这场由证券时报社主办的年度金融盛会，将汇聚来自银行、证券、保险、信托、期货等领域的数百位行业领袖，通过 六大专业论坛，共同探寻金融业高质量发展新路径。 很轻巅 分 万博3C合议 作者 ad 证券出版 ( ) 2000 0 图画照APP 图画家号 今日头条 0 微视 sino MANE O MM 4 en 网易新闻 KE 11月19-20日 中国·深圳 会议议程 11月19日 周三 9号馆 活动A区 09:00-10:20 ● 第十九届深圳国际金融博览会 2025金融科技大会开幕式 10:30-11:30 ● 2025中国金融机构年会 9号馆 活动B区 金融精英汇聚鹏城，行业领袖共议金融强国建设！ 11月的深圳，风起南海，潮涌珠江。这座将举办2026年APEC会议的创新之都，即将迎来一场金融界的思想盛宴——第 十九届深圳国际金融博览会暨2025中国金融机构年会将于11月19日至21日在深圳会展中心(福田)隆重举行，这也是两大 品牌活动首次强强联合。 13:30-17:30 ● 2025中国金融机构年会 暨2025中国银行业年会 11月20日 周四 9号馆 活动B区 09:30-11:40 ● 2025中国金融机 ...

Market Overview - The A-share market experienced a slight decline, with the Wind All A index down by 0.15% and a trading volume of 1.93 trillion yuan [2] - The TMT sector showed strong performance, while the banking sector faced a pullback [2] - The market is shifting focus back to fundamental logic after a liquidity-driven rally since June, with optimistic growth expectations for AI and technology hardware manufacturing [2] Sector Performance - The CSI 1000 index rose by 0.27%, while the CSI 500 index remained flat, and the CSI 300 index and SSE 50 index fell by 0.65% and 0.87% respectively [2] - Traditional economic sectors, particularly consumption and cyclical themes, are in a phase of recovery but are unlikely to enter a bull market in the short term [2] Economic Indicators - The People's Bank of China (PBOC) conducted a 28.3 billion yuan 7-day reverse repurchase agreement with a bid rate of 1.4%, maintaining the same rate as the previous auction [3] - The PBOC is expected to conduct an 800 billion yuan reverse repurchase today, with a net injection of 963.1 billion yuan into the market [3] - Economic expectations remain stable, supported by local government debt increases and the introduction of 500 billion yuan in new policy financial tools [3] Bond Market - The 30-year, 10-year, 5-year, and 2-year treasury contracts saw increases of 0.33%, 0.09%, 0.05%, and 0.03% respectively [3] - The bond market is expected to continue in a volatile pattern due to mixed market sentiments and the "see-saw" effect between stocks and bonds [3] Precious Metals - Gold and silver prices in London showed weakness, with market participants digesting the implications of a potential government shutdown and mixed signals from the Federal Reserve regarding interest rate cuts [3] - The outlook for gold prices remains uncertain, with potential for continued volatility and a cautious approach recommended for investors [3]

科技创新浪潮澎湃，赣鄱大地产业焕新。 上百个机械臂此起彼落，无人驾驶AGV小车搬运穿梭……走进江中药谷智能化生产车间，满满的科技 感扑面而来。"从取材到预处理、提取、灌装、灭菌直至包装、成箱、入库，生产线整个操作流程均实 现自动化无人操作。"华润江中湾里制造基地负责人钟志坚介绍，液体制剂车间只需10余人就能完成操 作管理，而同等产量的传统车间需要近200人，智能化让生产效率大幅提升。 制造企业向产业链价值链高端攀升，前景远阔。从最初生产橡胶筛网、渣浆泵备件，到如今参与矿产资 源开发，构建"设备 + 资源"双轮驱动模式，耐普矿机不再满足于"卖配件"，而是从"全球耗材供应 商"向"矿业综合服务商"转型，持续拓展传统矿业设备企业的价值边界。 一片薄薄的中空纤维血液透析膜，曾是制约国内血液净化产业发展的 "卡脖子"难题。如今，这条由三 鑫医疗自主研发的国产透析膜生产线，让"民族品牌"在血液净化领域站稳脚跟。从1997年生产输液器的 小厂，到如今血液净化产品营收占比超 80%的行业标杆，三鑫医疗营收10年增4倍的转型轨迹，印刻着 江西医疗器械产业提质升级的突围之路。 走出福事特上饶生产车间时，夕阳正洒在"FIRST"的 ...

海南日报全媒体记者 李梦瑶 祖国南疆，海阔风劲，滚滚大潮奔涌向前。 这是新一轮开放的大潮!从1条国际航线，到连开5条国际航线，格鲁吉亚航空持续"加仓"海南自贸 港。"辗转中转"，变"直来直往"，一架架国际航班飞抵东南亚、欧洲、大洋洲，一艘艘远洋巨轮驶向南亚、 中东、南美。 今日之海南，开放通道畅达全球。 这是高质量发展的大潮!从一支"穿云箭"，到"火箭链""卫星链""数据链"三链协同，文昌商业航天生态渐 成。既叩问苍穹，也躬身大地，一粒粒"好种子"扎根南繁，一台台"大风车"向海揽风，一款款好游戏"乘数出 海"。 今日之海南，产业向新集群成势。 向上攀，向前行!一步一个脚印，只因前方有梦想在召唤—— 封关，准备就绪 不到2分钟，在海口新海港和南港"二线口岸"(货运)集中查验场，一辆集装箱货车完成过关检查，顺利驶 离; 仅需5分钟，在海口美兰国际机场国内货运站，大数据技术将五张纸质单据整合为全程电子单证，货主快 速完成信息填报。 经党中央批准，海南自贸港全岛封关将于2025年12月18日正式启动。11月18日，海南自由贸易港正式启 动全岛封关进入30天倒计时! 看，这是壮阔无垠的大道!党的二十届四中全会审议通过的 ...

关注年末市场隐藏主线和银行板块投资机会 20251117 摘要 M1 数据虽有修复迹象，但受去年低基数影响，对 A 股支撑有限。机构 关注 2026 年预期，偏好低估值且具基本面支撑板块，短期汇率及中美 利差对市场刺激作用较弱。 9 月以来 A 股受海外流动性青睐但波动大。年度数据看，科技、金融、 商品材料及消费品、能源板块流入较强，工业品、电信、公共事业流入 相对较小。 预计 12 月中央经济工作会议将指导 2026 年一季度。反内卷、红利低 波主题突出，家电、农业、工业金属等中上游行业估值偏低，新质生产 力是未来政策重点。 银行业前三季度业绩受非息业务扰动，但长期回升趋势不变。存贷款规 模增长、息差企稳、中收回暖支撑营收修复，政策支持下资产质量预计 平稳，基本面拐点将至。 上市银行前三季度营收增速 0.9%，净利润增速 1.46%。三季度单季营 收增速 0.62%，净利润增速 2.8%，非息业务波动及减值拨备释放是主 要原因。 Q&A 近期市场的整体投资环境和边际变化如何？ 目前市场的不确定性依然存在，且近期处于盘整状态。11 月份是政策空窗期， 政策预期不强烈，需等待 12 月份的中央经济工作会议和中央 ...

本次大会由中国生物工程学会、上海市生物工程学会联合主办，不仅聚焦科技前沿，更注重发展实效。 开幕式上，一系列实质性举措落地：科创飞地正式揭牌，中试平台获得授牌，更有涵盖生物基材料、生 物食品、医美原料、生物制剂等热门领域的10个重点项目现场签约。 近日，2025（连云港）第二届合成生物产业发展大会在灌南县开幕。来自全国合成生物学领域的250多 位专家学者与行业领军企业代表，围绕"合成生物开创绿色制造产业未来"这一主题，碰撞思想、对接项 目、联动产业，共同描绘合成生物产业的绿色发展新蓝图。 会议期间，专家学者围绕功能糖细胞工厂、芳香族化合物绿色制造、酶分子工程等尖端议题分享了最新 研究进展。圆桌论坛上，合成生物技术如何赋能新质生产力、与AI技术如何深度融合等前沿话题引发 了热烈讨论，为连云港市乃至全国合成生物制造产业的发展贡献了宝贵智慧。 ...

Core Viewpoint - The article highlights the achievements and strategic initiatives of Jiujiang Bank over the past 25 years, emphasizing its commitment to serving the local economy and community through innovative financial services and strong governance [3][4][5]. Group 1: Achievements and Growth - Jiujiang Bank has grown its total assets to over 500 billion yuan, positioning itself among medium-sized commercial banks and consistently ranking in the "Global Top 500 Banks" and "Top 100 Enterprises in Jiangxi" [3]. - The bank has maintained a loan balance of 279.21 billion yuan within Jiangxi province, accounting for 87.21% of its total loans, demonstrating a strong focus on local financial support [4]. - Over the past 11 years, the bank has paid over 1 billion yuan in taxes annually, contributing significantly to the regional economy [4]. Group 2: Service to Local Economy - Jiujiang Bank has actively supported local development by aligning its services with provincial strategies, focusing on key industries and projects, and enhancing rural revitalization efforts [4][6]. - The bank has implemented innovative financing solutions, such as the "inventory pledge + supply chain finance" model, to address the financing challenges faced by local enterprises [7]. - The bank has established a comprehensive service platform for industry finance, facilitating transactions worth 252.6 billion yuan to support small and medium-sized enterprises [7][8]. Group 3: Financial Inclusion and Support for Small Enterprises - Jiujiang Bank has prioritized financial services for small and micro enterprises, providing over 14 billion yuan in credit to more than 8,000 small businesses [9]. - The bank has introduced various financial products to meet the diverse needs of customers, including tailored solutions for different industry sectors [8][9]. - The bank has also reduced fees for various market participants, saving them 874 million yuan in financing costs since 2024 [9]. Group 4: Commitment to Innovation and Sustainability - The bank has launched a range of financial products focused on technology and green finance, with technology loans reaching 44.706 billion yuan, a growth of 11.75% year-to-date [12]. - Jiujiang Bank has established a green finance department and introduced several green financial products, achieving a green loan balance of 44.697 billion yuan, up 16.13% from the beginning of the year [12]. - The bank has successfully issued 4 billion yuan in green financial bonds and has been recognized for its contributions to green finance [13]. Group 5: Community Engagement and Social Responsibility - Jiujiang Bank has launched initiatives to support new employment groups, providing various community services and financial education [14]. - The bank has developed an elderly-friendly banking service and has been recognized for its efforts in consumer rights protection [15]. - The bank actively participates in charitable activities, establishing a foundation and receiving multiple awards for its social responsibility efforts [15]. Group 6: Future Directions - Looking ahead, Jiujiang Bank aims to continue its strategic focus on quality development, leveraging technology and talent to enhance its service offerings and contribute to the modernization of Jiangxi [16].

Core Insights - SAIC Motor Corporation has demonstrated significant growth in both sales and profits, indicating a successful transformation amidst the competitive landscape of the automotive industry in China [1][3][15] Sales Performance - In October, SAIC sold 454,000 vehicles, leading to a cumulative sales figure of 3.647 million units from January to October, representing a year-on-year increase of 19.5% [1] - The total retail volume reached 3.834 million units, outperforming the domestic industry [1] Financial Results - For Q3, SAIC reported a net profit attributable to shareholders of 2.08 billion yuan, a staggering year-on-year increase of 644.9% [1][3] - The total revenue for Q3 was 169.4 billion yuan, reflecting a 16.2% year-on-year growth, while the cumulative revenue for the first three quarters reached 468.99 billion yuan, up 9.0% [3][6] Structural Transformation - The company has shifted its profit structure from reliance on joint ventures to a focus on self-owned brands, new energy vehicles, and international markets, termed the "new three driving forces" [3][7] - From January to October, sales of SAIC's self-owned brands reached 2.35 million units, a 28.3% increase, now accounting for 64.4% of total sales [7] New Energy Vehicles - SAIC's new energy vehicle sales totaled 1.29 million units from January to October, marking a 42.5% increase, with October alone seeing sales of 207,000 units, a new record [7] - The MG brand has achieved significant success in the European market, with 250,000 units delivered, reflecting over 20% growth [7] Cash Flow and Profitability - The net cash flow from operating activities surged by 70.9% to 31.94 billion yuan, providing a solid foundation for future R&D and market expansion [6] - The non-recurring net profit for the first three quarters reached 7.12 billion yuan, soaring by 578.6%, indicating a fundamental improvement in profit generation capabilities [6] Technological Advancements - SAIC is undergoing a transformation from a traditional manufacturer to a technology-driven enterprise, focusing on user-centric innovations [9][15] - The company has achieved dual licensing for L4-level intelligent connected vehicles, showcasing its advancements in autonomous driving technology [9] Product Innovation - SAIC has launched several technology-driven products, including the MG4 with semi-solid state batteries and the intelligent LS6 SUV, which quickly gained market traction [13][15] - The introduction of advanced safety systems and energy-efficient powertrains has positioned SAIC's products competitively in both domestic and international markets [10][12] Conclusion - SAIC's impressive financial performance and strategic transformation serve as a model for other large manufacturing enterprises in China, highlighting the importance of self-research in core technologies and clear brand positioning in building long-term competitive advantages [15]

今年集中采竹期，兴文县引入30多架无人机，有效解决运输难题。 兴文县林竹中心主任周永潮：兴文县抓住发展低空经济的契机，建设现代化的兴文竹工队，把无人 机等机械设备纳入竹机具补贴。鼓励村资公司、专合社等购买无人机运输服务，更好地带动林竹产业发 展。 四川地域广阔，高原、丘陵、山区众多，发展低空经济需求迫切。今年，四川出台16条政策措施支 持低空经济发展，各方探索加速，低空产品不断上新。 在自贡，国产大型无人机首次完成1.2吨物资连续空投，落点精度百米之内；四川首条大型无人机 物流低空航线正式开通，成都至达州建起"空中货运走廊"；"川渝低空文旅走廊"启航，首条"熊猫专 线"17分钟直达两大景区，"打飞的游川渝"成为现实。 央广网北京11月18日消息（记者杨妮 白璐 黄鹂）据中央广播电视总台中国之声《新闻和报纸摘 要》报道，党的二十届四中全会提出，要优化提升传统产业，培育壮大新兴产业和未来产业。四川将低 空经济作为培育新质生产力的重要突破口，全力打造西部低空经济发展高地。中国之声系列报道《四中 全会精神在基层》，本期推出《低空经济"飞"出新高度》。 初冬时节，位于川南的宜宾市兴文县，翠竹成海。眼下，当地群众正忙着在 ...

在中国汽车产业步入深度转型与激烈竞合的2025年，一家老牌国有汽车巨头的业绩爆发，为市场提 供了一个观察产业变革的绝佳样本。近日，上汽集团相继发布了10月销量数据与2025年第三季度财 务报告，两组关键数据均呈现了强劲的同比增幅。 1 0 月 份 ， 上 汽 销 售 整 车 4 5 . 4 万 辆 ， 推 动 1 - 1 0 月 累 计 批 售 量 达 到 3 6 4 . 7 万 辆 ， 同 比 增 长 1 9 . 5%，终端零售量更以3 8 3 . 4万辆的业绩领跑国内行业；更为亮眼的是其三季度财报，归 属于上市公司股东的净利润录得2 0 . 8亿元，同比增幅高达6 4 4 . 9%，其扣除非经常性损益后 的净利润增幅也达到5 7 8 . 6%，展现出盈利质量的惊人跃升。 这并非一次偶然的周期性反弹，而是一场自上而下、由内而外的系统性重塑初见成效的标 志。自去年下半年启动的全面深化改革，正成为上汽集团挣脱传统增长路径依赖、培育新 质生产力的核心引擎。过往依赖合资板块的利润结构已被彻底优化，取而代之的是以自主 品牌、新能源、海外市场这"新三驾马车"为绝对增长主力的新格局。 与此同时，一场以"懂车更懂你"为理念 ...