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复旦大学郑长忠:稳定币,影响数字时代全球金融格局的新棋子
Guan Cha Zhe Wang· 2025-07-07 07:13
Core Viewpoint - The rise of stablecoins is reshaping the global financial landscape in the digital age, reflecting a dual tension between market credit and state credit, and leading to a new equilibrium in monetary functions and governance [1][2][10]. Group 1: Nature of Stablecoins - Stablecoins represent a compromise between market and state credit, allowing for the issuance of "quasi-currency" under regulatory frameworks in places like the US and Hong Kong [11]. - The evolution of stablecoins has transitioned from algorithmic stability and collateralized assets to a mainstream model anchored by fiat currencies, indicating a reliance on state credit for stability [10][11]. Group 2: Impact on Global Financial System - Stablecoins may lead to a redefinition of monetary functions, pushing sovereign currencies to reassess their roles and promoting a "functional division" in the global monetary system [12]. - The distribution of financial power could shift, with the potential emergence of a multi-currency system comprising "sovereign currencies + scenario-based stablecoins," challenging the dominance of a single currency [13]. - Stablecoins signify a transformation in the relationship between state, market, and technology, suggesting that monetary power is no longer solely state-controlled but is influenced by technological intermediaries [14]. Group 3: US Interest in Stablecoins - The US's enthusiasm for stablecoins is closely tied to maintaining the dollar's dominance, as stablecoins can convert market credit into monetary power, especially in light of rising national debt [15][16]. - The use of short-term US Treasury bonds as collateral for stablecoins could alleviate liquidity pressures on US debt, reinforcing the dollar's global status [15]. - The US is positioning itself to dominate the "metaverse currency" landscape, with stablecoins potentially becoming the universal currency in digital economies, thereby extending dollar hegemony into the digital realm [18]. Group 4: China's Strategic Response - China should develop a stablecoin strategy that aligns with its economic context, focusing on supply chain advantages and ensuring that stablecoins serve the real economy [19][20]. - Collaboration between stablecoins and the digital yuan is essential, with both aiming to enhance the integration of digital and real economies [20]. - A strategy of "innovation-led + inclusive collaboration" is recommended for developing a stablecoin ecosystem that balances risk and efficiency while leveraging China's manufacturing strengths [21].
守护孩子的记忆力(纵横)
Ren Min Ri Bao· 2025-06-11 22:11
Group 1 - The core issue highlighted is the phenomenon of "digital amnesia" among adolescents, which is attributed to the deep integration of digital scenarios into daily life, accelerated modern life pace, and unhealthy lifestyle choices [1] - Information overload and fragmented reading are identified as primary causes, leading to shallow reading and thinking among the youth due to constant exposure to vast amounts of online information [1] - Poor lifestyle habits, such as insufficient sleep, unbalanced diet, and lack of physical exercise, are noted to weaken the brain's memory functions [1] Group 2 - Recommendations for improving memory retention in children include enhancing media literacy education to help them discern the authenticity and value of information, thereby reducing distractions from ineffective information [2] - It is suggested to manage digital life wisely, using technology as a tool to enhance cognitive abilities rather than a crutch, while creating opportunities for cognitive training in daily life [2] - Emphasizing the importance of a healthy lifestyle, including quality sleep, balanced diet, and regular physical activity, is crucial for nurturing brain development and memory enhancement [2]
短视频:解码数字时代的财富密码与认知革命
Sou Hu Cai Jing· 2025-06-07 03:12
Core Insights - The article emphasizes that short videos have evolved from mere entertainment tools to essential infrastructure that reshapes social and economic structures in the digital economy by 2025 [1][10] Group 1: Commercial Transformation - The exponential growth of digital technology is pushing society into a "super-connected" era, with short videos democratizing traffic distribution and allowing ordinary individuals to reach vast audiences [2] - Short videos have established a complete cycle of "content creation - traffic accumulation - commercial monetization," with diverse monetization paths emerging, including live streaming, e-commerce, and knowledge payment [3] - Short videos are acting as catalysts for industrial upgrades, significantly enhancing efficiency across various sectors, with projections indicating that related industries will exceed 1.2 trillion yuan by 2025 [4] Group 2: Personal Development Paradigm - In the current era where "attention is currency," short video skills are becoming a core element of personal competitiveness, enabling individuals to capture traffic effectively [6] - Short videos serve as incubators for personal branding, allowing ordinary individuals to establish their personal brands and achieve significant commercial success [6][7] - The cross-industry integration capabilities of short videos are creating new opportunities for individuals to expand their professional boundaries [7] Group 3: Future Trends - By 2025, the short video industry is expected to witness three major trends: intelligent content production through AI, immersive communication scenarios using VR/AR technologies, and the establishment of social collaboration ecosystems [9] - AI technology will significantly enhance content production efficiency, while VR/AR will transform user interaction with content, leading to improved conversion rates [9] - Short video platforms are anticipated to become foundational infrastructures for social collaboration, optimizing resource allocation across various sectors [9]
撕拉片出圈:火的是情怀,烧的是钱包
3 6 Ke· 2025-05-26 10:18
Core Insights - The phenomenon of "撕拉片" (Peel-apart film) has seen a dramatic price increase, with prices reaching around 400 yuan per sheet, significantly higher than traditional instant film prices [3][5][9] - The appeal of "撕拉片" lies in its nostalgic and emotional value, despite its impracticality and high failure rate in producing usable photographs [5][14] - The rise of "撕拉片" is driven by a combination of celebrity influence and the allure of scarcity marketing, creating a unique consumer culture around this product [10][12][13] Price Dynamics - The price of "撕拉片" has skyrocketed, with previously unwanted cameras now selling for thousands of yuan, and the cost of unused film packs reaching between 1500 to 4000 yuan [7][9] - The price of related equipment, such as the Polaroid Bigshot camera and its accessories, has also increased significantly, indicating a broader trend of inflation in this niche market [9][12] Consumer Behavior - Consumers are increasingly drawn to the process of using "撕拉片," which involves a level of uncertainty and anticipation, contrasting with the instant gratification of digital photography [5][14] - The younger generation is actively participating in this trend, sharing their experiences on social media platforms, which further fuels demand and drives prices up [12][19] Market Trends - The scarcity of "撕拉片" has been strategically marketed, creating a perception of exclusivity that appeals to consumers [13][16] - There is a growing divide among consumers, with some engaging in the trend for social media clout while others are more serious about the artistic aspects of photography [16][19] Future Outlook - The sustainability of the "撕拉片" trend is uncertain, as the novelty may wear off and consumers may become disillusioned with the high costs and low success rates [16][19] - The potential for "撕拉片" to evolve from a trendy item to a cultural symbol hinges on its ability to maintain emotional value beyond mere price inflation [19]
今天我们为什么还需要图书馆?(读者点题·共同关注)
Ren Min Ri Bao· 2025-05-10 21:30
Core Viewpoint - The relevance of libraries in the digital age is questioned, yet they continue to play a vital role in cultural preservation and knowledge dissemination despite the rise of digital reading and AI technologies [1][4][8]. Group 1: Library Statistics and Usage - By the end of 2024, there will be a total of 3,248 public libraries in the country, with over 1.3 billion total circulation visits throughout the year [2]. - Social media often showcases long queues at library entrances and the bustling activity within, indicating a sustained interest in library services [2]. Group 2: Cultural and Historical Significance - Libraries serve as guardians and transmitters of culture, evolving from ancient collections to modern institutions that attract contemporary audiences [3][5]. - The historical significance of libraries is highlighted by the existence of Tianyi Pavilion, the oldest existing library in China, which has maintained its literary heritage for over 400 years [5]. Group 3: Role of Libraries in the Digital Age - In an era of information overload, libraries emphasize "knowledge curation," providing authoritative resources and expert guidance that digital platforms cannot replace [4]. - Libraries are not merely repositories of knowledge; they are evolving into cultural hubs that integrate reading with social, artistic, and technological experiences [7]. Group 4: Future Directions and Innovations - The integration of AI in libraries is transforming traditional roles, allowing for enhanced document organization and knowledge services, exemplified by the newly launched "Chinese Ancient Books Intelligent Service Platform" [7]. - Libraries are adapting to modern needs by creating new cultural landmarks and experiences, such as 24-hour reading rooms and innovative cultural products [7].
放不下手机并非不自律,而是你的大脑被劫持了|书摘
Di Yi Cai Jing· 2025-05-01 06:20
Group 1 - Excessive use of smartphones and social media is altering brain structure and function, impacting attention, emotions, and memory, and changing communication methods [1] - The average daily media usage for U.S. teenagers aged 13 to 19 is over 7 hours, while children aged 8 to 12 spend nearly 5 hours, indicating a significant increase in media consumption [2] - Over 50% of Americans own a smartphone before the age of 11, and 95% of American teenagers have access to smartphones, highlighting the prevalence of digital devices among youth [2] Group 2 - Teenagers are the largest users of texting and instant messaging, sending an average of hundreds of messages daily, which is estimated to be over ten times that of adults aged 55 and older [3] - Communication among teenagers is highly fragmented, utilizing multiple applications and social media platforms, often while engaging in other activities like watching videos or doing homework [4] - Increased screen time correlates with lower attachment levels between parents and adolescents, suggesting a negative impact on relationships due to high media consumption [6] Group 3 - Compulsive texting among teenagers can interfere with other tasks, leading to anxiety when restricted, and is associated with declining academic performance [7] - Research indicates that while high media consumption is linked to lower attachment levels, spending more time on reading and homework correlates with stronger relationships with parents [6]