以下文章来源于中金研究院 ，作者CGI 中金研究院 . 中金研究院 (CICC Global Institute，缩写 CGI)作为中金公司一级部门，定位为新时代、新形势下的新型 智库，服务于中国公共政策研究与决策，参与国际政策讨论和交流，并为中国金融市场尤其是资本市场 发展建言献策。 乡村，是理解当代中国经济与社会发展的原点。 五年来，中金研究院跨越全国21省58县149个乡镇，走进300多个村庄，用脚步丈量土地，用纸笔 记录变迁。 今年在研究基础上，中金研究院推出 《田野对谈》 节目，希望以学术为基点，用一手调研和数 据解构乡村振兴，打造"田间地头的思想会客厅"。在节目中，我们将邀请知名三农领域专家进行 深入对话，一起走进真实的乡村，剖析乡村振兴路径上的问题与挑战。 本期节目中，我们在湖北汉江之畔与武汉大学社会学院教授、乡村治理研究中心研究员吕德文展 开对谈。 吕德文教授 深耕中国乡土社会研究二十余载、走访上百个村庄。带着 " 泥土里长出来的真问 题"，他分享了对中国乡村变迁的独特观察。 父辈务农守家园是"稳定器"，子代进城谋发展是"推进器"， 代际分工如何通过"家庭"这个社会基 本制度发挥作用？又如何与 ...

中金研究院 (CICC Global Institute，缩写 CGI)作为中金公司一级部门，定位为新时代、新形势下的新型 智库，服务于中国公共政策研究与决策，参与国际政策讨论和交流，并为中国金融市场尤其是资本市场 发展建言献策。 乡村，是理解当代中国经济与社会发展的原点。 五年来，中金研究院跨越全国21省58县149个乡镇，走进300多个村庄，用脚步丈量土地，用纸笔 记录变迁。 以下文章来源于中金研究院 ，作者CGI 中金研究院 . 这两个战略看似有矛盾之处，尤其在劳动力的流动方向上，城镇化推动人口向城镇流动，乡村振兴则鼓励返乡 创业，但其实是一体两面，针对家庭不同需求。 今年在研究基础上，中金研究院推出 《田野对谈》 节目，希望以学术为基点，用一手调研和数 据解构乡村振兴，打造"田间地头的思想会客厅"。在节目中，我们将邀请知名三农领域专家进行 深入对话，一起走进真实的乡村，剖析乡村振兴路径上的问题与挑战。 本期节目中，我们在湖北汉江之畔与武汉大学社会学院教授、乡村治理研究中心研究员吕德文展 开对谈。 吕德文教授 深耕中国乡土社会研究二十余载、走访上百个村庄。带着 " 泥土里长出来的真问 题"，他分享了对中 ...

Core Insights - The "Data Element ×" competition for modern agriculture in Jiangsu Province aims to integrate data elements with the entire agricultural chain, promoting innovation and application of digital technology in agriculture to support rural revitalization [1][2] - The competition will run from June to September 2025, focusing on four key topics: smart agriculture, innovative agricultural finance, enhancement of agricultural social services, and construction of agricultural rural data models [1] - Winning projects will receive support in terms of policies, funding, and incubation, with first-prize projects recommended to the National Data Bureau for the national finals [1] Industry and Company Summary - The competition is organized by the provincial data bureau and 22 departments, along with 10 municipal governments, and is open to enterprises, research institutions, and universities, encouraging collaboration across sectors [1][2] - The event promotes a mechanism of "competition to promote research and application," aiming to enhance the deep empowerment and value multiplication of data elements in agriculture, ultimately achieving a multiplier effect of "data empowerment" and "industry upgrading" [2] - The "Data Element ×" competition is a national initiative led by the National Data Bureau, involving over 20 ministries and institutions, and is the first nationwide competition focused on the development and application of data elements in China [2]

Core Viewpoint - Qinghai Province is significantly improving agricultural productivity and sustainability through high-standard farmland construction and soil erosion control projects, which are essential for rural revitalization and ecological civilization [1][6]. Group 1: Agricultural Transformation - The majority of farmland in Qinghai is dry land, with two-thirds of the 8.463 million acres being arid, necessitating effective land management strategies [1]. - The "slope-to-terrace" project has transformed sloped farmland into level terraces, enhancing water retention, soil fertility, and crop yield, with an increase of approximately 200 pounds per acre for oats [3][4]. - In 2022, the project involved leveling 12,700 acres of sloped farmland across five villages, significantly improving agricultural conditions [2]. Group 2: Mechanization and Efficiency - The consolidation of small plots into larger, more manageable fields has facilitated mechanized farming, increasing efficiency from 5 acres per day to 50 acres per day for tractors [4][5]. - The implementation of infrastructure improvements, such as roads and irrigation systems, has made it easier for agricultural machinery to operate, thus enhancing productivity [4][5]. Group 3: Economic Impact and Revenue Generation - The reforms have led to increased land value and reduced fallow land, with farmers now able to lease land for collective farming, resulting in higher income through profit-sharing models [6][7]. - The establishment of agricultural cooperatives has allowed for the adoption of new technologies and practices, further boosting crop yields and quality [6][7]. - The integration of various agricultural sectors, including crop production and livestock farming, is fostering a more resilient rural economy [7].

郭嘉告诉记者，依托智能车棚的"智慧"，富宁村将继续拓展"光伏+"综合利用场景，同步配套建设智能 微电网系统，形成"发电-储能-用电"一体化绿色能源网络，进一步放大新能源项目的经济效益。同时， 地处贺兰山东麓旅游环线的富宁村还将打造"绿色能源+乡村旅游"融合业态，在村域旅游环线布局光伏 充电驿站，为自驾游客提供"光储充"一站式服务，为乡村振兴注入绿色动能。(完) "新能源项目建在乡村，既要考虑群众的需求，也要考虑乡村振兴的需要。"富宁村党支部书记郭嘉说， 在建设之前，村里就组织规划人员、技术人员对项目建设进行调研，最终选址在富宁村村部公共区域。 "这里不仅是富宁村的中心区，还是旅游必经地，建在这里能更好地满足村民和游客的电车充电需 求。"郭嘉表示，为方便统一管理，村民和外来人员充电均能享受优惠，扫码充电时仅需0.5元每度，充 值充电仅需0.36元每度，而所得收益将由富宁村集体经济合作社统一保管，用于村民福利、公益事项和 环境整治改善等方面。 中新网银川6月13日电(记者李佩珊)这几天，家住宁夏银川市西夏区怀远路街道富宁村居民逯亮霞的上 下班路变得十分便利。扫码、插枪、开始充电……只需在村部智能充电车棚简单操作， ...

推广 乡村振兴 近期，当地一家民宿因改造升级与运营周转面临资金缺口，负责人向龙门中行提出贷款申请。据悉，该 民宿前期建设已投入大量自有资金，当前急需资金完成后续改造工程，进一步优化经营环境、提升服务 品质。龙门中行获悉情况后，迅速响应，积极联动上级行，结合客户实际需求，量身定制贷款方案，高 效完成授信审批流程，及时解决了客户的经营资金难题。对此，民宿负责人赞不绝口："这笔资金来得 太及时了！我们计划用它购置配套设备、升级部分装潢，还能丰富销售品类，这下可以从容迎接下半年 的旅游旺季，解决了资金周转的燃眉之急。" 针对民宿经营主体多元、前期投入大、回报周期长等特点，龙门中行积极推广"民宿贷"专属方案，该方 案最高信用授信额度达300万元，额度有效期最长10年。对于品牌民宿，还可依据第三方平台评分及有 效评论，按相应系数扩大贷款金额，为不同发展阶段的民宿提供精准金融支持。 今年5月以来，龙门中行已投放民宿贷3笔，累计金额350万元。龙门中行相关负责人表示，未来将继续 在龙门县委县政府的领导下，通过金融活水精准滴灌南昆山民宿产业的万千市场主体，充分激活生态资 源价值，带动就业创业，促进农民增收，繁荣乡村文化，为龙门 ...

Group 1 - The core viewpoint emphasizes the role of CITIC Bank Shaoxing Branch in enhancing financial services and innovative products to support local economic development and urban integration [1] - As of the end of Q1, the total loan balance of CITIC Bank Shaoxing Branch reached 65.282 billion yuan, an increase of 4.728 billion yuan since the beginning of the year [1] - The loan balances for green and strategic emerging industries increased by 1.825 billion yuan and 1.010 billion yuan respectively since the beginning of the year [1] - The coverage rate of services for national-level "specialized, refined, characteristic, and innovative" enterprises exceeds 70% [1] Group 2 - CITIC Bank Shaoxing Branch provided a 102.6 million yuan housing rental group purchase loan within 25 working days to support a local talent service company in acquiring residential properties for affordable rental housing [1] - The bank utilized the "Medical Insurance Loan" product to issue a 2 million yuan loan to a grassroots nursing home, addressing financing difficulties due to lack of collateral [2] - CITIC Bank Shaoxing Branch issued a 266 million yuan loan through the "Common Prosperity Loan" product to support the integration of culture and tourism for rural revitalization [2] - A special credit plan of 300 million yuan was provided for the tourism enhancement project in Meizhu Ancient Village, aiming to transform it into a model for future rural development [2]

在科技赋能基础上，日照联通联动银行创新活畜禽抵押贷款模式。金融机构通过数字化手段实时监控抵 押奶牛状态，将"活物"转化为"活钱"，既解决养殖户扩大规模的资金需求，又以动态数据降低贷后风 险，实现"金融机构敢贷、养殖户能贷"的双赢。该模式让资金精准流向畜牧产业，带动养殖规模扩大与 技术升级，激活饲料加工、设备维护等上下游产业链，创造就业岗位，为乡村注入经济活力与人才动 能。 这一实践的乡村振兴意义深远：对农民而言，融资难题破解直接带动收入增长，养殖前景更具确定性； 对农村而言，智慧畜牧产业链的形成推动产业兴旺，提升乡村吸引力，促进社会和谐稳定；对农业而 言，科技与金融的深度融合重塑生产方式，为传统养殖业标准化、现代化转型提供样本，其"技术穿透 监管、数据构建信用、金融激活产业"的路径，在粮食种植、水产养殖等领域具有广泛复制性。 日照联通的探索证明，数字技术与金融创新的结合是打通乡村发展堵点的关键。通过让科技贴近农田牧 场，让金融服务下沉基层，该模式不仅为碑廓镇带来"产业兴、农民富"的现实改变，更以可借鉴的经验 为乡村振兴提供了"科技赋能、金融助力、产业协同"的创新范式，让技术红利转化为乡村全面发展的内 生动力， ...

Core Viewpoint - The China Securities Association (CSRC) has revised the "Special Evaluation Method for Securities Companies' Social Responsibility" to enhance the accountability of securities firms in fulfilling their social responsibilities, particularly in supporting rural revitalization strategies [1]. Group 1: Evaluation Content - The revised evaluation method includes four main categories: services for rural revitalization, coordinated development services, participation in social welfare, and recognition and awards received [2]. - Services for rural revitalization focus on metrics such as the number of poverty-stricken counties paired with firms, the number of projects for public stock issuance by enterprises in these counties, and the total direct financing amount for enterprises in poverty-stricken areas [2]. - Coordinated development services include the evaluation of regional development support, success in bidding for government-supported bonds, and the reception of minority university graduates [2]. Group 2: Principles of Revision - The revision adheres to four principles: coordinated planning to avoid duplication of evaluation indicators, emphasis on serving the real economy and national development strategies, problem-oriented adjustments based on industry realities, and ensuring fairness and objectivity in evaluations [3]. - The focus is on enhancing the role of securities companies in supporting rural revitalization and regional coordinated development, leveraging their resources and expertise [3]. Group 3: Key Adjustments - The evaluation method increases the scoring for direct financing to poverty-stricken enterprises, encouraging smaller institutions to leverage their business strengths [4]. - New indicators have been added to promote support for underdeveloped regions and national infrastructure projects, such as railway construction [4]. - The criteria for recognizing investor education activities have been adjusted to require a minimum of 60 events with over 100 participants each [4].

General Provisions - The company is established to protect the legal rights of shareholders, employees, and creditors, and to regulate its organization and behavior according to relevant laws and regulations [1][2] - The company was approved to be established on February 6, 2001, and registered in Beijing [1] - The company was approved for its initial public offering of 65 million shares on June 2, 2004, and listed on the Shanghai Stock Exchange on June 22, 2004 [1] Company Structure - The registered capital of the company is RMB 262.21 million [2] - The company is a permanent corporation [2] - The chairman serves as the legal representative of the company, and a new legal representative must be appointed within 30 days if the current one resigns [3] Business Objectives and Scope - The company's business objectives include serving national rural revitalization strategies and the "Belt and Road" initiative, aiming to provide high-quality products and become a globally recognized beverage enterprise [5] - The business scope includes the production and sale of concentrated fruit and vegetable juices, beverages, and fresh fruits and vegetables, among other activities [5] Share Issuance and Structure - The company's shares are issued in the form of stocks, with all shares having equal rights [6] - The total number of shares issued is 262.21 million, all of which are ordinary shares [6][8] - The company cannot provide financial assistance for others to acquire its shares, except under specific conditions [8] Shareholder Rights and Responsibilities - Shareholders have rights to dividends, voting, and the ability to supervise the company's operations [12] - Shareholders must comply with laws and the company's articles of association, and they cannot withdraw their capital except as legally permitted [15][16] Board of Directors - The board consists of nine directors, including three independent directors, with at least one being a professional accountant [34] - The board is responsible for strategic decision-making and risk management [34] - Directors must act in the best interest of the company and avoid conflicts of interest [32][34] Party Committee - The company has established a Party Committee to lead and ensure the implementation of the Party's policies and decisions [27] - The committee is responsible for discussing major management issues before decisions are made by the board [27][60] Governance and Compliance - The company must adhere to laws and regulations regarding shareholder meetings, including the requirement for a majority vote for ordinary resolutions and a higher threshold for special resolutions [52][53] - The company is required to disclose information regarding significant transactions and ensure compliance with relevant regulations [21][22]