乘坐5次公交车，所获得的碳减排量就可用于抵扣两元银行贷款利息。 近日，民生银行武汉分行与武汉碳普惠综合服务平台"武碳江湖"合作，在武汉试点以个人碳减排量兑换低碳红包，以抵扣个人正常状态的消费贷款利息， 包括按揭贷款、综合消费贷款、个人微型消费贷款等。在今年内，同一用户最高可兑换2000元。 "充两度电，可抵两元贷款利息" 近日，武汉市民魏女士通过日常积累的45000克碳减排量，成功抵扣了当月90元贷款利息，成为武汉试点以个人碳减排量抵扣银行贷款利息的首批受益人 之一。 今年3月，民生银行武汉分行与武汉碳普惠综合服务平台"武碳江湖"合作，在武汉推出了消贷低碳红包。公众每积累1000克减排量，即可兑换2元的银行消 贷低碳红包。 "实现个人碳资产的直接变现，是本次试点的一大突破。"刘树表示，该试点服务一上线，就受到了公众关注。仅5月11日一天，就有5万多名新用户在武碳 江湖平台开设个人碳账户。尽管相关试点仍处于推广期，已有多家银行表达了参与的意愿，后续将逐步从武汉覆盖到湖北全省。 个人碳资产已在湖北入市变现 近年来，公众通过绿色出行获得碳减排量并兑换礼品的碳普惠模式，成为许多城市碳普惠实践的通行模式。包括北京"绿色 ...

Regulatory Actions - The State Administration for Market Regulation and other departments have interviewed major food delivery platforms like JD, Meituan, and Ele.me regarding competition issues, emphasizing compliance with laws and regulations to ensure fair competition and protect consumer rights [1][1][1] Company Developments - Neta Auto's associated company, Hozon New Energy Automobile Co., has been filed for bankruptcy examination, indicating potential financial distress within the company [2] - Meituan's food delivery service Keeta is set to enter the Brazilian market, with plans to invest $1 billion over the next five years [1][1][1] - Xiaomi's SU7 Ultra has faced backlash from hundreds of owners demanding refunds due to discrepancies between promotional claims and actual product performance [4][4][4] Market Trends - The price of gold jewelry has dropped below 1,000 yuan per gram, with significant declines reported across major brands [4][4][4] - The price of crayfish has plummeted by nearly 50%, with wholesale prices dropping from over 40 yuan per kilogram to around 18 yuan [5][5][5] Financial Performance - JD reported a first-quarter net profit of 12.8 billion yuan, a year-on-year increase of 43.4% [14] - Fortinet's first-quarter revenue reached $1.54 billion, reflecting a year-on-year growth of 13.8% [13] - Huya's first-quarter total revenue was 1.51 billion yuan, with a non-GAAP net profit of 24 million yuan [15] Strategic Partnerships - Apple is collaborating with startup Synchron to develop a new brain-computer interface aimed at assisting disabled individuals [5] - Amazon has resumed its partnership with FedEx for large item deliveries, marking a significant return to collaboration after a previous split [9][9][9]

Core Viewpoint - Hainan is actively building a carbon benefit system to promote the realization of ecological product value and advance green development through various measures [1][2][3] Group 1: Carbon Benefit System Development - Hainan has introduced the "Hainan Carbon Benefit Management Measures (Trial)" in 2023, which clarifies basic concepts such as carbon benefits and carbon accounts, and regulates low-carbon scene management, carbon benefit methodology management, carbon points management, project emission reduction management, and carbon benefit trading management [1] - A unified carbon benefit management system is being established through the "Haiyi Ban" platform [1] Group 2: Low-Carbon Scene Creation - The initiative encourages enterprises, social organizations, and public institutions to create low-carbon scenes, facilitating carbon point collection and rights exchange through four green application scenarios: "one network for all services," "zero running," electric vehicle travel, and walking [2] Group 3: Methodology Development for Carbon Benefits - Hainan has released methodologies for carbon sink projects, such as the "Hainan Mangrove Afforestation/Reforestation Carbon Sink Project Methodology" and "Hainan Carbon Benefit (Rubber Forest Carbon Sink) Methodology," promoting scientific project emission reduction applications [2] - The total registered emission reduction from projects like mangrove carbon sinks and rubber forest carbon sinks exceeds 24,000 tons [2] Group 4: Promotion of Carbon Benefit Emission Reduction - The government encourages voluntary purchase of emission reductions for carbon neutrality through the "Haiyi Ban" carbon benefit management system, and promotes the purchase of emission reductions for large events [2] - Exploration of "Judicial + Carbon Sink" practices is underway to expand ecological product consumption scenarios [2] Group 5: Future Development and Innovation - Hainan aims to leverage its rich blue carbon resources and tropical rainforest carbon stock to develop more blue carbon, green carbon, and low-carbon products, while creating low-carbon scenes such as green scenic areas and hotels [3] - The province is committed to innovating pathways for ecological product value realization and promoting green low-carbon lifestyles and production methods across society [3]

央广网北京5月13日消息（总台记者韩雪莹 彭照）据中央广播电视总台中国之声《新闻纵横》报道，说到"低碳生活"，相信很多人都对这样的环保理念 非常认可。如果减少碳排放的行为可以转化为实实在在的经济收益，你会更有积极性参与到低碳生活中吗？近期，武汉市民就可以通过乘坐地铁或公交、打 新能源车出行、节约用电等生活中的小事积攒个人碳减排量，日积月累后，便能兑换打车券、购物券等，甚至可以直接抵扣银行贷款利息，这一新举措引发 网友热议。 近日，武汉市民魏英用平时攒的4.5万克碳减排量成功抵扣了当月的90元贷款利息，成为第一个享受"用碳减排量抵扣银行利息"的低碳达人。在此之 前，魏英就在武汉碳普惠综合服务平台——"武碳江湖"小程序上换取过实际收益，比如用2万克碳减排量兑换过葡萄酒，用3千克碳减排量兑换过超市5折 券。 魏英：我每天会骑共享单车到地铁站，然后再乘坐地铁到公司上班，路上就会积攒共享单车和地铁的碳减排量。除此之外，我家里还绑定了"惠节电"小 程序，会记录每天节约的电量，大概一天也能够攒下五百多克碳减排量。 魏英（右一）在宣传绿色低碳生活（央广网发 湖北碳排放权交易中心供图） 在魏英看来，用碳减排量抵扣银行利息，虽然 ...

Core Viewpoint - The "Wutan Jianghu" platform in Wuhan serves as a carbon-inclusive service platform that encourages citizens to adopt low-carbon lifestyles while providing tangible rewards, such as discounts and loan interest deductions, thereby promoting environmental awareness and action [1][2][3]. Group 1: Platform Features and User Engagement - The platform allows users to accumulate carbon reduction credits by engaging in various green activities, such as using public transport and reducing electricity consumption, which can be exchanged for coupons or used to offset bank loan interest [1][2]. - As of now, "Wutan Jianghu" has over 1.5 million users, demonstrating its popularity and effectiveness in promoting sustainable behaviors among the public [2]. - The platform's innovative approach combines online engagement with practical benefits, making it easier for citizens to adopt low-carbon practices in their daily lives [2][3]. Group 2: Broader Implications and Replicability - The success of "Wutan Jianghu" can serve as a model for other cities, as similar platforms can be developed using existing government services to encourage low-carbon lifestyles [3]. - The Chinese government's commitment to achieving carbon peak by 2030 and carbon neutrality by 2060 highlights the urgency for local governments to innovate and promote sustainable practices among citizens [3][4]. - The initiative reflects a growing trend of integrating consumer reward systems into environmental efforts, which has been less common but shows potential for broader application [2][3].

房贷是许多家庭的重要支出项目和经济负担。图/IC photo 不过，虽然个人理论上可以参与碳排放权的买卖和交易，但由于个人碳减排量相对"小散"，一般居民个 人的减排量远未达到可以上市交易的标准。然而，通过第三方平台归集，个人减排量可"打包"达到交易 门槛。 此次，武汉市民通过乘坐公共交通减少的碳排放，可以转化为实实在在的经济收益，即房贷利息的减 免。这种"低碳即收益"的即时激励模式，有望提高市民参与低碳生活的积极性。 事实上，类似的"碳积分"奖励做法并不鲜见。此前，多地曾尝试过用个人碳减排量兑换商品或服务，如 兑换电影票、购物券等，但这些做法大多局限于小额奖励。此次，武汉直接将碳减排与个人房贷挂钩， 很具吸引力。 毕竟，房贷是许多家庭的重要支出项目和经济负担，通过日常低碳出行就能在一定程度减轻这一压力， 有望激发更多市民选择绿色低碳出行。 房贷利息的减免意味着需要有人承担一定的成本，这部分资金从何而来？据业内人士介绍，此次武汉坐 地铁公交可抵扣房贷利息，其资金正是来源于相关合作银行。当然，银行此举，一方面体现了履行社会 责任，助力碳达峰、碳中和，进入"绿色金融"新业态的积极姿态，一方面，也可以起到为自己引流获 ...

（作者系北京师范大学经济与工商管理学院副教授） （文章来源：经济日报） 碳普惠是通过市场化机制激励个人、家庭、社区及中小微企业绿色减碳的创新模式，旨在将微观主体分 散的减碳行为转化为可用于碳足迹抵消、碳市场交易或多元激励兑换的"绿色权益"。近年来，我国在碳 普惠制度设计、平台建设、方法学开发和公众参与等方面取得了积极进展，各地相继出台综合性、领域 特色性碳普惠方法学，为减排量核算提供科学依据。数十个富有地方特色的数字碳普惠平台陆续上线， 如北京上线首个绿色生活碳普惠平台"绿色生活季"，上海推出了绿色出行一体化平台"随申行"，武汉打 造个人数字碳账户平台"武碳江湖"。平台实现个人碳减排量的计量与可视化，可用于兑换礼品礼券，还 支持将减排量捐赠至公益项目、参与"碳中和众筹"等活动。 拓展基于数字化碳普惠平台的应用场景，构建多元化激励机制和减排成果消纳渠道。鼓励政府部门、科 研机构、数字平台企业等加强协同合作，持续完善碳普惠平台的系统架构、底层方法学、核算标准和技 术支撑体系。充分运用物联网、区块链、人工智能等技术，提升对居民衣、食、住、行、用、游等全场 景低碳行为的数据采集、识别与处理能力，实现低碳行为可识别、可 ...