"仓库里上千吨莲子酒一度因资金不足难以推向市场，多亏了龙游农商银行以存货抵押的方式为我 们解了困。"龙游毓硒酒业有限公司负责人吴少君感慨地说。专注于富硒莲子酒生产的龙游毓硒酒业， 曾面临手握优质产品却缺乏流动资金的困境。浙江农商联合银行辖内龙游农商银行紧扣地方"土特产"资 源，积极探索融资创新，率先推出存货抵押贷款，迅速向该企业投放500万元信贷资金，有效打通其生 产与销售瓶颈。 下一步，龙游农商银行将继续深化对莲子产业链的金融服务，整合资源、优化流程，携手构建健康 产业与金融生态，以"链式金融"助推"土特产富"全面发展，为龙游县农业现代化与共同富裕建设持续注 入金融动能。(吴晓伟 杨园 吴克隽) 今年4月，浙江省启动"土特产富"全链发展优质优价工程后，龙游农商银行紧扣政策主线，打出"信 贷+服务+生态"组合拳，全面助力浙江莲子产业链提质升级。一是创新产业链授信模式。围绕莲子种 植、加工、销售等环节，建立主体"白名单"，并为相关产业人才追加3000万元专项授信。二是搭建常态 化银企对接平台。联合龙游县横山镇莲子产业协会开展"助农面对面"活动，每月组织金融专员上门走 访，动态收集企业资金需求。三是推出专项信贷产 ...

起步阶段，农广校便将目光投向基层。 "从最初的10来桶蜂，到现在的300多桶，是县农广校带我走上了致富路！"湖北省恩施州来凤县的养蜂人胡艳平说。 在养蜂之初，由于在技术、市场等方面经验不足，胡艳平走了很多弯路。2017年，他参与了来凤县农业广播电视学校组织的农业技能提升培训， 系统性掌握了科学养殖、产品营销等知识，在不断改进之下，他的养蜂规模逐步扩大，销售渠道不断拓展，利润连连增加，还带动了当地176户人 家一起通过养蜂实现脱贫。 胡艳平的故事，是全国农业广播电视学校体系45年来服务"三农"的生动缩影。 日前，中央农业广播电视学校迎来成立45周年。45年风雨兼程，农广校体系深深扎根广袤田野——目前全国共有中央农广校1所，省级农广校36 所，地（市）级农广校246所，县级农广校1472所，依托农民合作社、农业企业等建立的农民田间学校13957所。农广校体系培养了一大批农业农 村人才，为"三农"工作作出积极贡献。 20世纪80年代，为贯彻中央关于加强基层干部培训的要求，中央农广校将农村基层干部中专学历教育作为主体任务，培养了大批乡镇和村干部， 为基层稳定发展提供了重要支撑。 45年来，农广校组织的农民中等职业教育 ...

Core Insights - The latest data from the Financial Regulatory Bureau indicates that the volume of inclusive agricultural loans has increased while prices have decreased, demonstrating ongoing support for the "three rural issues" (agriculture, rural areas, and farmers) [1] Group 1: Loan Volume and Growth - As of the end of October, the balance of inclusive agricultural loans reached 13.99 trillion yuan, representing an 8.72% increase compared to the beginning of the year, with notable growth in sectors such as biological breeding, agricultural machinery, and smart agriculture [3] - Since 2025, financial institutions have increased credit allocation to key counties focused on enhancing grain production capacity, supporting significant yield improvements in grain and oil crops [4] Group 2: Interest Rates and Financing Costs - The average interest rate for newly issued inclusive agricultural loans from January to October 2025 decreased by 0.61 percentage points compared to the same period in 2024, continuing a downward trend that reduces financing costs for the "three rural issues" [4] Group 3: Agricultural Insurance Support - The central government has provided subsidies for 16 types of agricultural insurance, with various regions also offering support for local specialty agricultural insurance [6] - Currently, the number of agricultural insurance products covered exceeds 500, encompassing all areas of agriculture, forestry, animal husbandry, and fishery, thereby supporting agricultural production increases and farmer income growth [6]

Core Insights - The article highlights the successful implementation of the "Yunongdan-Disaster Loan" program by Zhongyuan Bank in Luoyang, which provided timely financial support to farmers affected by severe rainfall, demonstrating effective collaboration among government, banks, and guarantee companies [1][3][10]. Group 1: Impact of Natural Disasters - Continuous heavy rainfall in Henan has severely impacted agricultural production, leading to significant crop damage and financial distress for farmers like Mr. Zhou, who faced a substantial income reduction and urgent funding needs for land rent and agricultural inputs [2][7]. - The adverse weather conditions resulted in the destruction of promising corn crops, causing anxiety and sleepless nights for affected farmers [2][7]. Group 2: Policy and Financial Mechanisms - The "Yunongdan-Disaster Loan" policy was launched by the Henan Provincial Finance and Agriculture Departments to address the urgent financial needs of farmers [3][8]. - Zhongyuan Bank Luoyang branch quickly established a special disaster relief credit mechanism in collaboration with the Henan Agricultural Credit Guarantee Company, ensuring rapid response to farmers' needs [3][8]. Group 3: Innovative Financial Solutions - The loan process was expedited through a "green approval channel," reducing the typical loan processing time from over a week to just two days, allowing Mr. Zhou to receive his loan promptly [3][8]. - The collaborative model of "government-bank-guarantee" effectively addressed traditional financing challenges faced by farmers, such as insufficient collateral and incomplete credit information, while also lowering financing costs through government subsidies [10]. Group 4: Socioeconomic Impact - The successful disbursement of the loan enabled Mr. Zhou to pay for land rent and purchase necessary agricultural supplies, laying a solid foundation for recovery and future production [10][11]. - The initiative not only supports individual farmers but also contributes to the broader goal of rural revitalization and social responsibility among financial institutions [10][11].

在西南大学校史馆里，一个装着泥土的小红布包静静陈列。1981年，70岁的中国生态农业奠基人叶谦 吉，把西南大学共青团花园的泥土分装进6个布包，送给他最后一届研究生，附信里写道："祖国母校共 青团花园中百花树下的泥土，恋之爱之，勿违、勿失。" 这包带着谆谆教诲的泥土，成为西南大学最珍贵的精神信物。时至今日，西南大学在育人实践中始终扎 根泥土、拥抱大地。一代代西南大学学子在志愿服务、农耕实践、理论传播中"墩苗壮骨"，在希望的田 野中积蓄青春之力。 "破土、扶苗、栽种、浇水，在这些劳动中的真实互动，让'团结的种子'生根发芽。"张婉莹说，她所在 的团支部有多名转专业的同学，大家通过一起劳动融合成一个新集体。 西南大学党委书记张卫国表示，学校农业教育底蕴深厚，走出了袁隆平、吴明珠等农科巨匠，一代又一 代西南大学人毕生服务"三农"，崇尚劳动、躬身实践已然成为血脉中不变的基因。学校通过举办农耕劳 动实践教育类活动，将高校智力资源与乡村发展需求结合，力求为青年学生搭建服务社会的实践平台。 "以劳树德、以劳增智、以劳强体、以劳育美"，西南大学以农耕、园艺、食育、科普四大模块构建沉浸 式实践育人场景。西南大学每年组织近万名学生到 ...

Core Viewpoint - The Agricultural Development Bank's Tangyuan County branch is actively supporting the autumn grain purchase by providing significant financial assistance, aligning with national policies to enhance agricultural development and ensure food security [1]. Group 1: Financial Support - The Tangyuan County branch has issued a total of 53.87 million yuan in grain purchase loans, including 23.87 million yuan in policy-based storage loans and 30 million yuan in market-oriented purchase loans, injecting policy-driven financial support into the local autumn grain purchasing efforts [1]. - The bank implements a dual approach of "policy-based storage + market-oriented purchase" to meet the diverse funding needs of different stakeholders, thereby stabilizing grain market prices and protecting farmers' interests [1]. Group 2: Strategic Coordination - The bank emphasizes proactive engagement with local governments, grain authorities, and enterprises to understand policy requirements, market dynamics, and enterprise needs, laying a solid foundation for autumn grain purchasing [1]. - By adhering to national grain purchase policies, the bank supports policy-based storage enterprises in their autumn grain purchasing activities, effectively playing a role in market stabilization and national food security [1]. Group 3: Future Outlook - The Tangyuan County branch plans to continue increasing support for the "three rural issues" (agriculture, rural areas, and farmers) by innovating financial products and service models to inject more financial vitality into the county's economic development [2].

Core Insights - The agricultural and rural economy in China has shown strong development momentum this year, providing robust support for high-quality economic and social development [1] Group 1: Agricultural Production - Grain production is expected to achieve another bumper harvest this year, with summer grain stable and early rice increasing in yield. Most regions have favorable conditions for autumn grain production, particularly in Northeast China, Inner Mongolia, and Xinjiang [1] - As of now, over 85% of the autumn grain has been harvested, with efforts being made to mitigate the impact of continuous rainy weather in the Huang-Huai-Hai region [1] Group 2: Market Supply and Prices - The supply of "vegetable basket" products is sufficient, with increases in the production of pork, beef, lamb, poultry, milk, and eggs. The variety of vegetables, fruits, and aquatic products is rich, and prices remain stable [3] Group 3: Poverty Alleviation - The achievements in poverty alleviation are being consolidated, with over 7 million individuals identified for assistance to prevent poverty. More than 33 million people from impoverished backgrounds have found employment, exceeding annual targets [5] Group 4: Rural Industry and Investment - The quality and efficiency of rural industries are improving, with a 6.7% year-on-year increase in the value added of the agricultural and sideline food processing industry in the first three quarters [7] - Fixed asset investment in the primary industry reached 734.4 billion yuan in the first three quarters, growing by 4.6%, which is 5.1 percentage points higher than the national average [12] Group 5: Rural Income and Consumption - Rural residents' disposable income and consumption have both increased, with per capita disposable income at 17,686 yuan, reflecting a real growth of 6% year-on-year, and per capita consumption expenditure at 14,597 yuan, with a real growth of 5.8% [10]

Group 1: Agriculture Focus - The 14th Five-Year Plan continues to prioritize "agriculture, rural areas, and farmers," aiming to promote urban-rural integration and accelerate the construction of a strong agricultural nation [2] - The plan emphasizes enhancing agricultural comprehensive production capacity and quality efficiency, as well as improving the effectiveness of policies benefiting farmers [2] Group 2: Crop Prices - Since October, corn prices in major production areas have declined, with current spot prices at 2248.63 yuan per ton, reflecting a weekly decrease of 0.64% [3] - The decline in corn prices is attributed to increased risks of damaged and rotten grains due to prolonged rainfall, delayed harvesting, and unsuitable storage temperatures [3] - Conversely, soybean prices have risen, driven by expectations of reduced new season soybean yields in Brazil due to continuous rainfall in the northern production areas [3] Group 3: Pet Industry Performance - During the Double 11 shopping festival, domestic pet brands performed excellently, with top rankings on Tmall's pet brand sales list [5] - Brands such as Xianlang, Fliegate, and Blue's ranked in the top five, showcasing strong performance from domestic companies [5] - Traditional foreign brands like Natural Balance and ZIWI have seen a decline in their rankings [5] Group 4: Blueberry Market - Attention is drawn to the market rhythm of Yunnan blueberries, which began to be listed in October [4]

Core Viewpoint - Agricultural Bank of China (ABC) has achieved a remarkable 14 consecutive trading days of stock price increases, leading to a market capitalization of over 2.83 trillion yuan, making it the highest in A-shares [1][3]. Group 1: Stock Performance - ABC's stock price rose from 6.61 yuan to 8.09 yuan during the 14-day period, resulting in a cumulative increase of 23.14% [1]. - The bank's year-to-date stock price increase has reached 58%, leading the A-share banking sector [3]. - The trading volume during the 14 days amounted to 51.942 billion yuan, with an increasing average daily trading volume from approximately 2.67 billion yuan to around 3.9 billion yuan [3]. Group 2: Financial Performance - In the first half of 2025, ABC reported operating income of 369.937 billion yuan and a net profit attributable to shareholders of 139.51 billion yuan, marking a year-on-year growth of 2.7% [4]. - The bank's county-level loans exceeded 10 trillion yuan, accounting for nearly 41% of total domestic loans, highlighting its strong position in the county financial sector [4]. Group 3: Market Trends - The A-share market is experiencing a style shift, with historical data indicating a 70% probability of absolute returns for bank stocks in the fourth quarter [4]. - The bank benefits from favorable policies, including a 25% share of central bank re-loan quotas for agricultural support and a tolerance for non-performing loans in agricultural lending [5]. Group 4: Investment Dynamics - ABC's stable dividend yield of around 4.5% makes it an attractive option for long-term investors, especially in a volatile market [6]. - The bank's top ten shareholders are primarily state-owned entities, which stabilizes its stock price and reduces the influence of speculative trading [6]. - However, the high concentration of institutional ownership limits participation from retail investors, leading to low trading turnover [6][8].

Core Viewpoint - The modernization of agriculture and rural areas is essential for achieving Chinese-style modernization, as emphasized by President Xi Jinping in his letter to China Agricultural University on its 120th anniversary [3][5]. Group 1: Educational and Institutional Development - China Agricultural University has cultivated over 300,000 graduates since its establishment, adhering to the motto of addressing people's livelihood challenges and nurturing talent for the nation [3]. - The university is expected to deepen educational reforms and integrate modern technologies such as artificial intelligence and big data into agricultural education [6]. Group 2: Agricultural Modernization Strategies - The key to agricultural and rural modernization lies in technology and talent, with a focus on implementing strategies for education, innovation, and talent development [5]. - The university aims to enhance agricultural technology levels and cultivate professionals who are knowledgeable and passionate about agriculture [6]. Group 3: National Goals and Responsibilities - The letter from President Xi serves as a guiding direction for agricultural institutions across the country, encouraging them to contribute to rural revitalization and the construction of a strong agricultural nation [3][8]. - The emphasis is placed on the importance of integrating reform, technology, and talent in advancing rural development and achieving common prosperity [8].