以下文章来源于36氪财经 ，作者宋婉心 郑怀舟 36氪财经 . 36氪旗下官方账号。洞见市场，比99%的投资者更聪明。 2023年的一项研究显示，有83%的中小企业更倾向于通过SaaS平台和线上交易平台直接使用金融服务。 中小企业小额高频的B2B交易指数级增长，问题也随之而来，电汇费率高、到账慢、汇损大，都是他们相对于大厂面临的更棘手 的问题。 与此同时，也有很多新行业加入到出海的大军中来，比如游戏与直播。 通过自建支付网络， 90%实现当天到账。 文 ｜ 宋婉心 编辑 ｜ 郑怀舟 来源｜ 36氪财经（ID：krfinance） 封面来源 ｜ 企业供图 2023年以来，随着出海越来越成为中国企业的一种共识，作为跨境服务链路"最后一公里"的跨境支付行业，也进入了高增长、强 竞争的发展阶段。数据显示，2024年全球跨境支付市场规模达到了2.4亿美元，同比增长12%。 在近年地缘政治动荡的大背景下，出海呈现出很多新趋势。 比如，中国的出口贸易呈现"碎片化"趋势，传统外贸"大单"逐渐被小且分散的"碎片化"订单所取代，数百万的中小微外贸企业贡 献了中国出口交易额的60%以上，且正在逐年递增。 痛点很简单，以前比如一个主 ...

Core Viewpoint - Payoneer Global Inc. (PAYO) experienced an 11.7% increase in share price, closing at $6.59, following a significant trading volume and a recent acquisition [1][2]. Company Developments - The recent rise in Payoneer's share price is linked to the Trump administration's announcement of a 90-day halt on reciprocal tariffs for most countries [2]. - Payoneer completed the acquisition of Easylink Payment Co., Ltd., a licensed payment service provider in China, which is expected to enhance its global regulatory framework and improve service offerings in China [2]. Financial Performance Expectations - Payoneer is projected to report quarterly earnings of $0.07 per share, reflecting a year-over-year decline of 12.5%, with revenues expected to reach $242.49 million, an increase of 6.3% from the previous year [3]. - The consensus EPS estimate for Payoneer has been revised down by 3.3% over the last 30 days, indicating a negative trend in earnings estimate revisions [5]. Industry Context - Payoneer operates within the Zacks Financial Transaction Services industry, which includes other companies like Green Dot (GDOT) [5]. - Green Dot's consensus EPS estimate remains unchanged at $0.70, representing an 18.6% increase compared to the previous year, while it closed the last trading session at $7.72, up 15.2% [6].

一则利好政策持续催化。 今日，A股、港股集体爆发，创业板指一度大涨超4%，恒生科技指数一度大涨超6%。其中，跨境支付、免税概念股 及消费板块全线大涨，多股强势涨停。分析认为，离境退税"即买即退"等政策优化有助于推动入境游增长、入境购 物提升，对内需消费市场形成提振。 值得注意的是，南向资金持续扫货，截至午间收盘，南向资金净流入35.24亿港元。昨日单日净买入额高达355.86亿 港元，创下自港股通开通以来的最高纪录，显示出资金对港股市场的坚定信心。 国泰海通证券表示，免税店所销售的免税商品包括按规定免征关税、进口环节增值税、消费税的进口商品和实行退 （免）增值税、消费税进入免税店销售的国产商品。在关税提高的背景下，短期内有税和免税价差有望扩大，原产 地为美国的进口商品销售有望向免税渠道倾斜。同时，原产地为美国的进口商品销售收入占公司总收入比例为个位 数，即使后续加征关税也对公司经营无大影响。 国泰海通证券认为，整体而言，目前消费方向整体呈现出良性轮动结构，如前日的零售、昨日的免税，只要位阶相 对较低都有望获得资金流入，故在此背景下仍可持续关注热点轮动中所涌现出的低位补涨机会。 今日，大消费股亦集体爆发，婴童、 ...

智通财经4月10日电，飞天诚信20CM涨停，慧博云通、四方精创、艾融软件涨超10%，青岛金王涨停， 中亦科技、宇信科技等涨超5%。 跨境支付概念股持续活跃 飞天诚信20CM涨停 ...

Group 1 - The Hong Kong and A-share markets experienced a significant rebound, with a record net inflow of 35.5 billion into Hong Kong stocks, leading the global market [1] - The Shanghai and Shenzhen stock exchanges saw a total trading volume of nearly 1.7 trillion, with over 4,200 stocks rising and more than 110 stocks hitting the daily limit [1] - The military and self-sufficiency sectors showed strong performance, with 21 stocks in the military sector hitting the daily limit, indicating a shift in market focus [4] Group 2 - Large funds were actively investing across various indices, including the CSI 500 and CSI 1000, improving the profitability of small-cap stocks and diverse themes [3] - The consumer sector saw a new trend in duty-free and tax refund stocks, with 14 stocks hitting the daily limit, highlighting a growing interest in consumer spending [4] - A white paper was released emphasizing China's commitment to building a world-sharing market, reflecting a proactive stance in international trade relations [5][6]

Industry Overview - The cross-border payment industry is experiencing high growth and strong competition as more Chinese companies expand overseas, with the global market expected to reach $240 billion in 2024, a 12% year-on-year increase [1] - The trend of "fragmentation" in China's export trade is emerging, with small and dispersed orders replacing traditional large orders, contributing over 60% of China's export volume from millions of small and micro foreign trade enterprises [2] Challenges for SMEs - A study in 2023 revealed that 83% of SMEs prefer using SaaS platforms and online trading platforms for financial services, facing challenges such as high wire transfer fees, slow transaction times, and significant currency losses compared to larger companies [3] Industry-Specific Insights - New industries, such as gaming and live streaming, are joining the trend of going global, each facing unique challenges. For instance, gaming companies prioritize transaction stability due to the rapid influx of business from hit games [4] - Airwallex, a cross-border payment unicorn, reported a transaction volume exceeding $130 billion in 2024, with a valuation surpassing $5.6 billion, serving over 150,000 clients globally, including well-known companies like SHEIN and Qantas [4] Payment Efficiency - Airwallex claims to achieve 90% of transactions settled on the same day and over 60% in real-time, significantly outperforming traditional banking networks [4][14] - The company has reduced withdrawal costs for live streamers from $50 per transaction to as low as $1 or $2, enabling quicker access to funds [5] Global Market Expansion - Airwallex has obtained payment licenses in over 60 countries and regions, positioning itself as one of the leading fintech companies with the most licenses globally. The company is actively expanding in Brazil, UAE, Saudi Arabia, France, and Japan to meet diverse regional demands [16] - The Americas market is projected to see business growth exceeding twofold by 2025, with similar growth expected in Europe, the Middle East, and Africa [17]

A股复盘 | 人心散了，队伍不好带啊 标题是我替债市问的，哈哈哈 自从去年政治局会议提出货币政策回归适度宽松后，YM就一直强调择机降准降息。 今天又召开会议学习两会精神，再次提出择机降准降息。但是外围好像上半年不会降息哎。 择机到底是什么时候啊？ 今天A股这个盘啊，相当弱势，这不是之前那种弱，之前是大家看到低开非常兴奋，心想又可 以抄底了，又有机会了，一会就拉起来了。 现在部分资金已经跑路，大家都在观望，什么机器人啊、算力啊、AI应用啊早就炒得"滚瓜烂 熟"了，根本找不到新方向啊，资金只能观望， 盘中根本来不起来。 尾盘又出来个海洋经济，原来是 "深海科技首次被明确写入国家层面的政府工作报告，标志着 我 国深海探索正式上升为国家战略重点。" 总算找着一个口了！ 早上看到涨得好 的 是 "三桶油"、"四大行"啥的 ，我就知道，该干嘛干嘛了！ 兴业证券统计了近十年各类风格相对全A指数的胜率，发现存在明显的日历效应。每年2月到3 月上旬，小市值、高弹性风格的胜率最高，而大市值、低估值、绩优股往往较难跑赢。 3月 中下旬到4月上旬，市场将逐渐步入一个更加均衡、各类风格胜率基本相当、没有特别明确主 / 2025.03. ...