新华财经纽约1月21日电美国全国地产经纪商协会21日发布的初步数据显示，美国2025年12月成屋待完 成销售指数为71.8，为去年8月份以来的最低水平。该指数环比和同比降幅分别为9.3%和3%，市场则预 期环比小幅增加。 数据显示，全美划分的四个区域中，除南部区域环比下降4%外，东北、中西部和西部三个区域环比降 幅均超过10%。 美国全国地产经纪商协会首席经济学家劳伦斯·尤恩（Lawrence Yun）当天表示，美国住房板块尚未脱 离风险。在前几个月待完成合同和已完成销售数据表现出令人鼓舞的迹象后，12月份新签合同数据使短 期前景让人沮丧。 尤恩认为，需要在未来几个月继续观察数据才能确定新签合同数据疲软是单月反常现象，还是新趋势的 开始。 据介绍，成屋待完成销售指数追踪已签但尚未完成执行的房屋销售合同情况，被认为是反映今后两个月 现房销售完成情况的良好先行指标。 （文章来源：新华财经） 尤恩说，虽然数据显示12月份房屋销售合同完结数量增加，但新挂牌房屋数量没有跟上节奏。库存房屋 的减少导致购房者选择空间变小，这可能打压购房者热情。 ...

智通财经APP获悉，中原地产研究部高级联席董事杨明仪指出，香港去年整体洋房(包括一手及二手， 扣除内部转让交易计)买卖合约登记录624宗，总值288.09亿港元，分别同比上升43.8%及22%。宗数及金 额齐创4年新高；其中，价值1亿港元或以上的买卖录73宗及169.91亿港元，同比上升52.1%及15.7%。 股市向好，香港政府放宽投资移民计划住宅物业投资的成交价门槛，利率见顶，香港楼价见底回升，洋 房价格大幅调整下吸引力增加，吸引资金流入，带动整体洋房交投畅旺，登记数字连升两年。 香港去年一手洋房买卖(不包括内部转让交易)登记录72宗及104.83亿港元，同比上升7.5%及下跌 22.4%，宗数创3年高位；其中，1亿港元或以上的成交录35宗及83.78亿港元，同比微升2.9%及下跌 28.1%。反映洋房新盘供应罕有；加上发展商惜售，一手买卖连续4年每年不足100宗。由于去年顶级大 额新盘成交减少，故影响一手金额回落。 ...

Core Viewpoint - The UK housing market has experienced its largest increase in asking prices on record during the Christmas and New Year period, following a decline related to the budget announcement by Chancellor Reeves [1] Group 1: Market Trends - Rightmove reported that the average asking price of new homes increased by 2.8% month-on-month as of January 10, marking the largest single-month increase since 2015 [1] - Year-on-year, asking prices are up by 0.5% compared to the same period last year [1] - The number of available properties for sale has reached its highest level since 2014 [1] Group 2: Expert Insights - Colleen Babcock, a property expert at Rightmove, noted that sellers are confident enough to list their homes at higher prices, indicating a positive start for the year [1] - The Royal Institution of Chartered Surveyors also indicated signs of improvement in market expectations prior to Rightmove's data release [1]

美国二手房销售在12月攀升至2023年以来的最快水平，这对多年来缺乏动能的住房市场而言是个可喜迹 象。 全美房地产经纪人协会（NAR）周三公布的数据显示，12月二手房销量增长5.1%，至折合年率435万 套，创下2023年2月以来最高水平。这高于所有接受调查的经济学家的预期。 全美房地产经纪人协会（NAR）周三公布的数据显示，12月二手房销量增长5.1%，至折合年率435万 套，创下2023年2月以来最高水平。这高于所有接受调查的经济学家的预期。 借贷成本下降和房价涨幅放缓推动美国所有主要地区的购房活动回暖。售价中值同比上涨0.4%至40.54 万美元，创下两年半以来的最小涨幅。 NAR首席经济学家Lawrence Yun在声明中表示："第四季度，市场状况开始改善，抵押贷款利率下降， 房价增速放缓。" 借贷成本下降和房价涨幅放缓推动美国所有主要地区的购房活动回暖。售价中值同比上涨0.4%至40.54 万美元，创下两年半以来的最小涨幅。 NAR首席经济学家Lawrence Yun在声明中表示："第四季度，市场状况开始改善，抵押贷款利率下降， 房价增速放缓。" 12月的需求水平表明，2026年美国二手房市场有望逐 ...

Group 1 - The total annualized sales of existing homes in the U.S. for December reached 4.35 million units, exceeding the expected 4.22 million units and the previous value of 4.13 million units [1] - Month-over-month, the existing home sales increased by 5.1%, significantly higher than the expected increase of 2.2% and the previous increase of 0.5% [1]

Core Viewpoint - The article highlights a fraudulent job recruitment scheme where job seekers were lured to a real estate site under the pretense of high-paying part-time work, only to be manipulated into downloading a gambling app and ultimately left unpaid [1][10][12]. Group 1: Job Recruitment Scheme - A high-paying part-time job advertisement attracted numerous job seekers, promising 300 yuan for a few hours of work [1][3]. - Job seekers were misled to believe they were participating in a legitimate promotional event for a real estate project, but instead were used as a "filler" group [4][10]. - The recruitment was linked to a gambling app that required users to deposit money without a clear withdrawal process, indicating a scam [4][9]. Group 2: Real Estate Company's Response - The real estate company,津和御城, denied any association with the job advertisement and claimed to be a victim of the situation [10][12]. - The company clarified that they had not authorized any recruitment for part-time workers and were unaware of the gambling app's existence [12]. - The company reported the incident to the local police, emphasizing their intention to pursue legal action against the perpetrators [10][12]. Group 3: Legal and Safety Concerns - Legal experts advised job seekers to be cautious of enticing job offers that promise high pay for minimal work, especially those requiring downloads of unknown apps [13]. - The article underscores the importance of retaining evidence such as job postings and communications in case of disputes [13].

Group 1 - The core viewpoint of the articles highlights a potential recovery in the U.S. housing market as mortgage rates decline to their lowest levels since April 2023, providing hope for growth in 2026 [1] - The 30-year fixed mortgage rate fell by 7 basis points to 6.25%, while the jumbo mortgage rate dropped to 6.32%, marking the lowest point since April 2023 [1] - The National Association of Realtors (NAR) reported that contract signings have increased for four consecutive months, indicating a strengthening momentum in U.S. real estate sales as the new year begins [1] Group 2 - Despite the decrease in borrowing costs, the Mortgage Bankers Association (MBA) reported a seasonally adjusted decline of 6.2% in the purchase index, which is typical during the holiday season [2] - Conversely, the refinancing index unexpectedly rose by 7.4% after seasonal adjustments, suggesting increased activity in refinancing despite the overall market fluctuations [2] - The MBA's survey, conducted weekly since 1990, covers over 75% of retail residential mortgage applications in the U.S., providing a comprehensive view of the mortgage market [2]

Core Viewpoint - The cumulative unsold inventory in Hong Kong for 2025 is projected to be approximately 18,387 units, a decrease of about 2.7% from 18,889 units in November 2025, marking an 11-month consecutive decline and reaching a new low in over two and a half years [1] Group 1: Inventory Changes - The cumulative unsold inventory in Hong Kong for 2025 is down nearly 3,300 units compared to 21,674 units in December 2024 [1] - All three regions—Hong Kong Island, Kowloon, and the New Territories—show a year-on-year decrease in unsold inventory, with Kowloon experiencing the largest drop of approximately 2,201 units, or 18.1%, from 12,175 units in December 2024 to about 9,974 units in December 2025 [1] Group 2: Sales Performance - The reduction in unsold inventory is primarily attributed to a faster sales pace, with 20,056 units sold in 2025, representing a significant increase of about 29.4% from 15,502 units in 2024, achieving the highest sales since the introduction of the first-hand sales regulations in 2013 [1] - In 2025, new projects accounted for approximately 9,613 units sold, making up about 47.9% of total sales, while unsold units from previous years accounted for about 10,443 units, or 52.1% of total sales [1]

Group 1 - The core viewpoint is that the property market is expected to continue its upward trend into 2026, with strong sales of new large-scale developments in Xisha and other new projects launching this month [1] - In January, the estimated number of first-hand property transactions is expected to exceed 2,000, marking the longest streak of over 1,000 transactions in 12 months since the implementation of the first-hand sales regulations in 2013 [1] - The performance of super luxury properties priced over HKD 100 million has been particularly notable, with 6 transactions recorded in the first 5 days of January, nearly half of December's total and double that of January last year [1] Group 2 - The market is anticipated to benefit from six favorable factors: interest rate cuts, wealth effects, economic growth, favorable policies, rising rents, and reduced inventory, leading to a positive trading environment [2] - The total number of first-hand property transactions for the year is projected to reach 21,000, setting a new record since the first-hand sales regulations were introduced in 2013 [2] - The number of super luxury property transactions is expected to exceed 100 for the year, potentially reaching a new high since the introduction of the first-hand sales regulations [2]

Core Viewpoint - The article discusses the financial implications of renting versus buying a home in Guangzhou, highlighting the changing perceptions of housing as a necessity for security versus a flexible living arrangement [7][15]. Group 1: Renting vs. Buying - The monthly rent for a self-built house in a city village in Guangzhou is 2,800 yuan, which is significantly lower than the estimated 4,500 to 5,000 yuan for similar conditions in other cities like Zhengzhou [4]. - The average price for a comparable property in the area is over 20,000 yuan per square meter, leading to a total purchase cost of approximately 4.5 million yuan, while renting for 30 years would only cost around 1 million yuan [4][7]. - The rental yield is becoming more favorable, with rental prices stabilizing at 2%-3% of property values, indicating that the potential for property appreciation in non-core areas is questionable [7][15]. Group 2: Hidden Costs of Homeownership - Purchasing a 4.5 million yuan property requires a down payment of 135,000 yuan, with total repayment (including interest) amounting to approximately 6.17 million yuan over 30 years [8][9]. - This financial burden can restrict personal freedom, affecting job mobility and lifestyle choices due to the fear of mortgage default [9]. Group 3: Opportunity Costs of Renting - The opportunity cost of the down payment could yield significant returns if invested, potentially covering most of the rental expenses over 30 years [11]. - Renting provides flexibility and security, especially with new regulations enhancing tenant rights, making long-term rentals more stable [12]. Group 4: Societal Psychological Changes - The perception of homeownership as a source of security is shifting, with a growing emphasis on rental housing as a viable long-term option [13][14]. - A survey indicates that 75.11% of recent graduates prefer renting for better commuting and living quality rather than focusing on property ownership [14]. Group 5: Conclusion on Housing Choices - The decision to rent or buy should align with individual lifestyle needs rather than societal pressures, especially in non-core areas where property values may not justify the investment [15]. - The article suggests that in the current market context, prioritizing quality of life over the pursuit of homeownership may be a more rational choice [15].