4月28日， 青岛融资担保集团受邀参与青岛市金融赋能新型工业化产融对接会议， 与 "政银企"三方代表共商新型工业化发展路径，为实体经济高质量发展 注入强劲动能。 活动现场，链万企平台联合集团正式推出首批产业链金融创新产品"链青保"。该产品依托平台大数据优势，深度挖掘企业经营数据，从企业初创期的资金周 转，到成长期的产能扩张，再到成熟期的市场开拓，全流程、全周期满足企业融资需求，为产业链协同发展筑牢金融支撑。作为青岛市融资担保领域的重要 力量，集团自成立以来始终秉持服务实体经济的宗旨，会上重点推介了"青担+"系列创新金融产品，这些产品紧密贴合制造业企业在科技研发、票据融资、 产业链协同等不同环节的资金需求，致力于为中小微企业、"三农"主体、科创企业等提供有力支持。自2025年5月1日起，集团将对批量业务中科技型中小企 业和"三农"主体担保年化费率统一降至0.5%。这一政策调整预计每年可为相关企业减少数干万元融资成本，以真金白银为实体经济发展注入"担保动能"。 此外，青岛市金融赋能新型工业化服务联盟正式成立，汇聚了银行、证券、保险、担保等各类金融机构，以及行业协会、科研院所等多方力量，旨在搭建 起"政银担"协同创 ...

Core Insights - Government-backed financing guarantees are crucial for alleviating the financing difficulties faced by small and micro enterprises and the agricultural sector, enhancing their access to loans and financial support [2][3][4] Group 1: Government Financing Guarantee System - The Liaoning Province Financing Guarantee Group's "Cluster Quick Loan" product has provided 5 million yuan in loans to small enterprises, significantly easing their financial pressure [1] - As of March 2025, the "Cluster Quick Loan" has benefited 16 industrial clusters, with a total of 430 million yuan in guaranteed loans issued, creating approximately 3,800 jobs [1] - The national financing guarantee fund has a cumulative business scale exceeding 5.81 trillion yuan, benefiting over 5 million enterprises, with 98.96% of the business scale supporting small and agricultural enterprises [2] Group 2: Policy and Regulatory Framework - The recent issuance of the "Government Financing Guarantee Development Management Measures" aims to enhance the quality and coverage of policy-based financing guarantees [3][4] - The measures emphasize the importance of supporting employment and entrepreneurship, while also providing various policy supports such as capital supplementation and risk compensation [3][4] - The government financing guarantee system is increasingly recognized as a vital tool for macroeconomic regulation and counter-cyclical adjustment [2][3] Group 3: Employment Impact - Each 1 billion yuan in guaranteed loans can support approximately 900 stable jobs, with the system having served over 51 million employment instances since its inception [3]

服务中小企业，深圳又有新举措！ 4月10日，深圳市中小企业服务局与深圳市高新投集团有限公司（以下简称"深高新投"）签署战略合作协 议，双方携手共建深圳中小企业产融促进中心，旨在为深圳广大中小企业提供一站式、全方位、综合性创 新金融服务。 中小企业是推动创新、促进就业、改善民生的重要力量。截至目前，深圳共有创新型中小企业2.1万家， 累计培育专精特新中小企业1.25万家，专精特新"小巨人"企业1025家，彰显出发展的蓬勃生机。 根据证券时报记者在深圳中小企业产融促进中心揭牌现场了解，深高新投将充分利用旗下业务团队在各辖 区的产业辐射作用，扩大对深圳广大中小企业的融资规模，拓宽融资渠道，开拓园区贷、专精特新贷、瞪 羚企业专项支持计划等一揽子综合性金融服务方案。此外，深高新投还发布"园区贷"组合产品，并与罗湖 投控软件产业园、新桥东先进制造产业园、深圳湾科技生态园、龙岗AI小镇等4家深圳中小企业产融促进 中心首批合作园区签约，共同为园区内中小企业发展赋能。 政金协同 打造中小企业服务新生态 近年来，深圳市中小企业服务局以高质量发展为中心，聚焦助企纾困和促进发展两个方向，不断完善中小 企业梯度培育、服务和融资促进体系 ...

注册资金10个亿融资担保牌照转让 转让注册资金10个亿的融资担保牌照是一个复杂且涉及多方利益的金融活动，以下是对该转让活动的详细分析： 一、转让背景 二、转让价值分析 注册资金10个亿的融资担保牌照具有较高的转让价值，主要体现在以下几个方面： 三、转让流程与注意事项 转让流程： 注意事项： 1. 意向洽谈：转让方与受让方就融资担保牌照的转让事宜进行初步洽谈，并达成交易意向。 2. 尽职调查：受让方对转让方进行尽职调查，包括对公司历史、经营状况、财务状况、业务范围、合规情况等方面进行深入 了解。这一过程中，受让方可能会聘请专业的会计师事务所、律师事务所等机构协助调查。 3. 协商谈判：在尽职调查的基础上，双方就转让价格、转让方式、股权结构调整等事项进行协商谈判。 4. 签订协议：双方达成一致意见后，签订融资担保牌照转让协议。 5. 审批备案：向地方金融监管部门提交转让申请，并获得批准后进行相关变更登记。 6. 支付交接：受让方按照协议约定支付转让款项，双方完成相关交接手续。 1. 合规性：确保转让活动符合国家及地方的监管规定，避免违法违规行为。 2. 费用透明：除牌照本身价格外，还需注意其他隐性费用，如律师费、 ...

Core Viewpoint - The issuance of the "Government Financing Guarantee Development Management Measures" aims to enhance the quality of the government financing guarantee system, standardize the behavior of financing guarantee institutions, and better serve small and micro enterprises and the agricultural sector [1][2]. Group 1: Background and Context - The government financing guarantee system is crucial for alleviating the financing difficulties faced by small and micro enterprises and the agricultural sector, serving as a means to enhance credit and share risks [1]. - The issuance of the measures is in response to directives from the central government, which has emphasized the need for a high-quality development of the financing guarantee system since 2015 [1][2]. Group 2: Recent Developments and Achievements - The scale of cooperation business for the National Financing Guarantee Fund reached 1.41 trillion yuan in 2024, a year-on-year increase of 7.7%, with a cumulative scale exceeding 5.5 trillion yuan [2]. - The average guarantee fee rate has dropped to below 1%, and the comprehensive financing cost for supported entities has decreased to below 5% [2]. Group 3: Expectations and Challenges - There is a strong expectation from various sectors for enhanced policy support and clearer operational guidelines to address issues such as unclear positioning of some institutions and high cooperation thresholds with banks [2][3]. Group 4: Key Features of the Measures - The measures consist of six chapters and thirty-three articles, covering all aspects of supporting the development of government financing guarantees [3]. - The first chapter emphasizes the public service orientation of financing guarantee institutions, while the second chapter outlines operational requirements focusing on supporting employment and entrepreneurship [3][4]. Group 5: Highlights of the Measures - The measures stress the primary responsibility of financing guarantee institutions to focus on policy-based financing and support small and micro enterprises [4][5]. - They also enhance support mechanisms, including capital supplementation and risk compensation, to ensure sustainable operations [5]. - Employment support is prioritized, with the National Financing Guarantee Fund estimated to stabilize employment for approximately 900 individuals per 100 million yuan guaranteed [5][6]. Group 6: Policy Support Initiatives - The measures propose a combination of fiscal support, performance evaluation, bank-guarantee cooperation, and information sharing to promote high-quality development [7]. - Fiscal support includes capital supplementation and risk compensation to enhance the capital strength of financing guarantee institutions [7][8]. - Performance evaluation will focus on the scale of support for small and micro enterprises, shifting the emphasis from profit to service quality [8][9]. Group 7: Risk Management and Supervision - The measures outline strict entry mechanisms and emphasize the responsibility of financing guarantee institutions in risk management [10]. - A collaborative regulatory framework is established to ensure effective supervision and timely reporting of significant risks [11].