Group 1 - Postal Savings Bank of China (PSBC) Beijing Branch showcased its "Future Bank" concept at the Science and Technology Innovation Expo, featuring advanced technologies like AI, MR, and digital human financial advisors [1][6] - The exhibition highlighted PSBC's commitment to financial technology innovation, with a focus on the "Harmony Ecosystem" and seamless cross-device collaboration [2][6] - PSBC introduced various innovative financial products tailored for small and medium enterprises, such as "Easy Enterprise" for comprehensive management solutions [3][4] Group 2 - The Uyi Chuang, Sci-Tech Loan, and Small Micro Easy Loan products cater to different financial needs, providing diverse financing options for technology-driven enterprises and small businesses [4][5] - PSBC's green finance initiatives have resulted in a green loan balance of 76.091 billion yuan, reflecting a 17.48% increase from the beginning of the year [7] - The bank's digital financial services, including cloud cabinet models, have facilitated over 170,000 transactions in 2024, enhancing customer service efficiency [6][7]

引领行业标准化建设。镇江农商银行积极参与行业标准制定，2024年发布《镇江市金融科技赋能乡村振 兴团体标准（修订版）》，推动金融服务适老化、普惠化。在数据管理方面，完成全行数据分类分级项 目，精准识别核心业务系统敏感数据311项，建立分级防护机制，数据安全合规性获监管机构高度评 价。 科技宣传成果显著。2024年，镇江农商银行在第四届"金融业科创科普大赛"中提交10部创意作品，9部 入围并斩获3项科普奖、4项人气奖，同时荣获"最佳组织奖"。涉农补贴公示系统、"数据整合新篇章"等 案例先后获工信部、农信银资金清算中心等颁发的5项全国性荣誉，彰显镇江农商银行科技品牌影响 力。 董子豪 在镇江市银行业金融机构2024年度金融科技考核中，镇江农商银行再度蝉联全市首位，这是自2021年以 来该行连续第四年获此殊荣。这一成绩充分体现了人民银行镇江市分行对该行在网络安全、科技创新、 标准化建设及科技宣传等领域的高度认可。2024年，镇江农商银行紧密围绕《金融科技发展规划 （2022-2025年）》要求，深化落实"科技金融、数字金融"等战略部署，以金融科技为引擎，推动全行 业务高质量发展。 筑牢网络信息安全防线。2024年， ...

根据近年来的创业趋势与相关报告，以下是近10年（2015-2025年）中国创业产业活跃度及发展潜力的 排名与分析，综合政策导向、行业增速、市场成熟度等因素总结如下： 1. 批发与零售业 活跃度排名第一：近10年间，批发与零售业始终是创业最活跃的行业，新注册企业数量长期领先其他行 业。以2022年数据为例，其新注册企业数约为第二名制造业的两倍，尤其在区域中心城市（如上海、重 庆、深圳）表现突出。 驱动因素：消费升级、电商渗透率提升（如跨境电商）、线上线下融合模式（如社区团购）的兴起。 典型案例：义乌在县域经济中表现尤为亮眼，其批发零售业新注册企业数量远超其他地区。 2. 制造业 技术升级推动增长：受《中国制造2025》政策驱动，制造业创业活跃度在2015年后持续增长，尤其在智 能制造、新能源装备等领域涌现大量创新企业。深圳、苏州、东莞等城市是核心聚集地。 4. 居民服务与生活服务业 刚需驱动：包括家政服务、修理维护、社区养老等细分领域。2020年后，受疫情影响，线上预约服务 （如"15元洗车游击队"）和社区化服务模式（如"阳台蔬菜订阅"）迅速崛起。 区域分布：北京、成都等城市的居民服务类企业注册量位居前列，与经 ...

深圳市银之杰科技股份有限公司投资者关系活动记录表 证券代码：300085 证券简称：银之杰 5、请问公司在移动信息服务业务上，怎样优化业务 模式，拓展客户群体，提升业务收入？ 答：您好！在移动信息服务业务上，公司积极发展 5G 富媒体消息创新业务，并通过进一步提高服务质量和 深挖金融行业客户努力提升移动信息服务业务收入。谢 谢！ 编号：2025-001 | | □特定对象调研 □分析师会议 | | --- | --- | | 投资者关系活动类 | □媒体采访 √业绩说明会 | | 别 | □新闻发布会 □路演活动 | | | □现场参观 | | | □其他 （请文字说明其他活动内容） | | 参与单位名称及人 | | | 员姓名 | 线上参与公司 2024 年度网上业绩说明会的投资者 | | 时间 | 2025 年 5 月 7 日（星期三）下午 15:00-17:00 | | 地点 | "约调研"网络平台 | | 上市公司接待人员 | 董事长陈向军先生，总经理李军先生，董事会秘书刘奕 | | 姓名 | 先生，财务总监张春雷先生，独立董事陈歆玮先生 | | | 公司于 2025 年 5 月 7 日（星期三）下午 ...

湖南既是南北贯通、东西联动的立体交通枢纽，也是传统产业转型与新兴产业融合发展的创新高地。近 年来，湖南以"三高四新"战略为引领，持续深化制造业转型升级，加快培育新兴产业，全省经济总量连 跨台阶，金融服务覆盖面也在不断提升。 作为湖南省最大的法人金融企业、湖南省首家上市银行，长沙银行围绕省战略布局，将金融服务不断深 耕细作，并延伸到田头地间、下沉融入千企万户，持续打造特色化经营优势。 近日，长沙银行经营业绩披露，其中总资产1.15万亿元，较上年增长超1200亿元，这也意味着该行已经 连续三年规模增长超千亿。在"长行速度"背后，该行"一号工程"县域金融贷款余额大幅增长至2013.72 亿元，已占贷款总额约4成。 资产3年跨三个"千亿级"台阶 4月底，A股上市的长沙银行发布2024年年度报告。整体来看，在宏观经济形势复杂多变、银行经营普 遍承压背景下，长沙银行业绩增速显示出较强的韧性。 数据显示，2024年，该行实现营业收入259.4亿元，同比增长4.57%，归属于母公司股东的净利润78.3亿 元，同比增长4.87%。 从收入结构来看，长沙银行净息差2.11%，利息净收入同比增长2.68%。"得益于存款结构的优化和 ...

Core Viewpoint - The integration of brokerage firms and financial technology is driving the development of the financial industry, with Guolian Minsheng Securities being a notable example of successful merger and integration efforts in this context [1][2]. Group 1: Financial Technology Integration - Guolian Minsheng Securities is actively promoting its business integration and financial technology initiatives, including hosting an AI competition for its subsidiaries to enhance understanding of AI products in the financial data sector [1]. - The firm has established a "technology + business" dual-engine model, leveraging AI to accelerate digital transformation across various business areas, including intelligent auditing of prospectuses and credit rating [2][3]. Group 2: Investment Banking Digital Transformation - The company has implemented a systematic approach to digital transformation in investment banking, enhancing efficiency in deal sourcing, due diligence, underwriting, and post-transaction monitoring through intelligent tools and platforms [3]. - By utilizing a business opportunity system and risk screening platforms, Guolian Minsheng Securities aims to improve project quality and enhance collaboration among internal and external resources [3]. Group 3: Investment and Research Synergy - In the investment sector, the firm has developed a digital platform for online management of self-operated, private equity, and alternative investments, facilitating early engagement and continuous tracking of client needs [4]. - The company has also established a robust research framework supported by AI technologies, significantly improving research efficiency and quality, and positioning itself among the top firms in the industry with a market share of 4.22% in commission income [5]. Group 4: Strategic Goals and Future Outlook - Guolian Minsheng Securities aims to become a technology-driven investment bank, focusing on digital platform construction and enhancing risk control and customer experience through big data and AI [7]. - The establishment of an AI research institute and an advisory committee reflects the company's commitment to advancing its capabilities in AI and contributing to national strategies in this field [5][7].

消息面上，在今天举行的国新办新闻发布会上，中国人民银行行长潘功胜宣布，下调金融机构存款准备 金率0.5个百分点，预计向市场提供长期流动性约1万亿元；下调政策利率0.1个百分点，即公开市场7天 期逆回购操作利率从目前的1.5%调降至1.4%，预计将带动贷款市场报价利率（LPR）同步下行约0.1个 百分点。 5月7日，受降息降准利好催化，三大指数集体高开，通用航空、低空经济概念领涨，金融科技、券商板 块相对强势，截至10:00，金融科技ETF华夏(516100)涨1.29%，其持仓股普元信息涨超5%，恒银科技、 高伟达、凌志软件、同花顺、指南针等股纷纷异动拉升，券商ETF基金（515010）涨1.51%，其持仓股 锦龙股份涨超7%，湘财股份、东方财富、中国银河、天风证券、首创证券等股纷纷走强。 金融科技ETF华夏(516100)紧密跟踪中证金融科技主题指数，聚焦金融与科技深度融合的优质企业，全 面覆盖多个高景气板块，包括互联网券商、金融IT、移动支付、人工智能产业链以及信创领域，兼具金 融属性与科技创新能力。成分股涵盖行业龙头，包括同花顺、东方财富、恒生电子、润和软件、东华软 件、指南针、赢时胜、银之杰和广电运通 ...

Group 1 - The core viewpoint of the news is the introduction of a comprehensive financial policy package aimed at stabilizing the market and expectations, with a focus on the resilience of the domestic financial system despite significant shocks since April [1] - The People's Bank of China announced a 0.5 percentage point reduction in the reserve requirement ratio and a 0.1 percentage point decrease in policy interest rates, which is expected to directly benefit financial technology ETFs [1] Group 2 - The financial technology sector is set to experience a policy-driven growth phase, with a focus on artificial intelligence and core technology breakthroughs as emphasized in the 2025 financial technology development plan [2] - Global regulatory technology investments have surged by 68% year-on-year to $7.4 billion, with Europe, the Middle East, and Africa becoming key regions for growth [2] Group 3 - Financial technology companies are leveraging AI and blockchain to reshape service chains, with significant improvements in operational efficiency, such as a 40% increase in research efficiency due to the deployment of AI models [3] - The cross-border RMB stock trading business between China Merchants Bank and Hong Kong Stock Exchange has achieved real-time settlement through cloud and edge computing, reducing transaction delays to milliseconds [3] Group 4 - The financial technology sector's performance in Q1 2025 shows significant differentiation, with leading companies experiencing increases in both volume and price, such as Tonghuashun's net profit rising by 16% and Dongfang Caifu's by 39% [4] - The average R&D expenditure ratio for the constituents of the China Securities Financial Technology Index exceeds 15%, indicating a strong focus on innovation and technology development [4]

证券研究报告|金融工程专题报告 5月建议关注 科创人工智能ETF华宝、养老ETF、券商ETF等产品 资料来源：Wind，华西证券研究所 2 ——华宝指数产品配置月报202505 张立宁 SAC NO：S1120520070006 杨国平 SAC NO：S1120520070002 2025年5月6日 请仔细阅读在本报告尾部的重要法律声明 1 华宝基金在指数产品领域布局丰富 华宝基金旗下指数产品布局丰富，从目前已成立产品来看，基本覆盖了A股大中小盘指 数、主要的行业及主题指数、跨境指数、SmartBeta指数，为投资者提供了丰富的选择 品种。 | | JE FRIDES | 创业板 | | | | | | --- | --- | --- | --- | --- | --- | --- | | | 科创芯片 | | | | | | | | | 人工智能 | | | | | | | 标普A股红利 | 科创AI | | | | | | | 中证信创 | 绿色能源 | | | | | | | 国证治理 | 农牧渔 | | | | | | | 中证800地产 | 养老产业 | | | | | | | 深创100 | 有色 ...

互联网金融板块涨超3%，金融科技ETF(516860)涨幅为3.68%，最新价创5日新高，成交额6636.5万元， 较昨日此时放量51.34%，近1月份额减少3500万份。 打包市场龙头，抢反弹就买指数ETF>> ...