农业种植

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让普惠金融的力量助茂名“土特产”腾飞
Jin Rong Shi Bao· 2025-05-15 06:27
Core Viewpoint - The financial institutions in Maoming, under the guidance of the People's Bank of China, are focusing on the "Five Trees and One Fish" initiative to create specialized branches that support local agricultural products, enhancing financial services for these industries [1][2][3] Group 1: Financial Initiatives and Support - Maoming's financial institutions have established specialized branches such as Lychee Branch, Huaju Hong Branch, and others to provide tailored financial services to local agricultural sectors [1][3] - The Huaju Hong Branch of Postal Savings Bank in Pingding Town is specifically designed to support the Huaju Hong industry, providing significant credit to local farmers [2][3] - As of February 2025, the loan balance for the "Five Trees and One Fish" initiative reached 10.889 billion yuan, with specific loans for Lychee at 3.144 billion yuan, Huaju Hong at 1.786 billion yuan, and Tilapia at 3.585 billion yuan [3] Group 2: Agricultural Industry Development - Maoming is recognized as the "Tilapia Capital of China," with an annual output value exceeding 10 billion yuan, and is a key player in the global tilapia market [4][5] - The local government is working on enhancing the tilapia industry's competitiveness by addressing issues such as the lack of leading enterprises and standardization in production [4][5] - A financial support framework has been established to assist the tilapia industry, including a collaboration between local governments and financial institutions to provide loans and insurance [5][6] Group 3: Innovative Financial Products - Financial institutions in Maoming have developed specialized loan products like "Lychee Loan," "Huaju Hong Loan," and others to meet the unique needs of local agricultural producers [13] - The introduction of government risk compensation mechanisms and agricultural insurance has helped reduce financing costs and barriers for farmers [13][14] - The establishment of the "Digital Chain Agricultural Industry Alliance" aims to integrate digital finance with agricultural services, facilitating loans and enhancing sales for local products [15] Group 4: Policy Framework and Collaboration - The People's Bank of China in Maoming has implemented a comprehensive policy framework to support local agricultural industries, including various financial support programs [9][10] - Collaborative efforts between local governments, financial institutions, and agricultural associations are focused on creating a multi-faceted financial support system for rural development [6][9] - The establishment of platforms for rural revitalization and loan support has led to significant funding being allocated to support local agricultural initiatives [9][10]
金融赋能乡村产业绿色转型发展
Jin Rong Shi Bao· 2025-05-15 03:17
金融助推乡村产业全面绿色转型,是对绿水青山就是金山银山理念的践行,是推动乡村生态振兴、建设 美丽乡村和农业强国的重要路径。固原市地处宁夏南部、陕甘宁交汇处,素有"高原绿岛""红色圣地"之 称。中国人民银行固原市分行充分发挥绿色金融的牵引作用,以金融赋能乡村产业绿色转型,为西部生 态脆弱区乡村产业绿色转型提供了鲜活样本。 坚持创新驱动,推动绿色金融资源的精准化匹配。中国人民银行固原市分行依托乡村绿色资源优势,聚 焦冷凉蔬菜、中药材、小杂粮、生态旅游等乡村特色产业,引导金融机构围绕产业链上中下游金融需 求,创新特色化、差异化、场景化的绿色金融产品和服务,打通金融活水精准滴灌乡村产业发展的"最 后一公里"。 冷凉蔬菜是宁夏"六特"产业之一,也是固原市农业优势产业。中国人民银行固原市分行围绕冷凉蔬菜 的"种植、加工、仓储、销售、融合"全产业链条,指导金融机构精准发力,有针对性地支持相关主体高 质量发展。针对上游种植环节的资金需求,该行通过政策引导和产品创新双轮驱动,推动金融机构开发 适配性强的专项信贷产品。以土地经营权、温室产权等绿色资产为核心抵押物,指导国有大行、农商行 等金融机构推出"蔬菜大棚贷""种植e贷""富 ...
“三项发力”为乡村振兴提供强劲动力
Jin Rong Shi Bao· 2025-05-15 03:09
Core Insights - The article highlights the financial support provided by the People's Bank of China to promote rural revitalization in Anhua County, Hunan Province, focusing on agricultural production and innovation [1][2][3] Group 1: Financial Support and Loan Statistics - As of February 2025, the agricultural loan balance in Anhua County reached 21.22 billion yuan, accounting for 57.14% of total loans, which is 20.33 percentage points higher than the city average [1] - The re-loan balance in Anhua County was 1.72 billion yuan, with over 3 billion yuan disbursed since 2024, benefiting nearly 7,000 agricultural and small enterprises [2] - A total of 20.83 billion yuan in loans was issued to key rural revitalization enterprises, with a financing demand satisfaction rate of 89.46% [3] Group 2: Interest Rate Reductions and Loan Accessibility - Interest rates on newly issued agricultural loans have decreased by 57 to 110 basis points, potentially saving agricultural entities 7 million yuan in interest costs [3] - The average interest rate for a loan provided to a tea company was reduced by 1.4 percentage points, saving over 200,000 yuan in interest costs annually [2] Group 3: Innovative Financial Products - Agricultural Bank of China introduced a credit-based "Black Tea Loan," disbursing 500 million yuan to nearly 3,000 farmers and 20 enterprises [5] - Industrial and Commercial Bank of China launched a "Yellow Essence Planting e-loan" to support the establishment of a yellow essence seedling base, providing 3.7 million yuan in loans [5] - Anhua Rural Commercial Bank offers credit support to local small enterprises based on cash flow data, allowing for loan approvals in as little as 30 minutes [5] Group 4: Collaborative Mechanisms and Policy Support - The People's Bank of China has facilitated cooperation between banks, local government, and agricultural entities, resulting in 1.68 billion yuan in loans signed at business meetings [7] - A total of 90 million yuan has been allocated to support the yellow essence industry over three years, with annual subsidies for loan interest and guarantee fees [7] Group 5: Enhancing Rural Financial Services - The establishment of credit towns and villages has improved the rural financial environment, with 271 credit villages created, benefiting over 30 million yuan annually [8] - The implementation of a "credit + guarantee" mechanism has provided 1.28 billion yuan in financing guarantee funds to high-credit enterprises [8] - The county has achieved full coverage of cash withdrawal points in 370 administrative villages and 63 communities, enhancing access to financial services [8]
增加支农支小再贷款额度三千亿元,加大普惠金融支农力度 金融“活水”更多更快更精准流入良田(经济新方位)
Ren Min Ri Bao· 2025-05-14 21:59
运送农资、除虫施肥……初夏时节,田间地头处处火热。 农忙时节,也是金融服务的"旺季"。国家金融监督管理总局不久前发布通知,推动扎实做好2025年"三 农"金融工作,明确保障粮食等重要农产品金融供给,努力实现同口径涉农贷款余额较年初持续增长。5 月7日,中国人民银行决定增加支农支小再贷款额度3000亿元,进一步加大普惠金融支农力度。 各地金融机构迅速响应,不断加大信贷投放,持续优化产品服务,努力让金融"活水"更多、更快、更精 准地流入良田。 提速度 提前摸排,探索将无形资产纳入评价 浙江金华东阳市明焕村,种粮大户陆洪平的水稻田里响起劳作"合奏曲"。田间,除草机高效作业;空 中,农用无人机来回穿梭施肥。 "种管早就用上了'大铁牛',无人机是今年新添的好帮手,喷药施肥更均匀,农田边边角角都能覆盖 到,效率提高了好几倍。"陆洪平介绍,过去他家仅耕种自家田地,依靠人工劳作。如今,他流转了老 乡们的土地,种粮面积扩大到约800亩,为适应规模化种植,必须不断升级装备。 赶在农忙时用上无人机,多亏了一笔及时发放的贷款。 年初,邮储银行金华市分行工作人员带着移动设备上门走访。"了解到我有购买无人机的需求,他们现 场录入资料,将 ...
苏垦农发: 苏垦农发2024年年度股东会决议公告
Zheng Quan Zhi Xing· 2025-05-14 10:20
证券代码:601952 证券简称:苏垦农发 公告编号:2025-032 江苏省农垦农业发展股份有限公司 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏,并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示: ? 本次会议是否有否决议案:无 一、 会议召开和出席情况 (一)股东会召开的时间:2025 年 5 月 14 日 (二)股东会召开的地点:南京市建邺区恒山路 136 号苏垦大厦 12 楼 1208 会议室 (三)出席会议的普通股股东和恢复表决权的优先股股东及其持有股份情况: 份总数的比例(%) 70.2560 (四)表决方式是否符合《公司法》及《公司章程》的规定,大会主持情况等。 本次股东会由公司董事会召集,董事长朱亚东主持会议,会议采取现场书面 记名投票和网络投票相结合的方式进行投票表决,表决方式符合《公司法》及《公 司章程》的规定。 (五)公司董事、监事和董事会秘书的出席情况 审议结果:通过 表决情况: | 股东类型 | 同意 | 比例 | 反对 | | 比例 | 弃权 | 比例 | | | --- | --- | --- | --- | --- | --- ...
北大荒连跌4天,汇添富基金旗下1只基金位列前十大股东
Sou Hu Cai Jing· 2025-05-13 13:55
财报显示,汇添富基金旗下汇添富中证主要消费ETF为北大荒前十大股东,今年一季度增持。今年以来收益率0.76%,同类排名1713(总3383)。 | 阶段涨幅 | 季度涨幅 | 年度涨幅 | | | | | --- | --- | --- | --- | --- | --- | | | 近1周 | 近1月 | 近3月 | 近6月 | 今年来 | | 阶段涨幅 | 0.50% | -1.11% | 4.56% | -5.52% | 0.76% | | 同类平均6 | 2.98% | 4.43% | -0.71% | -3.35% | 2.30% | | 沪深300 | 2.30% | 3.89% | -0.23% | -5.22% | -0.98% | | 跟踪标的2 | 0.51% | -1.17% | 4.61% | -6.23% | 0.38% | | 同类排名 3 | | | 2810 3733 3570 3685 388 3486 1869 3140 1713 3383 | | | | | | | | 图片来源:天天基金网 2025/5/13 | | 5月13日,北大荒连续4个交易日下跌,区间累计跌幅- ...
万亩玉米“吨粮”计划,助力我国粮食主产区粮食安全
Xin Jing Bao· 2025-05-13 06:05
Core Viewpoint - The implementation of advanced agricultural technologies and management practices in Inner Mongolia is significantly enhancing corn yields and promoting sustainable farming practices, particularly in water-scarce and saline-alkali areas [1][2][3][4] Group 1: Agricultural Technology and Practices - The introduction of precision irrigation and digital management systems has allowed for efficient water and fertilizer use, resulting in a 20% higher corn yield compared to local averages [2] - The use of a comprehensive management model that includes soil testing, seed selection, and real-time data monitoring is crucial for optimizing crop production [2][3] - The "ton grain field" initiative aims to increase grain production through the integration of high-efficiency farming techniques and water-fertilizer management [1][4] Group 2: Economic Impact and Community Involvement - The cooperative model involving government, enterprises, cooperatives, and farmers has transformed local agricultural practices, enabling farmers to achieve stable income through land share and labor opportunities [4] - The average corn yield in the region is projected to reach 850 million mu by 2024, with an increase of 24.2 jin per mu compared to the previous year, surpassing the national average [4] - The economic benefits of these practices are evident, with farmers reporting significant increases in income from both land investments and agricultural labor [4] Group 3: Replicability and Future Prospects - The successful agricultural model developed in Inner Mongolia is being replicated in other regions to enhance food security and agricultural productivity [3][4] - The focus on addressing challenges such as water scarcity and soil salinity through innovative farming techniques is expected to drive further improvements in crop yields [3][4]
稻花香里蕴丰年
Jin Rong Shi Bao· 2025-05-13 01:57
在广东省汕头市潮阳区贵屿镇的一处农田,某农业公司负责人颜先生正带领工人们积极开展农事生产。 该行指导辖内相关金融机构用好用足各项货币政策工具,将信贷资金优先用于春耕备耕。今年1至3月, 累计发放再贷款、再贴现6.39亿元,惠及市场主体233户。持续释放贷款市场报价利率改革效能,推动 综合融资成本稳中有降。1至3月,全市新发放人民币企业贷款加权平均利率同比下降0.71个百分点,普 惠小微企业贷款加权平均利率同比下降0.93个百分点。截至3月末,辖内涉农贷款余额达442.42亿元,较 年初增加34.94亿元,其中,邮储银行汕头市分行已累计为辖内涉农客户提供2.62亿元贷款支持,有效满 足农户的资金需求。 颜先生出生在农业大省湖南,今年刚满35岁的他却是当地的"老农民",从事水稻种植已经18年。"我17 岁就从老家到这边种植水稻。"颜先生说道。目前,他在贵屿、铜盂承包了近2000亩农田,并在去年1月 注册成立了农业公司。今年,他准备新购进一批农机设备和农药化肥,提升机械化水平,扩大种植规 模。 中国农业发展银行汕头市分行坚守农业政策性银行定位,将服务国家粮食安全作为首要任务,主动跟踪 储备粮企业需求,及时了解企业在 ...
扶上马再送一程 山东全省农商银行为创业就业注入金融动力
Jin Rong Shi Bao· 2025-05-13 01:49
沂南农商银行针对青年、妇女、退役军人等群体,强化产品创新,优化服务模式,累计发放"大学生创 业贷""青年创业贷"等2.85亿元,帮扶1000余名青年走上创业路。 今年2月,人力资源和社会保障部等七部门印发《关于健全创业支持体系提升创业质量的意见》,明确 完善促进创业带动就业的保障制度,面向重点群体分型分类提供创业支持保障,培育发展更多企业、个 体工商户等创业主体,为促进高质量发展、实现高质量充分就业提供支持。 缺少资金往往是创业者面对的主要难题。山东省农信联社指导全省农商银行坚守支农支小市场定位,主 动对接人社局、团委、妇联、退役军人事务局等部门,获取创业就业主体清单,坚持"创业者有什么样 的金融需求,农商银行就提供什么样的金融服务"理念,制定专项金融服务方案,围绕大学毕业生、返 乡农民工、退役军人、家庭妇女等群体陆续推出20余款产品,满足不同创业者的金融需求,把创业者扶 上马、送一程。 畅通有志青年创业路 李再峰,一位"80"后自主创业青年,于2017年创办临沂百思得家具有限公司,主要从事各类电视柜及茶 几的生产及销售。创业初期,他通过参加各地会展,逐渐打开了市场,拥有了稳定客源。 这一路,他最感谢的就是农 ...
《大国博弈》系列第八十五篇:以斗争求合作,中方打到美方筹码底线
EBSCN· 2025-05-13 01:40
2025 年 5 月 12 日 总量研究 以斗争求合作,中方打到美方筹码底线 ——《大国博弈》系列第八十五篇 作者 分析师:高瑞东 执业证书编号:S0930520120002 010-56513108 gaoruidong@ebscn.com 分析师:赵格格 执业证书编号:S0930521010001 0755-23946159 zhaogege@ebscn.com 相关研报 中美会晤前哨观察:特朗普的交易底线—— 《大国博弈》系列第八十四篇(2025-05- 10) 中美关税第二轮,双方在如何出牌?—— 《大国博弈》系列第七十九篇(2025-03- 05) 从减税视角出发,特朗普后续关税力度几 何?——《大国博弈》系列第七十八篇 (2025-02-20) 如何看待美中加墨本轮关税交锋?——《大 国博弈》系列第七十七篇(2025-02-06) 野心与现实:特朗普首日新政评述——《大 国博弈》系列第七十六篇(2025-01-21) 要点 核心观点: 在中国的示范下,越来越多的国家意识到,与美谈判"以斗争求合作则合作存,以 妥协求合作则合作亡","美 X 谈判"进展缓慢,对美国经济、市场和特朗普选盘 逐步造成实质 ...