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邮储银行北京分行亮相服贸会,金融创新助力首都发展
Core Viewpoint - The China International Fair for Trade in Services (CIFTIS) serves as a significant platform for China's service industry to open up to the world, showcasing the country's commitment to global service trade cooperation [1] Group 1: Postal Savings Bank's Participation - Postal Savings Bank of China Beijing Branch actively participated in CIFTIS, focusing on comprehensive financial services and digital finance to support the capital's development [3][4] - The bank has established a robust financial service network with 573 outlets, emphasizing its role in supporting the "Three Rural Issues" and small to medium enterprises since its establishment in 2007 [4] Group 2: Financial Services and Innovations - The bank has provided financial support for 80 projects related to the coordinated development of Beijing-Tianjin-Hebei, with a loan balance of 57.81 billion yuan and new loans of 9.53 billion yuan in 2025 [4] - Innovations in technology include the development of an intelligent extraction writing platform and automated credit review reports, significantly enhancing approval efficiency [6] Group 3: Technology and Customer Experience - The bank set up high-tech interactive experience zones at the fair, allowing visitors to engage with digital customer service and experience various financial technologies [7] - The bank's initiatives in technology not only improve customer service but also inject vitality into the industrial sector, focusing on advanced manufacturing and innovative enterprises [8] Group 4: Green Finance Initiatives - The bank has integrated green development concepts into its financial services, establishing a comprehensive green finance service system and promoting carbon neutrality initiatives [9] - Activities during the fair included promoting green finance and engaging with experts to raise awareness about biodiversity [9] Group 5: Inclusive Finance Efforts - The bank has focused on inclusive finance, targeting small and micro enterprises and rural areas with tailored financial products and services [10][11] - During the recent flood season, the bank provided rapid loan services and support to affected customers, demonstrating its commitment to social responsibility [11] Group 6: Pension and Digital Finance Services - The bank has developed a range of services for the elderly, including health lectures and personalized banking support, serving over 1.27 million pension customers [12] - Digital finance initiatives include the launch of a bank based on the HarmonyOS, enhancing service accessibility and efficiency [13] Group 7: Event Highlights and Future Directions - The bank's participation in the CIFTIS showcased its innovative capabilities across various financial sectors, contributing to the high-quality development of the capital's economy [14] - The bank aims to continue its innovative approach and provide high-quality financial services in the future [14]
如何做好“小而散”普惠租赁?
Jin Rong Shi Bao· 2025-09-11 02:01
Core Viewpoint - The financing leasing industry is focusing on inclusive finance, particularly through equipment leasing for small and micro enterprises, which is seen as a vital service for enhancing people's livelihoods and supporting consumption upgrades [1][4]. Group 1: Equipment Leasing Market - The vehicle leasing segment is a significant part of the inclusive leasing business, with Guoyin Jinzu reporting over 110,000 vehicles leased as of mid-2025 [1]. - Jiangsu Jinzu has partnered with nearly 100 manufacturers, selling over 40,000 agricultural machines and serving more than 30,000 farmers, with a total investment of 15.1 billion yuan by the end of 2024 [1]. - Minsheng Jinzu's retail and inclusive financing leasing balance has increased for three consecutive years, rising from 43% to 57% by the end of 2024 [1]. Group 2: Challenges and Strategies - The financing leasing companies face challenges in stabilizing operations during macroeconomic fluctuations and balancing operational costs with inclusive coverage [2]. - There is a need for financial leasing companies to capture the real needs of small and micro enterprises and expand beyond traditional funding roles to become core participants in the sales and service processes [2][3]. - The industry is encouraged to innovate in product offerings and risk management to ensure sustainable and controllable inclusive leasing services, especially during economic adjustments [2]. Group 3: Policy and Development - The People's Bank of China and the National Financial Regulatory Administration have emphasized the importance of addressing major issues and risks in inclusive finance through a recent implementation plan [4]. - Inclusive leasing is characterized as a financial service that meets the light asset, short cycle, and flexible needs of small and micro enterprises, acting as a bridge between equipment resources and the real economy [4][5]. - To effectively support small and micro enterprises, leasing companies should focus on demand, establish dynamic risk management mechanisms, and collaborate with equipment manufacturers and local governments to create a comprehensive service platform [5]. Group 4: Social Responsibility - The financing leasing industry is actively engaging in social responsibility, with 149 public welfare activities organized and a total of 3.9562 million yuan in assistance and 7.0765 million yuan in donations reported in 2024 [5].
人保寿险2026校园招聘公告:青春起跑,如获至保
Bei Jing Wan Bao· 2025-09-11 01:50
Group 1 - The core viewpoint of the news is that China Life Insurance Company (PICC Life) is a significant member of the People's Insurance Group, focusing on various insurance services and demonstrating strong financial performance and growth in new business value [1][2] - PICC Life was established in November 2005 with a registered capital of 25.761 billion yuan, offering life insurance, annuity insurance, health insurance, and accident insurance, among other services [1] - As of the end of 2024, the company reported total assets exceeding 760 billion yuan and net assets of 39.6 billion yuan, with a risk comprehensive rating of A and solvency ratios indicating strong financial health [1] Group 2 - The company has served 357 million insurance consumers, paying out approximately 77 billion yuan in claims, which reflects its commitment to customer service and risk management [2] - PICC Life aims to build a first-class life insurance company with a focus on value growth, efficient teams, leading services, and strong asset accumulation capabilities [2] - The company is actively addressing the challenges of an aging population by enhancing its life insurance protection system and contributing to social stability and economic resilience [2] Group 3 - The company has over 330 recruitment plans across various professional categories, prioritizing graduates from finance, insurance, actuarial science, medicine, law, investment, finance, and information technology [3] - The recruitment process includes online application, resume screening, written tests, interviews, and signing contracts, with specific timelines for each stage [4][5][6][7][8][9] - The recruitment is open to 2026 graduates from domestic and overseas universities, with positions available nationwide [13][21]
易方达基金发布“指数直通车”小程序,打造便捷高效的指数投资服务工具
Mei Ri Jing Ji Xin Wen· 2025-09-11 01:48
Core Points - E Fund has launched the "Index Direct Train" WeChat mini-program to enhance inclusive finance, providing a one-stop index investment service for investors [1][2] - The mini-program aggregates over 3,000 ETFs and off-market index funds, covering more than 450 indices across A-shares, Hong Kong stocks, and US stocks [1] - The program features nearly 100 list indicators for comprehensive product display and over 80 screening indicators to help investors quickly identify target products [1] - E Fund's ETF comparison function presents differences among ETFs using over 30 indicators, facilitating efficient product selection [1] - The mini-program connects with various sales channels, making it the most integrated platform for both on-market ETFs and off-market index fund trading [1] - E Fund manages over 200 index products, including 102 ETFs, with an index fund management scale nearing 900 billion yuan as of June 30 [2] - The launch of the mini-program is part of E Fund's commitment to making index investment simpler and enhancing the investment experience for clients [2]
新华财经早报:9月11日
Xin Hua Cai Jing· 2025-09-11 00:54
针对汽车行业网络乱象六部门联合开展专项整治行动 对欧盟贸易政策强烈不满欧洲议会第三大党团提出针对冯德莱恩的不信任动议 2025年8月份核心CPI继续回升 PPI同比降幅收窄 十四届全国人大常委会第十七次会议10日上午在北京人民大会堂举行第二次全体会议。 受国务院委托,国家发展和改革委员会主任郑栅洁作了关于今年以 来国民经济和社会发展计划执行情况的报告。报告指出,下半年要实施好党中央部署的各项政策措施,不断释放内需潜力,进一步推动科技创新和产业创新 深度融合,坚定不移深化改革扩大开放,持续用力防范化解重点领域风险,全面推进区域协调发展和城乡融合发展,以碳排放双控全面转型推动绿色低碳发 展,多措并举保障改善民生,加强重点领域安全能力建设。(新华社) 8月份,消费市场运行总体平稳,居民消费价格指数(CPI)环比持平,同比下降0.4%,扣除食品和能源价格的核心CPI同比上涨0.9%,涨幅连续第4个月扩 大。国内市场竞争秩序持续优化,部分行业供需关系改善,工业生产者出厂价格指数(PPI)环比由上月下降0.2%转为持平;同比下降2.9%,降幅比上月收 窄0.7个百分点。(新华财经) 国新办9月10日举行"高质量完成'十四 ...
邮储银行北京分行亮相服贸会 为首都经济社会发展提供坚实金融支撑
Ren Min Ri Bao· 2025-09-10 21:54
Core Viewpoint - The China Postal Savings Bank Beijing Branch actively participates in the China International Fair for Trade in Services, showcasing its comprehensive financial services and commitment to supporting the capital's economic and social development [1][8]. Group 1: Financial Support and Services - The Beijing branch has provided extensive financial support for major projects, serving 80 projects related to the coordinated development of Beijing-Tianjin-Hebei, with a loan balance of 57.81 billion yuan and new loans of 9.54 billion yuan in 2025 [1]. - The branch has implemented a new model integrating resources to enhance service efficiency, including self-developed applications for various business scenarios, serving over 60,000 customers with a total funding support exceeding 12.57 billion yuan [2]. Group 2: Green Finance Initiatives - The branch has established a comprehensive green finance service system, including a "dual carbon" leadership team and a green branch to provide dedicated services, along with a "carbon account + credit approval" model for emission reduction enterprises [3]. - During the fair, the branch launched a themed activity on green living, collaborating with experts to promote knowledge on biodiversity and sharing applications of new green materials [3]. Group 3: Inclusive Finance Efforts - The Beijing branch has introduced products like "Micro Loan" to alleviate financing difficulties for small and micro enterprises, focusing on specialty agriculture with innovative loans such as "Strawberry Loan" and "Peach Loan" [4]. - The branch has supported disaster-affected areas by providing material assistance and rapid loan renewals, demonstrating its commitment to inclusive finance [4]. Group 4: Elderly Financial Services - In response to the aging population, the branch has developed brands like "Golden Sunshine Station" and "Enjoy Golden Sunshine," offering various services tailored for the elderly, including health lectures and fraud prevention [5][6]. - The branch has served over 1.27 million pension customers, capturing nearly 50% of the market share in this segment [6]. Group 5: Digital Financial Innovations - The Beijing branch launched the first Harmony ecosystem bank in January 2025, enabling seamless collaboration across multiple devices and covering 99% of high-frequency services through cloud cabinets [7]. - The branch has created a diverse digital RMB ecosystem, enhancing consumer experiences and activating the market through initiatives like the "Beijing Consumption Season" [7].
服务贸易里的金融活水
Bei Jing Shang Bao· 2025-09-10 17:35
Core Insights - The financial services sector is a key focus at the 2025 Service Trade Fair, showcasing China's commitment to financial openness, intelligence, and inclusivity [1][6] - The event attracted 97 financial institutions, including 46 foreign entities, indicating a high internationalization rate of 47.4% [1] - Innovations in payment systems, such as the first "three-in-one" card product, enhance convenience for foreign nationals in China [2] Group 1: Financial Services and Internationalization - The presence of major international financial institutions like HSBC, Citibank, and JPMorgan Chase highlights the integration of global financial services into the Chinese market [1] - The financial exhibition serves as a significant platform for showcasing cross-border financial services and wealth management solutions [1] Group 2: Technological Integration - The deep integration of artificial intelligence in finance is a major highlight, with large-scale financial models demonstrating potential applications in risk control, investment advisory, and customer service [4] - The digital renminbi experience zone attracted significant attention, showcasing the efficiency of digital currency in various payment scenarios [4] Group 3: Inclusivity and Accessibility - Financial institutions are launching inclusive financial products aimed at small and micro enterprises, utilizing big data for risk management and precise customer profiling [5] - The exhibition featured user-friendly financial tools for the elderly, emphasizing the importance of age-friendly financial services [5] Group 4: Overall Impact - The financial innovations presented at the fair signify a qualitative leap in service trade, reflecting China's evolving financial landscape and international opportunities [6]
易方达基金推出“指数直通车”小程序
Bei Jing Shang Bao· 2025-09-10 14:25
Core Viewpoint - E Fund has launched the "Index Express" mini-program to enhance inclusive finance by providing a one-stop service tool for investors to understand and utilize index investments more effectively [1] Group 1 - The "Index Express" mini-program aggregates all existing ETFs and off-market index funds in the market [1] - The initiative is based on E Fund's long-term expertise in index investment and insights into future trends in the index investment sector [1] - The program aims to improve investment efficiency and enhance the investment experience, making index investing simpler for users [1]
招行亮相2025年服贸会:深耕金融“五篇大文章”,数智赋能价值银行
Cai Jing Wang· 2025-09-10 13:31
Core Viewpoint - The 2025 China International Service Trade Fair showcased China Merchants Bank's innovative financial services and commitment to integrating technology with finance, emphasizing its "Five Major Articles" strategy and differentiated development [1][8]. Group 1: Exhibition Highlights - China Merchants Bank's exhibition featured a space capsule-style wealth experience hall, integrating cutting-edge technology with financial services, creating an engaging and interactive environment for attendees [2]. - The exhibition included various functional areas such as command windows, weightlessness experience pods, and energy matrix activation walls, allowing visitors to explore the bank's achievements in a fun and immersive way [2][3]. Group 2: Financial Innovations - The bank highlighted its commitment to technology finance, showcasing products like "Science and Technology Loans," which have provided over 47 billion yuan in credit to innovative enterprises, with more than 14 billion yuan disbursed [3]. - China Merchants Bank introduced a "Starry Sky" action plan to support various categories of innovative enterprises, achieving over 80% coverage of "little giant" companies in Beijing [3]. Group 3: Green Finance Initiatives - The bank presented its green finance achievements through a visual product system, including the first rural revitalization-themed green bond and the first commercial bank bond compliant with the "Green Bond Principles" [4]. - The bank's Beijing branch established the first "assembly + carbon neutrality" outlet in the financial industry, promoting green concepts and actions among its staff [4]. Group 4: Inclusive Finance Efforts - The bank demonstrated its supply chain finance models, such as "Zhaolai Easy Loan," aimed at enhancing financial services for small and micro enterprises, with a reported growth rate of over 10% in public inclusive loans [4]. Group 5: Pension Finance Services - China Merchants Bank's personal pension main account system has issued over 86 million electronic social security cards and managed a pension trust scale of 266.5 billion yuan [5][6]. Group 6: Digital Finance Developments - The bank showcased its digital finance achievements, including the "Financial Management Cloud" and "E-Canteen" services, enhancing user experience and operational efficiency [6]. - It is noted as the first bank in the industry to issue online consumer loans using digital currency, reflecting its commitment to smart financial services [6]. Group 7: Future Outlook - Looking ahead, China Merchants Bank aims to anchor its financial work in political and public service, focusing on supporting the real economy and responding to public needs, thereby contributing to high-quality development [8].
工行桂林分行:深耕笃行立足主业 支持地方经济高质量发展
Group 1: Financial Support for Local Economy - The company focuses on financial "five major articles" to support high-quality local economic development [1] - By mid-2025, loans to specialized and innovative enterprises increased by 296 million yuan, with a 13.04 percentage point rise in service coverage for "little giant" enterprises [1] - The balance of green finance loans reached 7.095 billion yuan in 2024, with an increase of 867 million yuan, targeting sectors like clean energy and ecological restoration [1] Group 2: Inclusive Finance and Support for Small Enterprises - The company expanded financial support for innovative agricultural products, providing 9.76 million yuan in loans to 13 planting enterprises in 2024 [2] - The introduction of "Minshu Quick Loan" and the "ICBC Rural Revitalization" platform facilitated nearly 10 billion yuan in inclusive loans over the past three years [2] - The company achieved a top-level rating in the 2024 small and micro enterprise financial service regulatory evaluation [2] Group 3: Digital Finance and Technological Innovation - The company enhanced operational efficiency through AI technology, significantly improving loan approval processes [2] - The launch of an online textbook purchasing platform and ATM automation projects addressed traditional payment inefficiencies [2] - The company received a national invention patent for its proprietary data processing method, marking a significant achievement in the regional financial system [2] Group 4: Pension Finance and Social Responsibility - The company integrated into the national pension security system, successfully opening seven regulatory accounts for pension institutions by mid-2025 [3] - The scale of enterprise annuity management reached 840 million yuan, reflecting a nearly 9% increase since the beginning of the year [3] - The launch of a tripartite regulatory system for pension prepayment funds enhances safety and transparency for elderly care institutions [3]