农业保险领域，"农业保险+"改革持续深化，保险产品与乡村产业需求深度绑定。以"防贫四保"体系建 设为契机，农险经营机构推出多款针对性产品，从农作物灾害保障到农业经营风险覆盖，全方位护航乡 村经济发展，为农户筑牢防返贫防线。 普惠保险作为普惠金融的重要组成部分，一直是社会各界关注的焦点。近年来，在国家系列政策指引 下，我国普惠保险从产品、服务、环境、权益保护四大维度持续升级，为民生保障和共同富裕注入强劲 动力。 南都"中国普惠金融行"系列深调研发现，从"有没有"到"好不好"、从"事后赔"到"事前防"、从"补齐短 板"到"提升可持续性"，保险业正通过一系列模式创新走向"普"与"惠"的双向奔赴。 产品创新：专属化设计破解保障缺口 随着共同富裕战略推进与普惠金融政策落地，我国普惠保险迈入加速发展阶段。南都湾财社调研显示， 当前市场主体积极布局普惠保险业务，服务供给持续深化、产品类型日益丰富、社会覆盖面逐步拓宽， 整体呈现稳健发展态势。但部分区域仍存在服务覆盖不足、保障质量不均等问题，特定群体的风险保障 需求尚未得到充分满足。 2024年6月，国家金融监督管理总局印发《关于推进普惠保险高质量发展的指导意见》，为行业指明 ...

（来源：中国旅游报） 转自：中国旅游报 "十五五"规划建议对"加快农业农村现代化，扎实推进乡村全面振兴"作出部署，明确提出"推动农村基 本具备现代生活条件"，为加快农业农村现代化、扎实推进乡村全面振兴指明了方向。通过盘活乡村资 源、推进城乡交流、传承优秀文化，为乡村现代化注入产业动能与人文内涵，让"现代生活条件"兼具发 展活力与文化温度。农文旅融合已成为全面推进乡村振兴的重要抓手。 四川作为农业大省、文化大省、旅游大省，有丰富的资源禀赋与多元的地域文化，其农文旅融合实践走 在了全国前列，出现了很多具有示范意义的"四川经验"。从川西林盘到彝乡苗寨，从蜀南竹海到攀西阳 光，一场以融合为驱动、以乡村为主场的变革正在蓬勃兴起。 一、深层动因：为什么是农文旅融合？ 推动乡村全面振兴的路径中，农文旅融合脱颖而出，有其历史必然性以及现实紧迫性。传统"农家乐"模 式在满足初级的休闲需求之后，就陷入了同质化严重、消费单一、可持续性差的困境之中，无法支撑起 乡村全面振兴与农民共同富裕。 农文旅融合的要义，在于依靠文化赋值、旅游赋能，重新塑造农业的多种价值和乡村的多种功能的业 态。它把农业从第一产业扩展到创意、体验、服务等第三产业 ...

Core Viewpoint - The recent meetings of the Party's 20th Central Committee and the Provincial 14th Committee emphasize the importance of civil affairs work in promoting people's well-being and achieving common prosperity in Qinghai, aligning with the broader strategy of Chinese-style modernization [1][2]. Group 1: Individual Needs - During the 14th Five-Year Plan period, Qinghai's civil affairs departments have developed a comprehensive safety net policy system, ensuring basic living standards for hundreds of thousands of vulnerable groups, significantly enhancing their sense of gain, happiness, and security [2]. - The 20th Central Committee calls for a robust social assistance system and improved services for vulnerable groups, necessitating tailored and diversified support measures from civil affairs departments [2]. Group 2: Professional Services - The focus of civil affairs work is shifting from material assistance to include mental care and rights protection, with an emphasis on developing a comprehensive elderly care service network and enhancing the quality of care for vulnerable populations [3]. - There is a need to strengthen the professional service workforce and improve mental health services for specific groups, such as children in difficult situations and elderly individuals living alone [3]. Group 3: Policy Coordination - The increasing complexity of social welfare policies necessitates better coordination among various policies to enhance their effectiveness, addressing long-standing issues in resource allocation and service capacity [4]. - Civil affairs departments are encouraged to explore innovative and differentiated reforms at the grassroots level, ensuring that various reform measures are interconnected to address imbalances in social welfare [4]. Group 4: Institutional Fairness - The focus for the 14th Five-Year Plan period is on promoting institutional fairness in social welfare, ensuring that benefits are equitably distributed among all vulnerable groups, regardless of their location [5]. - Efforts will be made to standardize social assistance applications and reduce regional disparities in welfare policies [5]. Group 5: Economic Attributes - Civil affairs work is increasingly recognized for its economic implications, as effective welfare policies can stimulate social consumption and support economic growth [6]. - The development of elderly care services and social assistance policies is seen as a means to expand domestic demand and promote consumption [6]. Group 6: Technological Empowerment - The integration of technology in civil affairs is on the rise, with big data and AI being utilized to better identify service needs and enhance operational efficiency [7]. - The application of new technologies, such as blockchain and IoT, is expected to improve service delivery and monitoring in civil affairs, making services more accessible and efficient [7].

Core Points - The Shanghai Municipal Committee's 12th Plenary Session emphasized the implementation of the 20th National Congress and the importance of Xi Jinping's speeches during his inspections of Shanghai, focusing on the development goals for the 14th Five-Year Plan and the upcoming economic and social development tasks for the next year [1][2][3] Group 1: Economic Development Goals - The session highlighted that the 14th Five-Year period has been extraordinary, with significant achievements in building a modern socialist international metropolis with global influence [3][4] - By 2035, Shanghai aims to be a world-class modern socialist international metropolis, with the 15th Five-Year period being crucial for comprehensive development and transformation [4][6] - The main goals for the 15th Five-Year period include achieving high-quality development, enhancing urban core functions, and improving social civilization levels [6][8] Group 2: Strategic Initiatives - The session outlined the need to accelerate the construction of the "Five Centers" (economic, financial, trade, shipping, and technological innovation) to enhance urban competitiveness [7][8] - It emphasized the importance of high-level reform and opening up, fostering a new open economic system, and aligning with international trade rules [8][12] - The session called for optimizing urban development space and promoting coordinated regional development, particularly in the Yangtze River Delta [8][12] Group 3: Social and Cultural Development - The meeting stressed the importance of enhancing cultural soft power and promoting socialist core values to build a socialist international cultural metropolis [9] - It highlighted the need to improve people's livelihoods, focusing on employment, social security, and public services to meet the growing demands for a better life [9][12] - The session also called for a green and low-carbon transformation, emphasizing ecological improvement and sustainable development [9][12] Group 4: Governance and Leadership - The session underscored the necessity of strengthening the Party's leadership and ensuring effective governance to achieve the goals set for the 15th Five-Year Plan [10][11] - It emphasized the importance of risk management and maintaining social order while enhancing urban governance capabilities [10][13] - The meeting concluded with a call for collective efforts to ensure a strong start for the 15th Five-Year Plan, focusing on economic recovery and development [11][12]

Group 1 - The core viewpoint emphasizes the implementation of a plan to increase income for urban and rural residents, aiming to promote a more equitable distribution of wealth and enhance the well-being of the population [1][5] - The concept of Chinese-style modernization is highlighted as a modernization that ensures common prosperity for all people, focusing on making the benefits of reform and development more equitable [3] - By promoting income growth and adjusting income distribution, the goal is to enhance social welfare, promote fairness and justice, and better ensure that people share in the fruits of development [5] Group 2 - The news illustrates the importance of ensuring that the achievements of reform and development benefit all citizens, particularly in the new development stage [3] - The focus on creating an "olive-shaped" distribution structure indicates a strategic approach to income distribution that aims to reduce inequality [5] - The ongoing efforts to improve the livelihood of residents and meet their aspirations for a better life are underscored as essential components of the development strategy [5]

中国正在进入一个"底线稳固、上限打开"的新阶段。 "穷则独善其身，达则兼济天下。"出自《孟子》，本为修身之道，用于国家层面，同样揭示了一条发展 逻辑——从有余到有为。国际货币基金组织（IMF）国家分类实践也提供了印证，经济规模和人均收入 只是"发达国家"的表层指标，真正构成"发达"内涵的，是结构是否稳固、制度是否透明、社会是否包 容、创新是否持久。 财富水平可以衡量一个国家有多富裕，而文明能力才可以决定一个国家有多发达。这一点在中国式现代 化道路上体现得尤为清晰。中国正在进入一个"底线稳固、上限打开"的新阶段。底线强调安全、稳定、 韧性，重在托住14亿人口的基本生活、就业和预期，上限指向科技创新、制度完善、社会进步，重在抬 升潜在增速、开放能力与文明辐射。其内在支撑，是"投资于物"与"投资于人"的紧密结合，是"物的现 代化"与"人的现代化"的同向发力。经济要有足够的承载力，社会要有足够的包容度，文明要有足够的 温度，一个国家才能在真正意义上达到"发达"的层级。 什么是发达？富裕不等于发达 高收入国家并不一定是发达国家。"十五五"规划建议提出，到2035年人均GDP达到中等发达国家水平， 而厘清"中等发达国家" ...

中共武汉市委十四届十二次全体会议认真学习贯彻党的二十届四中全会精神，深入贯彻落实习近平 总书记考察湖北重要讲话精神，按照中共湖北省委十二届十一次全体会议部署，全面分析国际国内形势 和事关武汉发展的重大问题，就制定全市国民经济和社会发展"十五五"规划提出以下建议。 一、"十五五"时期是全力打造"五个中心"、全面建设现代化大武汉的关键时期 1."十四五"时期我市发展取得重大成就。"十四五"时期是武汉发展史上极不寻常、极不平凡的五 年。五年来，习近平总书记两次亲临湖北武汉，为武汉改革发展擘画蓝图、指路领航。面对错综复杂的 国际形势、艰巨繁重的改革发展稳定任务和百舸争流的城市竞争态势，市委牢记嘱托、感恩奋进，深入 学习贯彻习近平总书记考察湖北重要讲话精神，认真落实省委部署要求，团结带领全市人民迎难而上、 砥砺前行，经受住世纪疫情严重冲击，有效应对一系列风险挑战，奋力推进疫后重振和高质量发展，英 雄城市浴火重生，经济社会发展生机勃勃。经济实力整体跃升。经济发展从疫情导致的断崖式下滑到稳 住基本盘、跑出加速度、重回主赛道，经济总量跨越2万亿元台阶，主要经济指标增速保持同类城市前 列，在区域发展中的辐射带动作用不断增强。创 ...

中新网琼结12月20日电 题：西藏琼结特日村：集体经济分红日高原"暖冬"唱牧歌 作者 曲杰 贡桑拉姆 12月19日，青藏高原的晨风裹着寒意掠过山岗，西藏山南市琼结县加麻乡特日村却早已暖意涌动。村委 会大院里，五彩经幡与鲜艳彩旗随风招展，把一张张笑脸映得格外明亮。阳光穿透云层洒下来，像刚提 炼的牦牛奶般醇厚温润——今天，是全村人期盼的集体经济薪资发放暨分红日。 村民索朗顿珠把双手缩进厚实的羊皮袍袖内，嘴角的笑意却怎么也藏不住。2024年，他不仅将自家18头 牦牛入股村股份合作社，还凭着养牛经验应聘成为牧场饲养员。此刻，他从工作人员手中接过47450元 (人民币，下同)现金，厚厚的一沓钞票攥在手里，沉甸甸的触感让他连声道："这是工资加分红。靠着 集体，日子越来越有奔头了。" 图为特日村股份合作社人员在清点牧场牦牛。曲杰 供图 村委会墙上，"资源变资产、资金变股金、村民变股东"的红色横幅格外醒目，这三句话不仅挂在墙上， 更深深印在每一户村民的存折里、心坎上。为了让集体资产活起来，特日牧场推行集约化经营改革：散 养的牦牛住进了标准化圈舍，传统养殖经验配上了精准的数据监测，单一的活牛售卖升级为"定点直销 +同城配送"的 ...

宏观周周谈：扩内需的必要性、时机与政策思路 20251221 如何看待扩大内需的必要性、时机和思路？ 扩大内需是否为政策目标是关键。如果它是目标，政策将倾斜以实现这一结果。 从十三五到十四五，再到十五规划，我们可以看到中国经济政策的演变。在十 三五期间，全球进入康波萧条期，中国避免了汇率升值和独立于全球的资产泡 沫，通过防风险措施避免了日本化。十四五期间，中国的目标是推升全要素生 产率，防止拉美化，并通过构建国内国际双循环来解决需求问题。国内循环侧 重于提高全要素生产率，而国际循环则通过一带一路对冲外需不足。尽管这导 致了一定程度的通缩，但也带来了资源自主可控和优化初次分配等正面影响。 在十五期间，中国需要实现两个主要目标：一是制造份额重新回到 30%以上， 以维持第一大经济体应有的制造水平；二是达到中等发达国家收入水平，这不 仅需要人均 GNI 达到一定门槛，还需要科技含量和服务占比达到相应指标。因 全球宏观形势类似百年前，共同富裕成趋势，康波周期处于萧条期，需 扭转社会结构，加强二次分配，并配合一次分配，扩大内需，提高收入 分配改革力度。 中国扩大内需的大动作预计在 2026 下半年至 2027 上半年， ...

Core Viewpoint - The article highlights the achievements and ongoing efforts in poverty alleviation and rural revitalization in Qianxinan Prefecture, emphasizing the integration of various support mechanisms to ensure sustainable development and prevent large-scale poverty recurrence [11][20]. Group 1: Poverty Alleviation and Monitoring - Qianxinan has established a three-tier monitoring system combining big data alerts, grid-based inspections, and farmer self-reporting to effectively identify and assist households at risk of falling back into poverty [13][14]. - Over the past five years, Qianxinan has identified 21,100 households (84,600 individuals) at risk and successfully eliminated risks for 17,600 households (73,000 individuals) [15][14]. Group 2: Economic Development and Employment - The average disposable income of rural residents is projected to increase from 11,441 yuan at the end of the 13th Five-Year Plan to 15,459 yuan in 2024, reflecting an annual growth rate of 7.8% [16]. - Employment rates for relocated populations have consistently remained above 94%, with wage income accounting for over 80% of total income [17][19]. Group 3: Infrastructure and Community Services - Qianxinan has invested 1.229 billion yuan in over 420 projects to enhance infrastructure, including the establishment of 76 community service centers, 49 police stations, 130 schools, and 70 healthcare facilities [16][20]. - The region has created a standardized public service system for new urban residents, ensuring comprehensive access to education, healthcare, and administrative services [20]. Group 4: Agricultural and Industrial Development - Qianxinan has prioritized the development of specialty industries such as tea, medicinal herbs, and vegetables, with tea cultivation area reaching 430,000 acres and stable growth in other agricultural sectors [21][22]. - The integration of agriculture and tourism has led to the establishment of over 300 restaurants and guesthouses operated by relocated residents, enhancing local economic opportunities [19][22]. Group 5: Community Engagement and Governance - Innovative community governance mechanisms, such as the "points supermarket" system, have been implemented to encourage resident participation in community activities and improve local governance [23][24]. - The region has made significant strides in improving living conditions, with sanitation facilities and infrastructure upgrades leading to a rural toilet coverage rate of 84.3% and a rural water supply rate of 96.39% [24].