《金融时报》记者：您提到消费市场有所回暖，那么如何看待当前消费市场的表现及未来趋势？ 李湛：当前消费市场的表现呈现出一定的分化特征。一方面，消费的深层次修复依赖于居民就业和 收入的稳步改善，进而提振信心，突破原有的谨慎态度，但这一过程较为缓慢。另一方面，居民部门商 品消费对国补资金的依赖度较高。据商务部统计，2024年消费品"以旧换新"带动商品消费约1.3万亿 元，占全年社会消费品零售总额的2.67%。2025年1月至5月，该占比进一步提升至5.4%。这表明国补政 策对消费的拉动作用较为显著，但也反映出居民消费的自主性有待提升。 从消费的未来趋势来看，消费市场的增长将更多地依赖于居民收入的稳定增长和消费信心的提升。 政策方面，需要进一步优化消费环境，提升居民的消费能力和消费意愿。例如，通过增加居民收入、完 善社会保障体系、降低居民的预防性储蓄动机等方式，来促进消费市场的持续繁荣。此外，推动消费升 级，培育新的消费增长点如文旅休闲、健康养老、体育赛事、数字内容服务等领域，也是未来消费市场 的重要发展方向。政府出台的刺激消费政策在短期内取得了一定成效。例如，2024年下半年出台的大规 模"以旧换新"刺激政策，为汽 ...

牢牢把握这次专家云集的难逢良机，最大限度吸取借鉴诸多业界泰斗的创新观点，充分对接专家及 其团队所关联的创新成果、革新项目，丹东市从党委政府到龙头企业，再到产业协会，展开了一场前所 未有的"学术追星"，超过500余名党政干部、企业负责人与专家或是其科研团队建立联系、对接需求乃 至达成合作意向。市委主要领导表示："这次院士专家国情考察丹东行，带来的不仅是产业、项目的互 通合作，更是带动丹东广大干部、企业家观念更新、思维转换，积蓄了创新驱动发展的强大动能。" "这样集中与顶尖专家面对面交流的机会太宝贵了！"孔雀表业执行总裁杨威难掩激动，长期困扰企 业的高废品率工艺难题，在与中国工程院院士宫声凯交流后已初步形成解决方案，并就后续进一步合作 达成共识。 6天，3轮座谈会，10余场对接，这是中国科协2025年高层次人才国情考察团最近日程表的一部分。 8月18日，与丹东市党政领导举行座谈会；21日，与丹东草莓种植企业、协会就我国草莓产业基本 情况、问题与思考进行交流；21日，面对50余家丹东企业的创新需求、技术瓶颈，院士专家团队结合国 际科技前沿与产业实践，逐一回应、精准献策。 在这3轮关乎丹东过去、现在和未来的座谈会中， ...

女神头像、玉猪龙、龙凤玉佩先后夺"屏"而出，不是实物，却比实物更逼真、更生动，令人不禁伸手触摸。8月24日，2025大阪世博会中国馆迎来"辽宁 时间"，以"山海有情天辽地宁"为主题的"辽宁活动周"在中国馆内盛大启幕。此次活动以牛河梁红山文化为引、以非遗展演为媒、以科技创新为翼，向全球 展示中华文明的深厚底蕴与现代辽宁的开放姿态。中日经贸界、文化界代表等100位嘉宾齐聚一堂，共同见证开幕盛况。 日本大阪世博会于4月13日至10月13日在大阪滨水梦洲世博园区举办，本届世博会以"构想焕发生机的未来社会"为主题，吸引了全球158个国家和地区以 及7个国际机构参展。中国馆以"共同构建人与自然生命共同体——绿色发展的未来社会"为主题，占地面积约3500平方米，是大阪世博会最大的外国自建馆 之一。 辽宁活动周于8月24日至26日在中国馆举办。开幕式上，大阪世博会中国馆馆长、辽宁省贸促会会长、神奈川县产业振兴中心理事长、中国驻大阪代总 领事先后致辞。辽宁省文化和旅游厅、辽宁省商务厅、辽宁省生态环境厅、辽宁省农业农村厅等相关单位负责人分别对辽宁文旅、经贸、绿色发展和特色农 产品的发展核心优势进行推介。紧随其后的文艺演出将开幕式 ...

Core Viewpoint - The article highlights the transformation of Yishuiyuan Group from a small cement factory to a leading producer of water purification materials, leveraging technological innovation to utilize aluminum waste and achieve significant growth in the water treatment industry [9][10][11]. Company Development - Yishuiyuan Group has undergone a "triple jump" in development over 20 years, evolving from a struggling cement factory to a top player in the water purification materials sector [10]. - The company achieved a production value growth of approximately 15% year-on-year in the first half of the year, with an expected annual production value of 1.2 billion yuan [11]. - Yishuiyuan's production capacity for calcium aluminate powder is currently 500,000 tons, holding a 40% market share domestically and exporting to countries like Japan, South Korea, Russia, and South Africa [11]. Technological Innovation - The company has successfully developed a technology to use aluminum waste (aluminum ash) to replace bauxite in the production of calcium aluminate powder, significantly reducing production costs and environmental impact [12][14]. - This innovation has been recognized by ecological and environmental departments, allowing Yishuiyuan to produce eco-friendly water purification materials while lowering energy costs by 7%-8% and reducing pollutant emissions by about 5% compared to traditional methods [14]. Industry Positioning - Yishuiyuan is positioned as a key player in the energy-saving and environmental protection industry chain in Jiaozuo, contributing to the city's transition from a coal-based economy to a green development model [19][23]. - The company is set to become the largest aluminum-based new materials production base in the country, with a total investment of 10 billion yuan and projected annual sales revenue of 12 billion yuan upon completion of its industrial projects [18]. Future Plans - Yishuiyuan plans to expand its product lines and enhance its research capabilities through a new industrial park covering 800 acres, which will include a technology incubation center and various production projects [15][16]. - The company aims to further integrate renewable energy sources such as solar and wind power into its operations, striving to become a zero-purchase, zero-carbon enterprise [23].

Group 1 - The core concept of resident financial personality is the stable tendency of individuals as micro-financial entities in their financial behaviors, influenced by factors such as age, income level, and education [1] - Optimizing resident financial personality is crucial for enhancing adaptability in financial activities and promoting the internal formation of patient capital, which is characterized by a long-term investment return focus and resilience to investment risks and short-term market fluctuations [1] - Patient capital is essential for fostering technological innovation, supporting strategic emerging industries, upgrading traditional industries, and improving infrastructure investment, thereby enhancing national competitiveness [2][3][4] Group 2 - Patient capital plays a significant role in improving financial structure and competitiveness by providing long-term investment that traditional banking systems may not adequately support [5] - Investment in education and healthcare by patient capital can enhance human capital competitiveness, which is foundational for national competitiveness [6][7] - The support of patient capital in national defense technology research and equipment upgrades is vital for strengthening national defense competitiveness [8] Group 3 - Optimizing resident financial personality aids investors in pursuing long-term value returns and reduces the influence of market noise on investment decisions [9] - It also helps investors endure the risks associated with innovation and make independent investment decisions based on their financial knowledge and experience [10] - Furthermore, an optimized financial personality allows investors to better tolerate short-term market value fluctuations, fostering a long-term investment mindset [11] Group 4 - There are challenges in optimizing resident financial personality, including mismatches in time preference and risk perception among investors [12][13] - Deficiencies in financial literacy among investors can lead to poor investment decisions and increased susceptibility to market volatility [14] - Existing incentive distortions in financial markets can reinforce short-term profit-seeking behaviors, complicating the cultivation of patient capital [15] Group 5 - Strategies for optimizing resident financial personality include enhancing financial literacy through education and community training programs [15][16] - Financial institutions should innovate financial products and services tailored to different age groups and educational backgrounds to better serve clients [16] - Technological advancements can facilitate the optimization of financial personality by providing tools for risk assessment and investment management [17][18] - Institutional adjustments, such as improving the design of financial support systems and extending performance evaluation periods for fund managers, can further promote the growth of patient capital [19]

以广东为例，中国人民银行广东省分行最新数据显示，截至2025年8月18日，全省已有2家金融机构、12 家科技型企业和4家股权投资机构在银行间市场发行科技创新债券，规模总计441.05亿元，率先实现三 类发行主体"全覆盖"。 8月以来，商业银行科创金融债券发行持续升温，发行主体类型进一步丰富，逐步向农商银行下沉。 Wind数据显示，自5月9日债券市场"科技板"上线以来，截至8月23日，商业银行科创债发行数量达37只 （8月新增6只），发行规模总计2263亿元。 发行主体涵盖国有大行、股份制银行、城商行和农商行等34家银行机构。其中，城商行表现尤为活跃， 共有18家参与发行，农商行也增加到4家。值得注意的是，发行主体信用评级呈现多元化，AA+评级主 体已扩容到3家，反映科创债发行门槛在政策鼓励与市场认可的双重推动下适度放宽。 盘古智库高级研究员余丰慧表示，随着科技创新在国家战略中的地位不断提升，金融机构对科创企业的 融资支持需求显著增长，叠加多项政策利好，共同推动了科创债发行加速。"尤其是地方银行，具备实 质性动力参与科创债发行，这不仅有助于拓展业务新领域、提升市场竞争力，还能为其带来与高成长性 科技企业合作的机 ...

近日，浙江省政府印发《关于营造良好创新生态构建完善科技创新投入机制的实施意见》(以下简称 《实施意见》)，浙江将聚焦人工智能、生命健康、新材料新能源三大科创高地建设，强化市场主导、 政府引导、生态支撑，建立完善上下贯通、属地负责的科技创新投入持续增长机制，着力打造各类人才 向往的科创高地。 《实施意见》提出，到2027年，浙江全省科技创新投入达到9000亿元以上，全社会研究与试验发展经费 支出增速高于科技创新投入增速，全社会研究与试验发展经费支出超3600亿元且占GDP比重3.4%以 上，支撑区域创新能力保持全国前列。教育科技人才一体改革发展模式先行示范，高水平大学建设、高 能级科创平台打造、高层次人才引育实现高效统筹，高校、科研机构、医疗卫生机构科技创新投入合计 超900亿元。科技创新与产业创新深度融合路径成熟定型，"企业出题、政府助题、平台答题、车间验 题、市场评价"的科技创新模式全面推广，引导企业科技创新投入达到7000亿元。科技创新投入牵动的 创新环境持续优化，政府科技创新投入达到1500亿元以上，与科技创新相适应的科技金融体制基本健 全，力争11个设区市研究与试验发展经费支出占GDP比重均超全国平均 ...

"我们将组织协调各方力量，精心筹备、周密组织，努力为全国青少年呈现一场高水准、有特色的 科技创新盛会，进一步激发广大青少年的科学兴趣和创新热情，为我国科技事业培养坚实的后备力 量。"省科协相关负责人说。（记者：霍强） 全国青少年科技创新大赛创办于1982年，经过数十年发展，已成为国内青少年科技教育领域的重要 品牌活动。大赛闭幕活动上举行了会旗交接仪式，第40届全国青少年科技创新大赛主办方陕西代表队接 过会旗，标志着大赛进入"陕西时间"。 8月19日，第39届全国青少年科技创新大赛在内蒙古圆满落幕。大赛由中国科协、国家自然科学基 金委、共青团中央、全国妇联和内蒙古自治区人民政府共同主办。来自全国各地的57支代表队以及来自 亚洲、非洲、欧洲、南美洲的18支国际代表队参赛。陕西代表队表现亮眼，获大赛最高奖"中国科协主 席奖"2项、专项奖8项。 本次大赛以"勇担时代使命，助力高水平科技自立自强"为主题，围绕国家科技战略方向和科研产业 一线"真问题"进行个人和团队科技任务挑战。大赛首次实施"青少年成长支持计划"，动员40家高科技企 业、基金会等举办"双选会"，为优秀选手提供赛后学术交流、实习实训、研学参访、岗位就业等支 ...

以科技创新和产业链现代化为主线，以质量变革、效率变革、动力变革为路径，带动地方经济实现更高 水平、更有效率、更可持续、更为安全的发展，是地方国企引领高质量发展的主要路径。广西国资国企 以"新字号""老字号""原字号""外字号"四轮驱动为切入口，持续推动转型升级和动能转换，充分发挥了 国有企业引领高质量发展的主力军作用。 广西国资委监管企业一系列成绩背后，是"政策工具箱"与"场景试验场"的深度耦合：建立企业"新字 号"项目库，以项目带动技术、产业发展；鼓励"老字号"通过加强科技改造，推动技术创新与产品研发 实现上新焕新；支持"原字号"借助人工智能等催生新业态、新模式，聚链成群，释放强劲发展活力；提 高发展"外字号"工作成效在企业综合考评中的比重；等等。这些做法为国企转型升级提供了制度性支 持，促进了各项改革发展举措的落实。实践表明，只要坚持问题导向、场景牵引、制度创新，地方国企 完全可以在高质量发展中实现从"跟跑"到"并跑"乃至"领跑"的跨越。 广西国企拥有"大工业+大通道"双重禀赋：一方面，机械、冶金、电力等传统产业体量大、链条长，具 备集群化生产和技术迭代空间；另一方面，西部陆海新通道、中国—东盟博览会、跨 ...

Group 1: Water Source Heat Pump Project - The Chongqing Jiangbei CBD area has implemented a water source heat pump project that utilizes the Jialing River for cooling and heating, making it the largest of its kind in China [1] - The project employs a three-step process: extracting river water, using heat pump technology to cool buildings, and returning the water to the river, achieving over 30% energy savings compared to traditional air conditioning [1] - In winter, the system utilizes the temperature difference between river water and air for heating, eliminating the need for traditional heating systems [1] Group 2: River Cleaning Initiative - The "cleaning" initiative in Chongqing's rivers and lakes involves the use of artificial intelligence to monitor and manage floating debris, with an average of 220 tons of debris collected daily during flood seasons [2] - The "Jiangqing Anjie" intelligent management platform connects multiple cameras and drones to identify and respond to garbage in real-time, achieving over 95% coverage in debris collection and 100% in garbage transfer [2] - The resource recovery rate from collected debris stands at 80% [2] Group 3: Rock Hazard Management - The management of hazardous rocks along the Yangtze River is a critical task, particularly at the Qutang Gorge, where significant risks are present due to unstable rock formations [3] - The project involves monitoring 40 automated warning devices and utilizing satellite and drone technology to ensure the safety of the river navigation [3] - As of now, 415 out of 431 identified hazardous rock sites have been addressed, with the main project expected to be completed by the end of the year [3] Group 4: Hydrogen Production and Green Technology - The Chongqing Chuanwei Chemical Company has developed a hydrogen purification device capable of producing 6,400 kg of high-purity hydrogen daily, reducing CO2 emissions by 27,000 tons annually [4] - Bosch Hydrogen Power Systems (Chongqing) has created hydrogen fuel cell modules for commercial vehicles, with operations in 18 provinces, promoting green development in the commercial vehicle sector [4] - Since the implementation of the 14th Five-Year Plan, Chongqing has established 132 technology innovation platforms in green development, leading in areas such as magnesium-based hydrogen production and carbon capture [4] Group 5: Ecological Protection Efforts - The integrated protection and restoration project in the core area of the Three Gorges Reservoir has been completed, with 1.9 million acres of forest cover maintained at over 55% [5] - The monitoring of the Yangtze River has recorded 104 fish species, an increase of 58 species since the fishing ban, indicating improved aquatic biodiversity [5] Group 6: Environmental Protection Commitment - Chongqing's commitment to environmental protection is reflected in its actions to prevent wastewater from entering the Yangtze River and to maintain the integrity of its natural landscapes [6]