Workflow
AI技术
icon
Search documents
【高端访谈】信贷智能体持续拓宽金融服务边界——访奇富科技高级副总裁、首席风险官郑彦
转自:新华财经 郑彦认为,信贷智能体的核心创新还在于其底层算法的根本性变革。他透露,奇富科技团队在模型优化方面采用了独特的"思维链"数据训练方法。不同于 传统模型只学习非黑即白的违约标签"0"和"1",信贷智能体还学习并理解业务、风险策略团队的复杂决策逻辑,从而显著提升KS值(好坏样本之间累计 分布的差值)等风控模型指标,实现风险评估精准度的显著提升。 产品落地:"台青创业贷"打造特色化服务样本 新华财经北京9月25日电(记者吴丛司)当前金融科技行业发展日益聚焦技术底层能力,奇富科技2025年第二季度财务业绩显示,今年二季度,奇富科技 旗下的数字信贷解决方案服务商奇富数科实现金融科技赋能的放款量同比增长150%,这背后离不开信贷智能体"效率提升"的支撑。 奇富科技高级副总裁、首席风险官郑彦近日在接受记者专访时表示,公司自主研发的信贷智能体已进入内部深度应用阶段,该智能体不仅能有效整合税 务、发票等传统数据,更创新性地引入视频分析等多模态技术,构建起"数据采集-信用建模-资金投放"的全链条技术底座。 技术破局:信贷智能体攻克小微风控盲区 "我们正在做的,是将原来的能力全部整合在信贷智能体中,为未来输出做准备。" ...
斗鱼(DOYU.US)全新上线AI弹幕助手,推动直播场景AI技术创新应用
Ge Long Hui· 2025-09-25 02:33
斗鱼直播AI弹幕助手不仅大幅降低了互动门槛,让更多用户能够轻松参与弹幕互动,享受秒变"段子手"的乐 趣,同时帮助用户在观看游戏直播的任何时刻,都能快速发送弹幕,捕捉最佳互动时机,获得更强参与感。 与此同时,斗鱼8.0新版本还进行了全面的视觉升级,采用清爽UI界面与流畅动效,通过极具科技感的视觉语 言强化直播场景的沉浸感。 持续加码AI技术布局,推动AI大模型直播领域深度应用 此前,斗鱼已在直播领域开展了诸多AI技术的应用尝试,如平台智能推荐机制利用AI算法分析用户行为数 据,精准识别直播间游戏类型、主播内容标签等,构建起"千人千面"的内容推荐体系;更自研图像、语音、文 字三合一内容审核系统,通过AI模型识别低俗、广告等违规内容,利用技术力维护平台健康生态。 9月24日-26日,斗鱼携全新8.0版本亮相阿里云栖大会,其核心升级功能"AI弹幕助手"凭借创新交互模式成为 关注焦点。该版本已于9月25日正式上线,用户可立即体验AI弹幕助手带来的智能互动新玩法。 斗鱼直播+AI赋能,全新升级弹幕互动体验 作为弹幕文化的重要发源地,斗鱼凭借"主播引领创作+用户集体共创"的梗文化生产机制,曾创造了 如"666""针不戳"" ...
高德再发新举措 单日新入驻餐饮商家数涨631%
Yang Guang Wang· 2025-09-24 13:55
Group 1 - The core initiative by Gaode is to waive the annual entry fee for all restaurant merchants nationwide for one year, along with providing digital support services such as traffic subsidies and dedicated customer service [1][2] - On the day of the announcement, the number of new restaurant merchants joining Gaode surged by 631% compared to the previous day, setting a historical peak [1] - Gaode's merchant growth manager noted a significant increase in inquiries, with the hotline being overwhelmed, indicating high interest from various types of restaurants, including large establishments and small family-run shops [1] Group 2 - This initiative marks the third support measure announced by Gaode in two weeks, following the launch of the Gaode Street Ranking and the "Smoke Fire Good Store Support Plan," which includes over 1 billion in subsidies to encourage in-store consumption [2] - The Gaode Street Ranking saw over 40 million users on its first day, and within the first week, traffic to featured small shops increased by 187% [2] - Gaode has fully implemented AI technology to support the offline service industry, with daily AI recommendations exceeding 63 million service points and 1.2 billion life service searches [2]
新时达(002527.SZ):新时达人形机器人已顺利在海尔重庆冰箱工厂现场产线部署完毕
Ge Long Hui· 2025-09-24 13:19
Core Viewpoint - The company is committed to developing robotic products that effectively address practical issues in various scenarios [1] Group 1: Upcoming Events and Product Launches - At the 2025 China International Industry Fair (CIIF) on September 23, 2025, the company will showcase its embodied robot systems tailored for actual application needs in Haier's factory [1] - The company will also present multiple innovative robots, industry solutions, and new intelligent motion control PAC products, including an AI-based welding robot that utilizes self-developed algorithms and AI technology [1] - On September 24, the company will host the "2025 CIIF Embodied Intelligent Ecosystem Integration Development Forum," inviting participation from universities, research institutions, and enterprises to promote technology exchange and application [1] Group 2: Current Developments - The company's humanoid robots have been successfully deployed on the production line at Haier's Chongqing refrigerator factory, and will soon commence smart factory training, gradually taking on tasks and advancing to more complex processes [1] - The company has identified four key data collection and validation scenarios to be completed by the end of the year, which include adaptive grasping robot systems, smart welding, flexible automated PCB quality inspection, and dual-arm collaborative assembly [1]
新时达:新时达人形机器人已顺利在海尔重庆冰箱工厂现场产线部署完毕
Ge Long Hui· 2025-09-24 13:17
格隆汇9月24日丨新时达(002527.SZ)在投资者互动平台表示,,公司始终致力于研发能切实解决场景实 际问题的机器人产品。(1)2025年9月23日工博会,新时达将展出具身机器人整机,且为海尔工厂中的 实际应用需求。届时,新时达还将携多款创新机器人、行业方案及智能运动控制PAC新品亮相,发布AI 免示教焊接机器人等产品,搭载自研算法与AI技术赋能智造。9月24日将举办"2025CIIF具身智能生态融 合发展论坛",邀请高校、科研院所、企业等各方参与,共同推动技术交流与应用落地。具体详情请关 注新时达公众号。(2)截至目前,新时达人形机器人已顺利在海尔重庆冰箱工厂现场产线部署完毕, 即将开启智能工厂实训,后续将逐步承担作业并进阶复杂流程。(3)此外,新时达已明确了年底前的 四大重点数据采集与验证场景,分别是:自适应抓取机器人系统、智慧焊接、柔性自动化PCB板卡质 检、双臂协同装配。 ...
两连板张江高科,手握上海微电子超10%股权,还投资了这些企业
Group 1 - Zhangjiang Hi-Tech (600895.SH) has seen a significant stock price increase, reaching a historical high of 50.78 CNY per share, marking two consecutive trading limits [1] - The company issued a risk warning stating that there have been no major changes in its main business, which focuses on the operation of industrial space in Zhangjiang Science City and leading industry investments [1] - Zhangjiang Hi-Tech holds a 10.78% stake in Shanghai Micro Electronics, with an initial investment of approximately 223 million CNY [4] Group 2 - The 25th China International Industry Fair opened in Shanghai, where Shanghai Micro Electronics unveiled parameters for its extreme ultraviolet (EUV) lithography machine, essential for manufacturing chips below 7nm [3] - The demand for EUV lithography machines is expected to grow due to the expansion of advanced process capacity driven by the rapid development of AI technology [3] Group 3 - Zhangjiang Hi-Tech has diversified its operations into venture capital investments, transitioning from a "landlord" to a "shareholder" model, and is now referred to as a "technology investment bank" [8] - In the first half of 2025, the company reported revenue of 1.704 billion CNY and a net profit of 369 million CNY, reflecting year-on-year growth of 39.05% and 38.64% respectively [8] - Investment income surged by 336.75% to 326 million CNY, primarily due to the appreciation of equity financial assets [8] Group 4 - Zhangjiang Hi-Tech has made investments in various sectors, including semiconductors, artificial intelligence, and biomedicine, with a notable focus on the semiconductor industry [8] - The company invested 1.6359 million CNY for a 7.15% stake in Chipark Technology, a 5G RF chip developer, which has completed six rounds of financing [9] - Additionally, Zhangjiang Hi-Tech invested 25 million CNY for a 5.44% stake in Shanghai Jingjiwei Semiconductor Technology, which reported impressive financial results in the first half of 2025 [9]
微短剧进入“下半场”,AI为创作带来新方向丨北京文化论坛
Xin Jing Bao· 2025-09-24 12:27
新京报讯(记者刘玮)9月24日,由北京市广电局承办,百度APP协办的2025北京文化论坛"热AI无限,剧力生 长:微短剧内容与技术创新沙龙"在北京朗园举办。本次北京文化论坛秉持着"传承·创新·互鉴"的精神,奏响"文化 与科技融合"的年度之音,而"微短剧内容与技术创新沙龙"作为北京文化论坛的20余个专业沙龙之一,与业内众多 微短剧公司、高校学者、行业专家共话AI时代微短剧的破圈和突围之道。到场嘉宾通过交流,凝聚行业共识,共 同推进AI技术和微短剧的高质量融合创新和发展。AI技术为创作带来了新的方向和希望,技术正在做的不仅仅是 简单的普惠,更重要的是一场深刻的赋能,把内容的创作权、话语权真正交到更广大的创作者手里。 【现状】 内容的需求与技术赋能的双重胜利 在于轲看来,微短剧的爆发不是一个偶然,是内容发展的必然趋势,是内容的需求与技术赋能的双重胜利。它把 内容切分到秒级,短剧利用秒级叙事节奏抓住了用户的碎片时间,技术上实现了算法的精准推荐,也就是剧找人 的逻辑。"这比人找剧效率高很多,两者的结合点燃了整个市场。" 随着微短剧的逐步发展壮大,整个市场也从"野蛮生长"过渡到逐渐"精品化",于轲表示,微短剧市场现在有三 ...
无人物流车迎爆发拐点,新石器CEO回应台风天无人车送外卖
Nan Fang Du Shi Bao· 2025-09-24 11:12
Core Insights - The core viewpoint of the article emphasizes that the true business model of autonomous vehicles lies in providing transportation services rather than selling vehicles, as highlighted by the CEO of New Stone Autonomous Vehicles, Yu Enyuan [1][6]. Company Overview - New Stone Autonomous Vehicles has achieved a significant milestone by delivering its 10,000th vehicle, marking the world's first fleet of autonomous delivery vehicles at this scale, indicating a major leap from technology validation to large-scale commercialization [1][6]. - The company has reported achieving monthly profitability and aims to produce profitable products without engaging in price wars [1][8]. Market Dynamics - The autonomous vehicle sector is experiencing intense competition driven by price, as many players enter the market to capture market share, which is seen as an early-stage behavior in the industry [1][6]. - The company has become the largest supplier of autonomous delivery vehicles for major logistics firms, capturing over 90% of the orders from SF Express, JD.com, and China Post, and over 70% from other platforms [2][6]. Technological and Regulatory Factors - The growth of the autonomous delivery vehicle market is attributed to advancements in AI technology, decreasing costs of core sensors, and increasing market demand, with 2025 expected to be a pivotal year for explosive growth in this sector [3][5]. - The opening of road rights in over 200 cities across the country is facilitating the expansion of autonomous vehicle applications [3][5]. Future Projections - The company anticipates delivering over 15,000 vehicles this year, with expectations of 30,000 units sold by 2025 and potentially 600,000 units by 2030, achieving an 18% market penetration [8][9]. - The CEO projects that the demand for autonomous vehicles will significantly increase, with expectations of 40,000 to 50,000 units in the next year, and over 100,000 units in subsequent years when including overseas markets [9][12]. Strategic Opportunities - The company sees substantial growth potential in instant logistics and urban delivery, with expectations that demand from these sectors will surpass that of the express delivery industry [14][15]. - The overseas market is viewed as a significant strategic opportunity, with the company recently obtaining the first license for autonomous delivery vehicles in the Middle East, indicating a move towards full commercialization in that region [15][16].
华为,重磅新品发布
Zhong Guo Ji Jin Bao· 2025-09-24 10:57
Group 1 - Huawei held an online launch event for its new wearable audio products, including the HUAWEI WATCH GT 6 series and FreeClip 2 earphones, showcasing its commitment to the wearable technology market [1] - The HUAWEI WATCH GT 6 series features significant improvements, including a 65% increase in battery capacity compared to the previous generation, with the GT 6 Pro and GT 6 46mm versions offering up to 21 days of battery life in light usage scenarios [2][3] - The GT 6 series has achieved cumulative global shipments of over 54 million units since its inception in 2018, maintaining a focus on long battery life, health monitoring, and advanced sports features [3] Group 2 - The HUAWEI FreeClip 2 earphones were introduced with a starting price of 1299 yuan, featuring advanced AI capabilities and improved call quality due to a tenfold increase in processing power compared to the previous generation [4] - The HUAWEI Vision Smart Screen 5 Pro was also launched, with prices starting at 6499 yuan for the 65-inch version, indicating Huawei's expansion into smart home devices [5] - The global wearable device market is experiencing rapid growth, with IDC forecasting a 12.3% year-on-year increase in shipments by Q2 2025, and Huawei holding a 20.2% share of the global market, leading in both global and domestic markets [6][7] Group 3 - The wearable device market is expected to continue expanding, with projections indicating that the global market will surpass $100 billion by 2025, and the Chinese market will exceed 100 billion yuan [7] - Medical-grade wearable devices are anticipated to grow at a compound annual growth rate of over 40%, significantly outpacing consumer-grade products [7] - The development of AI technology and increasing consumer demand for health monitoring are driving the evolution of wearable devices from single-function products to comprehensive health management solutions [7]
华为持续加码可穿戴领域 最新发布北斗卫星语音消息技术
AI时代下,华为持续加码可穿戴领域,并持续将AI技术应用于旗下可穿戴新品中,此外,华为还最新 发布北斗卫星语音消息技术,将首发于旗下可穿戴新品中。 9月24日,华为穿戴音频新品线上发布会召开,会上,HUAWEI WATCH GT6系列、HUAWEI FreeClip2 耳夹耳机等可穿戴新品亮相。 据介绍,HUAWEI WATCH GT6系列搭载全新升级的玄玑感知系统及向日葵定位系统,可自动识别12种 情绪状态,并首发模拟骑行功率功能,支持骑行者实时查看骑行功率,精准掌握训练强度,还首次搭载 高硅叠片异形电池,相比上一代电池容量提升65%,且首发房颤负荷统计等功能。 在耳夹方面,2023年12月26日,华为曾行业首创推出FreeClip耳夹耳机,采用突破性耳夹式设计与开放 式听觉方案,之后该耳夹一度因热销而缺货。IDC数据显示,2025年上半年中国耳夹市场规模和增速首 次超过耳挂市场,出货量651万台,同比增长41.0%,其中,华为FreeClip等高端耳夹产品引领耳夹市场 增长。 本次发布会上,华为最新推出HUAWEI FreeClip2耳夹耳机,该设备首发搭载麒麟A3芯片,配备NPU AI 处理器,单耳机重 ...