新华财经北京8月29日电（记者翟卓 余蕊）中国工商银行29日公布的数据显示，2025年上半年实现营业 收入4090.82亿元，同比增长1.8%；净利润1688.03亿元；不良贷款率1.33%，下降0.01个百分点；拨备覆 盖率217.71%，较上年末上升2.80个百分点。 中国工商银行行长刘珺在当日举行的2025年中期业绩发布会上表示，作为一家超级规模的银行，工商银 行跟市场永远同频共振，并且精确地反应中国国民经济的增长状况。 "工商银行发挥的就是主力军、压舱石、稳定器作用。如果稳定器的速度是一个超常速度，那它的作用 可能不会发挥得特别好，所以我们始终认为，匀速或许是最快的，平衡或许是最好的，所以一直秉承这 个理念来推动工商银行的转型和进一步高质量发展。"刘珺说。 展望全年净利润情况，刘珺表示，工商银行将始终保持与国民经济同频共振、同向前进，也希望全年的 答卷比半年的数字又有一些进步，而且是扎扎实实的进步，是工商银行服务实体经济、有效防范化解风 险，进一步推进金融改革的年度答卷。 编辑：刘润榕 ...

Core Insights - Ningbo Bank reported a revenue of 37.16 billion yuan and a net profit of 14.84 billion yuan for the first half of 2025, showing year-on-year growth of 7.91% and 8.37% respectively, with both metrics accelerating compared to the first quarter of 2025 [2][3][4] Financial Performance - Revenue for the first half of 2025 was 37,160 million yuan, up from 34,437 million yuan in the same period of 2024, marking a 7.91% increase [4] - Net profit reached 14,838 million yuan, compared to 13,692 million yuan in the first half of 2024, reflecting an 8.37% growth [4] - Interest income was 25,726 million yuan, with a year-on-year increase of 11.11%, despite a slight decline in net interest margin to 1.76% [5] Loan and Asset Management - As of the end of June 2025, total loans increased by 13.36% year-on-year, with corporate loans rising by 21.34% [2][8] - The bank's financial investment assets accounted for 43.14% of total assets, a decrease from 47% in 2021, but still higher than Jiangsu Bank's 39.33% [8] - Personal loans decreased by 4.02%, attributed to weak consumer credit demand, while corporate loans contributed significantly to new loan growth [8] Non-Interest Income - Non-interest income from fees and commissions was 2,805 million yuan, up 4.04%, ending a three-year decline [5][8] - The bank's agency business, which includes sales of funds, insurance, and wealth management products, generated 2,987 million yuan in fees, a 10.06% increase [8][9] Market Position - Ningbo Bank maintained its position as the second-largest city commercial bank in the Yangtze River Delta, following Jiangsu Bank, with similar growth rates in revenue and net profit [6][7] - The bank's total financial assets under management (AUM) reached 1,255 billion yuan, second only to Jiangsu Bank in the region, with a significant portion in non-deposit products [9]

Core Insights - Construction Bank reported a total operating income of 385.9 billion yuan for the first half of the year, representing a year-on-year growth of 2.95% [1] - The net profit for the same period was 162.6 billion yuan, with a net interest margin (NIM) of 1.40% and an annualized average return on assets of 0.77% [1] - The bank's asset quality showed a "two declines and one increase" trend, with a non-performing loan ratio of 1.33%, a decrease of 1 basis point from the end of the previous year [1][2] Financial Performance - The bank's net commission income reached 65.2 billion yuan, up 4.02% year-on-year [1] - Provisioning before profit was 290.1 billion yuan, reflecting a growth of 3.37% [1] - The cost-to-income ratio improved to 23.72%, down 0.43 percentage points from the same period last year [1] Asset and Liability Management - As of June 30, the total assets of the bank amounted to 44.43 trillion yuan, a year-on-year increase of 9.52% [2] - Total loans issued reached 27.44 trillion yuan, growing by 6.20% compared to the end of the previous year [2] - Total liabilities stood at 40.85 trillion yuan, with a growth of 9.73% year-on-year [2] Dividend Policy - The bank plans to distribute dividends exceeding 100 billion yuan for both 2023 and 2024, with two distributions planned for 2025 and a mid-term dividend payout ratio of 30% [3]

交通银行（601328）(03328)公布，董事会于2025年8月29日召开的会议上决议建议(i)委任刘瑞霞女士担 任独立非执行董事;(ii)重选任德奇先生、张宝江先生、殷久勇先生及周万阜先生担任执行董事，常保升 先生、廖宜建先生、陈绍宗先生、穆国新先生及艾栋先生担任非执行董事，张向东先生、李晓慧女士、 马骏先生、王天泽先生及肖伟先生担任独立非执行董事。 ...

北京商报讯（记者 宋亦桐）8月29日，工商银行（601398）召开2025年中期业绩发布会。谈及分红，工 商银行行长刘珺表示，2024年度现金分红是1098亿元，继续保持A股现金分红总额的最高上市公司，今 年仍计划实施中期分红，金额是504亿元，并且分红率继续稳定在30%以上。 ...

交通银行（601328）(03328)公布，该行拟于2025年9月8日派发境内优先股股息，按照交行优1票面股息 率4.07%计算，每股发放现金股息人民币4.07元(含税)，合计派发人民币18.315亿元(含税)。 ...

8月28日，渤海银行（港股代码：9668.HK）公布了2025年中期业绩报告。报告显示，该行上半年实现 营业收入与净利润双增长，非息收入贡献显著提升，但受行业环境及政策导向影响，利息净收入微降， 净利差仍处于低位，不过已呈现企稳态势，同时资产质量保持在合理区间，风险抵御能力持续增强。 资产负债规模微降，核心盈利指标双增 截至2025年6月末，渤海银行总资产规模为1.82万亿元，较上年末减少200.40亿元，降幅1.09%；总负债 规模为1.71万亿元，较上年末下降1.34%，资产负债规模均出现小幅收缩。 细分项目中，发放贷款和垫款总额达9544.22 亿元，同比上升1.91%，信贷投放保持适度增长；吸收存 款总额为10041.85亿元，同比降低 4.01%，存款规模有所下滑。 盈利表现方面，渤海银行上半年核心盈利指标实现正向增长，经营态势良好。数据显示，该行 2025 年 上半年实现营业收入142.15亿元，同比增 8.14%；实现净利润38.30亿元，同比增长3.61%，两大关键盈 利指标的正增长，也为该行上半年经营业绩奠定了积极基础。 从营收结构分析，"利息 + 非息" 协同发力成为营收增长主要动力，其中 ...

Core Viewpoint - Zhengzhou Bank has demonstrated strong performance in the first half of 2025, achieving simultaneous growth in both revenue and profit, amidst a complex economic environment [1][3]. Financial Performance - The bank reported operating income of 6.69 billion yuan, an increase of 4.64% year-on-year, and a net profit attributable to shareholders of 1.63 billion yuan, up 2.1% year-on-year [3]. - This marks the second consecutive quarter of year-on-year growth in both operating income and net profit, indicating a stable and sustainable growth trajectory for the bank's profitability [3]. Asset Growth - As of the end of June 2025, Zhengzhou Bank's total assets reached 719.74 billion yuan, an increase of 43.37 billion yuan from the end of the previous year [5]. - The bank's asset growth has accelerated, with the latest "billion" growth cycle taking only two years, compared to three years previously, reflecting the bank's robust capacity to support regional economic development [5]. Loan and Deposit Performance - The total amount of loans and advances issued by Zhengzhou Bank reached 406.09 billion yuan, an increase of 18.40 billion yuan, or 4.75%, from the end of the previous year [6]. - Personal deposits grew significantly, with a balance of 258.10 billion yuan, an increase of 39.92 billion yuan, or 18.3%, positioning the bank among the top performers in the domestic city commercial bank sector [8]. Risk Management - As of June 2025, the non-performing loan balance stood at 7.17 billion yuan, with a non-performing loan ratio of 1.76%, down 0.11 percentage points year-on-year, indicating stable asset quality [10]. - The bank's provision coverage ratio was 179.20%, and its capital adequacy ratio was 11.85%, demonstrating strong risk management capabilities and compliance with regulatory requirements [10].

格隆汇8月29日丨交通银行(03328.HK)公告，董事会于2025年8月29日召开会议上决议建议(i)委任刘瑞霞 担任独立非执行董事；(ii)重选任德奇、张宝江、殷久勇及周万阜担任执行董事，常保升、廖宜建、陈 绍宗、穆国新及艾栋担任非执行董事，张向东、李晓慧、马骏、王天泽及肖伟担任独立非执行董事。 ...

21世纪经济报道记者 曹媛 深圳报道 8月28日，兴业银行（601166.SH）公布中期业绩报告，次日上午召开中期业绩说明会。 整体来看，今年上半年该行业绩增速转正。营业收入为1104.58亿元，同比下降2.29%，但降幅较一季度 收窄1.29个百分点；归母净利润为431.41亿元，同比增长0.21%，增速较一季度由负转正。 在业绩会上，兴业银行行长陈信健携计划财务部总经理林舒、首席风险官赖富荣等核心管理团队召开中 期业绩说明会，直面市场关切的净息差承压、资产质量、可转债转股进度等核心议题。 值得注意的是，针对息差承压问题，林舒在会上披露，"我行下半年约有2700亿3-5年期定期存款到期， 大概可节约15亿营收。同时，该行同业负债付息率较2024年下降47BP，下半年同业存放利率重置后还 可再释放10亿营收，因此负债端合计贡献20多亿营收。" 展望全年，他也给出两个预测：一是该行净息差降幅控制在10个BP内，二是力争全年利息净收入的降 幅比上半年收窄。 谈净息差：全年降幅控制在10个BP内 今年上半年，兴业银行净息差1.75%，较2024年下降了7BP；利息净收入737.55亿元，同比下降1.52%。 针对这 ...