资负联动
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资负联动深化 中国人寿前三季度归母净利润同比增长60.5%
Zhong Guo Jing Ying Bao· 2025-10-30 22:50
报告显示,2025年前三季度,中国人寿实现营业收入5378.95亿元,同比增长25.9%;实现归属于母公司 股东的净利润1678.04亿元,同比增长60.5%。 保费收入方面,2025年前三季度,总保费达到6696.45亿元,同比增长10.1%,其中,续期保费为 4516.11亿元,同比增长10.0%;新单保费为2180.34亿元,同比增长10.4%,其中短期险保费为751.49亿 元,同比增长2%。 2025年前三季度,中国人寿实现总投资收益3685.51亿元,较2024年同期增加1071.32亿元,增幅超过 40%;总投资收益率6.42%,同比提升104个基点。 对于业绩的增长,中国人寿方面表示,持续深化资负联动,深入推进产品和业务多元,科学管控负债成 本,同时把握市场机会加大权益投资力度,投资收益同比大幅提升。 营销队伍方面,中国人寿稳步推进营销体系改革,持续推进销售队伍向专业化、职业化转型。截至2025 年9月30日,中国人寿总销售人力65.7万人,其中个险销售人力60.7万人,队伍规模继续稳居行业首位, 队伍质态不断改善,优增优育取得实效,优增人力、留存率同比提升明显。 此外,中国人寿CCRC养老社 ...
中国人寿(601628.SH):第三季度净利润为1268.73亿元,同比增长91.5%
Ge Long Hui A P P· 2025-10-30 15:04
Core Insights - China Life Insurance (601628.SH) reported a Q3 revenue of 298.66 billion yuan, representing a year-on-year increase of 54.8% [1] - The net profit attributable to shareholders for Q3 was 126.873 billion yuan, showing a year-on-year growth of 91.5% [1] - For the first three quarters, the total revenue reached 537.895 billion yuan, up 25.9% year-on-year, while the net profit attributable to shareholders was 167.804 billion yuan, reflecting a 60.5% increase year-on-year [1] Revenue and Profit Analysis - The significant revenue growth in Q3 is attributed to the company's ongoing efforts in deepening asset-liability management and diversifying products and services [1] - The substantial increase in net profit is linked to improved investment returns, driven by enhanced equity investment strategies [1] Strategic Initiatives - The company has focused on scientific management of liability costs and capitalized on market opportunities to boost investment income [1]
中国人寿:第三季度净利润同比增长92%
Guo Ji Jin Rong Bao· 2025-10-30 12:20
业绩变动主要系公司持续深化资负联动,深入推进产品和业务多元,科学管控负债成本,同时把握市场 机会加大权益投资力度,投资收益同比大幅提升。 (文章来源:国际金融报) 10月30日,中国人寿(601628.SH)发布公告称,第三季度营收为2986.6亿元,同比增长54.8%;净利润为 1268.73亿元,同比增长91.5%。前三季度营收为5378.95亿元,同比增长25.9%;净利润为1678.04亿元, 同比增长60.5%。 ...
中国人寿(02628)公布前三季度业绩 归母净利为1678.04亿元 同比增长60.5%
智通财经网· 2025-10-30 10:43
2025 年前叁季度,公司实现总保费人民币 6,696.45 亿元,同比增长 10.1% ,其中,续期保费为人民币 4,516.11 亿元,同比增长 10.0%;新单保费为人民币 2,180.34 亿元,同比增长 10.4% ,其中短期险保费为 人民币 751.49亿元,同比增长2.0% 。总保费规模创历史同期新高,总保费、新单保费、续期保费均实 现两位数增长,续期保费增速创 2021 年以来同期新高。 公告称,业绩增长主要由于公司持续深化资负联动 ,深入推进产品和业务多元 ,科学管控负债成本 , 同时把握市场机会加大权益投资力度 ,投资收益同比大幅提升。 智通财经APP讯,中国人寿(02628)公布2025年前三季度业绩,营业收入为5378.95亿元,同比增长 25.9%;归属于母公司股东的净利润为1678.04亿元,同比增长60.5%;每股收益5.94元。 ...
资负联动显效 新华保险长期分红险首年保费增超2000倍
Zhong Guo Jing Ying Bao· 2025-09-04 05:25
Core Insights - The core viewpoint of the article emphasizes that Xinhua Insurance is in a significant opportunity period during the "14th Five-Year Plan" and aims to enhance its "insurance + investment + service" collaborative development model while focusing on cost control and maintaining growth in intrinsic value [1] Financial Performance - In the first half of the year, Xinhua Insurance achieved original insurance premium income of 121.26 billion yuan, a year-on-year increase of 22.7% [1] - New business value reached 6.182 billion yuan, growing by 58.4% year-on-year [1] - Total assets amounted to approximately 1.78 trillion yuan, reflecting a 5% increase compared to the end of the previous year [1] - Net profit attributable to shareholders was 14.8 billion yuan, up 33.5% year-on-year [1] - The company plans to distribute a mid-term cash dividend of 0.67 yuan per share, totaling approximately 2.09 billion yuan, which accounts for 14.1% of the net profit attributable to shareholders for the first half of 2025 [1] Business Segments - The intrinsic value of Xinhua Insurance reached 279.39 billion yuan, an 8.1% increase from the end of the previous year [2] - Premium income from long-term insurance first-year premiums was 39.62 billion yuan, a significant increase of 113.1% [2] - The individual insurance channel generated premium income of 72.53 billion yuan, a 5.5% year-on-year increase [2] - The bancassurance channel achieved premium income of 46.2 billion yuan, a 65.1% increase, with long-term insurance first-year premiums growing by 150.3% [3] Product Strategy - Traditional insurance premiums reached 74.30 billion yuan, a 36.2% increase, with dividend insurance premiums growing by 24.9% to 18.27 billion yuan [4] - The company has established a dynamic adjustment mechanism for product preset interest rates to enhance product competitiveness [4] - New business value is a crucial indicator of business quality and sustainability, with a continued high performance in the first half of the year [5] Service Ecosystem - Xinhua Insurance has significantly invested in the elderly care finance sector, with an investment balance of 16.1 billion yuan, a 290% increase [6] - The company has established 40 quality elderly care communities across 28 cities, providing integrated services for health, living, and travel [6] - Nearly 15,000 customers have gained access to elderly care community rights, generating nearly 20 billion yuan in premiums [6] Strategic Focus - The company is committed to high-quality development through value growth, structural optimization, and quality enhancement [7]