文 | 银行螺丝钉 （转载请注明出处） 大部分投资者对股票指数基金都耳熟能详，但是对债券指数基金知之甚少。债券指数基金该如何投资？ 这里有一门限时免费的福利课程，介绍了债券指数基金的投资方法。 想要获取这个课程，可以添加下方「课程小助手」，回复「 债券 」领取哦～ 更有课程笔记、思维导图，帮您快速搞懂课程脉络，学习更高效。 ◆◆◆ 其实这也不是最好的选择。 以皿ｽ♩﹜ 小ル尻比叶ｻヽマ | JHXJX 穴 *J : 投资中有一个坑,就是在牛市,决定辞职 专职投资。 在很多投资论坛上，会有一个很有意思的 现象。 每次到了牛市上涨阶段,就会多出一些帖 子。这些帖子的内容，主要就是牛市投资 赚了一些钱，打算辞职，专职去做投资。 不过往往到了熊市市场下跌的阶段，这些 帖子又逐渐消失了。 牛市投资者很容易赚钱，有的时候会错误 的认为是自己有了投资能力，而实际上这 段时间里的收益很可能是运气带来的。 如果只是看牛市的收益率，误以为这个收 益率未来会持续,然后辞职专门投资,遇 到熊市就比较吃力了。 所以看到自己短期收益好就想辞职，这个 想法要格外谨慎。 那么，假如说经过一两轮牛熊市的投资, 发现自己有投资能力，是不是就可以 ...

Core Viewpoint - The article emphasizes the importance of discipline and strategy in investing during a bull market, warning against impulsive decisions driven by market euphoria [3]. Group 1: Investment Strategies - Investors should avoid making impulsive decisions based on short-term gains, such as buying a fund that has recently surged, as this can lead to losses during market corrections [5][10]. - A systematic investment approach, like dollar-cost averaging, is recommended to mitigate risks and enhance long-term returns [5][10]. - It is crucial to have a clear exit strategy and set target profit levels to avoid losses when the market turns [14][13]. Group 2: Market Behavior - The article highlights that bull markets are characterized by volatility, with prices not moving in a straight line, and investors should be prepared for fluctuations [5][8]. - Past performance of funds does not guarantee future results, and investors should conduct thorough research on fund strategies and risk profiles [8][10]. Group 3: Psychological Aspects - The article warns against the psychological pitfalls of investing, such as becoming overly focused on daily market movements, which can lead to stress and poor decision-making [17][18]. - It stresses that investing should be a part of life, not the entirety of it, encouraging investors to focus on personal growth and family time instead of constantly monitoring investments [18][20]. Group 4: Long-term Perspective - The true wealth gained from investing is not just financial but also the maturity and wisdom acquired through experiences in the market [21]. - Investors are encouraged to approach the market with a mindset of patience and discipline, especially during bull markets, to ensure long-term success [20][21].

Group 1 - The core point of the news is that Shangtai Technology has reported a decrease in the number of shareholders and an increase in average shareholding quantity and value, indicating a shift in shareholder dynamics within the company [1] - As of August 8, 2025, the number of shareholders in Shangtai Technology is 23,400, a decrease of 452 shareholders or 1.89% from July 31, 2025 [1] - The average number of shares held per shareholder increased from 10,900 shares to 11,100 shares, with an average shareholding value of 576,900 yuan [1] - Compared to the battery industry average, Shangtai Technology's shareholder count is lower, with the industry average at 49,300 shareholders, while the average shareholding value is higher than the industry average of 454,100 yuan [1] - From July 31 to August 8, 2025, the stock price of Shangtai Technology increased by 2.45%, despite the decrease in the number of shareholders [1] Group 2 - During the same period, the net outflow of funds from major investors was 13.06 million yuan, while retail investors experienced a net outflow of 23.49 million yuan, and speculative funds saw a net inflow of 36.55 million yuan [3]

Group 1 - The core viewpoint of the article suggests that a slow bull market has become a consensus among investors, indicating a positive outlook for stock investments [1] - The article emphasizes the importance of identifying potential investment opportunities during this period, particularly focusing on historical low price opportunities [1]

Group 1 - The current market is experiencing a bullish trend, but investors should remain cautious about blindly chasing prices as this can lead to significant risks [1][2] - The market has shown an increase in trading volume, indicating new capital inflow, but also suggests that some investors may be looking to take profits [2] - The leverage situation, particularly the margin financing balance, has surpassed 2 trillion yuan, which could signal potential risks if it continues to rise rapidly [2] Group 2 - Investors are advised to make rational and objective assessments of the market and their own return expectations, focusing on familiar sectors and companies [3] - It is crucial for investors to set reasonable targets and strict discipline, including locking in profits when targets are met and pre-setting stop-loss levels to manage risks [3] - Historical data suggests that many investors lose money in bull markets, emphasizing the importance of careful investment strategies and risk management [3]

Core Viewpoint - The article discusses the challenges investors face during bull markets, emphasizing that many investors do not believe in the onset of a bull market until it is well underway, leading to missed opportunities and potential losses [4][5]. Group 1: Investor Behavior in Bull Markets - Many investors, having experienced bear markets, develop a mindset that every purchase is a mistake and every rebound is a last chance to escape, causing them to remain under-invested in the early stages of a bull market [5]. - As the bull market progresses, investors gradually shift their belief to thinking that every sale is a mistake, leading to overexposure and potential losses when the market corrects [5]. Group 2: Market Volatility - Bull markets are characterized by significant volatility, which can lead to investor losses even when they initially believe they are in a rising market [6][7]. - Investors may experience substantial gains, only to see those gains evaporate during market corrections, leading to emotional distress and poor decision-making [8]. Group 3: Investment Strategy - A sound investment strategy involves proper asset allocation and a focus on stable investments to navigate through market fluctuations [10][11]. - Maintaining a balanced portfolio with a significant allocation to fixed-income assets can provide a safety net, reducing overall volatility and helping investors avoid the pitfalls of trying to time the market [12].