong upward trend on August 12, with the Shanghai Composite Index recording a seven-day winning streak and all three major indices reaching new highs for the year. The Shanghai Composite Index rose by 0.5%, the Shenzhen Component Index by 0.53%, and the ChiNext Index by 1.24% [2] - The total trading volume in the Shanghai and Shenzhen markets was 1.88 trillion yuan, an increase of 54.5 billion yuan compared to the previous trading day [2] Key Sectors - The banking and technology sectors were identified as key drivers influencing market performance, with significant contributions from large financial institutions [2][10] - The semiconductor sector, particularly represented by stocks like Cambrian (寒武纪), saw substantial gains, with Cambrian's stock price hitting a historical high and a trading volume of 15.126 billion yuan, leading the market [4][13] Individual Stock Performance - Agricultural Bank of China (601288) achieved a historical high for six consecutive trading days, reflecting strong performance in the banking sector [8] - Notable technology stocks such as Cambrian, New Yisheng, and Industrial Fulian also reached new highs, with Cambrian's year-to-date increase at 29.01% [6][12] - The financial performance of brokerage firms has improved significantly, with some firms like Huashan Securities and Guoyuan Securities reporting net profit growth exceeding 40% for the first half of 2025 [12] Industry Trends - The semiconductor industry remains robust, with TSMC raising its revenue growth forecast from 25% to 30%, indicating sustained high demand [15] - The AI chip sector is expected to see continued growth, driven by strong demand and the need for domestic production capabilities due to geopolitical factors [16] - The overall electronic sector is anticipated to benefit from a confluence of macroeconomic policies, inventory cycles, and AI innovation trends, potentially leading to valuation expansion [16]