EF002 免責聲明 | 公告全部或任何部份內容而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 | 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完整性亦不發表任何聲明，並明確表示，概不對因 | | --- | --- | | | 股票發行人現金股息（可選擇貨幣）公告 | | 發行人名稱 | 中國建設銀行股份有限公司 | | 股份代號 | 00939 | | 多櫃檯股份代號及貨幣 | 不適用 | | 相關股份代號及名稱 | 04432 CCB B3201 | | 公告標題 | 2025年6月30日止六個月中期股息(更新) | | 公告日期 | 2025年12月12日 | | 公告狀態 | 更新公告 | | 更新/撤回理由 | 更新港元派息金額及匯率 | | 股息信息 | | | 股息類型 | 中期（半年期） | | 股息性質 | 普通股息 | | 財政年末 | 2025年12月31日 | | 宣派股息的報告期末 | 2025年6月30日 | | 宣派股息 | 每 10 股 1.858 RMB | | 股東批准日期 | 2025年11月27日 | | 香港過戶登記處相 ...

济宁素以"孔孟之乡、运河之都"著称,今年前三季度,地区生产总值同比增长5.8%,主要指标增速继续保持 全省第一方阵。据统计,2024年济宁市民营企业数量已突破12万户,贡献了全市65%的GDP、70%的税收 和80%的城镇就业,成为孕育企业家的"沃土"。在此关键时期,建设银行济宁分行成立"企业家工作室",将 充分发挥独特优势,系统整合建行在私人银行、公司业务、投资银行、普惠金融、跨境金融等领域的专 业资源,并广泛对接外部顶尖的法律、税务、医疗、教育及产业专家,为济宁企业家提供财富、传承、生 活、企业、成长、公益"六大助力"。 本次活动还特别邀请了京都律所高级税法顾问、合伙人高慧云,就"新公司法下企业治理及税务风险防 范"作专题讲座。高慧云结合实操案例解读税务政策应用,以通俗语言拆解复杂税务方案,助力企业家轻松 掌握财富税务优化要点,提前筹划、善用工具,构建企业持续发展与家族财富有序传承的长效机制。 中国建设银行始终秉承"以客户为中心"的理念,致力于提供全方位、个性化、全球化的综合金融解决方 案。建设银行济宁分行积极响应总行战略,扎根济宁,依托孔孟之乡深厚的文化底蕴,深耕本地、拓展业务, 凭借专业团队与温暖周到 ...

Core Viewpoint - JD.com has acquired a 50% stake in the China Construction Bank Tower located in Central Hong Kong for approximately HKD 3.498 billion, marking a significant investment in the Hong Kong market and a strategic move to enhance its presence in the region [2][4][11]. Group 1: Acquisition Details - The acquisition involves a total consideration of approximately HKD 3.498 billion, with the transaction expected to be completed by January 2026 [2][10]. - The China Construction Bank Tower, a prominent commercial property in Hong Kong, has a total area of 229,200 square feet and is directly connected to the Central MTR station [6][10]. - The property was previously owned by Lisi Development, which had restructured the site from a hotel to a Grade A office building in collaboration with China Construction Bank [6][10]. Group 2: Strategic Implications for JD.com - JD.com views this acquisition as a critical step in its ongoing development in Hong Kong, aiming to integrate retail, logistics, and technology into the local market [4][11]. - The company has been actively expanding its operations in Hong Kong since 2015, with recent investments in logistics and retail, including the establishment of a logistics center and partnerships with local businesses [11][13]. - Analysts suggest that JD.com's strategy in Hong Kong is driven by the need to explore new markets as domestic e-commerce growth plateaus, positioning Hong Kong as a gateway to Southeast Asia [15][16]. Group 3: Seller Background - The seller, Lisi Development, is part of a larger conglomerate founded by Lin Baixin, which has faced liquidity challenges due to the prolonged downturn in the Hong Kong real estate market [10][8]. - The sale of the property is part of Lisi's strategy to improve liquidity and manage its debt obligations, with the transaction expected to generate a net cash inflow of approximately HKD 2.4 billion [10].

Group 1 - China Construction Bank has received approval from the National Financial Regulatory Administration to increase its registered capital by 11.589 billion yuan, raising it from 250.011 billion yuan to 261.6 billion yuan [1] - Bank of China has also announced an increase in its registered capital by approximately 27.825 billion yuan, changing from about 294.388 billion yuan to approximately 322.212 billion yuan [1] - The recent wave of capital increases in the banking sector is driven by favorable policy support, including a plan to issue special government bonds worth 500 billion yuan to support state-owned banks in capital replenishment [2] Group 2 - In March, several major banks, including China Construction Bank, Bank of China, and others, announced fundraising plans totaling no more than 520 billion yuan [2] - China Construction Bank completed a targeted issuance of 11.589 billion A-shares, raising a total of 105 billion yuan, which will be used to enhance its core Tier 1 capital [2] - As of the end of Q3 this year, China Construction Bank's core Tier 1 capital adequacy ratio and total capital adequacy ratio were 14.36% and 19.24%, respectively, both exceeding regulatory requirements [3] Group 3 - The issuance of special government bonds is seen as a proactive measure to enhance capital strength and improve risk resilience amid the dual pressures of credit expansion needs and stricter TLAC regulations [3] - In addition to the targeted capital increase, China Construction Bank has also issued 200 billion yuan in subordinated debt to supplement its capital, with the final tranche of 40 billion yuan being a 10-year fixed-rate bond with a coupon rate of 2.24% [3]

Core Insights - The modern pharmaceutical industry in Jining has been identified as one of the 15 key industrial chains and 7 key industrial clusters, with a target to exceed 50 billion yuan by 2027 [1] Group 1: Financial Innovation - China Construction Bank's Jining Xicheng Branch has introduced differentiated financial solutions to address the unique challenges faced by pharmaceutical companies, such as high R&D costs and long capital recovery cycles [2][3] - The bank has transformed intangible assets like drug registration certificates and patents into core credit assets, enabling companies to leverage these for financing [2] - A "supply chain finance" service has been launched to improve cash flow for pharmaceutical distribution companies by converting long payment terms into quicker turnover [2] Group 2: Digital Transformation - The bank has optimized service processes by creating an online financing platform that streamlines loan applications, approvals, and disbursements, significantly reducing the time and materials required [3] - Customized financial solutions are provided based on the different stages of pharmaceutical companies, including R&D loans for early-stage firms and fixed asset loans for those in industrialization [3] Group 3: Resource Integration - The bank is actively building a financial ecosystem for the pharmaceutical industry by organizing investment and financing matchmaking events that connect pharmaceutical companies with investors and industry experts [4] - Collaborations with government and industry associations have been established to create risk compensation mechanisms, lowering financing barriers for pharmaceutical companies [4] - Joint efforts with research institutions are aimed at providing technical assessments and facilitating the commercialization of innovations [4] Group 4: Case Study and Impact - A local high-tech pharmaceutical company received a 6 million yuan intellectual property pledge loan, which significantly accelerated its R&D progress and is expected to bring new veterinary drugs to market sooner [5][6] - Over 5 billion yuan in credit support has been provided to more than 20 local pharmaceutical companies, contributing to the industry's development and upgrade [6] - The bank plans to continue enhancing financial services for the pharmaceutical sector, focusing on effective resource allocation and expanding the "supply chain finance + digital" model [6]

Core Viewpoint - The company emphasizes a customer-centric approach, implementing various initiatives to enhance financial services for the public, particularly focusing on accessibility and satisfaction [1]. Group 1: Principles and Mechanisms - The company adopts a "total and sub-coordination, matrix output" principle to ensure effective consumer rights protection and policy implementation across all levels [2]. - A "service first, highlighting effectiveness" principle is maintained, targeting diverse customer groups with proactive financial education and community engagement [3]. - The company leverages technology to enhance service efficiency, utilizing AI for customer support and big data for risk management [4]. - A "problem-oriented, information transparency" principle is followed, focusing on reducing fees for small and micro enterprises while ensuring clear communication of product terms [5]. Group 2: Initiatives for Small and Micro Enterprises - The company organizes initiatives like "thousands of enterprises and ten thousand households" visits to better understand and meet the needs of small and micro enterprises [6]. - It provides tailored financial service solutions to support the development of private enterprises and entrepreneurs [6]. Group 3: Rural Revitalization and Disaster Recovery - The company actively supports rural revitalization by enhancing credit systems and expanding financial products for agricultural and rural enterprises [7]. - It has established a mechanism for disaster recovery, providing financial support for infrastructure and ecological restoration post-disaster [8]. Group 4: Retail Services and Community Support - The company has optimized personal banking services, including a streamlined process for deceased account holders, enhancing customer experience [9]. - It promotes personal pension services, focusing on the elderly and improving their access to financial education and services [9]. - The company emphasizes account security management, conducting regular safety checks and promoting awareness of fraud prevention [10]. Group 5: Inclusive Services - The company provides specialized services for disabled individuals, ensuring accessibility in financial education and service delivery [11]. - It has developed multilingual financial service manuals to assist foreign nationals in China, facilitating their financial transactions [12].

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Core Viewpoint - The Central Commission for Discipline Inspection and the National Supervisory Commission has issued a notice to strengthen the supervision of risk management and compliance departments within China Construction Bank, emphasizing accountability for non-compliance and the importance of robust compliance management [1][2]. Group 1: Compliance Management - The notice highlights the close relationship between compliance management and anti-corruption efforts, indicating that enhancing supervision of compliance in banking operations is a key measure to promote integrity [1]. - The supervisory body aims to implement a strong management system for compliance, thereby reinforcing the operational compliance framework of China Construction Bank [1]. Group 2: Accountability and Oversight - An analysis of recent disciplinary cases at China Construction Bank reveals that most corruption cases are linked to serious business violations, indicating a need for stricter adherence to regulations [2]. - The supervisory body is working with internal control and compliance departments to address violations through a comprehensive approach that includes investigation, correction, and treatment [2]. - Serious issues identified during supervision will lead to accountability for both direct and leadership responsibilities, enhancing the ability to prevent severe violations and corruption in key areas [2]. Group 3: Credit Compliance Management - The supervisory body is promoting the establishment of long-term mechanisms for managing major credit violations, including processes for investigation and accountability [3]. - There is a shift from post-incident accountability based on credit losses to real-time accountability based on credit violations, which aims to strengthen the rigidity of credit management systems and reduce opportunities for power abuse [3].

Group 1 - The first production warehouse of Hema's budget community supermarket, Super Box NB, has officially opened in Shouguang, Shandong, adopting a "one place supplies nationwide" model to directly supply fresh vegetables to cities like Shanghai, Hangzhou, and Suzhou [1] - The Shouguang warehouse is the starting point of Super Box NB's national production warehouse network, with plans to establish additional warehouses in key vegetable production areas such as Yunnan, Gansu, and Zhangjiakou, covering high-turnover items like tomatoes and potatoes [1] - The production warehouse model reduces the circulation intermediaries for vegetables, shortening the distance from production to consumers, which lowers circulation costs and enhances vegetable freshness, improving consumer experience [1] Group 2 - JD.com has acquired part of the office floors in the China Construction Bank Tower located in Central Hong Kong, with the transaction involving approximately 11,202 square meters of space [2] - This acquisition is part of JD.com's ongoing strategic investments in Hong Kong, reflecting the company's long-term optimism about the market's development potential [2] - The integration of this property resource with JD.com's existing supply chain and retail operations will be a key focus moving forward [2] Group 3 - Alibaba's Qianwen has surpassed 30 million monthly active users just 23 days after its public beta launch, making it the fastest-growing AI application globally [3] - Qianwen is expanding its capabilities beyond basic chat functions to include new features such as AI PPT, AI writing, AI library, and AI question answering [3] - The rapid user growth indicates strong market demand for AI applications and highlights Alibaba's advantages in AI technology development and product promotion, although competition in the AI application market remains intense [3]

Group 1 - The first production warehouse of Hema's budget community supermarket, Super Box NB, has officially opened in Shouguang, Shandong, adopting a "one location supplies nationwide" model to directly supply fresh vegetables to cities like Shanghai, Hangzhou, and Suzhou [1] - The Shouguang warehouse is the starting point of Super Box NB's national production warehouse network, with plans to establish additional warehouses in key vegetable production areas such as Yunnan, Gansu, and Zhangjiakou, covering high-turnover items like tomatoes and potatoes [1] - The production warehouse model reduces the circulation intermediaries in vegetable distribution, shortening the distance from production to consumers, which lowers circulation costs and enhances vegetable freshness, improving consumer experience [1] Group 2 - JD.com has acquired part of the office floors in the China Construction Bank Tower located in Central Hong Kong, with the transaction involving approximately 11,202 square meters of space [2] - This acquisition is part of JD's ongoing strategic investments in Hong Kong, reflecting the company's long-term optimism about the market's development potential [2] - The integration of this property resource with JD's existing supply chain and retail operations will be a key focus moving forward [2] Group 3 - Alibaba's Qianwen has surpassed 30 million monthly active users just 23 days after its public beta launch, making it the fastest-growing AI application globally [3] - Qianwen is expanding its capabilities from basic chat functions to practical applications, launching new features such as AI PPT, AI writing, AI library, and AI question answering [3] - The rapid user growth indicates strong market demand for AI applications and highlights Alibaba's advantages in AI technology development and product promotion, although competition in the AI application market remains intense [3]