格隆汇1月19日丨天益医疗(301097.SZ)公布，近日，公司取得了中国工商银行股份有限公司宁波市分行 出具的《贷款承诺函》，主要内容如下:1、贷款额度：最高不超过9,000万元人民币。2、贷款期限：不 超过3年。3、贷款用途：专项用于回购公司股票。 ...

成交额前三的个股中，阿里巴巴跌3.49%，成交超116亿港元；腾讯控股跌1.21%，成交超80亿港元；小 米集团跌1.67%，成交超66亿港元。 新华财经香港1月19日电（记者林迎楠）19日港股主要指数低开，截至收盘，恒生指数下跌1.05%至 26563.90点，恒生科技指数下跌1.24%至5749.98点，国企指数下跌0.94%至9134.45点。 （文章来源：新华财经） 当日恒指低开203.36点，开报26641.60点，开盘以较大振幅拉高向上，午前回落至开盘价附近，午后小 幅震荡向下，最终恒指跌281.06点，主板成交超2256亿港元。截至午间收盘，上涨股票853只，下跌 1418只，收平871只。当日，港股通（南向）净流入超过22亿港元。 整体来看，多数板块下跌，黄金、风电、航空等股多为上涨，新能源车企、煤炭、有色金属、建材水泥 等股有涨有跌，芯片、房地产、生物医药、银行、券商、光通讯、电信等股多有下跌。 个股方面，中芯国际跌2.78%，美团跌1.50%，华虹半导体跌3.93%，泡泡玛特涨1.23%，携程国际涨 0.90%，优必选涨8.63%，中国移动跌1.00%，老铺黄金涨4.43%，中国太平涨6. ...

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Ningxia Branch is actively exploring a "social security + banking" service model to enhance public welfare services in Ningxia Hui Autonomous Region, supported by the local Human Resources and Social Security Department [1][2]. Group 1 - ICBC Ningxia Branch has achieved full coverage of "social security banking outlets" across all counties in the region, addressing issues related to the distance and long wait times for social security services [1]. - The bank has upgraded some core outlets into "one-stop" social security service windows, significantly improving the efficiency of social security processing [1]. - The service philosophy of "data running for the people, convenience at your fingertips" is being implemented to enhance service experiences and integrate social security functions into banking services [1]. Group 2 - ICBC Ningxia Branch has introduced an "instant same-number card replacement" service for social security cards, allowing insured individuals to replace their cards conveniently at nearby branches without affecting their benefit payments [1]. - For clients with mobility issues, the bank offers home service for opening financial accounts linked to social security cards, ensuring accessibility to financial services [1]. - The bank is promoting the integration of social security cards with financial scenarios, aiming to make them a key medium for "one card for all" applications [2]. Group 3 - Over 30 ICBC branches in the region have launched services for applying for financial social security cards, which include high-frequency social security functions such as information inquiries and eligibility verification [2]. - The initiative aims to provide a seamless experience for the public, allowing them to handle multiple social security matters in one visit [2].

按照公开履历，熊焘2002年加入工商银行广东省分行，职业履历路径也比较清晰。2007年前后，他从授 信审批部转岗至投资银行部，并逐步升任该部副总经理、总经理。他也有二级分行的历练，曾先后担任 河源分行行长、东莞分行行长等职。2023年，他出任工行广东省分行副行长，期间曾兼任广州分行行 长。 南都湾财社记者注意到，熊焘是一位从工行成长起来、拥有丰富的对公业务和分行管理经验，其任命成 为工行在关键区域进行的一次重要人事布局。 实际上，工行广东省分行是工行体系的一面旗帜。按照其官网描述，广东省分行是工行系统最大的省级 分行，个人客户接近8000万，对公客户为138万。 一纸批复，意味着"宇宙行"在深圳有了新动作。1月中旬，深圳金融监管局批复了"熊焘中国工商银行深 圳市分行行长任职资格"，这意味着深圳工行"掌门人"正式落定。南都湾财社记者注意到，早在2025年 底，深圳工行已经"换将"，原分行行长董建军调任总行战略管理与投资者关系部总经理，其职位由工行 广东省分行副行长熊焘接任。 截至2025年2月末，深圳工行科技企业投融资余额超1500亿元，累计为超15000家科技企业提供全方位金 融支持，聚焦机器人、人工智能等硬 ...

| 序 代销机构 | 产品名称 | 发行机构 | 投资 性质 | 近3月年 化收益率 | 业绩比较 基准 | | --- | --- | --- | --- | --- | --- | | | | | | | 2.5+70%× | | | | | | | 中债-新综 | | | | | | | 合净价(1-3 | | | | | | | 年)指数期 | | | | | | | 间收益率+ | | | | | | | 15%×沪深 | 本期，南财理财通重点关注最低持有期人民币公募产品的业绩表现，按照90天、180天、365天持有期限分类对产品业绩进行排 名，业绩指标采用年化收益率，计算区间与持有期限相同，如90天持有期产品的业绩计算区间为近三月年化收益率，同机构同 系列同投资周期产品保留一只参与排名。 统计代销机构（28家）：工商银行、中国银行、农业银行、邮储银行、建设银行、交通银行、招商银行、中信银行、光大银 行、民生银行、兴业银行、浦发银行、广发银行、浙商银行、华夏银行、平安银行、恒丰银行、渤海银行、北京银行、宁波银 行、江苏银行、上海银行、南京银行、杭州银行、徽商银行、微众银行、网商银行、百信银行。 需要 ...

Core Viewpoint - The establishment of a total of 17 strategic partnerships between Hainan Holdings and major banks marks a significant step in the financial support for the Hainan Free Trade Port, enhancing credit capacity and optimizing financial resources for key projects and new industries [5][6]. Financial Institutions' Involvement - Hainan Holdings has achieved a financial credit limit exceeding 200 billion yuan, partnering with 17 banks, including major state-owned banks and joint-stock banks, to support various sectors such as infrastructure and new productivity [2][3]. - The total assets of the banking sector in Hainan Free Trade Port reached 1,959.8 billion yuan by October 2025, reflecting a 39.68% increase since the end of 2020, while the insurance sector's total assets grew by 47.99% to 70.5 billion yuan [3]. Strategic Cooperation Significance - The strategic cooperation with banks aims to enhance funding security, increase credit flexibility, and lower financing costs, thereby supporting Hainan Holdings' core and emerging business sectors [5][6]. - Hainan Holdings is recognized as a key strategic partner for several banks, indicating its significant role in the regional economic landscape [5]. Diverse Financial Support System - The 17 banks provide a diversified financial support system, leveraging their unique strengths to meet the specific needs of Hainan's economic development [8][9]. - Major banks like the Industrial and Commercial Bank of China and China Construction Bank focus on project financing and supply chain finance, while others like the Agricultural Development Bank emphasize policy-driven financial support [9][10]. Non-Banking Financial Institutions - Non-banking financial institutions, including insurance companies and venture capital funds, are also increasing their investments in Hainan, with notable entries from HSBC and Allianz [12][13]. - The Hainan Free Trade Port Construction Fund has doubled its registered capital to 20 billion yuan, reflecting a strong commitment to long-term development and support for enterprises [13][14]. Future Industry Focus - The Hainan Free Trade Port Construction Fund plans to focus on advanced sectors such as biomanufacturing and hydrogen energy, aiming to create a collaborative ecosystem for technology transfer and market expansion [14]. - The establishment of a gold storage facility in Hainan marks a significant development in the local financial infrastructure, facilitating efficient and secure operations for the gold industry [14].

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Nantong Shaoxian Road Branch is actively enhancing its services for elderly clients by creating age-friendly banking environments and optimizing service processes to address the specific needs of this demographic [1][2]. Group 1: Hardware Upgrades - The branch has made significant improvements to its hardware facilities, including the provision of reading glasses and magnifying glasses to assist elderly clients with vision impairments [1] - A designated area for mobility aids, such as canes, has been established to assist clients with mobility issues [1] - The layout of the branch has been optimized with non-slip flooring and handrails to ensure the safety of elderly customers throughout their banking experience [1] Group 2: Service Process Optimization - A dedicated "Love Window" has been set up to reduce waiting times for elderly clients, focusing on high-frequency services such as pension withdrawals and certificate transactions [2] - Staff members practice the "Three Slow Services" approach—speaking slowly, explaining in detail, and allowing longer wait times—to make the banking process more accessible for elderly clients [2] - For elderly clients who are homebound or have special needs, the branch offers a green channel for home service, ensuring that financial services are delivered directly to their homes [2] Group 3: Financial Education and Safety - The branch has established a financial education corner in the waiting area, featuring large-font posters and easy-to-read materials on topics such as fraud prevention and understanding pension financial products [2] - Staff members provide guidance on common scams and safety tips, enhancing the financial literacy and self-protection capabilities of elderly clients [2]

为了打消王先生的顾虑，工作人员一边耐心解释钱款确实进入其休眠账户，只是因账户长期未用且无短 信提醒才未察觉；一边通过后台查询相关信息，意外发现王先生是网点代发单位的员工。顺着这条线 索，网点负责人联系上王先生所在单位的负责人，希望他们协助沟通，在单位负责人确认我们身份的真 实性后，王先生这才松口，答应到网点当面核实。 近日，工行南通如东栟茶支行的营业厅里，张女士手捧鲜花连连道谢的场景，成了冬日里暖心的画面。 而这束鲜花的背后，是一场因ATM转账输错卡号引发的乌龙，更是工行工作人员工用数通电话、数次 耐心沟通，为客户追回6000元的温情守护。 事情还要从2025年11月中旬说起，当时张女士急匆匆冲进工行南通如东栟茶支行的大堂，满脸焦急地求 助，原来她在ATM机转账时输错卡号，把6000元货款转到了陌生人账户，等发现时款项已经到账，银 行无法直接追回。这让想靠这笔货款周转的张女士慌了神，大堂经理和运营主管核实情况后，决定先尝 试联系收款方王先生，可系统里登记的王先生信息有限，几经周折才拨通了他的电话。 本以为找到收款人就能解决问题，没想到沟通刚起步就遇了挫。王先生接到电话后，第一反应是遇上了 诈骗，坚称自己早已不 ...

本期，课题组重点关注理财公司发行的纯固收产品，从代销渠道为投资者筛选出表现较优的在售产品。 为提供有效的选品参考，榜单展示了产品近一月、近三月及近六月的年化业绩，并按照近三月年化收益率进行排序，以此反映 其在近期市场波动中的多维度收益表现。 统计代销机构（28家）：工商银行、中国银行、农业银行、邮储银行、建设银行、交通银行、招商银行、中信银行、光大银 行、民生银行、兴业银行、浦发银行、广发银行、浙商银行、华夏银行、平安银行、恒丰银行、渤海银行、北京银行、宁波银 行、江苏银行、上海银行、南京银行、杭州银行、徽商银行、微众银行、网商银行、百信银行。 需要特别提醒的是：本榜单对理财产品"在售"状态的判断基于其投资周期推算。但实际情况中，部分产品可能因额度售罄，或 银行针对不同客户展示的产品清单存在差异而无法购买。因此，建议投资者以代销银行APP的实际展示为准。 此外，南财理财通虽力求客观公正，但不对本评价榜信息的真实性、完整性和准确性作任何保证，排名信息仅供参考。 | 를 | 代销机构 | 产品名称 | 发行机构 | 投资 周期 | | 年化收益率 | | | --- | --- | --- | --- | --- ...

Group 1 - The focus of the research group is on mixed-asset products issued by wealth management companies, highlighting superior performing products available for sale through distribution channels [1] - A ranking list is provided, showcasing the annualized performance of products over the last month, three months, and six months, sorted by the three-month annualized yield to reflect multidimensional performance amid recent market fluctuations [1] - A total of 28 distribution institutions are involved, including major banks such as Industrial and Commercial Bank of China, Bank of China, Agricultural Bank of China, and others [1] Group 2 - The ranking list includes specific products with their respective annualized yields: for example, the "阳光橙优选基金宝" from 光大银行 has a one-month yield of 66.5%, a three-month yield of 26.8%, and a six-month yield of 43.4% [3] - Other notable products include "机遇理A份额" from 民生银行 with a three-month yield of 8% and "阳光橙墙盈稳健1号" from 光大银行 with a three-month yield of 8% [4] - The data is sourced from 南财金融终端 and 南财理财通, with statistics as of January 15 [4]