前十大流通股东累计持有： 9589.46万股，累计占流通股比： 38.92%，较上期变化： -495.87万股。 | 名称 持有数量(万股) | | 占总股本比例(%) | 增减情况(万股) | | --- | --- | --- | --- | | 李福华 | 4103.60 | 16.66 | -60.00 | | 徐连平 | 2729.81 | 11.08 | -100.00 | | 康路 | 832.83 | 3.38 | 10.76 | | 张燕生 | 715.48 | 2.90 | -25.50 | | 蒋琳华 | 498.43 | 2.02 | -233.51 | | 罗钠 | 224.59 | 0.91 | -22.88 | | 华宝中证金融科技主题ETF | 142.84 | 0.58 | -1.91 | | BARCLAYS BANK PLC | 125.50 | 0.51 | 新进 | | UBS AG | 116.38 | 0.47 | 13.22 | | 程希庆 | 100.00 | 0.41 | 新进 | | 较上个报告期退出前十大股东有 | | | | | 高盛国际-自有资金 | ...

金融界《数说》，用数字透视上市公司本质，用数字丈量中国资本市场。 阿里系一个动作，直接引爆港股，未来的港版东方财富遭到资金爆炒，单日市值暴增42.4亿港元。 4月28日，收到蚂蚁集团收购要约耀才证券今日高开60.66%，随后股价震荡走高，午后股价一度大涨逾 96%，最高报6港元/股，截至收盘耀才证券报5.55港元/股，上涨81.97%，成交额高达35.05亿港元，换手 率高达42.74%，单日市值暴增42.4亿港元。 在耀才证券带动下，港股阿里概念股遭到资金爆炒。随后，港股阿里概念股持续走强，云峰金融一度大 涨超91%，中国动向涨超14%，高鑫零售、亚博科技控股跟涨。 | 名称 | | 张唱%备 | 现价 | | --- | --- | --- | --- | | 1 | 云锋金融 | +57.45% | 1.480 | | 2 | 中国动向 | +10.29% | 0.375 | | 3 | 亚博科技控股 | +3.00% | 0.206 | | प | 商汤-W | +2.11% | 1.450 | | 5 | 万国数据-SW | +0.45% | 22.450 | | 6 | 中国平安 | +0.11% ...

此外，香港投资推广署再次与香港科技园公司"GlobalConnect"携手合作，协助初创企业拓展香港业务。 该计划提供全面的落户配套，其中包括：高达10万港元资助；可享用共享办公室；融资与商业配对；在 香港开拓业务的一对一咨询；培训及联系网络。 另外，通过全球FastTrack计划2025，申请者将有机会提前进入埃森哲（Accenture）与数码港合办的"亚 太金融科技创新实验室"（FILAP）加速器计划，获得专家指导，并与全球金融领袖建立联系。 FILAP计划主要是为处于成长阶段的金融科技初创企业，与来自全球领先金融机构的高级管理人员搭建 沟通桥梁。自成立以来，参与FILAP的近90家公司筹集了超过11亿美元资金，推出了552个概念验证计 划。 智通财经APP获悉，4月28日，香港投资推广署今日公布年度活动"全球FastTrack计划2025"报名详情， 为全球及本地的科技公司提供机会，让他们在国际舞台上展示实力。香港投资推广署表示，今年计划将 扩展至金融科技以外的其他垂直领域。具体地，包括七大范畴：金融科技；人工智能；绿色科技；区块 链与数字资产；保险科技与健康科技；创新与科技；中国内地赛道（以普通话进行 ...

Group 1 - The company is a leading player in the automotive circulation sector in Weifang, with over 50 4S stores, maintaining a dominant market position [1] - The traditional manual financial management model has revealed bottlenecks, including inefficient account reconciliation, information silos from independent systems, and lack of real-time data for decision-making [1] - The bank has launched a customized "technology + service" dual-driven solution to address the urgent needs in multi-account management, system linkage, and financial decision support [1] Group 2 - The bank emphasizes a customer-centric approach, providing comprehensive support throughout the service process, including on-site training and timely responses to system issues [2] - The full-chain service model of "demand research - solution customization - operational support" has led to increased satisfaction and recognition from enterprises [2] - The bank's integration of financial technology with industry needs has not only improved corporate financial management efficiency but also provided a replicable benchmark for industry digital transformation [2]

Core Viewpoint - The competition between "Alibaba" and "Tencent" in the wealth management sector is intensifying, highlighted by Ant Group's acquisition of a majority stake in Yaocai Securities, signaling a strategic move in the financial technology landscape [1][8]. Group 1: Acquisition Details - Ant Group, through its subsidiary Ant Wealth, has made a tender offer to acquire 50.55% of Yaocai Securities at a price of HKD 3.28 per share, totaling HKD 28.14 billion, representing a premium of 368.6% over the net asset value of HKD 0.7 per share as of September 2024 [2][4]. - Following the acquisition, Yaocai Securities' chairman Ye Maolin will no longer hold shares, and Ant Group intends to maintain the company's listing status [1][3]. Group 2: Financial Performance - For the fiscal year ending March 31, 2024, Yaocai Securities reported a revenue of HKD 1.236 billion and a net profit of HKD 559 million, with a year-on-year net profit increase of approximately 8% [4]. - As of December 31, 2024, Yaocai Securities had nearly 580,000 customer accounts and total customer assets close to HKD 60.5 billion [4]. Group 3: Industry Competition - The Hong Kong securities brokerage industry is facing challenges such as declining revenues and profit margins, with over 500 brokerage firms competing in the market [7]. - The acquisition is expected to enhance Yaocai Securities' digital transformation and operational capabilities, positioning it as a leading trading platform backed by advanced technology [4][7]. Group 4: Market Implications - Analysts suggest that the acquisition will lead to a more competitive environment in the wealth management sector, potentially benefiting investors through improved service quality and innovation [8]. - The competition between Ant Group and Tencent, particularly through their respective platforms, is anticipated to drive the digitalization and modernization of the Hong Kong securities industry, attracting more international capital [8].

Core Viewpoint - The acquisition of Yao Cai Securities by Ant Group's subsidiary, Shanghai Yun Jin, is expected to significantly enhance the company's growth and digital transformation, positioning it as a leading trading platform backed by advanced technology [1][6]. Group 1: Acquisition Details - Ant Group's subsidiary, Shanghai Yun Jin, plans to acquire approximately 858 million shares of Yao Cai Securities at a price of HKD 3.28 per share, totaling HKD 28.14 billion, which represents a 17.6% premium over the last trading price before suspension [3][4]. - The acquisition will result in a change of ownership for Yao Cai Securities, as the shares represent about 50.55% of the total issued shares [3][4]. Group 2: Company Background - Yao Cai Securities was founded in 1995 by Ye Maolin and primarily engages in stock trading, margin financing, securities custody, futures and options trading, leveraged foreign exchange trading, and spot gold and silver trading [4][5]. - The company has a history of offering low commission rates, having reduced its commission from 0.25% to 0.05% in 2003, which contributed to its rapid growth [5]. Group 3: Financial Performance - For the fiscal years 2022 to 2024, Yao Cai Securities reported total revenues of HKD 10.14 billion, HKD 10.50 billion, and HKD 11.21 billion, with year-on-year changes of -19.96%, -4.05%, and 3.09% respectively [5]. - The net profit attributable to shareholders for the same period was HKD 4.55 billion, HKD 5.43 billion, and HKD 5.06 billion, with year-on-year changes of -20.23%, 10.53%, and -9.95% respectively [5]. Group 4: Strategic Implications - The acquisition is expected to drive future business growth for Yao Cai Securities, enhance its digital transformation, and expand its service offerings to a broader customer base [6]. - Ant Group aims to leverage this acquisition to fill regulatory gaps in cross-border financial services and strengthen its position in the global financial services market [6].

Investment Rating - The report maintains an "Accumulate" rating for the company [7] Core Views - The company's securities business is operating steadily, but profits are expected to decline in Q1 2025 due to self-operated business drag [7] - The report highlights the potential for growth in wealth management and financial technology sectors [7] Financial Performance Summary - In 2024, the company achieved total revenue of 2.192 billion yuan, a year-on-year decrease of 5.6% [7] - The net profit attributable to shareholders for 2024 was 109 million yuan, down 8.6% year-on-year [7] - For Q1 2025, total revenue was 621 million yuan, a year-on-year increase of 5.4%, while net profit attributable to shareholders was 49 million yuan, a decline of 45.8% [7] - The report projects net profits for 2025 and 2026 to be 2.37 billion yuan and 2.85 billion yuan, respectively, with year-on-year growth rates of 116.69% and 20.29% [7] Business Segment Performance - The securities business generated 770 million yuan in revenue for 2024, up 13.4% year-on-year, accounting for 35.1% of total revenue [7] - The self-operated business achieved 450 million yuan in revenue, a 22.6% increase year-on-year, representing 20.5% of total revenue [7] - The investment banking segment saw a revenue decline of 46.1%, with bond underwriting volume dropping by 52% [7] - Asset management revenue increased by 30.9%, with total assets under management reaching 12.604 billion yuan, a 149.44% increase year-on-year [7] - The industrial segment's revenue was 436 million yuan in 2024, down 24.5% year-on-year, contributing 19.9% to total revenue [7]

不过，成本控制与资产质量方面的表现也值得关注。本季度营业支出为 19.07 亿元，成本收入比下降 1.75 个百分点至 25.47%，这体现了该行在降本增效方面取得了一定成效。但信用减值损失为 10.78 亿 元，虽较上年同期下降 19.17%，不良贷款余额仍有 87.47 亿元，不良贷款率为 1.17%，这对该行的资产 质量构成一定压力。据已发布的研究报告，银行业整体面临信用风险上升的挑战，重庆农商行也难以独 善其身。 互联网上部分观点认为，重庆农商行在金融科技投入上相对不足，这可能影响其未来的市场竞争力。在 数字化转型加速的金融行业，科技投入对提升服务效率、优化风险管理至关重要。对比同行业其他银 行，一些在金融科技领域大力投入的银行，在客户体验、业务创新等方面已取得明显优势。 据重庆农村商业银行（03618.HK）所发布公告，其 2025 年第一季度财报显示，该行在营收、利润、资 产规模等多方面呈现出一定的发展态势。这一财报引发市场广泛关注，折射出该行在当下金融市场环境 中的经营状况与发展走向。 从整体数据来看，重庆农商行在 2025 年第一季度实现了营收和净利润的双增长。营业收入达到 72.23 亿元， ...

在国家大力推动普惠金融发展,全力破解小微企业融资难题的关键时期,2025年4月25日14:00,一场聚焦金融创新与小微企业发展的盛会 —— 由中共北京市委 金融委员会办公室主办的北京畅融工程活动,于北京市京师律师大厦盛大启幕。本次活动邀请了北京地区20余家银行参与,更有超百家企业代表到场,共同见证 金融科技赋能小微企业融资的重要时刻。活动中,华城瑞讯(北京)信息科技有限公司无疑成为全场瞩目的焦点,其人工智能创新成果为小微企业融资困境带来 了新的曙光。 活动开场,中国中小企业协会朱玉先生发表致辞,强调了小微企业在国民经济中的重要地位,以及金融科技对小微企业发展的关键推动作用。14时15分,华城瑞讯 重磅推出自主研发、全国首创首发的 人工智能22°智・融资Agent,并在现场开展企业应用体验。这款人工智能 Agent 基于deepseek大模型并通过企业服务垂直 领域深度学习,能够不断优化和提升自身的分析与决策能力。它构建了高度智能化且高质量的金融服务模型,该Agent不仅依托先进算法架构与强大的海量金融 大数据分析能力,精准洞察小微企业在融资过程中的痛点与需求,还通过对企业经营数据、财务状况、信用记录等多维度信 ...

一、主要会计数据和财务指标 | 报告期指标 | 2025年一季报 | 2024年一季报 | 本年比上年增减(%) | 2023年一季报 | | --- | --- | --- | --- | --- | | 基本每股收益（元） | 0.0700 | -0.0100 | 800 | 0.0200 | | 每股净资产（元） | 0 | 4.96 | -100 | 4.11 | | 每股公积金(元) | 0.9 | 1.47 | -38.78 | 0.82 | | 每股未分配利润(元) | 1.76 | 2.22 | -20.72 | 2.06 | | 每股经营现金流(元) | - | - | - | - | | 营业收入(亿元) | 5.29 | 3.79 | 39.58 | 3.7 | | 净利润(亿元) | 0.3 | -0.03 | 1100 | 0.08 | | 净资产收益率(%) | 1.79 | -0.19 | 1042.11 | 0.61 | 数据四舍五入，查看更多财务数据>> 二、前10名无限售条件股东持股情况 前十大流通股东累计持有： 2694.31万股，累计占流通股比： 7.53%，较上期变化 ...