在金融领域，《方案》提出要"发展绿色金融和转型金融，加强绿色金融国际合作"。人民银行研究局局 长王信指出，绿色金融标准是绿色金融的主要支柱之一，它有利于合理界定绿色金融和转型金融相关的 活动，避免所谓的"洗绿"和"假转型"问题。截至目前，人民银行已发布6项绿色金融标准，另外还有19 项标准正在研制。 2015年以来，国务院分三批先后批准了北京等11个省市开展服务业扩大开放综合试点。凌激介绍，推动 试点加力提速是《方案》的一大特点。其中，"提速"主要体现为试点任务一次性向所有试点的11个省市 全面铺开，不再区分地区和任务批次。"加力"则体现为在11个试点省市基础上，将大连、宁波、厦门、 青岛、深圳、合肥、福州、西安、苏州9个城市纳入试点范围。凌激透露，这9个城市的试点任务，商务 部将会同有关部门和9个城市进一步研究提出，按程序报批后再实施。 "为更好应对当前面临的外部冲击和挑战，我们在《方案》中突出了对接CPTPP、DEPA等高标准国际经 贸规则的内容，显示中国在当前形势下坚定不移扩大对外开放的决心，进一步发挥服务业扩大开放的综 合优势，体现中国坚定支持经济全球化，坚定维护多边贸易体制，推动与各国共促开放、共享 ...

摄影、文/刘佳 4月21日，人民银行研究局局长王信在国新办新闻发布会上表示，《加快推进服务业扩大开放综合试点工作方案》 对金融领域进行了专项部署，不断提升贸易投融资便利化程度、推动科技金融举措先行先试、支持绿色金融和转 型金融高质量发展。 王信举例称，在加大对跨国公司跨境投融资便利化的支持力度上，依托本外币合一银行结算账户体系，便利跨境 贸易和投资项下资金结算。优化升级跨国公司本外币跨境资金集中运营管理政策，进一步便利跨国公司集团资金 归集使用。 在推动科技金融举措先行先试上，支持开展资本市场金融科技创新试点等国家级金融试点。开展银行知识产权质 押融资内部评估试点，鼓励开发知识产权智能化评估工具等，提升科技金融支持高水平对外开放能力。 在支持绿色金融和转型金融高质量发展上，对接国际金融组织和机构，吸引境外保险公司、主权基金、养老基 金、ESG（环境、社会和治理）基金等机构为绿色项目提供投融资和技术服务。推动绿色贷款、绿色债券等金融 产品运用，加快完善地方绿色租赁标准建设和应用实施等，鼓励加强绿色金融国际合作。 此外，在加大金融支持区域协调发展力度上，王信表示，在重庆设立陆海新通道基金，支持重庆设立陆海新通道 ...

4月21日，人民银行研究局局长王信在国新办新闻发布会上表示，越来越多国家对可持续金融共同分类 目录感兴趣，人民银行也在积极探讨进一步扩大多边可持续金融共同分类目录的可行性。"这样的话， 多边目录为全球多个国家和地区编制本地可持续金融目录提供参考，进一步便利跨境资本向绿色低碳领 域流动。"王信指出，下一步，人民银行将不断强化绿色金融、转型金融的标准制定，优化绿色金融政 策工具箱，更好促进绿色低碳相关金融工具和金融服务发展，持续推进金融高水平对外开放和经济绿色 低碳转型。(人民财讯) ...

Core Viewpoint - The People's Bank of China Shanghai Headquarters is actively promoting the development of green finance by enhancing product offerings and financial services to channel more resources into the green low-carbon sector, with significant growth in green loans and innovative financial products [1][2][4]. Group 1: Green Loan Growth - As of the end of 2024, the balance of green loans in Shanghai is expected to exceed 1.4 trillion yuan, with a year-on-year growth rate of over 20%, which is more than 10 percentage points higher than the growth rate of all loans [1]. - In 2024, the People's Bank of China Shanghai Headquarters is projected to issue 5.94 billion yuan in carbon reduction support tool funds and support new carbon reduction loans totaling 20.4 billion yuan, leading to an estimated annual CO2 reduction of 364,000 tons [2]. Group 2: Policy Framework and Support Mechanisms - The People's Bank of China Shanghai Headquarters is optimizing the green finance incentive and constraint mechanisms, including the expansion of the carbon reduction support tool pilot areas, which now includes 17 sub-sectors from the 2024 version of the "Green Low-Carbon Transition Industry Guidance Directory" [2][3]. - A quarterly evaluation of green finance practices among local financial institutions is conducted, and the results are incorporated into the central bank's financial institution ratings [3]. Group 3: Diversification of Green Financial Products - Financial institutions in Shanghai are encouraged to develop diverse green financial products, including environmental rights pledge financing and loans linked to carbon performance indicators [4][7]. - The Shanghai branch of the China Construction Bank has launched the "Jian Carbon Loan" product, while the Shanghai Rural Commercial Bank has issued the first "Water Saving Benefit" loans aimed at water resource utilization and infrastructure upgrades [4]. Group 4: Green Bonds and Other Financial Innovations - In 2024, 35 green bonds were issued by enterprises in Shanghai in the interbank market, with a total issuance scale of 27.19 billion yuan [7]. - The Shanghai branch of Industrial and Commercial Bank of China issued and underwrote the first domestic green bond in the pulp industry, marking a significant milestone in green finance [7].

Core Viewpoint - The Chinese government emphasizes the importance of green finance in promoting low-carbon and green development, as outlined in the recent government work report and the guiding opinions from the State Council [1][2]. Group 1: Green Finance Development - Green finance plays a crucial role in directing funds towards green industries and supporting the transition of traditional industries under the "dual carbon" goals [2][3]. - As of the end of Q4 2024, the balance of green loans in both domestic and foreign currencies reached 36.6 trillion yuan, a year-on-year increase of 21.7%, significantly outpacing the growth of other loans [3]. Group 2: Financial Product Innovation - Transition finance is highlighted as an effective complement to green finance, facilitating the upgrade of high-carbon industries through financial support for technology and business model innovations [4][5]. - Banks are innovating financial products, such as transition loans, to support high-carbon industries in their shift towards low-carbon operations, with specific examples like the 10 million yuan transition loan issued to a shipbuilding company [5]. Group 3: Challenges and Risk Management - Despite the growth in green finance offerings, challenges remain, including difficulties in risk identification and management, information asymmetry, and insufficient internal capabilities within banks [7][8]. - Banks are encouraged to enhance their due diligence processes and collaborate with government and enterprises to establish a unified environmental information disclosure platform for better risk assessment [8].

作为新疆维吾尔自治区转型金融先行者，该行高度重视转型金融战略部署，不断强化重点高碳行业绿色 转型路径研究，开展转型金融产品服务创新，量身定制服务方案，针对性解决客户实际痛点，满足客户 绿色转型投融资需求，将转型金融业务认定及统一授信纳入全流程管理，围绕低碳转型领域衍生出转型 金融贷款、碳足迹挂钩贷款、碳减排挂钩贷款、碳配额质押融资、低碳转型挂钩贷款等一系列特色产品 和服务。截至2025年2月末，兴业银行乌鲁木齐分行各类绿色融资业务余额362亿元，服务客户1100户。 新疆首笔煤电行业转型金融标准贷款落地兴业银行 乌鲁木齐分行 转自：新华财经 标准发布后，兴业银行乌鲁木齐分行立即对符合煤电行业转型金融标准的转型经济活动和转型主体进行 详细梳理及调研，获悉新疆某煤电灵活性改造项目在昌吉州木垒县配套建设风电项目。 为此，该行积极向中国人民银行新疆维吾尔自治区分行汇报情况，多次开展研究讨论，并引入第三方专 业机构认证评估，判断该项目为煤电项目提升调节能力打捆新能源电力，实现煤电和风光以多能互补一 体化介入电网模式。该项目煤电供电（供热）煤耗、大气污染排放及调峰能力负荷水平均符合《转型金 融支持经济活动目录（煤电行业） ...