给各位粉丝爸爸汇报下，我和妻子共同孕育的小小宋，于 10 月 8 日下午，来到这个世界。 我过往的内容，感觉更适合放在工作日。可能是小小宋理解我，选择假期到来，让我这个老父亲，可以 不太打扰粉丝的情况下，写写碎碎念。 关于你的家庭 你的爷爷奶奶成长在田间地头上，唯有秸秆能撑起希望，肩膀能驮起来的只有太阳和月亮。 你的爸爸妈妈赶上了好时代，我们能在北京这样的城市有工作，是国家的培养，你爸妈个人的努力可能 只占 30% 。 希望你心中有理想，眼里有光，手中有力量。 我们来这个世界，不是为了繁衍后代。而是来看花怎么开，水怎么流。太阳怎么升起，夕阳何时落下。 关于你的母亲 你不是为我和妈妈而来，你是为了看更好的世界，甚至创造更好的世界而来。 我和妈妈也不是为了你而在一起，我和妈妈的存在，是为了成为你最好的记忆。 希望你有独立的精神，自由的思想，多彩的人生。 关于你的父亲 你爸爸没有很高的智商，高考是靠速效救心丸走过来的。但是没有智商遗传给你，我觉得也没关系。耐 心、倾听、爱，才是作为父亲最重要的三个要素。 你是第一次做儿子，而我也是第一次做父亲。所以，我应该并没有资格说，你哪里不好，哪里不对。 我对你的管教，指引，只 ...

今天分享的是：2025年三边经济报告 报告共计：100页 2025中日韩三边经济报告：东亚经济圈如何应对全球变局？ 2025年3月，在韩国首尔召开的第十三届中日韩三边经贸部长会议上，《2025年三边经济报告》（TER）正式发布。这份由三边 合作秘书处（TCS）联合东盟与中日韩宏观经济研究办公室（AMRO）编制的报告，不仅是三国经贸合作的"风向标"，更勾勒出 东亚经济圈在全球不确定性中的韧性与机遇。作为TCS的旗舰出版物，今年的报告已是第十版，首次被纳入部长级会议官方合 作项目，凸显出中日韩三国在区域经济整合中的核心地位。 从经济规模来看，中日韩三国的"经济朋友圈"分量十足。2024年，三国GDP合计达24.21万亿美元，较2023年增长2.7%，占全球 经济总量的24%以上；人口总量15.84亿，接近全球总人口的20%，是全球最具潜力的消费市场之一。贸易领域，三国2024年货 物贸易额约8.93万亿美元，占全球贸易总量的18.8%，其中与东盟、欧盟、美国的贸易往来尤为密切，成为全球供应链稳定 的"压舱石"。值得关注的是，在《区域全面经济伙伴关系协定》（RCEP）框架下，中日韩贡献了该协定80%以上的GDP，2 ...

中新网山西新闻9月29日电 (记者 杨静)亚洲金融合作联盟第六届"联盟杯"内训师大赛于9月25日至26日 在山西太原举办，为期两天的金融行业盛会吸引了全国24家金融机构的100余位培训负责人和内训师参 与，共同见证了一场关于金融人才培养与知识传承的深度对话。 供图 亚洲金融合作联盟秘书长陈寿伟表示，内训师作为金融机构的"知识摆渡人"，肩负着经验传承、技能传 递、文化传播的三重使命。作为联盟年度重点工作之一，"联盟杯"内训师大赛不仅是展示会员单位人才 培养方式的重要平台，更是搭建机构交流协作的桥梁纽带。他提出，要以赛促学、提升能力，将竞技压 力转化为提升专业能力的动力，真正实现"赛一次、进一步"；要共享资源、加深协作，让优秀内训师资 源实现"1+1>2"的协同效应；要打造品牌、扩展影响，启动内训师标准体系建设与认证机制。 山西省委金融委员会办公室副主任、山西省委金融工作委员会副书记、山西省地方金融管理局副局长潘 跃飞在致辞中肯定了亚联盟在推动金融行业人才发展进程中取得的显著成效，为包括山西在内的全国金 融人才培养作出重要贡献。同时，晋商银行作为本地法人机构在人才队伍建设上久久为功，为承办本次 大赛展现了强烈的责 ...

Economic Indicators - The final annualized quarterly GDP growth rate for the US in Q2 2025 was significantly revised up to 3.8%, from a previous estimate of 3.3%, marking the strongest performance since Q3 2023[6] - The strong GDP growth has cooled global interest rate cut expectations, with the probability of a 25 basis point cut in October now at 89.8%, down from 91.9%[3] Market Performance - The S&P 500 index closed at 6643.70, showing a decline of 0.31% over the week, while the Hang Seng Index and KOSPI led declines in the Asia-Pacific region[8] - The technology sector in the US saw a significant outflow of $4.33 billion, while China's technology sector experienced an inflow of $3.55 billion[3] Fund Flows - In the past week, US equity markets saw inflows of $8.26 billion, while Chinese markets attracted $5.48 billion[15] - Developed markets experienced notable inflows, with US fixed income funds seeing an inflow of $18.85 billion[15] Commodity Prices - Brent crude oil prices increased by 4.60%, and COMEX gold rose by 2.83% during the week, indicating a stronger inflation outlook[3] - The US dollar index rose by 0.55%, currently standing at 98.2, remaining below the 100 mark[9] Valuation Metrics - The risk-adjusted return percentiles for the S&P 500 and NASDAQ decreased to 49% and 45%, respectively, indicating a decline in perceived investment quality[3] - The PE percentile for the S&P 500 and DAX is at 93.0% and 89.5%, respectively, suggesting high valuations compared to historical averages[3]

美国特朗普政府的移民政策正在重塑全球人才流动格局。 本周，德国驻印度大使阿克曼（Philipp Ackermann）公开发文向"所有高技能印度人才"呼吁："德国以 其稳定的移民政策脱颖而出，并为印度人在信息技术、管理、科学和技术领域提供了丰富的就业机 会。" 阿克曼还附上一个专门为印度人提供德国就业、移民与职业发展信息的网站，并鼓励他们"（在这里） 找到通往德国的道路，提升你的职业生涯"。 9月19日，特朗普签署的总统公告推出H-1B签证新规，要求所有新申请者支付高达10万美元的费用，旨 在解决所谓"系统性滥用"问题。值得注意的是，印度人在H-1B项目中历来占据主导地位，近年来占比 超过70%。专家警告，此类政策可能加速高技能人才向加拿大、欧洲及中国等经济体转移。 德国之所以如此积极地吸引全球人才，源于其迫切的劳动力市场需求。德国需要吸纳数万名技术工人以 填补巨大的岗位空缺。根据德国经济研究所的数据，截至今年3月，该国仍有38.7万个职位虚位以待， 且预计这一数字将在未来两年内翻倍。同时，德国社会正面临严峻的人口结构挑战：每五个公民中就有 一人年龄超过67岁，出生于1955年至1970年的"婴儿潮"一代已开始 ...

Group 1 - The U.S. government is planning to impose punitive tariffs of up to 100% on countries like China and India that purchase Russian oil, aiming to cut off Russia's energy export lifeline amid the Ukraine conflict [1] - The U.S. has set a condition for this policy, stating it will only follow if European allies take action first, indicating a strategy to avoid risks [1] - European Commission President Ursula von der Leyen responded firmly, stating that the EU will make independent decisions based on its own interests, rejecting the notion of being a pawn for the U.S. [1] Group 2 - The recent trade agreement between the EU and the U.S. has been criticized as imbalanced, requiring the EU to eliminate tariffs on U.S. industrial goods and commit to purchasing significant amounts of U.S. energy products [1] - The EU's unusual refusal to comply with U.S. pressure may stem from a growing realization of being treated as expendable by the U.S. despite making significant concessions [3] - Von der Leyen faces political pressure, with 75% of Europeans calling for her resignation, prompting a reassessment of the EU's policy towards the U.S. [3] Group 3 - The EU is reflecting on its relationship with China, recognizing the importance of the Chinese market for European industries, such as automotive and luxury goods [3] - Recent anti-dumping investigations initiated by China against EU products highlight the potential repercussions for EU industries if they align with U.S. pressures against China [6] - The current geopolitical landscape emphasizes the urgency for the EU to achieve strategic autonomy, impacting its future development and the global multipolar order [6]

Core Viewpoint - The article emphasizes the importance of selecting appropriate complaint platforms based on the nature and urgency of consumer issues, highlighting the strengths of various platforms in addressing different types of disputes [1][9]. Group 1: Official Platforms - The national 12315 platform, overseen by the State Administration for Market Regulation, is essential for serious disputes involving product quality violations, false advertising, and price fraud, as it can enforce legal intervention [1][9]. - The processing flow of official platforms is rigorous and may take longer, making them less suitable for urgent, everyday issues [2][9]. Group 2: Industry-Specific Hotlines - Industry-specific hotlines, such as the 12381 hotline for telecommunications, provide specialized support for sector-specific issues, ensuring compliance with industry regulations [3][4]. - Black Cat Complaints can complement industry hotlines by addressing consumer grievances that also have industry attributes, allowing for a more consumer-focused resolution [3][5]. Group 3: Third-Party Platforms - Third-party platforms like Black Cat Complaints are favored for their flexibility and convenience in handling frequent consumer disputes across various sectors, including e-commerce, food delivery, and financial services [6][7]. - The platform allows for direct consumer-to-business communication and provides transparent tracking of complaint progress, catering to the need for quick feedback in everyday issues [7][9]. Group 4: Tips for Effective Complaints - Maintaining sufficient evidence, such as contracts, invoices, and communication records, is crucial for effective complaint resolution across all platforms [8][9]. - A strategic combination of platforms can enhance the likelihood of successful outcomes, such as using official channels for serious issues and Black Cat Complaints for faster resolutions [8][9].

Group 1: Market Performance - The Hang Seng Index rose by 0.12%, gaining 31 points to close at 26,576 points, while the Hang Seng Tech Index increased by 0.62% [1] - The early trading volume in the Hong Kong stock market reached HKD 179 billion [1] Group 2: Notable Stock Movements - Gaming stocks saw significant gains, with August Macau gaming revenue slightly exceeding expectations, and strong demand anticipated for the upcoming National Day holiday. Wynn Macau rose by 5.41%, Melco International Development increased by 5.85%, and Sands China gained 5% [1] - Weimob Group surged over 10% as the company plans to raise over HKD 1.5 billion through a share placement, with Wujie Capital becoming the largest single shareholder [1] - Ganfeng Lithium rose over 10%, stating that its energy storage cell production capacity is currently at full capacity [1] - Changfei Optical Fiber and Cable increased over 12%, reaching a new high, driven by market enthusiasm for hollow-core fiber, although the related business has not yet significantly impacted financial data [1] - Hongteng Precision surged over 16% after announcing plans to build an electric vehicle charging station factory in Saudi Arabia, with accelerated AI product layout [1] - China Rare Earth Holdings rose nearly 9% as the Mt Bundy project reported increased reserves, and the company plans to spin off its rare earth gold business for a Hong Kong listing [1] - Stablecoin-related stocks mostly rose, as Hong Kong implements a stablecoin issuer system, potentially benefiting third-party payment institutions. Duodian Smart rose by 4%, Yaocai Securities Financial increased by 5.85%, and OSL Group gained 5% [1] Group 3: Company-Specific Developments - Haijia Medical rose over 6% after founder Zhu Yiwen increased his stake by purchasing 1.6648 million shares [2] - SenseTime-W increased over 3% as Goldman Sachs raised its expectations for the company's ToC business expansion, driven by generative AI innovations [3] - Musk denied rumors of Tesla receiving an order for 10,000 robots, leading to a decline of over 7% in Sanhua Intelligent Controls [4] - Fortior fell nearly 5% as shareholder Shanghai Huaxin plans to reduce its stake by up to 3% [4]

南都讯 记者林敏儿 9月17日，"福田CBD企业特色展示系列——金融行业专场"在福田街道兴融社区公园 举行，近50家金融机构"集体出摊"，以沉浸式实操与趣味互动，让群众"玩着学知识"。 "金融连廊"现场手把手教你用数字人民币付款，专家直接帮你排查"账户安全隐患"；更有"反诈知识擂 台赛"，答对就能抱走定制周边，玩着就把"防骗技巧"记在脑海里。 互动环节，公司员工巧妙将反洗钱知识与国家金融安全紧密相连，聚焦老年人、青少年等重点人群权益 保护，提醒金融消费者保护个人信息和财产安全。 看不懂基金持仓？在"基金连廊"，"基金拆解实验室"用可视化图表帮你看清"钱投在哪、收益怎么来"； 顾问还能帮你定制"个性化资产配置方案"，适合上班族的理财建议直接拿；完成"风险测评游戏"，还能 赢专业理财工具包。 值得关注的是，同方全球人寿总公司及其深圳分公司，将古文诗词、保险知识与风险提示融入二十四节 气盲盒活动，以国潮创意打造沉浸式金融科普场景，让原本专业晦涩的金融知识变得生动易懂，有效提 升了现场群众的金融素养与风险防范意识，成为本次活动的"人气亮点"。 活动现场，二十四节气盲盒互动游戏引发市民打卡热潮。参与者通过"登节气阶梯学 ...

Joining me now, Sam Stovall, chief investment strategist at CFRA. Sam, always good to have you. Thanks so much for joining us on Fed Day.>> Happy to be here, Caroline. >> So, Sam, the Fed just cut interest rates for the first time this year. It was widely expected, but what's your takeaway.Well, my takeaway is that they're doing pretty much what the street had been anticipating that they cut by 25 basis points and signaled that there's a possibility of two more cuts by the end of this year. So, uh deciding ...