Core Viewpoint - The article highlights the successful completion of the preliminary round of the second "Zijing Cup" National College Financial Education Debate Competition, focusing on themes such as digital economy, silver-haired industry, inclusive finance, and digital finance [1][6]. Group 1: Competition Overview - The preliminary round featured debate teams from 48 universities across the country, with 24 teams advancing to the next round [1]. - The event was organized by Tsinghua Wudaokou in collaboration with China Post Insurance, showcasing the engagement of young talents in financial discourse [1]. Group 2: Debate Themes - The debates centered on critical issues including the role of young people in upgrading the silver-haired industry, emphasizing the need for professional capability leapfrogging and intergenerational equity [11][23]. - Discussions on digital finance highlighted the necessity of balancing business transformation efficiency with risk prevention, stressing that a robust regulatory framework can accelerate high-quality development [12][13]. Group 3: Key Insights from Judges and Participants - Judges noted the complex mindset of young participants, who seek both professional growth through technological advancements in elder care and emotional fulfillment from their contributions to society [7]. - Participants argued that the silver-haired industry requires a shift in perspective, recognizing elderly individuals as active societal participants rather than passive recipients of services [23]. Group 4: Financial Culture and Economic Service - The debate emphasized that the sustainable development of China's financial culture relies on adhering to the fundamental purpose of serving the real economy while adapting to innovations in the digital economy [18][20]. - The importance of opportunity equality in inclusive finance was highlighted, asserting that without it, sustainability becomes meaningless [15].