来源：市场资讯 天眼查资料显示，中信银行股份有限公司，成立于1987年，位于北京市，是一家以从事货币金融服务为 主的企业。企业注册资本4893479.6573万人民币。通过天眼查大数据分析，中信银行股份有限公司共对 外投资了9家企业，参与招投标项目5000次，财产线索方面有商标信息185条，专利信息1658条，此外企 业还拥有行政许可156个。 声明：市场有风险，投资需谨慎。本文为AI基于第三方数据生成，仅供参考，不构成个人投资建议。 国家知识产权局信息显示，中信银行股份有限公司取得一项名为"一种用于LSM树存储引擎的压缩操作 方法及系统"的专利，授权公告号CN115840747B，申请日期为2022年12月。 ...

北京商报讯（记者 孟凡霞 周义力）2月13日，国家金融监督管理总局广西监管局发布行政处罚信息公开 表显示，中信银行南宁分行因"贷款调查不尽职；贷后管理不尽职；未对集团客户统一授信；违规办理 票据业务"违法违规行为，被处罚款110万元；相关责任人钟建峰被警告。 ...

一、核准黄琪莉中信银行股份有限公司遵义分行副行长的任职资格。 2026年2月9日，遵义金融监管分局发布批复称，《中信银行（601998）贵阳分行关于核准黄琪莉任职资 格的请示》（信银贵字〔2026〕3号）收悉。经审核，现批复如下： 三、中信银行应督促上述核准任职资格人员持续学习和掌握经济金融相关法律法规，牢固树立风险合规 意识，熟悉任职岗位职责，忠实勤勉履职。 二、中信银行应要求上述核准任职资格人员严格遵守金融监管总局有关监管规定，自中信银行政许可决 定作出之日起3个月内到任，并按要求及时报告到任情况。未在上述规定期限内到任的，本批复文件失 效，由遵义金融监管分局办理行政许可注销手续。 ...

从网点到商圈，从民俗到非遗，从市集到枢纽，中信银行以一系列有温度、有创意、接地气的活动，为喜庆祥和的春节氛围增添了坚实可靠的金融安全保 障。未来，中信银行将持续创新宣传形式，推动风险警示从"节日在线"走向"时刻在线"，让安全守护穿越四季，为百姓"钱袋子"筑起一道金融安全的"平安 符"。 银行频道更多独家策划、专家专栏，免费查阅>> 新春佳节，万家团圆之际，亦是金融风险易发之时。中信银行在全国范围内开展"消保服务提升季"活动，以强化风险警示为核心，聚焦"内容具体化、宣教 场景化、语言通俗化、组织网格化"，将"防非反诈"知识融入浓浓年味中，让金融安全的种子在万家灯火中生根发芽。 在重庆，各营业网点化身为"金融安全驿站"， 书法名家现场挥毫，创作出"马跃财门防诈骗，春盈账户护平安"等金融春联，将"防非反诈"等实用知识，伴随 笔墨祝福送入千家万户。 在哈尔滨，中信银行携手麦当劳打造黑龙江省首家"金融知识主题餐厅"，将金融安全理念转化为轻松易懂的互动内容，构建起沉浸式、场景化的金融教育空 间，让专业知识在生活场景中精准触达。 在广州，中信银行走进广府新春市集，用地道粤语创作朗朗上口的反诈童谣 "唔贪小利唔上当，钱袋守住 ...

随着2026年"史上最长春节假期"临近，一场由政策引领、金融全线参与的消费促进行动已全面铺开。 券商中国记者发现，近期，银行、支付机构等金融机构积极响应政策号召，纷纷推出形式多样、力度空前的促 消费活动。 从线上专属活动专区到线下特色市集，从境内消费满减到境外消费返现，一系列精准、普惠的金融举措正密集 落地。 政策定调，打造春节消费盛宴 2月11日，国务院新闻办公室举行新闻发布会，商务部副部长盛秋平详细介绍了2026"乐购新春"春节特别活 动。此次活动时间聚焦于2月15日至23日（农历腊月二十八至正月初六）的9天春节假期，旨在打造一场全域联 动、全民乐享的春节消费盛宴。 据悉，各地已统筹安排高达20.5亿元资金，计划在假期内通过发放消费券、补贴、红包等多种形式，直接惠及 广大消费者。这一顶层设计为金融机构参与促消费指明了方向，提供了政策与资金协同的有力支撑。 1月23日，《2026"乐购新春"春节特别活动方案》（以下简称"方案"）正式发布。方案围绕2026年春节9天假 期，以繁荣节日市场、丰富群众文化生活、激发假期消费活力为目标，致力于打造一场全域联动、全民乐享的 消费盛宴。 近段时间以来，建设银行策划开展" ...

（编辑 丛可心） 证券日报网讯 2月12日，卓兆点胶发布公告称，公司使用5，000万元闲置募集资金购买中信银行苏州高 新技术开发区科技城支行"共赢慧信汇率挂钩人民币结构性存款A29202期"，期限90天，预计年化收益 率1.00%-1.80%，为保本浮动收益型。截至本公告日，公司使用闲置募集资金购买理财产品的未到期余 额为12，000万元，占2024年度经审计净资产的21.07%。 ...

Core Viewpoint - The article highlights the proactive measures taken by CITIC Bank's Nanjing branch to combat illegal fundraising and fraud during the peak travel season of the Spring Festival, emphasizing the importance of financial safety for the public [1][2] Group 1: Anti-Fraud Campaign - CITIC Bank's Yangzhou Gaoyou branch launched a concentrated anti-fraud publicity campaign at the Gaoyou City Bus Station, themed "Protecting the Wallet, Safeguarding Happiness" [1] - The campaign utilized a combination of online and offline strategies, as well as static and mobile outreach, to strengthen financial security during the busy travel period [1] - Bank staff engaged directly with travelers, using local dialects and simple language to explain various fraudulent schemes, emphasizing the importance of vigilance against scams [1] Group 2: Public Engagement and Materials - The campaign focused on practical and relatable messaging, producing illustrated anti-fraud brochures and educational materials, as well as eco-friendly bags to integrate anti-fraud knowledge into travelers' belongings [2] - The atmosphere at the event was lively, enhancing public awareness and vigilance against illegal fundraising, fostering a community spirit of participation in anti-fraud efforts [2] - CITIC Bank plans to continue its commitment to financial safety by innovating promotional methods and enriching content to ensure ongoing public education on fraud prevention [2]

Core Viewpoint - The banking industry is undergoing an unprecedented transformation cycle in 2025, driven by macroeconomic stability, interest rate declines, regulatory upgrades, digital iteration, and a consensus on "anti-involution," pushing listed banks to accelerate their shift from "scale expansion" to "value prioritization" [2][10]. Performance Overview - As of February 10, 2026, 11 out of 42 listed banks in A-shares have reported their 2025 performance, all achieving year-on-year growth in net profit attributable to shareholders, reflecting "stable volume, quality improvement, and structural enhancement" [2][13]. - Among these banks, 10 achieved both revenue and net profit growth, with only CITIC Bank experiencing a slight revenue decline of 0.55%, breaking the market's pessimistic expectations regarding industry profitability [14]. Institutional Performance - City commercial banks showed remarkable performance, with Qingdao Bank's net profit increasing by 21.66%, leading the group; Qilu Bank and Hangzhou Bank also exceeded 10% growth, at 14.58% and 12.05% respectively [3][14]. - In the joint-stock bank category, Shanghai Pudong Development Bank achieved a net profit growth rate of 10.52%, the only institution in this category to reach double-digit growth; other banks like China Merchants Bank, CITIC Bank, and Industrial Bank had relatively modest growth rates of 1.21%, 2.98%, and 0.34% respectively [3][14]. Asset Quality and Risk Management - The 11 banks have increased their risk management efforts, with core asset quality indicators showing improvement; 6 banks reported a decrease in non-performing loan (NPL) ratios compared to the previous year [3][15]. - Qingdao Bank saw the most significant decline in NPL ratio, down 17 basis points to 0.97%; Qilu Bank and Shanghai Pudong Development Bank also saw declines of 14 and 10 basis points, respectively [4][15]. - Despite 8 banks experiencing a decline in provision coverage ratios, the overall level remains high, indicating solid risk resistance capabilities; Qingdao Bank and Qilu Bank saw increases in their coverage ratios [4][15]. Industry Transformation - The banking industry is accelerating its transformation, moving beyond scale expansion to seek balance among efficiency, safety, and value, driven by various policies and practices [6][17]. - Regulatory bodies have encouraged financial institutions to support key sectors of the real economy, with structural monetary policy tools effectively implemented [6][17]. - The introduction of consumer loan interest subsidies aims to stimulate domestic demand, with banks lowering consumer loan rates significantly [7][18]. Future Trends - The banking industry is expected to maintain a stable asset quality in 2026, with NPL ratios remaining steady and risk resistance capabilities strong [10][21]. - The differentiation among institutions will become more pronounced, with large state-owned banks and quality joint-stock banks maintaining low NPL ratios, while some smaller banks may face pressure [11][21]. - Investment logic will focus on "high dividend, defensive" and "high quality, growth" dual lines, with high-dividend banks likely to attract continued investment [12][22].

格隆汇2月12日丨恺英网络(002517.SZ)公布，公司取得中信银行股份有限公司上海分行（简称"中信银 行上海分行"）出具的《贷款承诺函》，主要内容如下：1、贷款银行：中信银行上海分行；2、贷款额 度：最高不超过人民币18,000万元；3、贷款期限：三年；4、贷款用途：仅限于回购恺英网络股票。 ...

单笔小额动账短信步入付费时代，银行作出调整并非单纯为了增收，而是在息差收窄背景下，为精细管 控运营成本、将有限资源投入更具竞争力业务领域所采取的措施。与此同时，这也折射出银行业正加速 将服务重心转向银行App等数字化渠道的深刻战略转变。一场围绕金融服务效率与成本的变革正悄然上 演。 (资料图 片) 银行调整小额动账短信服务 "您尾号XXX账户完成快捷支付，支出金额9.9元，余额5000元。"曾几何时，此类动账短信是众多消费 者掌握银行账户资金动态的"标配"。但也有不少消费者反馈"每天收到的信息太繁杂"，不堪其扰。如 今，招商银行、中信银行等多家银行出手，调整动账短信提醒服务，上调免费动账短信的起点金额。多 家银行表示，此举是为了优化客户服务体验、减少不必要的短信打扰。 意为优化客户服务体验 此次银行调整并非偶然，自2025年以来便有多家银行表示，为优化客户服务体验，调整动账短信通知服 务。中国银行自2025年4月起，对享受终身免费短信动账通知服务的个人客户，调整其账户变动触发短 信通知的默认交易起点金额为100元。如客户确有低于100元的小额交易通知需求，可通过该行网点柜 台、智能柜台、手机银行、个人网上银行 ...