端午粽香犹在，一组数据引发热议：交通运输部消息显示，5月31日至6月2日（端午假期），全社会跨 区域人员流动量达65370万人次，日均21790万人次，同比增长2.5%。这组数据勾勒出假日经济蓬勃发 展的画卷，彰显了旅游消费的巨大活力。 "旅游+"模式创新也将持续涌现。金融与旅游、文化、体育、健康等产业深度融合，打造"旅游+"模式， 更多新消费场景和体验将相继推出，满足人们多样化旅游消费需求。 此外，金融机构与旅游企业合作，推动智慧旅游平台建设，提升旅游服务智能化水平，为游客带来便 捷、高效、舒适的智慧旅游体验。 未来，随着金融创新的深入，金融与旅游的融合将更加紧密，协同发展也将进一步提速。我们期待，在 金融活水的润泽下，假日经济更加繁荣，一幅多元且充满活力的旅游消费新图景徐徐展开。 此外，金融机构积极发展绿色金融，支持生态旅游、乡村旅游等可持续发展项目，推动旅游产业与环境 保护和谐共生。绿色信贷、绿色债券等金融工具引导资金流向绿色旅游项目，助力旅游产业可持续发 展。 金融与旅游的深度融合，不仅为假日经济注入新的活力，更为旅游消费描绘新图景。 个性化、定制化旅游产品将不断涌现。金融机构利用大数据、人工智能等技 ...

Group 1 - Agricultural Bank of China (ABC) Qingyuan Branch has been enhancing its diversified financial products and services, focusing on green finance to achieve both ecological and economic benefits in Qingyuan City [1][2] - As of the end of March this year, the green loan balance of ABC Qingyuan Branch exceeded 4.5 billion yuan [1] - The branch has developed customized financial service plans for enterprises and farmers, promoting the intersection of rural revitalization and green finance [1] Group 2 - ABC Qingyuan Branch has implemented the "Green and Beautiful Qingyuan" development strategy, providing loans for national reserve forest projects to support high-quality development in tourism and forestry industries [2] - The branch has supported loans exceeding 3.6 billion yuan for national AAAA-level and above scenic spots, enhancing the vitality of local tourism [2] - Collaborations with local governments and agricultural enterprises have led to the establishment of risk compensation funds and the promotion of a "company + farmer" development model to improve the chicken farming industry [2]

Group 1 - The core viewpoint emphasizes the role of Industrial Bank's Nanning branch in promoting green finance and sustainable development in Guangxi, with a focus on carbon reduction and environmental protection [1][4] - As of April 2025, the green loan balance of Industrial Bank's Nanning branch has exceeded 25 billion yuan, highlighting its commitment to green banking [1] - The bank has initiated innovative financial products, such as the "carbon footprint + carbon emissions" linked loan, to support energy-intensive enterprises in their transition to low-carbon operations [1][2] Group 2 - In May 2025, the bank provided a 10 million yuan "green + technology" loan to Nanning Chuxin Integrated Circuit Design Co., Ltd., facilitating the production of energy-efficient OLED chips [3] - The bank has established a significant partnership with the China Quality Certification Center to offer carbon footprint accounting services to pilot enterprises, thereby reducing their carbon management and financing costs [2] - The bank supported Nanning Water Development Group with a 64 million yuan "water-saving loan" for smart water supply network upgrades, marking the largest single amount for such loans in Guangxi [4] Group 3 - Since 2023, the bank has financed nearly 3 billion yuan for "sponge city" projects in Nanning, contributing to urban water management and environmental sustainability [4] - The bank aims to continue enhancing its green finance initiatives, aligning with the dual carbon goals and fostering sustainable economic development in Guangxi [4]

转自：新华财经 在政策倾斜上，在落实业务办理条件、名单制管理、定价、内转价格、审批授权、信贷规模、放宽绿色 通道、风险成本等总行统一性政策保障基础上，突出广西环境保护的区域性特色需求，扩大新增绿色贷 款经济资本优惠。 在项目的跟进上，区分行本级经营部门定期对接政府部门、行业协会等，批量化获取绿色项目清单并明 确责任主体，定期跟踪督办。对于重大项目以及进展缓慢、问题复杂的绿色项目，区分行公司业务部牵 头组建包括财会部门、审批部门以及其他相关部门在内的任务团队，"一事一改"研究解决方法，助力二 级行（部）推进项目。 在加大推动力度上，规定二级行（部）KPI考核中保持绿色金融考核权重不低于总行KPI考核体系绿色 金融权重。同时开展年度绿色金融专项评价，全面评价业务发展、创新推进、发展保障、基础管理、社 会责任等内容。对于绿色金融业务推进不力的机构，启动信贷管理约谈，党委班子成员牵头督导整改。 在绿色金融人才储备与培养上，聚焦绿色信贷识别、绿色产业服务、绿色产品研发、ESG风险管理等与 业务发展息息相关的技能，通过专题培训、普适性培训、跟岗交流、敏捷性团队建设等方式组建一个不 少于50人的绿色金融人才库。 从1958 ...

证券研究报告·固定收益·固收点评 固收点评 20250607 绿色债券周度数据跟踪 （20250602-20250606） [Table_Tag] [Table_Summary] 观点 ◼ 一级市场发行情况： 本周（20250602-20250606）银行间市场及交易所市场共新发行绿色债券 10 只，合计发行规模约 95.70 亿元，较上周减少 124.36 亿元。发行年限 多为 3 年；发行人性质为地方国有企业、其他企业、国有企业、央企子 公司；主体评级多为 AAA、AA 级；发行人地域为上海市、安徽省、北 京市、广东省、河北省、江苏省、山东省、天津市；发行债券种类为中 期票据、交易商协会 ABN、企业 ABS、超短期融资券、科创债、私募 公司债。 ◼ 二级市场成交情况： 本周（20250602-20250606）绿色债券周成交额合计 531 亿元，较上周减 少 81 亿元。分债券种类来看，成交量前三为非金公司信用债、金融机 构债和利率债，分别为 281 亿元、171 亿元和 60 亿元；分发行期限来 看，3Y 以下绿色债券成交量最高，占比约 80.30%，市场热度持续；分 发行主体行业来看，成交量前三的行 ...

国家金融监督管理总局前不久印发的《关于发展消费金融助力提振消费的通知》提出，"鼓励银行业金 融机构在风险可控前提下，加大个人消费贷款投放力度""探索开展线上开立和激活信用卡业务"。作为 连接消费需求与金融服务的便捷支付工具，信用卡是拉动居民消费的"加速器"，也是完善现代金融服务 体系的"稳定器"。 作为消费金融的重要载体，我国信用卡市场在不断规范的过程中，实现了从高速发展向高质量发展的阶 段性跨越，逐渐进入存量竞争阶段。截至2024年末，全国共开立信用卡和借贷合一卡7.27亿张，增速较 前期有所放缓，但总量依然庞大，说明信用卡已成为我国消费者日常支付的重要工具之一。在金融科技 助推下，信用卡业务模式也在迭代升级。大数据、人工智能等新技术驱动下的移动支付、在线办卡、智 能风控等，大大提升了用户的用卡体验。发卡机构可以更加精准地识别客户需求，不断推出针对不同消 费群体的个性化、差异化信用卡创新服务，满足不同用户群体需求，进一步增强用户的金融服务获得 感。 随着市场逐步进入存量竞争阶段，信用卡业务的结构性矛盾日益凸显。从市场表现看，2024年末存量信 用卡较上年减少近4000万张，且信用卡授信使用率出现持续下滑，表 ...

Core Viewpoint - The release of the "Green Finance Development Index" marks a significant step in quantifying the securities industry's contribution to green finance, providing new tools and perspectives for green transformation [1][4][6]. Policy Guidance for Green Market Expansion - Green finance has gained increasing importance in national strategic planning, with key meetings in 2023 emphasizing its role as one of the "five major articles" in finance [2]. - The China Securities Regulatory Commission (CSRC) has outlined key tasks for enhancing green finance standards and products in its 2025 implementation opinions [2]. Growth of Green Finance Market - Under strong policy guidance, China's green finance market is thriving, with both credit and bond financing channels contributing to market expansion [3]. - As of the end of Q1 2025, the balance of green loans reached 40.61 trillion yuan, a 9.6% increase from the beginning of the year, with major allocations in infrastructure upgrades, energy transition, and ecological protection [3]. - The green bond market has also shown significant growth, with 93 green bonds issued in Q1 2025, totaling 177.67 billion yuan, reflecting a 55.15% increase year-on-year [3]. Quantitative Index for Monitoring Green Services - The Green Finance Development Index focuses on resource allocation and efficiency, analyzing the securities industry's role in green finance through a comprehensive evaluation system with multiple indicators [4][6]. - The index includes four primary indicators and numerous secondary and tertiary indicators, allowing for a detailed assessment of green finance development [4]. Securities Industry as a Green Transition Engine - The securities industry is positioned as a key driver of green transformation, linking the real economy with substantial green investment needs [9]. - Oriental Securities has achieved notable success in green finance, receiving an AA ESG rating from MSCI and leading in various green financial services [9][10]. - The company has successfully directed over 350 billion yuan into sustainable development from 2021 to 2023 and has been active in innovative green financial products [10]. Future Directions and Collaborations - The collaboration between the China Economic Information Agency and Oriental Securities aims to enhance the Green Finance Development Index and promote its application in the securities industry [10]. - The index is expected to serve as a "weather vane" for green finance, guiding future policies and strategies in the sector [10].

公开报道显示，上海有300多个小区都能看到貉，其总量大概在3000到5000只。这体现了城市生态保护 的有效性，但同时市民也存在被貉侵扰的风险。通过上述合作，中国太保为人类与城市栖居动物的和谐 共生提供保险保障，这不仅是城市生物多样性的积极探索，也为全国生物多样性保护提供了新思路。 据介绍，中国太保旗下中国太保产险上海分公司携手上海市九段沙生态气候保护基金会、上海市长宁区 新泾社区基金会，为坐落于长宁区新泾镇的乐颐生境花园量身定制生物多样性保险一揽子服务方案，开 启绿色保险与生态保护融合新模式。通过此次合作，中国太保产险上海分公司为上海入选全球"生物多 样性100+"典型案例的乐颐生境花园以及全国首家以"生境"为主题的博物馆"上海生境博物馆"提供了一 揽子保险服务方案，该方案将在城市生境将列入中国《国家重点保护野生动物名录》评为二级保护动物 的貉，纳入野生动物肇事补偿责任险范畴，为动物致害补偿提供风险保障；形成了政府、公益组织与保 险机构联动，共同构建"生态保护+风险补偿"的新机制。 当前，中国正在以"昆蒙框架"提出的全政府和全社会方法推动生物多样性治理。中国太保始终紧扣中央 部署，以金融"五篇大文章"为指引 ...

Core Viewpoint - The Construction Bank of Fujian Province actively promotes green development and integrates into the province's low-carbon transformation, optimizing green financial services to support ecological governance and energy transition [1][2][3] Group 1: Green Financial Services - As of the end of May, the green loan balance of the Construction Bank of Fujian Province exceeded 100 billion yuan [1] - The bank has provided over 80 million yuan in loans for the "300MW Fish-Solar Complementary Photovoltaic Power Station Project" in Zhangpu County, which is expected to generate 467 million kilowatt-hours of electricity annually and reduce sulfur dioxide emissions by approximately 14,200 tons and carbon dioxide by 460,100 tons [1] - The bank has innovated financial products such as "carbon reduction-linked loans" to support the low-carbon transition of traditional thermal and gas power [1] Group 2: Ecological Restoration Projects - The bank has supported the blue bay restoration project in Putian City, which includes the restoration of mangrove wetlands and habitats for endangered species [2] - It has utilized various financing products, including bond financing and sponge city loans, to support comprehensive water environment governance projects [2] - The bank has developed unique products like "Lin Yi Loan," "Carbon Reduction Loan," and "Yunong Quick Loan" to enhance the value of ecological resources [2] Group 3: Industrial Transformation and Green Manufacturing - Fujian Province has adjusted its industrial structure to establish a green manufacturing system, achieving over 1 trillion yuan in industrial output from national and provincial-level green factories [3] - The bank has introduced mechanisms linking carbon emission indicators with loan interest rates to promote the green transformation of the construction materials industry [3] - It has implemented differentiated support policies for green, low-carbon, and circular economy enterprises while promoting personal "carbon accounts" to encourage societal participation in environmental protection [3]

Core Viewpoint - The news highlights the significant role of Guangxi in providing high-quality water resources to the Guangdong-Hong Kong-Macao Greater Bay Area, emphasizing the region's commitment to green finance and ecological protection initiatives [1][5]. Group 1: Water Resources and Quality - The Pearl River is the second largest river in China, with a water volume seven times that of the Yellow River and ten times that of the Huai River. The river basin covers approximately 453,600 square kilometers, with 202,400 square kilometers located in Guangxi [1]. - From 2016 to 2020, Guangxi's average annual water resources flowing into Guangdong reached 218.6 billion cubic meters, accounting for 92.4% of Guangdong's total incoming water resources [1]. - Since the 13th Five-Year Plan, the water quality flowing from Guangxi to Guangdong has consistently remained excellent, with a 100% good quality ratio in national surface water assessments [1]. Group 2: Green Finance Initiatives - In 2024, the China Construction Bank Guangxi Branch established a green finance action plan focusing on eight key areas, including industrial low-carbon transformation and ecological restoration [1]. - The bank has set up a "1+5+3" green finance institutional framework, including a green finance center and several specialized green operating centers across various regions in Guangxi [2]. Group 3: Support for Industrial and Environmental Projects - The Hechi Branch of the bank supports green transformation in the non-ferrous metal industry, investing 2.8 billion yuan in a project that features a comprehensive industrial water recycling system, achieving a 95.79% water recycling rate [3]. - In Liuzhou, the bank has invested approximately 470 million yuan in wastewater treatment facilities, which utilize advanced technologies to treat 180,000 cubic meters of wastewater daily [3]. - The bank has also financed rural wastewater treatment projects, contributing 73.23 million yuan to improve water quality and protect drinking water sources in the region [4]. Group 4: Ecological and Community Impact - The bank's initiatives have led to significant improvements in local water quality, with Liuzhou ranking first in national surface water assessments for four consecutive years since 2020 [3]. - The Nankao River project in Nanning, which incorporates sponge city technology, has transformed the river into a scenic area, showcasing the effectiveness of ecological solutions in urban water management [4].