Core Viewpoint - The People's Bank of China is enhancing financial services and payment environments for the upcoming China International Fair for Trade in Services, scheduled for September 10-14, 2025, in Beijing [1] Payment Environment - A total of 470,000 "small change wallets" have been exchanged in the city, with nearly 50,000 in the taxi industry [1] - 15,000 cash support signs have been posted, and nearly 30,000 merchants have signed the "Commitment to Resist Refusal of Cash" [1] Card Payment Support - Approximately 18,000 key merchants in the city support foreign cards, focusing on venues, hotels, and surrounding business districts [1] - There have been 470,000 foreign card cash withdrawals amounting to nearly 900 million yuan, and 2.6 million foreign card transactions totaling over 3.1 billion yuan, showing significant year-on-year growth [1] Foreign Currency Exchange - The city has 293 foreign currency exchange points, 19 licensed outlets, and 91 self-service exchange machines [1] - Foreign currency exchange transactions have exceeded 130,000, with an amount close to 300 million yuan, reflecting over 30% year-on-year growth [1] Mobile Payment - Over 10 million foreign visitors have completed nearly 70 million transactions in Beijing, amounting to over 9 billion yuan [1] - The number of bank accounts opened by foreign visitors has surpassed 1.3 million, marking a 60% year-on-year increase [1]

Core Insights - The 12th World Games concluded successfully, featuring 3,942 athletes from 116 countries and regions, marking the largest event in its history [1] Financial Services Enhancement - Various convenient channels for foreign currency exchange were established, processing 1,151 transactions totaling over 2.2 million RMB [2] - Approximately 11.1 billion RMB in new cash was supplied, with 360 million RMB in small denominations, ensuring cash availability through over 2,000 bank branches [2] - The city expanded foreign card acceptance with 35,000 new merchants and 9,500 new POS machines, resulting in 25,000 foreign card transactions worth 35 million RMB during the event [2] - Digital RMB transactions reached approximately 749,000, totaling 160 million RMB, with new applications enhancing user experience [2] Convenience for Domestic and International Guests - AI smart screens providing real-time translation in 14 languages were deployed in key locations, significantly reducing service time for international guests [3] - High-frequency services at airports and tax refund processes were streamlined for quick completion, enhancing overall convenience [3] - Continuous service was provided through multiple self-service banking areas and ATMs, with a 24/7 emergency response team available [3] Transition from Demand Satisfaction to Experience Creation - Cash services improved accessibility, with over 3,200 "change bags" distributed, totaling around 470,000 RMB, to meet high-frequency cash needs [4] - Public transport systems, including 16 metro lines and 1,319 bus routes, enabled seamless foreign card transactions, with 14,000 transactions recorded [4] - Mobile payment solutions were promoted, resulting in approximately 338,000 foreign card mobile payment transactions worth nearly 40 million RMB during the event [4]

Group 1 - The 12th World Games were held in Chengdu, Sichuan from August 7 to 17, showcasing the city's vibrant atmosphere and international participation [1] - The State Administration of Foreign Exchange in Sichuan deployed 21 foreign currency exchange machines and enhanced supervision of 44 hotel exchange points to ensure efficient currency exchange services during the event [1] - A total of 1,151 foreign currency exchange transactions were completed, amounting to over 2.2 million yuan, highlighting the financial support provided for the event [1] Group 2 - The Tianfu Airport introduced new intelligent foreign currency exchange machines at the T1 terminal to facilitate seamless currency exchange for international guests [2] - During the World Games, the exchange machine processed over 80,000 yuan in transactions, receiving positive feedback from foreign guests for its speed and efficiency [2] - A French guest expressed amazement at the quick service, contrasting it with longer wait times at Paris airports [2] Group 3 - A late-night incident at Tianfu Airport involved a Filipino traveler who needed to exchange small denominations of foreign currency for taxi fare [3] - The staff decided to waive all exchange fees for the traveler, providing her with the necessary funds, which left her feeling grateful and fortunate [3] - This act of kindness exemplified the warm and supportive nature of the foreign currency exchange services available at the airport [3]

Core Viewpoint - Chengdu Bank, in collaboration with various financial institutions and volunteer teams, has initiated a cash service campaign during the Chengdu Universiade to ensure smooth cash transactions for citizens and tourists [1][9]. Group 1: Cash Service Initiatives - The bank addressed the pressing issue of "difficulty in exchanging small change" by distributing "change wallets" to local merchants [3]. - A volunteer service team was deployed to set up consultation booths and provide information on cash transactions, including the standards for damaged currency and exchange channels [3]. - Merchants received on-site training on identifying counterfeit and damaged currency, enhancing their confidence in cash transactions [3]. Group 2: Foreign Service Support - The event attracted many foreign tourists, prompting the bank to offer foreign currency exchange services and guidance on cash usage in China [5]. - Bank staff provided bilingual cash service guides to foreign visitors, facilitating their understanding of available services [7]. - The bank's commitment to customer-centric service was evident as it continuously improved its offerings during the event [9].

Core Viewpoint - The Beijing Financial Regulatory Bureau has activated an emergency response mechanism to address severe flooding and rainfall, ensuring effective insurance claims and disaster response for the safety of citizens' lives and property [1][8]. Group 1: Emergency Response and Insurance Measures - As of July 29, the Beijing insurance industry has dispatched 1,507 rescue and claims personnel and 1,329 rescue vehicles to affected areas, successfully rescuing 459 stranded vehicles [2]. - The regulatory bureau has emphasized the need for insurance companies to ensure prompt and comprehensive claims processing, adhering to the principles of "can pay, fast pay, should pay, and reasonable pre-payment" [1][5]. - The bureau is coordinating with local governments and relevant departments to monitor disaster information and conduct risk assessments in key areas [5][6]. Group 2: Financial Services and Infrastructure Support - The regulatory bureau has instructed banking institutions to maintain essential financial services and ensure the stability of critical infrastructure during the recovery and reconstruction phase [6]. - Continuous implementation of disaster response measures will be guided by the financial regulatory authority and local government to enhance the industry's emergency response and financial support capabilities [8].

Group 1 - Shaanxi Province's financial system has implemented a moderately loose monetary policy, effectively meeting the financing needs of the real economy, with RMB deposits reaching 7.43 trillion yuan, a year-on-year increase of 8.55% as of the end of May [1] - The loan balance in Shaanxi Province reached 6.06 trillion yuan, with a year-on-year growth of 8.30%, surpassing the national average by 1.2 percentage points [1] - From January to May, Shaanxi Province issued 151 non-financial enterprise bonds, totaling 123.65 billion yuan, contributing positively to the province's economic stability [1] Group 2 - The Provincial Financial Office has organized six financing matchmaking conferences, successfully matching financial resources for 110 technology enterprises and 256 key foreign trade enterprises, with on-site credit agreements exceeding 60 billion yuan [2] - Shaanxi Province is set to establish a 10 billion yuan provincial-level science and technology innovation mother fund, enhancing support for technological enterprises [2] - The loan balance for technology enterprises in Shaanxi reached 363.54 billion yuan, with a year-on-year growth of 28.45%, significantly higher than the provincial average [2] Group 3 - Shaanxi Province has 14 companies listed on the Sci-Tech Innovation Board, ranking 11th nationwide, and is one of the first ten pilot provinces for the "Technology Board" in the interbank bond market [3] - The province has successfully launched four pilot funds under the Financial Asset Investment Company (AIC) initiative, with a total scale of 7.4 billion yuan [3] - Two qualified foreign limited partner (QFLP) pilot funds have been established in Xi'an, with a combined scale of nearly 500 million yuan [3]