截至2026年1月5日收盘，中科江南(301153)报收于26.35元，上涨6.59%，换手率12.02%，成交量39.59万 手，成交额10.04亿元。 当日关注点 交易信息汇总资金流向 1月5日主力资金净流入7663.25万元；游资资金净流入614.25万元；散户资金净流出8277.49万元。 大宗交易 1月5日中科江南现1笔折价12.75%的大宗交易，合计成交200.01万元。 机构调研要点政策解读 《行动方案》明确提出的"账户体系+币串+智能合约"的数字化方案，大幅提升了在广域政府资金使用 场景中的数字人民币应用空间，为数字人民币在财政、行政、社保、医保等政府性资金管理领域的资金 流转、使用和监管指明了发展方向，带来了新的业务机遇。 以财政资金为代表的政府性资金是充分利用数字人民币特有的监管穿透性和多级资金管理能力的最佳使 用范畴之一，在公用事业、医保社保、国库资金运营等闭环领域具备低成本、高效能的广阔运用前景。 自2022年起，公司便与多家银行就基于数字人民币在不同财政资金使用的业务场景共同开展了智能合约 技术预研和场景测试，率先验证了基于数字人民币智能合约的财政资金全流程闭环管理模式，逐步形成 系 ...

Group 1 - The stock price of Guangdian Yuntong (002152) closed at 13.55 yuan on January 5, 2026, down by 1.88%, with a turnover rate of 3.08%, a trading volume of 763,600 shares, and a transaction amount of 1.035 billion yuan [1] - As of December 31, 2025, the number of shareholders in the company was 106,243 [2] - On January 5, the net outflow of main funds was 192 million yuan, while retail investors saw a net inflow of 160 million yuan [3][4] Group 2 - The company has been involved in the research and development of digital RMB since 2019 and is a core member of the People's Bank of China's digital RMB working group, indicating its strategic positioning in the digital currency sector [2] - The company claims to provide a complete coverage of technology, products, and services related to digital RMB, asserting that there is no exaggeration in its "full-chain" capabilities [2]

Group 1 - The company, XinKaipu, is actively involved in the construction of the new generation digital RMB framework, focusing on innovative smart campus solutions based on digital RMB [2] - XinKaipu aims to promote the application of digital RMB in campus scenarios and positions itself as a service provider for these solutions [2] - The company has established long-term and stable partnerships with the People's Bank of China Digital Currency Research Institute, six major banks, and three major telecom operators, making it an important part of the digital RMB ecosystem [2]

Group 1 - The core viewpoint of the article emphasizes the digital transformation of the automotive industry, driven by a new implementation plan from four government departments, focusing on key technologies such as intelligent robots and smart detection equipment [2] - The AI industry is shifting towards practical applications, with significant investments in companies like Kimi, which recently raised $500 million in Series C funding, achieving a post-money valuation of $4.3 billion [3] - The digital renminbi framework is being upgraded, marking a transition from a "cash-type" to a "deposit currency-type," which is expected to drive systemic changes in payment systems and related industries [4] Group 2 - The implementation plan for the automotive industry aims to enhance the resilience and security of the supply chain by focusing on independent technological breakthroughs in areas such as simulation design and vehicle operating systems [2] - Kimi's founder indicated that the new funding will be used to accelerate the training of the next-generation K3 model and to focus on the commercialization of agent applications [3] - The digital renminbi is becoming a dominant currency in cross-border transactions, with its internationalization potential highlighted by its significant growth in transaction volume [4]

Group 1 - The company, Yiatong, has not yet involved in digital RMB payment scenarios in its cross-border payment and domestic supply chain service segments [2] - Yiatong will continue to monitor digital RMB policies and market dynamics, preparing relevant technical adaptation capabilities [2] - The company is exploring the feasibility of applying digital RMB in cross-border settlement and other scenarios [2]

2026年1月5日，中科江南披露接待调研公告，公司于1月4日接待淡水泉、东方证券、华泰证券、中金公 司、华创证券、国泰海通等26家机构调研。 调研情况显示，近期中国人民银行出台《关于进一步加强数字人民币管理服务体系和相关金融基础设施 建设的行动方案》，其明确的"账户体系＋币串＋智能合约"数字化方案大幅提升了数字人民币在广域政 府资金使用场景的应用空间，为财政、行政、社保、医保等政府性资金管理领域的资金流转、使用和监 管指明发展方向。以财政资金为代表的政府性资金在公用事业、医保社保等闭环领域具备低成本、高效 能运用前景，中科江南自2022年起与多家银行合作开展智能合约技术预研和场景测试，率先验证财政资 金全流程闭环管理模式，已在江苏、山东、河北等地财政场景成功试点落地。 中科江南在分布式账本和区块链领域拥有成熟技术储备与实践经验，其打造的"电子凭证库"可保证智能 合约规则在财政、行政事业单位与银行间精准落地，解决单据电子化及信息流、资金流、凭证流四流合 一问题，叠加数字人民币智能合约能力能实现全流程可追溯和穿透式监管，提升财政资金管理效率和安 全性。例如在惠农补贴场景中，结合伞列钱包体系与电子凭证库优势解决传统 ...

| 进行了解读和展望。 | | --- | | 1、政策解读 | | 《行动方案》明确提出的"账户体系+币串+智能合约"的 | | 数字化方案，大幅提升了在广域政府资金使用场景中的数字人 | | 民币应用空间，为数字人民币在财政、行政、社保、医保等政 | | 府性资金管理领域的资金流转、使用和监管指明了发展方向， | | 带来了新的业务机遇。 | | 以财政资金为代表的政府性资金是充分利用数字人民币 | | 特有的监管穿透性和多级资金管理能力的最佳使用范畴之一， | | 在公用事业、医保社保、国库资金运营等闭环领域具备低成本、 | | 高效能的广阔运用前景。 | | 自 2022 年起，公司便与多家银行就基于数字人民币在不 | | 同财政资金使用的业务场景共同开展了智能合约技术预研和 | | 场景测试，率先验证了基于数字人民币智能合约的财政资金全 | | 流程闭环管理模式，逐步形成系统性解决方案，并先后在江苏、 | 山东、河北、福建、海南等多地财政场景成功试点落地。 2、业务展望 证券代码：301153 证券简称：中科江南 北京中科江南信息技术股份有限公司 投资者关系活动记录表 编号：2026-01 | | ...

Group 1 - The financial technology sector is experiencing a rebound on the first trading day of the new year, with internet brokerages and financial IT companies showing active performance [1][5] - Notable stocks include Tax Friend Co., which hit the daily limit, and several others like Junyi Digital, Zhongke Jiangnan, and Dazhihui, which rose over 4%, while stocks like Guiding Compass, Tonghuashun, Wealth Trend, and Oriental Fortune increased by more than 2% [1][5] - The financial technology ETF (159851) has achieved seven consecutive days of gains, with a net subscription of 143 million shares [1][5] Group 2 - The financial technology sector is poised for multiple positive factors, highlighting its investment value, with A-share trading volume expected to reach a historical high by 2025, providing performance release space for internet brokerages and financial IT institutions [3][7] - The acceleration of AI integration into the financial sector is enhancing product value and industry barriers, creating new growth opportunities for AI-enabled financial IT [3][7] - The current valuation of the CSI Financial Technology Theme Index is at a near six-month low, indicating sufficient valuation digestion, and the sector is seen as timely for low-position investment due to high market activity expectations and multiple catalysts like AI finance and digital RMB [3][7] - The financial technology ETF (159851) and its linked funds (Class A 013477, Class C 013478) are recommended for investment, covering key themes such as internet brokerages, financial IT, cross-border payments, AI applications, and Huawei Harmony [3][7] - The financial technology ETF (159851) has an average daily trading volume of 800 million yuan over the past six months, leading in liquidity among eight ETFs tracking the same index [3][7]

Market Overview - A-shares continued to experience fluctuations with major indices showing recovery in volume, supported by a significant increase in weekly financing, which rose substantially compared to the previous period[2] - Stock ETFs saw a net inflow of 363.41 billion yuan, indicating positive market sentiment following the Central Economic Work Conference held in December[2] - By December 31, the major broad-based indices showed a cautious outlook, with only the CSI 500 maintaining a bullish signal, while other indices shifted to a more cautious stance[2] Fixed Income Insights - In the period from December 29 to December 31, 2025, a total of 76 credit bonds were issued, amounting to 769.14 billion yuan, reflecting an 82.02% decrease from the previous week[33] - The secondary market for publicly listed REITs experienced a decline, with returns ranking from high to low as follows: pure bonds > A-shares > convertible bonds > REITs > US stocks > crude oil > gold[31] Industry Highlights - Lithium prices reached approximately 112,000 yuan per ton, with recommendations to focus on companies with cost advantages and resource expansion potential, such as Tianqi Lithium and Ganfeng Lithium[7] - The copper smelting capacity in China may face restrictions due to regulatory measures, while the demand for copper remains under pressure despite a tight supply outlook for 2026[7] Consumer and Economic Policies - The first batch of "old-for-new" subsidy funds for 2026 is expected to be lower than the previous year, with an estimated total scale of 250 billion yuan, potentially boosting retail sales growth by 1.2 percentage points[13] - The PMI returned to the expansion zone in December, supported by effective incremental policies and a favorable export environment, indicating a positive economic outlook for the end of the year[15]

怡 亚 通（002183.SZ）1月5日在投资者互动平台表示，当前，公司跨境支付及国内供销服务环节暂未涉 及数字人民币支付场景。公司将持续跟踪数字人民币政策与市场动态，储备相关技术适配能力，探索其 在跨境结算等场景的应用可行性。公司相关信息请以公司披露的公告为准。 （记者 王瀚黎） 每经AI快讯，有投资者在投资者互动平台提问：请问公司在跨境支付及国内供销服务中是否有数字人 民币使用的相关场景及公司在数字人民币方面的应用计划？ ...