下午临近下班时，客户经理小董接到一通求助电话。电话中，客户焦急地表示："母亲因病住院，银行 卡密码多次输错被锁定，现在急需支付医疗费用，但母亲行动不便无法前往网点，这可怎么办？"了解 情况后，小董立即安抚客户情绪，并告知其可提供上门服务。 随后，他第一时间向网点负责人报备，迅速启动"特殊客户绿色通道"流程。次日上午，客户经理小董与 大堂经理小闫携带移动设备前往客户所在医院。考虑到病房环境需要保持安静，两人全程轻声交流，细 致核对客户身份信息、银行卡信息，并耐心指导老人完成密码重置的每一个步骤。过程中，老人因身体 不适偶有迟疑，小董便多次重复说明操作要点，确保老人完全理解。不到半小时，密码重置成功。客户 家属感慨道："母亲住院后我们一直焦头烂额，你们的上门服务真是解决了燃眉之急，银行的服务太有 人情味了！" 近期，济南开元大街支行大堂服务团队以"客户需求为先"的服务理念，成功为一位特殊客户提供上门密 码解锁服务，用实际行动践行了"有温度的银行"承诺。 此次上门服务虽看似普通，却深刻体现了该行"以客户为中心"的服务宗旨。对大堂团队而言，这不仅是 一次业务办理，更是一次与客户心贴心的交流，金融服务便不再是冰冷的流程 ...

Core Viewpoint - Wuhan aims to establish itself as a national technology finance center by 2027, with plans to set up over 50 specialized technology finance institutions and achieve a scale of over 300 billion yuan in equity investment funds [1][2]. Group 1: Action Plan Overview - The "Action Plan for Promoting High-Quality Development of Technology Finance in Wuhan (2025-2027)" outlines a comprehensive financial service system covering the entire lifecycle of technology innovation, addressing the financing needs of technology enterprises at various stages [1][2]. - The plan includes five major actions: patient capital cultivation, quality improvement of technology credit, multi-level capital market construction, risk compensation sharing, and optimization of the technology finance ecosystem, comprising 20 specific measures [1][2]. Group 2: Specific Actions - In the patient capital cultivation action, the government will enhance the guiding role of investment funds and attract insurance capital to participate in equity investment pilot projects, aiming for a total equity investment fund scale of 300 billion yuan within three years [1][2]. - The quality improvement of technology credit action focuses on establishing a specialized service system for technology credit, promoting innovative credit products, and encouraging banks to assess the value of intellectual property pledge loans below 10 million yuan through internal evaluations or negotiations [2]. - The multi-level capital market construction action aims to strengthen the cultivation of technology enterprise listings and provide up to 80% loan support for controlling mergers and acquisitions, while expanding bond financing for technology innovation [2]. - The risk compensation sharing action will enhance the construction of the East Lake Technology Insurance Innovation Demonstration Zone and increase the insurance coverage limit for small and micro technology enterprises from 10 million yuan to 30 million yuan [2]. - The optimization of the technology finance ecosystem action will improve the recommendation mechanism for technology enterprises and establish a regular platform for technology finance activities [2].

"没想到你们还能上门帮忙改密码，真是帮了大忙啊！"在乡间的一户普通农家里，李大爷紧紧握着手中 新换好密码的社保卡，眼眶微微发红，感激地对上门服务的农行工作人员连连致谢。 为了让李大爷操作更加顺畅，工作人员特地调整好平板设备的位置，细致引导每一步操作。尽管李大爷 的手因常年劳作而略显僵硬，但在工作人员耐心的指导下，他最终顺利完成了密码挂失和新密码的设 置。短短十几分钟，困扰李大爷多日的烦恼终于解决了。办完业务后，工作人员又再次核实卡片功能是 否正常，叮嘱李大爷妥善保管好卡片和密码，并留下了联系方式，方便后续遇到问题及时协助。 一张小小的社保卡，一次不起眼的密码挂失，却连着百姓生活的大事，系着民生保障的"安心线"。农行 济南相公庄支行始终坚持以客户为中心，想客户之所想，急客户之所急，不断延伸服务半径，用一份份 暖心行动，诠释着金融服务的责任与温度。未来，农行济南相公庄支行将持续完善适老化服务、无障碍 服务，让每一位客户在农行都能感受到便捷、周到、温暖的金融体验。 一大早，农行两名工作人员带着便携式设备，驱车来到李大爷家中。确认身份信息后，工作人员一边安 抚李大爷焦虑的情绪，一边详细讲解密码挂失及重置的相关流程和安 ...

Group 1 - The 2025 Lujiazui Forum concluded with a focus on "Financial Opening and Cooperation in Global Economic Changes and High-Quality Development" [1] - The People's Bank of China announced eight significant financial opening measures during the forum [1] - The forum raised questions about the advancement of RMB internationalization and the challenges that need to be addressed [1] Group 2 - A strong currency is identified as the first core element of a financial powerhouse, with internationalization being crucial for better resource utilization [3] - The current international status of the RMB does not match China's economic scale, indicating a need for further development of the currency [3] - Key challenges in RMB internationalization include balancing financial security and development, particularly regarding capital account convertibility [3] Group 3 - Offshore trade is essential for Chinese enterprises to engage in global supply chains without heavy asset investments [4] - The comprehensive reform of offshore trade financial services in Shanghai's free trade zone aims to enhance efficiency and convenience for companies involved in offshore trade [4] Group 4 - Effective risk management in financial globalization requires robust regulatory measures, including pre-emptive risk control and post-event monitoring [5] - Regulatory frameworks should align with international standards while considering local economic conditions to manage financial risks effectively [5] Group 5 - Strengthening international regulatory cooperation is emphasized as a necessity in the context of financial globalization [6] - Shanghai and Hong Kong are positioned to complement each other in the offshore RMB market, with Hong Kong offering more internationalized rules and products [8] - Shanghai's offshore market benefits from established economic cooperation in Southeast Asia, providing advantages for Chinese enterprises [8] - The People's Bank of China's regulatory approach in Shanghai's offshore market allows for stronger oversight compared to Hong Kong's offshore RMB market [8]

Core Viewpoint - X platform, under Elon Musk, is preparing to launch a "super app" that aims to integrate users' entire financial lives into the social media platform, despite advertising revenues not yet recovering to pre-acquisition levels [1][2]. Group 1: Financial Services Expansion - X platform plans to introduce X Money, a digital wallet and peer-to-peer payment service, with Visa as its first partner [4]. - The service will initially launch in the U.S. and will allow users to purchase goods, store value, and tip creators, creating a comprehensive commercial and financial ecosystem [5]. - The company is also exploring the introduction of credit and debit cards, potentially within this year [3]. Group 2: Advertising Revenue and Challenges - Since Musk's acquisition for $44 billion, the platform has seen a significant loss of advertisers, with many concerned about content moderation and Musk's controversial statements [5]. - Yaccarino claims that 96% of advertisers have returned to the platform, and the company aims to restore advertising revenue to 2022 levels soon [7]. - Emarketer predicts that X platform's revenue will increase to $2.3 billion this year, up from $1.9 billion last year, but still below the $4.1 billion revenue at the time of Musk's takeover [7]. Group 3: Regulatory Challenges - The ambitious expansion into financial services will pose significant regulatory challenges, including compliance with licensing requirements and anti-money laundering regulations [5].

在南京溧水，某农业科技有限公司正紧锣密鼓地筹备夏粮收购工作，其种植规模达7000亩，构建了从种植到销售成熟的 上下游供应链体系，是当地农业领域的中流砥柱。其生产出的优质小麦也以颗粒饱满、品质上乘的特点，成为当地农产 品的一张亮丽名片。但如今，为了提高夏粮收购效率，企业急需购置先进的收割机械和烘干塔，需要的资金量巨大，让 企业面临短期流动性压力。 麦浪翻滚，金穗飘香，又是一年夏收时。端午前后是南京夏收夏种的关键时节，为确保夏粮抢收归仓，南京农行通过简 化贷款流程、线上申请办理贷款、信用方式增信等多种方式，及时有效满足了农户和粮农企业的融资需求，推动金融"活 水"持续润泽"三农"沃土。据悉，截至5月末，南京农行涉农贷款余额超221亿元，较年初增加51亿元，其中，粮食重点领 域贷款余额达52.44亿元，较年初增加23.61亿元。 疏解燃眉之急，打赢夏收"保卫战" 伴随着卡车不停进出的背景声，孙传亮大着嗓门说道："以往都是我们去农户那儿收粮食，今年因为下雨抢收，来卖粮的 农户都在收购点外排起了长队。收粮季节最缺流动资金，幸亏我在南京农行办了'商户建档'，农户卖粮，我直接支付现 金，眼下已经收了1000多吨小麦。"据悉 ...

据英国《金融时报》：社交媒体平台"X"首席执行官琳达·雅卡里诺表示，用户很快就能在该平台上进行 投资或交易。 ...

小商品城 20250618 摘要 义乌小商品城六区招商顺利，选位费持续上涨至 11-12 万元，反映市场 高景气度。尽管开盘后股价因部分机构预期过高而下跌，但选位费和商 铺租金（预计 2000-2,500 元/月）对公司业绩的积极影响显著，选位费 三年平摊每年贡献约 40 亿收入，转化率约 75%，业绩确定性强。 写字楼需求旺盛，拍卖速度快，单价约 1.5 万元，五栋已快速售罄。结 合商品展示、办公、洽谈功能，写字楼业务受欢迎，加上两栋高层和四 栋自持物业，为未来三年业绩奠定基础，支撑小商品城股价。 公司计划在香港获取 TCSP 牌照，战略上从商业运营向金融服务转型， 助力支付业务发展。该牌照允许合法开展公司注册、信托财管等业务， 并受香港证监会监管，提升公司专业形象和信誉度，增强综合竞争力。 易宝支付获得 TCSP 牌照后，可提供资金托管、担保支付等增值服务， 升级为综合金融服务商。简化中国商户海外业务流程，保障跨境资金安 全，降低国外客户对华贸易合规成本，优化跨境支付体验。 义乌进口业务作为贸易谈判筹码，国家给予唯一试点资格，降低新品 SKU 备案费用和时间。虽然目前市场认知度较低，但未来可能涉及化妆 六 ...

精准对接，搭建银企"连心桥"。农业银行宜春分行建立了"行长包片+专员驻点"的双轨机制，10支金融 服务队深入10个县市工业园区开展"扫园行动"，通过银企恳谈会、金融夜校等形式，将金融服务送进企 业车间，现场收集融资需求47项。同时，该行设立"民营企业诉求直通车"，建立"接诉即办-专项会商-限 时反馈"机制，首批对接的3项企业诉求已解决2项，剩余1项已进入绿色审批通道。 在江西省"金融活水润民企春风行动"中，农业银行宜春分行创新构建"三专两快"服务体系（即专属方 案、专项通道、专业团队，快速响应、快速落地），全力服务民营经济高质量发展。 这一系列举措明显提升了金融服务成效。该行获贷企业中12家入选省级专精特新企业名录，3家实现年 产值翻番。截至2025年4月末，该行民营企业贷款比上年净增8亿元。农行宜春分行的实践表明，金融服 务民营企业需要创新服务模式，提升服务效率，强化科技赋能，实现金融与实体经济的良性互动。 绿色通道，开启纾困"加速度"。面对辖内文旅企业困境，农行宜春分行启动"护企行动"，对23家民宿、 景区运营企业创新推广"惠农e贷-乡旅贷"，为5户乡旅客户投放贷款530万元。建立"金融特派员"制度， 实 ...

长期以来，农村集体资金管理存在流程烦琐、效率低下、透明度不足等痛点，制约了资金要素在乡村振 兴中的有效配置。这一问题同样出现在山东德州。为破解这一难题，德州辖内陵城农商银行主动担当， 依托农业农村局"三资"管理平台，率先搭建"三资平台和银农直连系统"，通过账户整合、流程再造和全 域推广，着力构建数字化、规范化、阳光化的县域金融生态圈，探索了一条从"单兵作战"到"生态共 赢"的乡村金融服务新路径。 （作者系陵城农商银行党委书记、董事长） 搭建"三资平台"，夯实县域资金监管基础。为破解农村集体资金管理分散、效率低的问题，陵城农商银 行联合区农业农村局，积极搭建了全区统一的"三资平台"，实现对农村集体资金、资产、资源的线上集 中管理。陵城农商银行通过系统开发、流程优化、标准制定等一系列举措，为县域金融生态圈建设打下 坚实基础，农村集体资金管理实现了从"分散粗放"向"集中精细"的根本转变。一是高标准开发平台系 统。陵城农商银行选派12名科技骨干成立专项小组，联合农业农村局攻坚攻关，紧密对接山东省联社聚 合支付系统，确保平台功能齐全、数据传输安全、操作简便易行。平台分设村级财务人员、镇级财政管 理、区级监管等不同角色权 ...