北京商报讯（记者 李秀梅）8月27日，中国平安召开2025年中期业绩发布会。谈及寿险业发展，中国平 安联席首席执行官郭晓涛表示："对于今年全年的业务发展非常有信心。在行业趋势的驱动下，在三重 改革红利逐步释放的推动下，我们相信在今年全年寿险业务健康持续稳定的发展，将会交出满意的一个 答案。" 郭晓涛进一步介绍，中国平安的寿险业务在过去几年经历了产品和渠道的改革，现在开始释放改革红 利。第一重改革红利是多渠道的策略。在非代理人渠道的新业务价值占比已经超过了36%，比去年增长 了15个百分点，银保渠道和社区网格渠道都有超过160%的增长。第二重是产品+服务的能力。寿险行业 逐步进入到同质化竞争的阶段，郭晓涛指出，只有增值服务才能真正做出差异化来。第三个改革的红利 是科技赋能AI的红利。 ...

南方财经8月27日电，今日在中国平安2025中期业绩发布会上，平安联席CEO郭晓涛表示，中国平安目 前有三重改革红利持续释放，驱动业务增长。第一个改革红利是多渠道策略。以前寿险只有一个代理人 渠道，现在还有银保渠道、社区金融渠道，今年上半年平安银保渠道、社区金融服务及其他等渠道，贡 献了平安寿险新业务价值33.9%，"银保渠道中有平安银行的独家渠道，还跟其他大型国有银行、股份 制银行、城商行等非平安银行渠道合作。" 第三个改革红利是科技赋能。过去几年平安持续投入非常多资源打造销售队伍、销售服务工具等，AI 赋能我们销售队伍的在获客、营销，转化效率等方面持续提升 "这三重红利加在一起，驱动我们的业务在过去两年包括今年能够持续高速增长。今年下半年我们也会 坚定执行监管要求、产品转型等。"他说道。 第二个是"产品+服务"改革红利。郭晓涛表示，目前金融行业逐步进入同质化竞争阶段，只有增值服务 才能真正做到差异化竞争。我们在多年前就开始做产品+投资/+保险/+医疗保险/+健康保险/+养老等增值 服务，这能有效驱动我们客户购买平安的寿险产品，为公司提供了强有力的持续发展动力。 ...

Core Viewpoint - The article discusses the transformation of Guangdong's lighting industry from a high reliance on foreign trade to expanding domestic sales, highlighting the resilience and adaptability of the industry amid global trade challenges [1][2]. Group 1: Industry Overview - Guangdong is the largest lighting production region globally, with one in every two lighting fixtures coming from this area [1]. - The lighting industry in Guangdong has developed a complete supply chain, from manufacturing to design, contributing to its significant market share both domestically and internationally [2][3]. - The export value of Guangdong's lighting products accounts for approximately 32% of the national total, making it the leading province in lighting exports [3]. Group 2: Challenges Faced - The industry is experiencing pressure due to trade wars and fluctuating overseas demand, prompting companies to reassess domestic market potential [1][4]. - Many lighting enterprises are small and face challenges such as price competition and low bargaining power, leading to a lack of strong market presence [3]. Group 3: Strategic Responses - Guangdong lighting companies are proactively seeking opportunities in the domestic market, leveraging their complete supply chain and innovative capabilities [4][10]. - The industry is witnessing a shift towards "product + service" models to meet diverse consumer needs, with a focus on smart and energy-efficient lighting solutions [9][10]. Group 4: Government Support - The Guangdong government is facilitating the transition to domestic sales through various initiatives, including hosting trade exhibitions and providing financial support for enterprises [10][11]. - Local governments in cities like Guangzhou and Shenzhen are implementing tailored measures to assist lighting companies in expanding their domestic market presence [11].