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农村中小银行提质信贷主业
Xin Lang Cai Jing· 2025-12-29 22:22
中国银行业协会日前发布的《全国农村中小银行机构行业发展报告2025》(以下简称《报告》)显示, 2024年全国农村中小银行积极落实金融监管部门工作要求,聚焦优化信贷结构、强化使命担当,在服务 实体经济、防控金融风险等领域成效显著,为我国经济高质量发展提供了坚实的金融支撑。 接下来,农村中小银行应构建多维度服务体系,提升信贷投放精准度。中国普惠金融研究院研究员张晓 峰表示,一方面,银行可以充分利用线下服务网络与人力资源优势,拓展网点功能,将线下"软信息"转 化为线上风控数据;另一方面,要注重借助各类政府公共平台信息,如依托农村信用体系、区域信用信 息服务平台等,开发适合区域、供应链发展特征的金融产品,不断推动涉农信贷扩围增量。 近年来,农村中小银行持续深耕提质信贷主业,资产质量稳步向好,各项业务呈现稳中有进、质效提升 的良好态势。 中国社会科学院金融研究所银行研究室主任李广子表示,金融管理部门近年来积极运用支农支小再贷 款、再贴现引导金融机构扩大对涉农、小微和民营企业的信贷投放,通过优化信贷资源配置和筑牢防控 风险底线,有力支持乡村全面振兴,促进区域协调发展。 农村中小银行是我国金融体系的重要组成部分。近年来, ...
从“空心村”到“网红村” 马郢村的逆袭之路
Xin Lang Cai Jing· 2025-12-29 14:07
记者:张紫赟 曹力 摄制:闫勇 新华社音视频部制作 02:56 马郢村的产业振兴之路,是一场"无中生有"的创意革命。依托"农民变导游、农村变景点、农活变产品"的"乡旅三变"模式,村民将插秧、做豆腐、放羊等传 统农事转化为旅游体验项目,旧民居变身乡村客栈,闲置仓库成为非遗工坊。 从"空心村"到"网红村",马郢村的蝶变之路,是乡村振兴战略在江淮大地的生动实践。一幅"村美、人和、共富"的和美乡村新画卷正在这里徐徐展开。 安徽省长丰县杨庙镇马郢村曾因"无山可倚、无水可依、无景可赏",被贴上"三无村"的标签。2015年,在地方政府的支持下,一套以"助学、助农、助村"为 核心的"马郢计划"逐渐成形。这条源于泥土、归于乡村的路径,悄然推开了一扇通往蝶变的大门。 ...
因地制宜发展乡村特色产业(编辑手记)
Ren Min Ri Bao· 2025-12-24 22:18
巩固一批、升级一批、盘活一批、调整一批,有效盘活和调整低效闲置、落后停滞项目,加快补齐产业 发展短板,完备产业链条,帮扶产业发展质量和综合效益才能稳步提升。保持劲头不松、力度不减,因 地制宜发展乡村特色产业,脱贫群众的生活一定蒸蒸日上。 过渡期最后一年,有脱贫户担心,帮扶政策会不会"刹车"?阶段变了,帮扶政策会不会有变化? 这种担心,再次有了回应。中央经济工作会议指出,持续巩固拓展脱贫攻坚成果,把常态化帮扶纳入乡 村振兴战略统筹实施,守牢不发生规模性返贫致贫底线。 一些脱贫地区帮扶产业"小散弱",链条不健全、基础不稳固;脱贫劳动力近1/3以灵活方式就业,存在 岗位不稳、保障不足等问题……打赢脱贫攻坚战后,各类返贫致贫风险仍然存在,要扶上马、送一程。 过渡期间,各地严格落实"四个不摘"要求,建立健全防止返贫动态监测和帮扶机制。截至今年10月底, 全国累计识别帮扶超过700万监测对象稳定消除返贫致贫风险,脱贫劳动力务工规模每年都保持在3000 万人以上。 阶段变了,帮扶政策相应也会随之变化。经过多年不懈努力,脱贫地区帮扶产业从弱到强、规模从小到 大。832个脱贫县都培育形成了2至3个优势突出、特色鲜明、带动能力强 ...
滨州市政府常务会议召开
Xin Lang Cai Jing· 2025-12-23 14:58
滨州日报/滨州网讯 12月23日,受市委副书记、市长李春田委托,市委常委、副市长、市政府党组副书 记胡薄主持召开市政府常务会议。 会议学习了习近平总书记对全面依法治国工作作出的重要指示精神。会议强调,要全面把握习近平总书 记重要指示精神的深刻内涵,主动对号入座、认真对标对表,结合滨州实际,抓好贯彻落实。 会议研究了市商贸流通安全生产专业委员会工作。会议指出,要突出责任导向、问题导向、风险导向, 深化细化分工负责、协同发力工作机制,开展针对性隐患排查整治,切实守牢安全生产底线。 会议还研究了其他事项。 原标题:滨州市政府常务会议召开 会议审议了《滨州市乡村全面振兴规划(2025-2027年)(送审稿)》。会议指出,要深刻领会乡村振 兴战略的重大意义,协同联动、压实责任,广泛宣传规划实施的政策举措,推动各项任务落实落地。 会议研究了2025年全市质量发展工作。会议指出,要在提升产业质量竞争力、打造质量创新策源地、增 强城市质量辨识度上攻坚突破,持续提高质量发展工作水平。 会议审议了《关于全面加强水资源节约集约利用的实施意见(送审稿)》。会议指出,要全方位贯 彻"四水四定"原则,持续强化节水刚性约束,从严从细管好水 ...
青海:民生慈善项目惠及民众超10万人次
Zhong Guo Xin Wen Wang· 2025-12-23 12:49
Group 1 - The core viewpoint of the articles highlights the implementation of charitable projects in Qinghai Province, benefiting over 100,000 people by addressing issues related to medical care and cultural life [1][2] - In 2025, Qinghai Province plans to invest 6.55 million yuan in a series of charitable initiatives, which include "charity + volunteer" services in hospitals and cultural support in rural areas [1] - The province has established multiple guidelines for the management of charitable organizations, including donation management and internal governance, to ensure effective oversight and regulation [2] Group 2 - Qinghai Province has received a total of 118 million yuan in donations this year, indicating a robust growth in charitable contributions [2] - The province has successfully registered its largest charitable trust to date, with a total of 66.85 million yuan across eight trusts, reflecting the increasing vitality of charitable activities [2] - A comprehensive regulatory mechanism has been implemented, clearly defining 19 supervisory responsibilities to enhance the management of charitable organizations [2]
首换董事长!净利问鼎农险榜首、赔付率高达74%,中原农险如何续写新十年?
Xin Lang Cai Jing· 2025-12-22 11:02
Core Viewpoint - The recent leadership change at Zhongyuan Agricultural Insurance marks a significant transformation for the company, with new Chairman Diao Yuxin set to lead the firm into a new era of reform and growth [1][36]. Leadership Change - Diao Yuxin has been approved as the new Chairman, concluding a 9-month transition period following the departure of former Chairman Bi Zhijun due to age [2][36]. - Diao Yuxin has a strong background in agricultural finance, having previously served as Chairman of Henan Agricultural Credit Guarantee Co., where he developed innovative cooperation models [4][39]. Company Performance - As of the end of 2024, Zhongyuan Agricultural Insurance ranked first among five specialized agricultural insurance companies in net profit, with a rapid increase in premium scale [1][36]. - The company reported a claims expenditure of 4.653 billion yuan in 2024, with a claims ratio of 73.87% [1][36][67]. - The company aims to enhance risk management, address shortcomings, and improve operational efficiency as part of its strategic goals for 2025 [1][5]. Strategic Focus - Zhongyuan Agricultural Insurance has designated 2025 as the "Year of Compliance Management," emphasizing the need for risk prevention and quality development [5][40]. - The company is focusing on deepening its understanding of the agricultural industry and innovating financial service models to meet current market demands [41][42]. Market Position - Zhongyuan Agricultural Insurance has established a robust network with 206 branches across various provinces, focusing on agricultural regions [10][45]. - The company has seen significant growth in its insurance business revenue, reaching 6.299 billion yuan by the end of 2024, with a year-on-year increase of 11.54% [22][61]. Financial Overview - The total assets of Zhongyuan Agricultural Insurance reached 9.703 billion yuan by the end of 2024, reflecting a 2.66% increase year-on-year [25][60]. - The company’s net profit for 2024 was 419 million yuan, leading among its peers, with a profit of 357 million yuan reported in Q3 2025 [24][59][63].
“为南非现代化治理提供了生动范本”
Ren Min Ri Bao· 2025-12-19 22:10
Core Insights - The article discusses the training program for South African officials in China, focusing on urban governance and modernization, highlighting the significant achievements and experiences of China in these areas [1][2][3][4][5][6][7]. Group 1: Urban Governance and Modernization - South African officials, including Mayor Nio Moseksela, are learning from China's urban governance practices, which emphasize improving public welfare, resource allocation efficiency, and reducing urban-rural disparities [1]. - The training program showcases China's success in urban governance, digital transformation, and poverty alleviation, providing a model for South Africa's modernization efforts [1][2]. - The integration of rural and urban development is emphasized, with a focus on balanced and inclusive growth through China's rural revitalization strategy [2]. Group 2: Poverty Alleviation and Economic Development - South Africa faces high unemployment and widening wealth gaps, making inclusive development a priority. China's poverty alleviation strategies serve as a valuable reference for South Africa's goals [3]. - The training highlights China's targeted poverty alleviation measures, including industry cultivation and technological support, which are seen as inspirational for South Africa's 2030 poverty eradication targets [3]. Group 3: Urban Planning and Cultural Preservation - The article discusses the importance of urban planning in maintaining historical and cultural integrity while modernizing cities, as seen in cities like Beijing and Shanghai [4]. - The integration of historical culture with modern urban development is highlighted as a key aspect of China's urban planning strategy [4]. Group 4: Digital Transformation - South African officials noted the extensive impact of China's digital transformation, which enhances public service efficiency through technologies like big data and artificial intelligence [6]. - The training emphasized the potential for South Africa to adopt similar digital governance models to improve administrative efficiency and public service delivery [6][7]. Group 5: International Cooperation and Knowledge Sharing - The article underscores China's role in fostering digital cooperation with African nations, promoting local talent development for sustainable digital transformation [7]. - The training program is viewed as a significant opportunity for South African officials to enhance their skills and knowledge, contributing to improved governance capabilities [7].
理论新书架
Xin Lang Cai Jing· 2025-12-19 17:25
转自:衢州日报 近日,《中国县域经济发展报告2025》正式出版。该书是中国县域经济发展大会组委会组织专家编写的 第二部中国县域经济发展报告。 2025年版的县域经济发展报告,主题是城乡融合和绿色转型。城乡融 合对推动中国2万多个镇的发展意义重大。温州在这些方面具有丰富的实践经验。报告专设一章,剖析 温州在这方面的努力与探索,包括中国农民建造的第一城——龙港市的发展。绿色转型是县域经济发 展,更是中国发展的主基调。县域作为我国国家治理体系和区域协调发展的关键基石,在推动生态文明 建设与高质量发展中发挥着承上启下的作用。其发展关乎国家生态安全、产业结构升级与城乡融合效应 的释放,也是实现"双碳"目标、美丽中国与乡村振兴战略落地的核心空间单元。 (来源:衢州日报) ...
化州市举办基层农技推广体系改革与建设项目农技人员异地培训班
Nan Fang Nong Cun Bao· 2025-12-16 15:33
化州市举办基层 农技推广体系改 革与建设项目农 技人员异地培训 班_南方+_南方 plus 为提升化州市基 层农技人员综合 素质水平,强化 推广服务效能, 助推化州市深入 实施"百千万工 程",近日,化 州市举办2025年 基层农技推广体 系改革与建设项 目农技人员异地 培训班,培训为 期5天,124名学 员参加培训。 经济发展的支撑 能力,希望学员 回到工作岗位 后,要争当技术 转化的"先行 者",把学到的 技术与化州本地 生产实际相结 合,开展常态化 指导服务。 据悉,为达到学 用结合的目的, 本次培训采 取"理论+实 培训现场 化州市农业农村 局党组成员、总 农艺师刘积超表 示,农技人员培 训班的开展是落 实提高化州市基 层农技人员的业 务素质和综合技 能水平的具体举 措,进一步增强 科技对农业农村 程"、推动农业 新质生产力在化 州落地生根。 撰文:郑少锋 来源:南方农村 报 版权声明:未经 许可禁止以任何 形式转载 编辑 陈志深 践"的教学模 式,邀请农业领 域专家教授为学 员讲授涉农推广 政策、绿色病虫 害防控等知识, 并组织学员前往 湖南郴州、广西 梧州等地的农业 实训基地交流学 习,综合提升学 ...
学习贯彻党的二十届四中全会精神丨北京、安徽、四川、中央和国家机关开展形式多样的宣讲,推动全会精神深入基层、深入人心
Yang Guang Wang· 2025-12-11 05:36
中国科学技术大学学生豆祖琦:我们要牢记习近平总书记嘱托,认真学习贯彻四中全会精神,始终 坚守科技报国的初心,不负韶华、不负时代。在实验室里潜心钻研,在实践中攻坚克难,增强自我创新 能力,为中国式现代化贡献青春力量。 四川组织多支基层理论宣讲团,深入农村、社区、重点工程建设工地等,围绕提升成渝地区双城经 济圈发展能级、扎实推进乡村全面振兴等主题,进行分众化、互动化宣讲。目前,全省已累计开展基层 宣讲5000多场。 央广网北京12月11日消息 据中央广播电视总台中国之声《新闻和报纸摘要》报道,连日来,北 京、安徽、四川、中央和国家机关,开展形式多样的宣讲,推动学习贯彻党的二十届四中全会精神走深 走实。 学习贯彻四中全会精神,北京面向基层,组织开展了多层次、全方位、立体化宣讲。百姓宣讲团成 员走进机关、学校、社区、乡村等地,结合自己的亲身感受,宣讲全会精神,推动全会精神深入人心。 北京市海淀区紫竹院街道党群工作办公室副主任李凌艳:作为一名基层干部,我们必须坚决贯彻党 的二十届四中全会精神,坚定拥护"两个确立"、坚决做到"两个维护",立足本职岗位,务实创新、担当 作为,让老百姓切实感受到身边的点滴幸福。 安徽以省市县 ...