（1）中国工商银行营业网点：以各网点的实际营业时间为准，但不早于当日9:10。 （2）中国工商银行APP、网上银行（www.icbc.com.cn）等电子银行渠道：每日的9:10—22:30。 1月30日，工商银行发布关于调整如意金积存业务及部分品牌实物黄金产品销售业务办理规则并修订如 意金积存业务协议的公告。根据贵金属风险管理和业务需要，为提供更加优质高效的贵金属服务，依据 《中国工商银行如意金积存业务协议书（2025年版）》第十五条有关我行可通过公告方式调整如意金积 存的业务办理规则并修改协议文本的约定，我行将对如意金积存业务以及部分品牌实物黄金产品销售业 务的办理规则进行调整，并同步修订如意金积存业务协议。现将有关事项公告如下： 二、如意金积存业务交易限额管理 一、业务办理时间调整 自2026年2月7日起，在周末以及法定节假日等非上海黄金交易所交易日，我行将对如意金积存业务进行 限额管理，限额类型包括全量或单一客户单日积存/赎回上限、单笔积存或赎回总量上限等，并进行动 态设置，提金不受影响。 自2026年2月7日起，我行如意金积存业务及浮动报价类实物黄金产品销售业务的办理时间调整如下： 三、如意金积存业 ...

Core Viewpoint - The surge in gold prices has led to increased demand for gold accumulation products, causing banking systems to experience overload and transaction failures [1][3][6]. Group 1: Market Dynamics - Gold prices have risen from 1150 CNY/gram to 1170 CNY/gram, prompting investors to seek opportunities to buy [1]. - Many investors are attempting to capitalize on the recent price drop, viewing it as a chance to increase their holdings in gold accumulation products [3][6]. Group 2: Banking System Response - Construction Bank reported that transaction failures were due to high traffic on their system, advising customers to refresh or retry later [3]. - Other banks, including Zhejiang Commercial Bank and Industrial and Commercial Bank of China, also faced similar issues with transaction overload [6]. Group 3: Adjustments in Banking Policies - Construction Bank announced an increase in the minimum amount for personal gold accumulation business to 1500 CNY, effective February 2 [7]. - Other banks, such as Ningbo Bank and China Merchants Bank, have also adjusted their gold product offerings and minimum investment amounts in response to market volatility [9][10].

1月30日金融一线消息，工商银行发布关于调整如意金积存业务及部分品牌实物黄金产品销售业务办理 规则并修订如意金积存业务协议的公告。自2026年2月7日起，在周末以及法定节假日等非上海黄金交易 所交易日，该行将对如意金积存业务进行限额管理，限额类型包括全量或单一客户单日积存/赎回上 限、单笔积存或赎回总量上限等，并进行动态设置，提金不受影响。 责任编辑：秦艺 1月30日金融一线消息，工商银行发布关于调整如意金积存业务及部分品牌实物黄金产品销售业务办理 规则并修订如意金积存业务协议的公告。自2026年2月7日起，在周末以及法定节假日等非上海黄金交易 所交易日，该行将对如意金积存业务进行限额管理，限额类型包括全量或单一客户单日积存/赎回上 限、单笔积存或赎回总量上限等，并进行动态设置，提金不受影响。 责任编辑：秦艺 ...

工商银行发布关于调整如意金积存业务及部分品牌实物黄金产品销售业务办理规则并修订如意金积存业 务协议的公告。自2026年2月7日起，在周末以及法定节假日等非上海黄金交易所交易日，我行将对如意 金积存业务进行限额管理，限额类型包括全量或单一客户单日积存/赎回上限、单笔积存或赎回总量上 限等，并进行动态设置，提金不受影响。 ...

Group 1 - The core point of the article is that the Industrial and Commercial Bank of China (ICBC) has obtained a patent for a "model recommendation method, device, processor, and electronic equipment," with the authorization announcement number CN116932909B, and the application date being July 2023 [1] Group 2 - ICBC was established in 1985 and is located in Beijing, primarily engaged in monetary financial services [1] - The registered capital of ICBC is approximately 35.64 billion RMB [1] - According to data analysis, ICBC has invested in 28 companies, participated in 5,000 bidding projects, has 969 trademark information entries, 5,000 patent information entries, and holds 79 administrative licenses [1]

1月30日，21世纪经济报道记者登录多家银行App发现，工商银行、农业银行旗下多款投资类实物黄金产品已显示"暂时无货"，部分产品甚至全线断货。 在工商银行App贵金属的"投资专区"，其全线产品已显示断货。其中，核心产品"如意金"已全线售罄。该产品为工商银行发行的实物黄金，成色为 Au999.9，涵盖5克、10克、20克、50克、100克、200克、500克、1000克共八种规格。系统显示，该产品累计已销售超过181万套。 此外，工商银行"大师十二生肖传世金纪念版"（规格一般为5克、10克、20克）与"筑梦中华金条"（规格为20克至1000克）也全部显示"该商品暂时无 货"。 农业银行App贵金属商城中，黄金投资类主打产品——5克"传世之宝"系列（含兔年、蛇年、龙年等主题）以及"福禄寿喜金钱"等产品也全部标注"已售 完"。该系列产品为农业银行监制发行，山东招金银精炼有限公司制造。 农行部分生肖金币购买页面，来源：农业银行App 实物黄金产品的热销，呼应了全球黄金需求的整体走势。世界黄金协会1月29日发布的《2025年全球黄金需求趋势报告》显示，2025年全球黄金总需求首 次突破5000吨，达到5002吨的历史新 ...

Core Insights - The event "ICBC Empowerment, Set Sail" was organized by ICBC Shaanxi Branch in collaboration with the Shaanxi Provincial Department of Commerce to support local enterprises in expanding internationally [1][2] - The initiative aims to create a "government-bank-enterprise" cooperation platform, focusing on key aspects of enterprises' overseas expansion [1] Group 1 - ICBC's headquarters and five overseas branches provided presentations on policy products and regional financial cooperation to assist Shaanxi enterprises in international market expansion [1] - Key topics discussed included global exchange rate analysis, IPO insights for Hong Kong, integrated service advantages of ICBC Group, and local service networks in overseas markets [1][2] Group 2 - During the event, discussions were held between the People's Bank, ICBC headquarters, and key enterprises to address challenges related to overseas market expansion, regulatory changes, financing needs, and exchange rate risk management [2] - ICBC Shaanxi Branch emphasized its reliance on the comprehensive strength and global network of ICBC Group to provide full-process, integrated financial service solutions for enterprises going abroad [2] Group 3 - ICBC has established 408 overseas institutions in 49 countries and regions, with a significant presence in Africa through a stake in Standard Bank, covering 20 countries [2] - The bank has set up 254 branches along the Belt and Road Initiative and established business relationships with 1,461 foreign banks in 143 countries and regions, creating a global financial network [2]

工商银行、农业银行App显示，旗下多款投资类实物黄金产品已显示"暂时无货"，部分产品全线断货。 工商银行核心产品"如意金"及"大师十二生肖传世金纪念版"系列显示全线售罄，农业银行"传世之宝"系 列黄金、白银系列也显示无货。查询中国银行、建设银行、交通银行App发现，实物贵金属系列仍显示 有货。 ...

Group 1 - The core viewpoint of the article is the signing of a Strategic Cooperation Memorandum (MoU) between London Stock Exchange Group (LSEG) and Industrial and Commercial Bank of China (ICBC) to deepen their long-term strategic partnership in various financial sectors [1] - The agreement aims to enhance collaboration in capital markets, trading and clearing, data services, RMB business, and technological innovation, marking a significant milestone in their partnership [1] - LSEG's CEO Fiona Bassett emphasized the importance of ICBC as a key partner and highlighted the potential for creating new opportunities for issuers, investors, and financial institutions globally [1] Group 2 - ICBC's Vice President Zhang Weiwu expressed the bank's commitment to exploring opportunities in financial innovation, market connectivity, and cross-border RMB, contributing positively to Sino-British financial cooperation and the global financial ecosystem [1] - The MoU was signed on January 29, 2026, during the visit of the British Prime Minister to China, indicating the high-level engagement between the two institutions [1] - LSEG is recognized as a leading global financial market infrastructure and data provider, playing a crucial role in the global financial system with a workforce of over 26,000 employees across 65 countries [2]

Group 1 - The core viewpoint of the articles emphasizes the commitment of the Industrial and Commercial Bank of China (ICBC) to accelerate the construction of a financial powerhouse and actively develop direct financing through bonds, aligning with the directives from the 20th Central Committee of the Communist Party of China [1][2] Group 2 - By 2025, ICBC plans to underwrite over 3,200 bonds with a total underwriting scale exceeding 2.2 trillion yuan, including over 860 billion yuan in credit bonds for nearly 400 clients, marking a year-on-year growth of nearly 20% [1] - ICBC is actively supporting the construction of a "Technology Board" in the bond market and expanding financing channels for technology innovation enterprises, with plans to underwrite 130 technology innovation bonds totaling over 114 billion yuan by 2025 [1] - The bank has successfully led the underwriting of significant technology innovation bonds, including the largest single company technology bond and the first green technology innovation bond, contributing to the development of a strong technology nation [1] Group 3 - In terms of high-level opening up, ICBC leverages its global service network and cross-border financial services to meet diverse financing needs and promote the internationalization of the renminbi, underwriting 46 panda bonds for 28 high-quality overseas issuers with a total scale of 25.5 billion yuan by 2025 [2] - The bank has taken the lead in underwriting the first panda bond for a U.S. client, the first panda bond for an African development institution, and the largest sovereign panda bond, showcasing its role as a key underwriter and investor in the interbank bond market [2] - ICBC is committed to implementing the spirit of the 20th Central Committee and fulfilling its role as a major state-owned bank, aligning its operations with national strategic deployments and the needs of the real economy to contribute to high-quality economic and social development [2]