Core Viewpoint - Hong Kong is entering the "FinTech 3.0 era," integrating technology into daily life to create a resilient and impactful financial ecosystem, as highlighted by the Hong Kong Monetary Authority (HKMA) [2] Group 1: Financial Technology Development Strategy - The HKMA announced the "FinTech 2030" development strategy, focusing on building a robust international FinTech hub with resilience and foresight [3] - The strategy emphasizes four key areas: new data and payment infrastructure, comprehensive AI application support, enhancing business and technological resilience, and promoting financial tokenization, encompassing over 40 specific projects [3][4] Group 2: Data and AI Infrastructure - The HKMA aims to develop a future-oriented infrastructure for secure and efficient data sharing, enhancing cross-border payment connectivity and creating new opportunities for businesses and citizens [3] - Collaboration with the industry will focus on building a scalable AI infrastructure and specialized financial models to improve the accessibility and personalization of banking services [3][5] Group 3: Financial Tokenization - Financial tokenization is identified as a groundbreaking innovation, with plans to regularize the issuance of tokenized government bonds and explore the feasibility of tokenizing foreign exchange fund notes and bonds [4] - The Ensemble project sandbox is set to enter the next pilot phase, allowing for actual value transactions using digital assets and tokenized deposits [4] Group 4: Growth of FinTech Companies - As of 2025, Hong Kong has over 1,200 FinTech companies, a 10% increase from 2024, with projected total revenue for the FinTech sector expected to exceed $600 billion by 2032 [4] Group 5: Encouragement of Innovation - The Hong Kong government is implementing measures to encourage innovation in the financial sector, including relaxing restrictions to attract more investors and exploring tokenization in conventional finance [5] - Approximately 75% of financial institutions in Hong Kong have adopted or trialed generative AI, with plans to increase this to over 87% in the next 3 to 5 years [5][7] Group 6: Virtual Asset Market Development - The Hong Kong Securities and Futures Commission plans to introduce guidelines to facilitate licensed virtual asset trading platforms in connecting with global liquidity and fully opening virtual assets to professional investors [8] - New guidelines will eliminate the previous requirement for a 12-month trading record for virtual assets, broadening the range of assets available to professional investors [8] Group 7: Collaboration with Mainland Cities - The Hong Kong government is enhancing cooperation with mainland cities, particularly Shenzhen, to establish a global FinTech center, with a focus on joint initiatives in digital finance, technology finance, and green finance [10][11] - The collaboration aims to leverage Hong Kong's financial technology advantages and Shenzhen's industrial strengths to deepen financial technology cooperation [11][12]

Core Viewpoint - The article discusses the evolution of trust in financial transactions, highlighting the shift from centralized systems to decentralized blockchain technology, exemplified by Bitcoin, which aims to establish trust through code rather than intermediaries [3][24]. Group 1: Blockchain Technology - Blockchain technology allows for a decentralized ledger where transactions are recorded transparently, making it difficult to alter past records, thus enhancing trust among users [5][7]. - The mechanism of "proof of work" incentivizes miners to validate transactions by solving complex mathematical problems, ensuring a fair and secure method of record-keeping [8][10]. - The UTXO model in Bitcoin tracks every unspent transaction output, providing clarity on the flow of funds, akin to physical cash management [10][12]. Group 2: Web3.0 and Digital Assets - Web3.0 aims to give users control over their data, utilizing blockchain as a "notary" to prevent arbitrary data manipulation by platforms [14][19]. - NFTs serve as digital certificates on the blockchain, ensuring ownership and provenance of digital assets, which remain secure even if the hosting platform fails [15][17]. - Decentralized finance (DeFi) eliminates the need for traditional banks by allowing users to lend and earn interest on cryptocurrencies through smart contracts, although this comes with significant risks [17][19]. Group 3: Challenges and Future Outlook - Current blockchain systems face scalability issues, with Bitcoin processing only seven transactions per second compared to traditional systems like Alipay, which can handle hundreds of thousands [21]. - Regulatory discrepancies across countries pose challenges for the global adoption of cryptocurrencies, potentially slowing the reformation of trust mechanisms [23]. - The article raises questions about the future of trust in a digital world, suggesting a shift from trusting individuals to trusting mathematics and code, with the reliability of this new trust model still uncertain [26].

文 慈玉鹏 2025年，数字金融从"工具应用"逐步迈向"生态重构"。基于AI、区块链等技术发展，数字金融从技术赋 能个别环节的"点状突破"，转向重塑金融业运行模式的"系统性生态重构"。 日前，国家金融监督管理总局办公厅印发《银行业保险业数字金融高质量发展实施方案》提出，未来五 年，银行业保险业数字金融发展的主要目标是数字化转型取得积极进展，数字技术的驱动支撑能力和数 据要素的价值转化能力显著增强，在数字金融治理、数字金融服务、数字技术应用、数据要素开发、数 字风险防控等方面取得显著进步，持续提升对科技、绿色、普惠、养老等重点领域的金融服务质效。 《中国经营报》记者采访了解到，数字金融发展目前主要面临大型金融机构与中小金融机构能力分化加 剧、数据流通不畅等方面的挑战。而"十五五"期间，数字金融将沿着深化、智能、融合的趋势发展。 战略定位提升 2025年3月，国务院办公厅发布《关于做好金融"五篇大文章"的指导意见》（以下简称《指导意 见》），将数字金融纳入"五篇大文章"之一，并为数字金融发展明确方向。 《指导意见》指出，加快推进金融机构数字化转型，增强数字化经营服务能力。加快数字金融创新，支 持巩固拓展数字经济优 ...

吴说获悉，以太坊联合创始人 Vitalik Buterin 发文回顾 2025 年以太坊进展，称过去一年以太坊提高了 gas limit、增加了 blob 数量、改进了节点软件质量，zkEVMs 在性能上取得突破，并通过 zkEVMs 与 PeerDAS 向更强大的区块链形态迈出重要一步；但其强调以太坊仍需进一步努力，以实现"作为更自 由、开放互联网核心基础设施的世界计算机"这一目标，而非单纯追逐短期叙事；Vitalik 指出，以太坊 应持续在区块链层与应用层同时提升可用性、可扩展性与去中心化程度。 （来源：吴说） ...

Group 1 - Mastercard International has applied for a patent titled "Transaction Analysis and Visualization," with publication number CN121241360A, filed on May 2024 [1] - The patent abstract describes a computer-implemented method for analyzing and displaying transactions involving digital currencies on a blockchain [1] - The method includes determining the range of blocks in the blockchain, unpacking each block within that range to create a table of input and output data for each transaction, and aggregating entity and transaction information into a blockchain analysis table [1]

经营范围含产业用纺织制成品制造；科技推广和应用服务；面料纺织加工；纺纱加工；家用纺织制成品 制造；纤维素纤维原料及纤维制造；服装制造；服饰制造；纺织专用设备制造；日用品生产专用设备制 造；产业用纺织制成品销售；针纺织品及原料销售；针纺织品销售；服装辅料销售；合成材料销售；物 联网应用服务；物联网技术研发；区块链技术相关软件和服务；技术服务、技术开发、技术咨询、技术 交流、技术转让、技术推广；供应链管理服务；智能港口装卸设备销售；港口设施设备和机械租赁维修 业务；信息技术咨询服务；信息咨询服务（不含许可类信息咨询服务）；信息系统集成服务；人工智能 应用软件开发；软件开发；工程和技术研究和试验发展；专业设计服务；装卸搬运；普通货物仓储服务 （不含危险化学品等需许可审批的项目）；国际货物运输代理；国内货物运输代理；货物进出口；技术 进出口。（除依法须经批准的项目外，凭营业执照依法自主开展经营活动） 企业名称厦门织宇工贸有限公司法定代表人吴莲花注册资本500万人民币国标行业制造业>纺织业>棉纺 织及印染精加工地址厦门市翔安区新圩镇新镇路1号1号楼301室之一企业类型有限责任公司（自然人投 资或控股的法人独资）营业期限 ...

Core Viewpoint - The "Qilu Agricultural Cloud" digital agriculture and rural comprehensive management service platform in Shandong Province is set to officially launch on December 31, 2025, aiming to drive the digital transformation of agricultural governance, industry development, and rural management through advanced technologies [1] Group 1 - The platform will feature a structure that includes "1 data warehouse, 1 agricultural code management platform, and six foundational capabilities: artificial intelligence, blockchain, satellite remote sensing, Internet of Things, visual Internet, and GIS geographic information" [1] - It will support 16 application scenarios to enhance various aspects of agricultural and rural services [1] Group 2 - The initiative aims to comprehensively utilize big data, cloud computing, and artificial intelligence to promote digital transformation in agriculture and rural sectors [1]

Core Viewpoint - Trump Media & Technology Group (DJT) plans to collaborate with Cryptocom to issue new digital tokens to its shareholders, utilizing Cryptocom's technological infrastructure, including the Cronos blockchain [1] Group 1: Token Distribution - Each final beneficial owner of DJT stock is expected to receive one token for each whole share held [1] - Token holders may receive rights or discounts related to products such as Truth Social, Truth+, and Truth Predict over the next year [1] Group 2: Token Characteristics - The digital tokens do not represent ownership in Trump Media or any other entity [1] - Tokens may be non-transferable, non-redeemable for cash, and are limited to beneficial owners holding DJT stock on a specified record date [1]

近年来，全球金融科技正经历由AI、区块链与Web3驱动的结构性变革。在中国内地市场趋于饱和、竞争白热化的背景下，香港凭借其国际金融中心地位、 灵活监管框架及连接内地与全球的独特区位优势，正加速成为亚洲数字金融创新的核心枢纽。据灼识咨询数据显示，香港金融科技软件开发服务市场于2024 年迎来拐点，规模达90亿元(人民币，下同)，并有望以32.3%的复合年增长率，在2029年扩张至363亿元，市场份额同步提升至7.7%。这一跃升不仅源于央行 数字货币(CBDC)、合规资产代币化及监管沙盒等政策红利，更得益于香港作为"数字金融走廊"在"一带一路"及东南亚区域合作中的战略支点作用。 在此关键节点，扎根粤港澳大湾区、深耕银行业数字化转型多年的深圳四方精创（300468）资讯股份有限公司(以下简称"四方精创")向港交所主板递交上市 申请书，宣布筹划H股上市，招银国际、国信证券(香港)为其联席保荐人。 业绩表现稳健 据智通财经APP了解，四方精创(300468.SZ)致力于为中国内地、香港及东南亚地区的银行、监管机构及其他金融机构提供全面的金融科技解决方案，涵盖金 融科技软件开发服务、咨询服务和系统集成服务三大板块。 具体 ...

Core Insights - The 2025 Global Cultural IP Industry Development Conference will be held in Shanghai on December 26-27, 2025, focusing on the theme "IP Without Borders: Intelligent Creation of the Future - Global Exploration of Cultural IP and Technology Integration" [3][6]. Group 1: Web3.0 and Blockchain Standardization - The prosperity of the digital asset era requires not only technological trends but also the establishment of credible rules through standardization [3][7]. - Blockchain can create a continuous link in areas such as proof of ownership, transaction exchange, and financial services, providing traceable and transferable capabilities for digital assets [3][7]. - The metaverse is described as a systemic process supported by various technologies rather than a single hardware or application [3][7]. Group 2: Industry Collaboration and Governance - There is a need for industry collaborative governance and international alignment to address real-world issues such as AI dizziness and blockchain-related gray and black markets [3][7]. - The work in Hong Kong aims to gather industry resources to establish an ecosystem that outputs research reports annually and promotes executable standards and norms [4][8]. Group 3: Importance of Standardization - Standardization is crucial for enabling collaboration among different parties by establishing a common language for expressing ownership, recording data, connecting transactions, implementing risk control, and conducting compliance audits [4][8]. - Without unified standards, the creation of isolated information silos can occur, leading to increased costs and insufficient interoperability [4][8]. - The initiative also includes aligning with international standardization organizations to ensure that Hong Kong's best practices can be effectively shared globally [4][8].